Last update: Oct 2026

Cost of Living Comparison Between Gudja and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,756 in Gudja, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Gudja
Learn more

Gudja Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Gudja

🇲🇹 Malta

$1,756

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gudja and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gudja and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,756 in Gudja versus $1,349 in Ubud, Bali.

Gudja $1,756
Ubud, Bali $1,349

Estimated couple costs with rent: $2,679 in Gudja versus $2,305 in Ubud, Bali.

Gudja $2,679
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,602 in Gudja versus $3,261 in Ubud, Bali.

Gudja $3,602
Ubud, Bali $3,261

Living in Gudja is roughly 30% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$11.76 €10.56

$3.32 Rp 60.4K

254.22%

Three-Course Dinner for Two, Mid-Range

$87.6 €78.7

$35.64 Rp 647.8K

145.82%

Fast Food Meal (McDonalds, etc)

$13.38 €12.02

$5.53 Rp 100.6K

141.95%

Cappuccino

$2.28 €2.05

$2.72 Rp 49.4K

-16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.82 €1.64

$1.70 Rp 30.9K

7.06%

Water (0.33 liter bottle)

$1.00 €0.90

$0.76 Rp 13.8K

31.58%

Local Beer (0.5 liter draught)

$2.20 €1.97

$2.65 Rp 48.2K

-16.98%

Imported Beer (0.33 liter bottle)

$3.02 €2.71

$4.38 Rp 79.6K

-31.05%

Milk (1 liter)

$1.25 €1.12

$1.49 Rp 27.1K

-16.11%

White Bread (500g)

$1.30 €1.16

$2.28 Rp 41.4K

-42.98%

Rice (white) (1kg)

$2.71 €2.43

$1.19 Rp 21.6K

127.73%

Eggs

$3.66 €3.29

$2.04 Rp 37.0K

79.41%

Local Cheese (1kg)

$7.94 €7.13

$17.70 Rp 321.7K

-55.14%

Chicken Fillets (1kg)

$9.80 €8.81

$3.96 Rp 72.0K

147.47%

Beef Round Steak (1kg)

$18.45 €16.57

$12.19 Rp 221.6K

51.35%

Apples (1kg)

$2.19 €1.97

$3.66 Rp 66.4K

-40.16%

Banana (1kg)

$1.84 €1.66

$1.52 Rp 27.6K

21.05%

Oranges (1kg)

$2.63 €2.36

$2.23 Rp 40.5K

17.94%

Tomato (1kg)

$2.61 €2.35

$1.97 Rp 35.9K

32.49%

Potato (1kg)

$1.69 €1.52

$1.85 Rp 33.6K

-8.65%

Onion (1kg)

$1.86 €1.67

$2.42 Rp 44.1K

-23.14%

Lettuce (1 head)

$0.94 €0.85

$0.99 Rp 18.0K

-5.05%

Water (1.5 liter bottle)

$0.87 €0.78

$0.51 Rp 9,332

70.59%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.14

$2.22 Rp 40.4K

157.66%

Wine (Bottle)

$8.32 €7.47

$22.24 Rp 404.2K

-62.59%

Local Beer (0.5 liter bottle)

$1.54 €1.38

$2.26 Rp 41.1K

-31.86%

Imported Beer (0.33 liter bottle)

$1.60 €1.44

$2.97 Rp 54.0K

-46.13%

One-way Ticket (Public Transport)

$2.01 €1.81

$0.25 Rp 4,562

704.00%

Public Transport Monthly Pass (Regular Price)

$16.81 €15.10

$7.82 Rp 142.2K

114.96%

Taxi Start (Normal Tariff)

$5.52 €4.96

$0.44 Rp 7,989

1154.55%

Taxi (Normal Tariff) (1km)

$2.20 €1.98

$0.43 Rp 7,817

411.63%

Taxi 1hour Waiting (Normal Tariff)

$26.57 €23.87

$5.41 Rp 98.3K

391.13%

Gasoline (1 liter)

$1.47 €1.32

$0.82 Rp 15.0K

79.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K €24.1K

$23.8K Rp 433.3M

12.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.3K

$31.7K Rp 577.0M

-21.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €90.8

$79.1 Rp 1.4M

27.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.55 €14.87

$6.45 Rp 117.2K

156.59%

Internet (50+ Mbps, Unlimited Data)

$28.23 €25.36

$18.58 Rp 337.7K

51.94%

Gym Membership (Monthly)

$134 €120

$49.48 Rp 899.4K

170.61%

Tennis Court (1 Hour on Weekend)

$22.02 €19.78

$17.65 Rp 320.8K

24.76%

Cinema Ticket

$10.21 €9.17

$4.27 Rp 77.7K

139.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €326

$491 Rp 8.9M

-26.02%

International Primary School, 1 Child (Yearly)

$11.0K €9,917

$5,674 Rp 103.1M

94.57%

Jeans (Levis 501 Or Similar)

$77.8 €69.9

$44.64 Rp 811.4K

74.17%

Summer Dress (H&M, Zara, etc)

$40.28 €36.18

$34.95 Rp 635.3K

15.25%

Sport Shoes (Adidas, Nike)

$72.6 €65.2

$79.9 Rp 1.5M

-9.10%

Men's Leather Business Shoes

$79.7 €71.6

$79.4 Rp 1.4M

0.30%

1-bedroom Apartment, City Center (Monthly)

$883 €793

$1,125 Rp 20.4M

-21.54%

1-bedroom Apartment, Outside City Center (Monthly)

$828 €744

$671 Rp 12.2M

23.30%

3-bedroom Apartment, City Center (Monthly)

$1,412 €1,269

$3,565 Rp 64.8M

-60.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,284 €1,153

$1,723 Rp 31.3M

-25.50%

Buy Apartment in City Center (m2)

$1,865 €1,675

$2,732 Rp 49.6M

-31.74%

Buy Apartment Outside City Center (m2)

$1,699 €1,526

$2,284 Rp 41.5M

-25.63%

Average Monthly Net Salary (After Tax)

$1,350 €1,213

$164 Rp 3.0M

723.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gudja: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gudja

$828 47.1%

Ubud, Bali

$672 49.8% 18.9% $156

Groceries & Markets

Gudja

$275 15.7%

Ubud, Bali

$288 21.4% 4.8% $13

Eating Out

Gudja

$190 10.8%

Ubud, Bali

$108 8% 43.3% $82

Sport & Entertainment

Gudja

$154 8.8%

Ubud, Bali

$58 4.3% 62.4% $96

Monthly Utilities & Internet

Gudja

$146 8.3%

Ubud, Bali

$104 7.7% 28.7% $42

Clothing & Footwear

Gudja

$122 6.9%

Ubud, Bali

$108 8% 11.6% $14

Getting Around

Gudja

$41 2.4%

Ubud, Bali

$11 0.9% 72.4% $30

Cost Breakdown

A one-bedroom apartment in the center runs $883 in Gudja and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Gudja pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Gudja vs $36 in Ubud, Bali. Groceries flip the comparison at $275 vs $288, with Gudja cheaper for home cooking.

Good to know

🇲🇹 Gudja

🇮🇩 Ubud, Bali

🕒 Local time

00:47 12:47 AM

07:47 7:47 AM

7 h ahead of Gudja

🌤 Weather

👥 Population

3,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Gudja Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Gudja
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gudja vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 23% cheaper overall, especially in leisure, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Gudja is about 8.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $883 in Gudja versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $88 in Gudja. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,756 per month in Gudja versus $1,349 in Ubud, Bali – Ubud, Bali is about 23% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Gudja and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Gudja on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.