Last update: Oct 2026

Cost of Living Comparison Between Gyumri and Tbilisi

For one person, living is cheaper in Gyumri: $946 a month against $1,266 in Tbilisi, rent and utilities included – about $3,800 less a year. Other living expenses account for most of the difference.

46

Cost of Living Index in Gyumri
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Gyumri Living Index
62

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Gyumri

🇦🇲 Armenia

$946

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Gyumri and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gyumri and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $946 in Gyumri versus $1,266 in Tbilisi.

Gyumri $946
Tbilisi $1,266

Estimated couple costs with rent: $1,443 in Gyumri versus $2,007 in Tbilisi.

Gyumri $1,443
Tbilisi $2,007

Monthly costs for a family of three with rent: $1,940 in Gyumri versus $2,749 in Tbilisi.

Gyumri $1,940
Tbilisi $2,749

Living in Gyumri costs roughly 25% less than in Tbilisi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Gyumri 30% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$10.53 ֏3,809

$11.34 ₾29.35

-7.14%

Three-Course Dinner for Two, Mid-Range

$35.08 ֏12.7K

$39.05 ₾101

-10.17%

Fast Food Meal (McDonalds, etc)

$9.40 ֏3,403

$9.63 ₾24.92

-2.39%

Cappuccino

$2.33 ֏841

$3.46 ₾8.95

-32.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ֏317

$1.09 ₾2.82

-19.27%

Water (0.33 liter bottle)

$0.43 ֏154

$0.63 ₾1.62

-31.75%

Local Beer (0.5 liter draught)

$1.44 ֏522

$2.77 ₾7.17

-48.01%

Imported Beer (0.33 liter bottle)

$2.29 ֏829

$3.10 ₾8.04

-26.13%

Milk (1 liter)

$1.66 ֏600

$2.25 ₾5.81

-26.22%

White Bread (500g)

$0.49 ֏176

$0.80 ₾2.07

-38.75%

Rice (white) (1kg)

$1.77 ֏640

$1.76 ₾4.55

0.57%

Eggs

$2.09 ֏755

$2.75 ₾7.11

-24.00%

Local Cheese (1kg)

$7.79 ֏2,819

$9.39 ₾24.32

-17.04%

Chicken Fillets (1kg)

$7.12 ֏2,577

$6.66 ₾17.23

6.91%

Beef Round Steak (1kg)

$10.24 ֏3,704

$12.92 ₾33.45

-20.74%

Apples (1kg)

$1.27 ֏460

$1.67 ₾4.31

-23.95%

Banana (1kg)

$1.48 ֏536

$1.80 ₾4.65

-17.78%

Oranges (1kg)

$1.18 ֏427

$1.92 ₾4.97

-38.54%

Tomato (1kg)

$1.45 ֏524

$2.41 ₾6.24

-39.83%

Potato (1kg)

$0.73 ֏263

$0.86 ₾2.23

-15.12%

Onion (1kg)

$0.63 ֏228

$0.69 ₾1.80

-8.70%

Lettuce (1 head)

$0.81 ֏292

$1.40 ₾3.62

-42.14%

Water (1.5 liter bottle)

$0.52 ֏189

$0.71 ₾1.85

-26.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.10 ֏759

$3.51 ₾9.08

-40.17%

Wine (Bottle)

$9.21 ֏3,332

$7.61 ₾19.69

21.02%

Local Beer (0.5 liter bottle)

$1.54 ֏558

$1.63 ₾4.21

-5.52%

Imported Beer (0.33 liter bottle)

$1.93 ֏700

$2.31 ₾5.98

-16.45%

One-way Ticket (Public Transport)

$0.29 ֏106

$0.37 ₾0.96

-21.62%

Public Transport Monthly Pass (Regular Price)

$15.67 ₾40.57

Taxi Start (Normal Tariff)

$0.29 ֏106

$1.14 ₾2.95

-74.56%

Taxi (Normal Tariff) (1km)

$0.37 ֏134

$0.79 ₾2.05

-53.16%

Taxi 1hour Waiting (Normal Tariff)

$9.59 ֏3,469

$11.86 ₾30.70

-19.14%

Gasoline (1 liter)

$1.52 ֏550

$1.40 ₾3.62

8.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K ֏12.6M

$24.8K ₾64.2K

40.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K ֏12.3M

$21.9K ₾56.6K

55.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ֏42.7K

$89.1 ₾231

32.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.07 ֏2,558

$13.21 ₾34.19

-46.48%

Internet (50+ Mbps, Unlimited Data)

