Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Gyumri

For one person, living is cheaper in Gyumri: $946 a month against $998 in Kyiv, rent and utilities included – about $620 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Kyiv
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Kyiv Living Index
46

Cost of Living Index in Gyumri
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Gyumri Living Index

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Kyiv

🇺🇦 Ukraine

$998

/mo nomad

Gyumri

🇦🇲 Armenia

$946

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Gyumri

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Gyumri actually costs, broken down by who's living it.

Monthly costs for one person with rent: $998 in Kyiv versus $946 in Gyumri.

Kyiv $998
Gyumri $946

Estimated couple costs with rent: $1,570 in Kyiv versus $1,443 in Gyumri.

Kyiv $1,570
Gyumri $1,443

Monthly costs for a family of three with rent: $2,141 in Kyiv versus $1,940 in Gyumri.

Kyiv $2,141
Gyumri $1,940

Living in Kyiv is roughly 6% more expensive than in Gyumri, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kyiv 26% lower, Gyumri 30% lower.

Meal at Budget Restaurant

$10.97 ₴493

$10.53 ֏3,809

4.18%

Three-Course Dinner for Two, Mid-Range

$33.87 ₴1,520

$35.08 ֏12.7K

-3.45%

Fast Food Meal (McDonalds, etc)

$7.60 ₴341

$9.40 ֏3,403

-19.15%

Cappuccino

$1.67 ₴74.9

$2.33 ֏841

-28.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 ₴35.25

$0.88 ֏317

-10.23%

Water (0.33 liter bottle)

$0.56 ₴25.02

$0.43 ֏154

30.23%

Local Beer (0.5 liter draught)

$1.31 ₴58.7

$1.44 ֏522

-9.03%

Imported Beer (0.33 liter bottle)

$1.99 ₴89.2

$2.29 ֏829

-13.10%

Milk (1 liter)

$1.31 ₴58.7

$1.66 ֏600

-21.08%

White Bread (500g)

$0.90 ₴40.60

$0.49 ֏176

83.67%

Rice (white) (1kg)

$1.48 ₴66.6

$1.77 ֏640

-16.38%

Eggs

$2.06 ₴92.7

$2.09 ֏755

-1.44%

Local Cheese (1kg)

$10.07 ₴452

$7.79 ֏2,819

29.27%

Chicken Fillets (1kg)

$5.16 ₴232

$7.12 ֏2,577

-27.53%

Beef Round Steak (1kg)

$8.81 ₴395

$10.24 ֏3,704

-13.96%

Apples (1kg)

$1.19 ₴53.6

$1.27 ֏460

-6.30%

Banana (1kg)

$1.51 ₴67.9

$1.48 ֏536

2.03%

Oranges (1kg)

$1.80 ₴80.9

$1.18 ֏427

52.54%

Tomato (1kg)

$2.71 ₴122

$1.45 ֏524

86.90%

Potato (1kg)

$0.60 ₴26.91

$0.73 ֏263

-17.81%

Onion (1kg)

$0.45 ₴20.24

$0.63 ֏228

-28.57%

Lettuce (1 head)

$1.46 ₴65.4

$0.81 ֏292

80.25%

Water (1.5 liter bottle)

$0.62 ₴27.82

$0.52 ֏189

19.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 ₴158

$2.10 ֏759

67.62%

Wine (Bottle)

$5.61 ₴252

$9.21 ֏3,332

-39.09%

Local Beer (0.5 liter bottle)

$0.88 ₴39.57

$1.54 ֏558

-42.86%

Imported Beer (0.33 liter bottle)

$1.44 ₴64.5

$1.93 ֏700

-25.39%

One-way Ticket (Public Transport)

$0.59 ₴26.33

$0.29 ֏106

103.45%

Public Transport Monthly Pass (Regular Price)

$11.32 ₴508

Taxi Start (Normal Tariff)

$2.18 ₴98.1

$0.29 ֏106

651.72%

Taxi (Normal Tariff) (1km)

$0.42 ₴18.77

$0.37 ֏134

13.51%

Taxi 1hour Waiting (Normal Tariff)

$4.35 ₴195

$9.59 ֏3,469

-54.64%

Gasoline (1 liter)

$1.73 ₴77.6

$1.52 ֏550

13.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K ₴1.3M

$34.7K ֏12.6M

-15.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K ₴1.2M

$34.0K ֏12.3M

-22.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.3 ₴4,411

$118 ֏42.7K

-16.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.97 ₴313

$7.07 ֏2,558

-1.41%

Internet (50+ Mbps, Unlimited Data)

