Last update: Oct 2026

Cost of Living Comparison Between Gympie and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,825 in Gympie, rent and utilities included – about $10,900 less a year. Rent and utilities account for about half of the difference.

89

Cost of Living Index in Gympie
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Gympie Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gympie

🇦🇺 Australia

$1,825

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gympie and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gympie and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,825 in Gympie versus $918 in Cebu.

Gympie $1,825
Cebu $918

Estimated couple costs with rent: $2,854 in Gympie versus $1,409 in Cebu.

Gympie $2,854
Cebu $1,409

Monthly costs for a family of three with rent: $3,883 in Gympie versus $1,900 in Cebu.

Gympie $3,883
Cebu $1,900

Living in Gympie is roughly 99% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Gympie is 35% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.68 A$19.69

$3.09 ₱194

342.72%

Three-Course Dinner for Two, Mid-Range

$104 A$149

$24.22 ₱1,525

328.74%

Fast Food Meal (McDonalds, etc)

$7.83 A$11.27

$3.92 ₱247

99.74%

Cappuccino

$3.38 A$4.87

$2.51 ₱158

34.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 A$2.97

$1.59 ₱100

30.19%

Water (0.33 liter bottle)

$2.05 A$2.95

$0.53 ₱33.43

286.79%

Local Beer (0.5 liter draught)

$7.61 A$10.94

$1.78 ₱112

327.53%

Imported Beer (0.33 liter bottle)

$7.48 A$10.76

$2.17 ₱137

244.70%

Milk (1 liter)

$1.50 A$2.16

$1.92 ₱121

-21.87%

White Bread (500g)

$2.06 A$2.97

$1.36 ₱85.4

51.47%

Rice (white) (1kg)

$1.77 A$2.55

$1.01 ₱63.5

75.25%

Eggs

$3.07 A$4.42

$2.03 ₱128

51.23%

Local Cheese (1kg)

$9.00 A$12.95

$9.86 ₱621

-8.72%

Chicken Fillets (1kg)

$9.47 A$13.62

$4.39 ₱277

115.72%

Beef Round Steak (1kg)

$14.47 A$20.82

$7.60 ₱479

90.39%

Apples (1kg)

$2.72 A$3.91

$3.30 ₱208

-17.58%

Banana (1kg)

$2.14 A$3.08

$1.39 ₱87.8

53.96%

Oranges (1kg)

$1.40 A$2.02

$2.33 ₱147

-39.91%

Tomato (1kg)

$3.49 A$5.03

$1.50 ₱94.3

132.67%

Potato (1kg)

$2.13 A$3.06

$2.36 ₱149

-9.75%

Onion (1kg)

$2.54 A$3.65

$1.90 ₱119

33.68%

Lettuce (1 head)

$1.98 A$2.85

$1.19 ₱74.9

66.39%

Water (1.5 liter bottle)

$0.83 A$1.19

$0.63 ₱39.71

31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$31.14 A$44.81

$3.00 ₱189

938.00%

Wine (Bottle)

$14.16 A$20.38

$6.03 ₱379

134.83%

Local Beer (0.5 liter bottle)

$3.65 A$5.25

$1.23 ₱77.7

196.75%

Imported Beer (0.33 liter bottle)

$2.82 A$4.06

$1.75 ₱110

61.14%

One-way Ticket (Public Transport)

$0.33 A$0.48

$0.25 ₱15.86

32.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$2.11 A$3.03

$0.77 ₱48.62

174.03%

Taxi (Normal Tariff) (1km)

$1.64 A$2.36

$0.23 ₱14.53

613.04%

Taxi 1hour Waiting (Normal Tariff)

$36.35 A$52.3

$4.46 ₱281

715.02%

Gasoline (1 liter)

$1.36 A$1.96

$1.31 ₱82.8

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K A$38.7K

$21.2K ₱1.3M

26.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.1K A$47.6K

$19.1K ₱1.2M

72.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 A$313

$120 ₱7,569

80.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.86 A$44.41

$14.00 ₱882

120.43%

Internet (50+ Mbps, Unlimited Data)

$51.2 A$73.7

$27.54 ₱1,734

85.98%

Gym Membership (Monthly)

$88.7 A$128

$32.33 ₱2,035

174.39%

Tennis Court (1 Hour on Weekend)

$13.75 A$19.78

$6.65 ₱419

106.77%

Cinema Ticket

$10.76 A$15.49

$5.65 ₱356

90.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,202 A$3,169

$275 ₱17.3K

699.78%

International Primary School, 1 Child (Yearly)

$11.9K A$17.2K

$7,918 ₱498.5K

50.73%

Jeans (Levis 501 Or Similar)

$70.6 A$102

$49.33 ₱3,106

43.16%

Summer Dress (H&M, Zara, etc)

$54.1 A$77.8

$25.24 ₱1,589

114.22%

Sport Shoes (Adidas, Nike)

$104 A$150

$77.0 ₱4,846

35.67%

Men's Leather Business Shoes

$121 A$175

$57.2 ₱3,601

112.29%

1-bedroom Apartment, City Center (Monthly)

$911 A$1,310

$500 ₱31.5K

82.27%

1-bedroom Apartment, Outside City Center (Monthly)

$699 A$1,006

$309 ₱19.4K

126.44%

3-bedroom Apartment, City Center (Monthly)

$1,481 A$2,131

$1,078 ₱67.9K

37.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,252 A$1,802

$615 ₱38.7K

103.50%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.69

7.2

-20.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gympie: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gympie

$699 38.3%

Cebu

$309 33.6% 55.8% $390

Groceries & Markets

Gympie

$304 16.6%

Cebu

$206 22.4% 32.2% $98

Monthly Utilities & Internet

Gympie

$300 16.4%

Cebu

$162 17.6% 46% $138

Eating Out

Gympie

$243 13.3%

Cebu

$88 9.6% 63.7% $155

Clothing & Footwear

Gympie

$158 8.6%

Cebu

$94 10.2% 40.5% $64

Sport & Entertainment

Gympie

$110 6%

Cebu

$44 4.8% 60.4% $67

Getting Around

Gympie

$12 * 0.6%

Cebu

$16 1.7% 33.9% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $911 in Gympie and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $104 in Gympie vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $304 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Gympie

🇵🇭 Cebu

🕒 Local time

05:24 5:24 AM

03:24 3:24 AM

2 h behind Gympie

🌤 Weather

👥 Population

19,435

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Gympie Cebu 5,110 km ≈ 7 h nonstop flight

From you

Gympie
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gympie vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 99% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,738 in Gympie and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $911 in Gympie versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 48% higher in Gympie. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,825 per month in Gympie versus $918 in Cebu – a 99% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,825 in Gympie, a $1,500 budget is realistic in Cebu but tight or insufficient in Gympie. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gympie, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gympie and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 99% less than in Gympie. Beyond cost, consider language, visa policies, and how big the international community is in each city.