🙂Monthly costs for one person with rent: $1,053 in Haapsalu versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,655 in Haapsalu versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,256 in Haapsalu versus $3,660 in Ubud, Bali.
🙂Living in Haapsalu costs roughly 26% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Haapsalu is 21% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Haapsalu
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.69€15.22
$3.56Rp 63.7K
396.91%
Three-Course Dinner for Two, Mid-Range
$70.3€60.5
$32.73Rp 584.5K
114.82%
Fast Food Meal(McDonalds, etc)
$9.55€8.21
$4.95Rp 88.4K
92.93%
Cappuccino
$3.65€3.14
$2.71Rp 48.4K
34.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49€2.14
$1.34Rp 24.0K
85.82%
Water(0.33 liter bottle)
$2.70€2.33
$0.70Rp 12.5K
285.71%
Local Beer(0.5 liter draught)
$5.20€4.47
$2.92Rp 52.1K
78.08%
Imported Beer(0.33 liter bottle)
$5.92€5.09
$3.96Rp 70.7K
49.49%
🛒 Groceries & Markets
Haapsalu
Ubud, Bali
Difference
Milk(1 liter)
$1.27€1.09
$1.81Rp 32.3K
-29.83%
White Bread(500g)
$1.48€1.27
$2.52Rp 45.0K
-41.27%
Rice(white)(1kg)
$2.40€2.07
$1.16Rp 20.7K
106.90%
Eggs
$2.85€2.45
$2.46Rp 43.9K
15.85%
Local Cheese(1kg)
$12.45€10.71
$14.71Rp 262.7K
-15.36%
Chicken Fillets(1kg)
$8.66€7.45
$4.32Rp 77.1K
100.46%
Beef Round Steak(1kg)
$11.29€9.71
$12.14Rp 216.7K
-7.00%
Apples(1kg)
$1.91€1.64
$3.84Rp 68.6K
-50.26%
Banana(1kg)
$1.57€1.35
$1.56Rp 27.8K
0.64%
Oranges(1kg)
$2.02€1.74
$2.83Rp 50.6K
-28.62%
Tomato(1kg)
$2.33€2.00
$2.33Rp 41.5K
-
Potato(1kg)
$1.04€0.90
$1.91Rp 34.2K
-45.55%
Onion(1kg)
$0.59€0.50
$2.20Rp 39.3K
-73.18%
Lettuce(1 head)
$1.79€1.54
$1.01Rp 18.1K
77.23%
Water(1.5 liter bottle)
$1.02€0.88
$0.78Rp 13.8K
30.77%
Cigarettes 20 Pack(Marlboro, Camel)
$6.40€5.51
$3.32Rp 59.2K
92.77%
Wine(Bottle)
$10.58€9.10
$23.74Rp 423.9K
-55.43%
Local Beer(0.5 liter bottle)
$1.93€1.66
$2.79Rp 49.8K
-30.82%
Imported Beer(0.33 liter bottle)
$2.18€1.87
$2.86Rp 51.1K
-23.78%
🚌 Getting Around
Haapsalu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,800
-
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$3.44€2.96
$0.46Rp 8,150
647.83%
Taxi(Normal Tariff)(1km)
$0.74€0.64
$0.45Rp 8,037
64.44%
Taxi 1hour Waiting(Normal Tariff)
$20.38€17.53
$6.10Rp 108.9K
234.10%
Gasoline(1 liter)
$1.93€1.66
$0.79Rp 14.2K
144.30%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.0K€19.8K
$26.1KRp 467.0M
-12.14%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3K€19.2K
$32.1KRp 573.6M
-30.48%
🧾 Monthly Utilities & Internet
Haapsalu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$267€230
$79.9Rp 1.4M
233.83%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.93€19.72
$4.06Rp 72.6K
464.78%
Internet(50+ Mbps, Unlimited Data)
$35.52€30.55
$23.52Rp 420.0K
51.02%
🎉 Sport & Entertainment
Haapsalu
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
$31.36€26.98
$6.63Rp 118.4K
373.00%
Cinema Ticket
$11.43€9.83
$4.15Rp 74.1K
175.42%
🧸 Childcare & Education
Haapsalu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$116€100.0
$304Rp 5.4M
-61.77%
International Primary School, 1 Child(Yearly)
$8,045€6,920
$6,613Rp 118.1M
21.65%
👕👟 Clothing & Footwear
Haapsalu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$122€105
$55.5Rp 991.8K
119.37%
Summer Dress(H&M, Zara, etc)
$39.00€33.54
$38.31Rp 684.1K
1.80%
Sport Shoes(Adidas, Nike)
$98.9€85.1
$88.6Rp 1.6M
11.64%
Men's Leather Business Shoes
$95.5€82.2
$77.9Rp 1.4M
22.69%
🏠 Accommodation & Living
Haapsalu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,006Rp 18.0M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$675Rp 12.1M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,442Rp 61.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,039Rp 36.4M
-
Buy Apartment in City Center(m2)
$1,861€1,601
$2,841Rp 50.7M
-34.48%
Buy Apartment Outside City Center(m2)
$1,516€1,304
$2,264Rp 40.4M
-33.02%
💵 Salaries & Financials
Haapsalu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,450€1,248
$165Rp 3.0M
777.68%
20-Year Fixed Mortgage Interest Rate(Annual %)
2
13.28
-84.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Haapsalu: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
💰Haapsalu pays 778% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $70.0 in Haapsalu vs $33.00 in Ubud, Bali. Groceries flip the comparison at $261 vs $302, with Haapsalu cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Haapsalu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Haapsalu and Ubud, Bali?
Haapsalu and Ubud, Bali differ by about 35% in total monthly costs ($1,053 vs $1,419 including rent). Haapsalu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Haapsalu or Ubud, Bali?
Haapsalu pays 778% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Haapsalu or Ubud, Bali?
All in, you'll spend $1,053 per month in Haapsalu versus $1,419 in Ubud, Bali – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,053 in Haapsalu versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Haapsalu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haapsalu the clear choice for anyone on this budget.
How does quality of life compare between Haapsalu and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Haapsalu or Ubud, Bali safer for residents?
Safety-wise, Haapsalu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Haapsalu or Ubud, Bali?
Expats usually find Haapsalu gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.