$14.39 ֏5,209

$19.76 ₾51.1

-27.18%

Gym Membership (Monthly)

$39.72 ֏14.4K

$64.9 ₾168

-38.81%

Tennis Court (1 Hour on Weekend)

$19.02 ₾49.24

Cinema Ticket

$4.19 ֏1,516

$6.57 ₾17.02

-36.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 ֏66.0K

$377 ₾975

-51.62%

International Primary School, 1 Child (Yearly)

$10.1K ֏3.7M

$10.8K ₾27.9K

-6.34%

Jeans (Levis 501 Or Similar)

$33.06 ֏12.0K

$102 ₾265

-67.65%

Summer Dress (H&M, Zara, etc)

$41.08 ֏14.9K

$39.70 ₾103

3.48%

Sport Shoes (Adidas, Nike)

$142 ֏51.4K

$118 ₾305

20.47%

Men's Leather Business Shoes

$40.63 ֏14.7K

$123 ₾320

-67.09%

1-bedroom Apartment, City Center (Monthly)

$468 ֏169.4K

$666 ₾1,724

-29.72%

1-bedroom Apartment, Outside City Center (Monthly)

$286 ֏103.4K

$449 ₾1,163

-36.38%

3-bedroom Apartment, City Center (Monthly)

$910 ֏329.3K

$1,284 ₾3,324

-29.13%

3-bedroom Apartment, Outside City Center (Monthly)

$485 ֏175.4K

$890 ₾2,303

-45.51%

Buy Apartment in City Center (m2)

$743 ֏268.9K

$2,425 ₾6,276

-69.35%

Buy Apartment Outside City Center (m2)

$516 ֏186.6K

$1,380 ₾3,573

-62.63%

Average Monthly Net Salary (After Tax)

$489 ֏176.8K

$680 ₾1,760

-28.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

3.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gyumri: October 11, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gyumri

$286 30.2%

Tbilisi

$449 35.5% 57.2% $163

Groceries & Markets

Gyumri

$197 20.8%

Tbilisi

$234 18.5% 18.8% $37

Eating Out

Gyumri

$157 16.6%

Tbilisi

$188 14.9% 19.5% $31

Monthly Utilities & Internet

Gyumri

$140 14.8%

Tbilisi

$122 9.7% 12.5% $17

Clothing & Footwear

Gyumri

$116 12.2%

Tbilisi

$172 13.6% 49.2% $57

Sport & Entertainment

Gyumri

$48 5.1%

Tbilisi

$78 6.2% 62.3% $30

Getting Around

Gyumri

$3.3 * 0.4%

Tbilisi

$22 1.8% 571% $19

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $468 in Gyumri and $666 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Gyumri vs $39.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $197 vs $234 per month, with Gyumri cheaper across the board.

Good to know

🇦🇲 Gyumri

🇬🇪 Tbilisi

🕒 Local time

23:18 11:18 PM

Same time as Gyumri

🌤 Weather

👥 Population

111,138

1,241,700 Capital

💱 Currency

Armenian Dram AMD ֏

Georgian Lari GEL ₾

📈 Exchange rate

1,000 AMD = 2.76 USD

1,000 AMD = 2.46 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 19, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 407 AMD (1,000 AMD = 2.46 EUR).

Georgian Lari exchange rates as of October 19, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to AMD in detail →

On the map

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Between locations

Gyumri Tbilisi 130 km

From you

Gyumri
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gyumri vs Tbilisi: Cost of Living - Frequently Asked Questions

Gyumri is cheaper overall, especially in groceries, eating out, and clothing. The 34% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 39% lower in Tbilisi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $468 in Gyumri versus $666 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $182 in Gyumri versus $377 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gyumri – a meal for two runs $35.00 versus $39.00 in Tbilisi. If you eat out regularly, this makes a real dent in your monthly spending.

At $946 in Gyumri versus $1,266 in Tbilisi, a $1,500 budget is realistic in Gyumri but tight or insufficient in Tbilisi. The gap between the two cities makes Gyumri the clear choice for anyone on this budget.

For families, Gyumri is more practical. Housing and childcare are both notably cheaper than in Tbilisi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gyumri and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gyumri gentler on the wallet – expenses run 34% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.