Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Hagatna

For one person, living is cheaper in Chiang Mai: $936 a month against $2,790 in Hagatna, rent and utilities included – about $22,200 less a year. Higher rent and utilities in Hagatna outweigh lower spending on other living expenses.

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Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Hagatna

🇬🇺 Guam

$2,790

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Hagatna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Hagatna actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $2,790 in Hagatna, rent included.

Chiang Mai $936
Hagatna $2,790

A couple spends around $1,457 per month in Chiang Mai vs $2,976 in Hagatna, rent included.

Chiang Mai $1,457
Hagatna $2,976

A family of three spends $1,979 per month in Chiang Mai vs $3,162 in Hagatna, rent included.

Chiang Mai $1,979
Hagatna $3,162

Chiang Mai is about 66% cheaper than Hagatna, and outside of rent the biggest gap is in utilities.

Chiang Mai sits 31% below the global median, while Hagatna is 105% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

Cappuccino

$1.67 ฿56.5

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.55

Water (0.33 liter bottle)

$0.31 ฿10.31

Local Beer (0.5 liter draught)

$2.36 ฿79.6

Imported Beer (0.33 liter bottle)

$3.66 ฿124

Milk (1 liter)

$1.95 ฿65.8

$3.83 $3.83

-49.09%

White Bread (500g)

$1.44 ฿48.48

Rice (white) (1kg)

$1.33 ฿45.04

Eggs

$2.28 ฿77.1

$9.56 $9.56

-76.15%

Local Cheese (1kg)

$16.45 ฿555

Chicken Fillets (1kg)

$2.78 ฿93.9

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.35 ฿79.4

Banana (1kg)

$0.97 ฿32.80

Oranges (1kg)

$1.60 ฿53.9

Tomato (1kg)

$1.50 ฿50.6

Potato (1kg)

$1.28 ฿43.12

Onion (1kg)

$1.10 ฿37.19

Lettuce (1 head)

$0.71 ฿23.82

Water (1.5 liter bottle)

$0.49 ฿16.37

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

Wine (Bottle)

$17.52 ฿591

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

Imported Beer (0.33 liter bottle)

$2.78 ฿94.0

One-way Ticket (Public Transport)

$0.87 ฿29.31

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,826

Taxi Start (Normal Tariff)

$1.16 ฿39.06

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.8

Gasoline (1 liter)

$1.45 ฿48.90

$1.31 $1.31

10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$358 $358

-82.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$58.8 $58.8

-79.31%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$60.9 $60.9

-66.98%

Gym Membership (Monthly)

$37.31 ฿1,259

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

Cinema Ticket

$6.49 ฿219

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

International Primary School, 1 Child (Yearly)

$14.8K ฿498.3K

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

Men's Leather Business Shoes

$71.9 ฿2,428

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$2,211 $2,211

-78.19%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$2,236 $2,236

-86.18%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$2,418 $2,418

-58.40%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$2,415 $2,415

-73.77%

Buy Apartment in City Center (m2)

$2,363 ฿79.8K

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$6,801 $6,801

-91.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Hagatna: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Hagatna

–

Groceries & Markets

Chiang Mai

$234 25.1%

Hagatna

–

Clothing & Footwear

Chiang Mai

$109 11.6%

Hagatna

–

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Hagatna

–

Eating Out

Chiang Mai

$78 8.3%

Hagatna

–

Getting Around

Chiang Mai

$61 6.6%

Hagatna

–

Sport & Entertainment

Chiang Mai

$50 5.4%

Hagatna

–

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $2,211 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hagatna are about 12 times higher. Purchasing power depends on which expenses matter most to you.

Good to know

🇹🇭 Chiang Mai

🇬🇺 Hagatna

🕒 Local time

09:11 9:11 AM

12:11 12:11 PM

3 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

1,100 Capital

💱 Currency

Thai Baht THB ฿

United States Dollar USD $

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.75 THB (100 THB = 2.96 USD). 1 EUR = 37.68 THB (100 THB = 2.65 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to THB in detail →

On the map

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Between locations

Chiang Mai Hagatna 4,910 km ≈ 7 h nonstop flight

From you

Chiang Mai
Hagatna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 198% more than Chiang Mai, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $4,185 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $2,211 in Hagatna.

Monthly expenses with rent come to $936 in Chiang Mai and $2,790 in Hagatna. That makes Chiang Mai about 66% cheaper.

Interestingly, groceries are about 67% cheaper in Hagatna – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $2,790 in Hagatna. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $2,790 in Hagatna. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.