Last update: Oct 2026

Cost of Living Comparison Between Gyumri and Kyiv

For one person, living is cheaper in Gyumri: $946 a month against $998 in Kyiv, rent and utilities included – about $620 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Gyumri
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Gyumri Living Index
49

Cost of Living Index in Kyiv
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Kyiv Living Index

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Gyumri

🇦🇲 Armenia

$946

/mo nomad

Kyiv

🇺🇦 Ukraine

$998

/mo nomad

Monthly Cost of Living

How much you'll spend in Gyumri and in Kyiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gyumri and in Kyiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $946 in Gyumri versus $998 in Kyiv.

Gyumri $946
Kyiv $998

Estimated couple costs with rent: $1,443 in Gyumri versus $1,570 in Kyiv.

Gyumri $1,443
Kyiv $1,570

Monthly costs for a family of three with rent: $1,940 in Gyumri versus $2,141 in Kyiv.

Gyumri $1,940
Kyiv $2,141

Living in Gyumri costs roughly 5% less than in Kyiv, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Gyumri 30% lower, Kyiv 26% lower.

Meal at Budget Restaurant

$10.53 ֏3,809

$10.97 ₴493

-4.01%

Three-Course Dinner for Two, Mid-Range

$35.08 ֏12.7K

$33.87 ₴1,520

3.57%

Fast Food Meal (McDonalds, etc)

$9.40 ֏3,403

$7.60 ₴341

23.68%

Cappuccino

$2.33 ֏841

$1.67 ₴74.9

39.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 ֏317

$0.79 ₴35.25

11.39%

Water (0.33 liter bottle)

$0.43 ֏154

$0.56 ₴25.02

-23.21%

Local Beer (0.5 liter draught)

$1.44 ֏522

$1.31 ₴58.7

9.92%

Imported Beer (0.33 liter bottle)

$2.29 ֏829

$1.99 ₴89.2

15.08%

Milk (1 liter)

$1.66 ֏600

$1.31 ₴58.7

26.72%

White Bread (500g)

$0.49 ֏176

$0.90 ₴40.60

-45.56%

Rice (white) (1kg)

$1.77 ֏640

$1.48 ₴66.6

19.59%

Eggs

$2.09 ֏755

$2.06 ₴92.7

1.46%

Local Cheese (1kg)

$7.79 ֏2,819

$10.07 ₴452

-22.64%

Chicken Fillets (1kg)

$7.12 ֏2,577

$5.16 ₴232

37.98%

Beef Round Steak (1kg)

$10.24 ֏3,704

$8.81 ₴395

16.23%

Apples (1kg)

$1.27 ֏460

$1.19 ₴53.6

6.72%

Banana (1kg)

$1.48 ֏536

$1.51 ₴67.9

-1.99%

Oranges (1kg)

$1.18 ֏427

$1.80 ₴80.9

-34.44%

Tomato (1kg)

$1.45 ֏524

$2.71 ₴122

-46.49%

Potato (1kg)

$0.73 ֏263

$0.60 ₴26.91

21.67%

Onion (1kg)

$0.63 ֏228

$0.45 ₴20.24

40.00%

Lettuce (1 head)

$0.81 ֏292

$1.46 ₴65.4

-44.52%

Water (1.5 liter bottle)

$0.52 ֏189

$0.62 ₴27.82

-16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.10 ֏759

$3.52 ₴158

-40.34%

Wine (Bottle)

$9.21 ֏3,332

$5.61 ₴252

64.17%

Local Beer (0.5 liter bottle)

$1.54 ֏558

$0.88 ₴39.57

75.00%

Imported Beer (0.33 liter bottle)

$1.93 ֏700

$1.44 ₴64.5

34.03%

One-way Ticket (Public Transport)

$0.29 ֏106

$0.59 ₴26.33

-50.85%

Public Transport Monthly Pass (Regular Price)

$11.32 ₴508

Taxi Start (Normal Tariff)

$0.29 ֏106

$2.18 ₴98.1

-86.70%

Taxi (Normal Tariff) (1km)

$0.37 ֏134

$0.42 ₴18.77

-11.90%

Taxi 1hour Waiting (Normal Tariff)

$9.59 ֏3,469

$4.35 ₴195

120.46%

Gasoline (1 liter)

