Cost of Living Comparison Between Ubud, Bali and Haapsalu Cost of Living Comparison Between Ubud, Bali and Haapsalu

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,053 in Haapsalu.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,655 in Haapsalu.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,256 in Haapsalu.

Living in Ubud, Bali is roughly 35% more expensive than Haapsalu, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 6% above, Haapsalu is 21% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$17.69 €15.22

-79.88%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$70.3 €60.5

-53.45%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$9.55 €8.21

-48.17%

Cappuccino

$2.71 Rp 48.4K

$3.65 €3.14

-25.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.49 €2.14

-46.18%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.70 €2.33

-74.07%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$5.20 €4.47

-43.85%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$5.92 €5.09

-33.11%

Milk (1 liter)

$1.81 Rp 32.3K

$1.27 €1.09

42.52%

White Bread (500g)

$2.52 Rp 45.0K

$1.48 €1.27

70.27%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.40 €2.07

-51.67%

Eggs

$2.46 Rp 43.9K

$2.85 €2.45

-13.68%

Local Cheese (1kg)

$14.71 Rp 262.7K

$12.45 €10.71

18.15%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$8.66 €7.45

-50.12%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$11.29 €9.71

7.53%

Apples (1kg)

$3.84 Rp 68.6K

$1.91 €1.64

101.05%

Banana (1kg)

$1.56 Rp 27.8K

$1.57 €1.35

-0.64%

Oranges (1kg)

$2.83 Rp 50.6K

$2.02 €1.74

40.10%

Tomato (1kg)

$2.33 Rp 41.5K

$2.33 €2.00

Potato (1kg)

$1.91 Rp 34.2K

$1.04 €0.90

83.65%

Onion (1kg)

$2.20 Rp 39.3K

$0.59 €0.50

272.88%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.79 €1.54

-43.58%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.02 €0.88

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$6.40 €5.51

-48.13%

Wine (Bottle)

$23.74 Rp 423.9K

$10.58 €9.10

124.39%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.93 €1.66

44.56%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.18 €1.87

31.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$3.44 €2.96

-86.63%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.74 €0.64

-39.19%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$20.38 €17.53

-70.07%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.93 €1.66

-59.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$23.0K €19.8K

13.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$22.3K €19.2K

43.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$267 €230

-70.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$22.93 €19.72

-82.29%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$35.52 €30.55

-33.78%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$31.36 €26.98

-78.86%

Cinema Ticket

$4.15 Rp 74.1K

$11.43 €9.83

-63.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$116 €100.0

161.58%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$8,045 €6,920

-17.80%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$122 €105

-54.42%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$39.00 €33.54

-1.77%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$98.9 €85.1

-10.42%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$95.5 €82.2

-18.49%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,861 €1,601

52.63%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,516 €1,304

49.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,450 €1,248

-88.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

564.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Haapsalu: May 31, 2026

Cost Breakdown

Haapsalu pays 778% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $70.0 in Haapsalu. Groceries flip the comparison at $302 vs $261, with Haapsalu cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Haapsalu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Haapsalu differ by about 35% in total monthly costs ($1,419 vs $1,053 including rent). Haapsalu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Haapsalu earns 778% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,053 in Haapsalu – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,053 in Haapsalu versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Haapsalu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Haapsalu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Haapsalu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haapsalu gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.