Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gudja

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,756 in Gudja, rent and utilities included – about $4,900 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
84

Cost of Living Index in Gudja
Learn more

Gudja Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gudja

🇲🇹 Malta

$1,756

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gudja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gudja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,756 in Gudja.

Ubud, Bali $1,349
Gudja $1,756

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,679 in Gudja.

Ubud, Bali $2,305
Gudja $2,679

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,602 in Gudja.

Ubud, Bali $3,261
Gudja $3,602

Living in Ubud, Bali costs roughly 23% less than in Gudja, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.76 €10.54

-71.77%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$87.6 €78.5

-59.32%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$13.38 €11.99

-58.67%

Cappuccino

$2.72 Rp 49.4K

$2.28 €2.04

19.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.82 €1.63

-6.59%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.00 €0.90

-24.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$2.20 €1.97

20.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.02 €2.70

45.03%

Milk (1 liter)

$1.49 Rp 27.1K

$1.25 €1.12

19.20%

White Bread (500g)

$2.28 Rp 41.4K

$1.30 €1.16

75.38%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.71 €2.42

-56.09%

Eggs

$2.04 Rp 37.0K

$3.66 €3.28

-44.26%

Local Cheese (1kg)

$17.70 Rp 321.9K

$7.94 €7.12

122.92%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$9.80 €8.78

-59.59%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$18.45 €16.53

-33.93%

Apples (1kg)

$3.66 Rp 66.5K

$2.19 €1.96

67.12%

Banana (1kg)

$1.52 Rp 27.6K

$1.84 €1.65

-17.39%

Oranges (1kg)

$2.23 Rp 40.5K

$2.63 €2.36

-15.21%

Tomato (1kg)

$1.97 Rp 35.9K

$2.61 €2.34

-24.52%

Potato (1kg)

$1.85 Rp 33.6K

$1.69 €1.52

9.47%

Onion (1kg)

$2.42 Rp 44.1K

$1.86 €1.66

30.11%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.94 €0.84

5.32%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.87 €0.78

-41.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.72 €5.13

-61.19%

Wine (Bottle)

$22.24 Rp 404.4K

$8.32 €7.45

167.31%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.54 €1.38

46.75%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.60 €1.44

85.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.01 €1.80

-87.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$16.81 €15.06

-53.48%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$5.52 €4.95

-92.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$2.20 €1.97

-80.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$26.57 €23.81

-79.64%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.47 €1.31

-44.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$26.9K €24.1K

-11.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$24.8K €22.2K

27.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$101 €90.6

-21.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$16.55 €14.83

-61.03%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$28.23 €25.30

-34.18%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$134 €120

-63.05%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$22.02 €19.73

-19.85%

Cinema Ticket

$4.27 Rp 77.7K

$10.21 €9.15

-58.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$363 €325

35.16%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$11.0K €9,893

-48.61%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$77.8 €69.7

-42.59%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$40.28 €36.10

-13.23%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$72.6 €65.1

10.01%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$79.7 €71.4

-0.30%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$883 €791

27.46%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$828 €742

-18.90%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,412 €1,265

152.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,284 €1,151

34.22%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,865 €1,671

46.50%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,699 €1,522

34.45%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,350 €1,210

-87.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.9

375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gudja: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gudja

$828 47.1% 23.3% $156

Groceries & Markets

Ubud, Bali

$288 21.4%

Gudja

$275 15.7% 4.6% $13

Eating Out

Ubud, Bali

$108 8%

Gudja

$190 10.8% 76.3% $82

Clothing & Footwear

Ubud, Bali

$108 8%

Gudja

$122 6.9% 13.1% $14

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gudja

$146 8.3% 40.2% $42

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gudja

$154 8.8% 166% $96

Getting Around

Ubud, Bali

$11 0.9%

Gudja

$41 2.4% 262% $30

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $883 in Gudja. Housing cost is often the main lever when comparing two cities.

Gudja pays about 8.2 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $88 in Gudja. Groceries flip the comparison at $288 vs $275, with Gudja cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Gudja

🕒 Local time

09:03 9:03 AM

02:03 2:03 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Gudja 11,530 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gudja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gudja: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 23% cheaper overall, especially in leisure, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 88% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $883 in Gudja. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $88 in Gudja. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,756 in Gudja – Ubud, Bali is about 23% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Ubud, Bali and Gudja are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Gudja on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.