$6.77 ₴304

$14.39 ֏5,209

-52.95%

Gym Membership (Monthly)

$36.79 ₴1,651

$39.72 ֏14.4K

-7.38%

Tennis Court (1 Hour on Weekend)

$18.38 ₴825

Cinema Ticket

$5.45 ₴245

$4.19 ֏1,516

30.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$403 ₴18.1K

$182 ֏66.0K

120.83%

International Primary School, 1 Child (Yearly)

$15.0K ₴671.1K

$10.1K ֏3.7M

47.86%

Jeans (Levis 501 Or Similar)

$75.4 ₴3,383

$33.06 ֏12.0K

127.98%

Summer Dress (H&M, Zara, etc)

$40.07 ₴1,798

$41.08 ֏14.9K

-2.46%

Sport Shoes (Adidas, Nike)

$95.5 ₴4,286

$142 ֏51.4K

-32.73%

Men's Leather Business Shoes

$119 ₴5,347

$40.63 ֏14.7K

193.18%

1-bedroom Apartment, City Center (Monthly)

$621 ₴27.9K

$468 ֏169.4K

32.70%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₴15.1K

$286 ֏103.4K

17.84%

3-bedroom Apartment, City Center (Monthly)

$1,252 ₴56.2K

$910 ֏329.3K

37.58%

3-bedroom Apartment, Outside City Center (Monthly)

$630 ₴28.3K

$485 ֏175.4K

29.94%

Buy Apartment in City Center (m2)

$2,648 ₴118.9K

$743 ֏268.9K

256.41%

Buy Apartment Outside City Center (m2)

$1,131 ₴50.8K

$516 ֏186.6K

119.33%

Average Monthly Net Salary (After Tax)

$813 ₴36.5K

$489 ֏176.8K

66.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

37.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 12, 2026

Last update for Gyumri: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$337 33.7%

Gyumri

$286 30.2% 15.1% $51

Groceries & Markets

Kyiv

$189 18.9%

Gyumri

$197 20.8% 4.1% $7.7

Clothing & Footwear

Kyiv

$149 14.9%

Gyumri

$116 12.2% 22.2% $33

Eating Out

Kyiv

$146 14.7%

Gyumri

$157 16.6% 7.4% $11

Monthly Utilities & Internet

Kyiv

$112 11.2%

Gyumri

$140 14.8% 24.6% $28

Sport & Entertainment

Kyiv

$48 4.8%

Gyumri

$48 5.1% 0.9% $0.4

Getting Around

Kyiv

$18 1.8%

Gyumri

$3.3 * 0.4% 81.5% $15

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $621 in Kyiv and $468 in Gyumri. Housing cost is often the main lever when comparing two cities.

Kyiv pays 66% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Kyiv vs $35.00 in Gyumri for a mid-range dinner for two. Groceries echo the gap at $189 vs $197 per month, with Kyiv cheaper across the board.

Good to know

🇺🇦 Kyiv

🇦🇲 Gyumri

🕒 Local time

22:18 10:18 PM

23:18 11:18 PM

1 h ahead of Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

111,138

💱 Currency

Ukrainian Hryvnia UAH ₴

Armenian Dram AMD ֏

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

1,000 AMD = 2.76 USD

1,000 AMD = 2.46 EUR

Exchange rates and currency converter

AMD, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 19, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Armenian Dram exchange rates as of October 19, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 407 AMD (1,000 AMD = 2.46 EUR).

USD to UAH in detail →

On the map

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Between locations

Kyiv Gyumri 1,490 km ≈ 2 h 15 min nonstop flight

From you

Kyiv
Gyumri

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Gyumri: Cost of Living - Frequently Asked Questions

Gyumri is cheaper overall, especially in clothing and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 66% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $621 in Kyiv versus $468 in Gyumri. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $403 in Kyiv versus $182 in Gyumri. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gyumri – a meal for two runs $35.00 versus $34.00 in Kyiv. If you eat out regularly, this makes a real dent in your monthly spending.

At $946 in Gyumri versus $998 in Kyiv, a $1,500 budget is realistic in Gyumri but tight or insufficient in Kyiv. The gap between the two cities makes Gyumri the clear choice for anyone on this budget.

For families, Gyumri is more practical. Housing and childcare are both notably cheaper than in Kyiv, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kyiv and Gyumri are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gyumri gentler on the wallet – expenses run 6% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.