Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Haapsalu

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,532 in Haapsalu, rent and utilities included – about $2,200 less a year. The total is higher in Haapsalu despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
74

Cost of Living Index in Haapsalu
Learn more

Haapsalu Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Haapsalu

🇪🇪 Estonia

$1,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Haapsalu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Haapsalu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,532 in Haapsalu.

Ubud, Bali $1,349
Haapsalu $1,532

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,262 in Haapsalu.

Ubud, Bali $2,305
Haapsalu $2,262

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,991 in Haapsalu.

Ubud, Bali $3,261
Haapsalu $2,991

Living in Ubud, Bali costs roughly 12% less than in Haapsalu, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.85 €15.10

-80.30%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$70.7 €63.4

-49.60%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.08 €9.93

-50.09%

Cappuccino

$2.72 Rp 49.4K

$4.02 €3.60

-32.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.44 €3.08

-50.58%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.66 €3.28

-79.23%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$6.58 €5.90

-59.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$7.34 €6.58

-40.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.18 €1.05

26.27%

White Bread (500g)

$2.28 Rp 41.4K

$1.85 €1.66

23.24%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.29 €2.05

-48.03%

Eggs

$2.04 Rp 37.0K

$2.98 €2.67

-31.54%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.47 €11.17

41.94%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$8.65 €7.75

-54.22%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$14.89 €13.35

-18.13%

Apples (1kg)

$3.66 Rp 66.5K

$2.14 €1.92

71.03%

Banana (1kg)

$1.52 Rp 27.6K

$1.49 €1.33

2.01%

Oranges (1kg)

$2.23 Rp 40.5K

$2.52 €2.26

-11.51%

Tomato (1kg)

$1.97 Rp 35.9K

$3.05 €2.73

-35.41%

Potato (1kg)

$1.85 Rp 33.6K

$1.09 €0.98

69.72%

Onion (1kg)

$2.42 Rp 44.1K

$0.88 €0.79

175.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.82 €1.63

-45.60%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.20 €1.07

-57.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.68 €5.99

-66.77%

Wine (Bottle)

$22.24 Rp 404.4K

$10.42 €9.33

113.44%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.13 €1.91

6.10%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.35 €2.10

26.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.14 €1.02

-78.07%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$16.90 €15.14

-53.73%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.67 €3.29

-88.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.99 €0.89

-56.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$26.55 €23.79

-79.62%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.92 €1.72

-57.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$28.1K €25.2K

-15.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$29.5K €26.4K

7.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$304 €273

-74.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.92 €16.06

-64.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$35.86 €32.13

-48.19%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$45.34 €40.63

9.13%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$27.52 €24.66

-35.86%

Cinema Ticket

$4.27 Rp 77.7K

$6.56 €5.88

-34.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$467 €419

5.01%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$11.8K €10.5K

-51.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$108 €97.1

-58.80%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$49.24 €44.13

-29.02%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$107 €95.8

-25.26%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$118 €106

-32.62%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$391 €350

187.65%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$337 €302

99.24%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$514 €461

593.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$440 €395

291.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,262 €2,027

20.77%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,652 €1,480

38.29%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,404 €1,258

-88.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.93

250.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Haapsalu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Haapsalu

$337 22% 49.8% $334

Groceries & Markets

Ubud, Bali

$288 21.4%

Haapsalu

$285 18.6% 1.4% $4

Eating Out

Ubud, Bali

$108 8%

Haapsalu

$292 19.1% 171% $185

Clothing & Footwear

Ubud, Bali

$108 8%

Haapsalu

$172 11.2% 60% $65

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Haapsalu

$358 23.4% 244% $254

Sport & Entertainment

Ubud, Bali

$58 4.3%

Haapsalu

$58 3.8% 0.8% $0.4

Getting Around

Ubud, Bali

$11 0.9%

Haapsalu

$30 2% 164% $19

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $391 in Haapsalu. Housing cost is often the main lever when comparing two cities.

Haapsalu pays about 8.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $71 in Haapsalu. Groceries flip the comparison at $288 vs $285, with Haapsalu cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Haapsalu

🕒 Local time

16:59 4:59 PM

10:59 10:59 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,593

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Haapsalu 10,920 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Haapsalu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Haapsalu: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,532 in Haapsalu, so Ubud, Bali is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $391 in Haapsalu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 54% less than in Haapsalu. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,532 in Haapsalu – Ubud, Bali is about 12% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Haapsalu are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Haapsalu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.