$1.52 ֏550

$1.73 ₴77.6

-12.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K ֏12.6M

$29.5K ₴1.3M

17.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K ֏12.3M

$26.4K ₴1.2M

28.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ֏42.7K

$98.3 ₴4,411

20.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.07 ֏2,558

$6.97 ₴313

1.43%

Internet (50+ Mbps, Unlimited Data)

$14.39 ֏5,209

$6.77 ₴304

112.56%

Gym Membership (Monthly)

$39.72 ֏14.4K

$36.79 ₴1,651

7.96%

Tennis Court (1 Hour on Weekend)

$18.38 ₴825

Cinema Ticket

$4.19 ֏1,516

$5.45 ₴245

-23.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 ֏66.0K

$403 ₴18.1K

-54.72%

International Primary School, 1 Child (Yearly)

$10.1K ֏3.7M

$15.0K ₴671.1K

-32.37%

Jeans (Levis 501 Or Similar)

$33.06 ֏12.0K

$75.4 ₴3,383

-56.14%

Summer Dress (H&M, Zara, etc)

$41.08 ֏14.9K

$40.07 ₴1,798

2.52%

Sport Shoes (Adidas, Nike)

$142 ֏51.4K

$95.5 ₴4,286

48.66%

Men's Leather Business Shoes

$40.63 ֏14.7K

$119 ₴5,347

-65.89%

1-bedroom Apartment, City Center (Monthly)

$468 ֏169.4K

$621 ₴27.9K

-24.64%

1-bedroom Apartment, Outside City Center (Monthly)

$286 ֏103.4K

$337 ₴15.1K

-15.14%

3-bedroom Apartment, City Center (Monthly)

$910 ֏329.3K

$1,252 ₴56.2K

-27.32%

3-bedroom Apartment, Outside City Center (Monthly)

$485 ֏175.4K

$630 ₴28.3K

-23.04%

Buy Apartment in City Center (m2)

$743 ֏268.9K

$2,648 ₴118.9K

-71.94%

Buy Apartment Outside City Center (m2)

$516 ֏186.6K

$1,131 ₴50.8K

-54.41%

Average Monthly Net Salary (After Tax)

$489 ֏176.8K

$813 ₴36.5K

-39.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

-27.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gyumri: October 11, 2026

Last update for Kyiv: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gyumri

$286 30.2%

Kyiv

$337 33.7% 17.8% $51

Groceries & Markets

Gyumri

$197 20.8%

Kyiv

$189 18.9% 3.9% $7.7

Eating Out

Gyumri

$157 16.6%

Kyiv

$146 14.7% 6.9% $11

Monthly Utilities & Internet

Gyumri

$140 14.8%

Kyiv

$112 11.2% 19.7% $28

Clothing & Footwear

Gyumri

$116 12.2%

Kyiv

$149 14.9% 28.6% $33

Sport & Entertainment

Gyumri

$48 5.1%

Kyiv

$48 4.8% 0.9% $0.4

Getting Around

Gyumri

$3.3 * 0.4%

Kyiv

$18 1.8% 440% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $468 in Gyumri and $621 in Kyiv. Housing cost is often the main lever when comparing two cities.

Kyiv pays 66% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Gyumri vs $34.00 in Kyiv for a mid-range dinner for two. Groceries echo the gap at $197 vs $189 per month, with Kyiv cheaper across the board.

Good to know

🇦🇲 Gyumri

🇺🇦 Kyiv

🕒 Local time

22:02 10:02 PM

21:02 9:02 PM

1 h behind Gyumri

🌤 Weather

👥 Population

111,138

2,908,249 Capital

💱 Currency

Armenian Dram AMD ֏

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

1,000 AMD = 2.76 USD

1,000 AMD = 2.46 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 19, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 407 AMD (1,000 AMD = 2.46 EUR).

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to AMD in detail →

On the map

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Highest

Between locations

Gyumri Kyiv 1,490 km ≈ 2 h 15 min nonstop flight

From you

Gyumri
Kyiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gyumri vs Kyiv: Cost of Living - Frequently Asked Questions

Gyumri is cheaper overall, especially in clothing and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Kyiv. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $468 in Gyumri versus $621 in Kyiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $182 in Gyumri versus $403 in Kyiv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gyumri – a meal for two runs $35.00 versus $34.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $946 in Gyumri versus $998 in Kyiv, a $1,500 budget is realistic in Gyumri but tight or insufficient in Kyiv. The gap between the two cities makes Gyumri the clear choice for anyone on this budget.

For families, Gyumri is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gyumri and Kyiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gyumri gentler on the wallet – expenses run 6% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.