Last update: Nov 2026

Cost of Living Comparison Between Guaynabo and Toronto

For one person, living is cheaper in Guaynabo: $1,857 a month against $2,599 in Toronto, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Guaynabo
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Guaynabo Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Guaynabo

🇵🇷 Puerto Rico

$1,857

/mo nomad

Toronto

🇨🇦 Canada

$2,599

/mo nomad

Monthly Cost of Living

How much you'll spend in Guaynabo and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guaynabo and in Toronto actually costs, broken down by who's living it.

A single person spends $1,857 per month in Guaynabo vs $2,599 in Toronto, rent included.

Guaynabo $1,857
Toronto $2,599

A couple spends around $2,934 per month in Guaynabo vs $3,700 in Toronto, rent included.

Guaynabo $2,934
Toronto $3,700

A family of three spends $4,011 per month in Guaynabo vs $4,801 in Toronto, rent included.

Guaynabo $4,011
Toronto $4,801

Guaynabo is about 29% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Guaynabo and Toronto sit above the global median – Guaynabo by 37%, Toronto by 92%.

Meal at Budget Restaurant

$18.91 $18.91

$17.98 CA$25.09

5.17%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$72.3 CA$101

9.42%

Fast Food Meal (McDonalds, etc)

$9.02 $9.02

$10.83 CA$15.11

-16.71%

Cappuccino

$1.80 $1.80

$4.34 CA$6.06

-58.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 $1.34

$2.16 CA$3.01

-37.96%

Water (0.33 liter bottle)

$1.22 $1.22

$1.66 CA$2.31

-26.51%

Local Beer (0.5 liter draught)

$1.96 $1.96

$6.35 CA$8.86

-69.13%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$7.34 CA$10.25

-45.91%

Milk (1 liter)

$2.22 $2.22

$2.57 CA$3.59

-13.62%

White Bread (500g)

$3.27 $3.27

$2.71 CA$3.78

20.66%

Rice (white) (1kg)

$2.32 $2.32

$2.28 CA$3.18

1.75%

Eggs

$6.15 $6.15

$3.60 CA$5.03

70.83%

Local Cheese (1kg)

$12.38 $12.38

$8.94 CA$12.48

38.48%

Chicken Fillets (1kg)

$9.66 $9.66

$11.19 CA$15.62

-13.67%

Beef Round Steak (1kg)

$13.29 $13.29

$15.23 CA$21.25

-12.74%

Apples (1kg)

$5.18 $5.18

$3.74 CA$5.23

38.50%

Banana (1kg)

$2.51 $2.51

$1.23 CA$1.71

104.07%

Oranges (1kg)

$4.81 $4.81

$3.58 CA$5.00

34.36%

Tomato (1kg)

$4.67 $4.67

$4.25 CA$5.93

9.88%

Potato (1kg)

$2.60 $2.60

$1.94 CA$2.71

34.02%

Onion (1kg)

$2.03 $2.03

$1.67 CA$2.33

21.56%

Lettuce (1 head)

$1.52 $1.52

$2.30 CA$3.21

-33.91%

Water (1.5 liter bottle)

$1.61 $1.61

$1.26 CA$1.76

27.78%

Cigarettes 20 Pack (Marlboro, Camel)

$11.17 $11.17

$14.19 CA$19.81

-21.28%

Wine (Bottle)

$15.69 $15.69

$14.25 CA$19.89

10.11%

Local Beer (0.5 liter bottle)

$2.83 $2.83

$2.28 CA$3.18

24.12%

Imported Beer (0.33 liter bottle)

$2.91 $2.91

$2.58 CA$3.61

12.79%

One-way Ticket (Public Transport)

$2.35 CA$3.29

Public Transport Monthly Pass (Regular Price)

$111 CA$155

Taxi Start (Normal Tariff)

$2.47 $2.47

$3.01 CA$4.21

-17.94%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$1.22 CA$1.71

26.23%

Taxi 1hour Waiting (Normal Tariff)

$42.38 $42.38

$21.82 CA$30.47

94.23%

Gasoline (1 liter)

$1.02 $1.02

$1.23 CA$1.72

-17.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K $34.3K

$27.0K CA$37.6K

27.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K $27.4K

$21.8K CA$30.5K

25.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 $319

$121 CA$169

164.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.62 $49.62

$33.10 CA$46.21

49.91%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$49.09 CA$68.5

40.80%

Gym Membership (Monthly)

$36.65 CA$51.2

Tennis Court (1 Hour on Weekend)

$25.01 CA$34.91

Cinema Ticket

$10.30 $10.30

$12.78 CA$17.84

-19.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 $817

$754 CA$1,053

8.33%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$33.7K CA$47.0K

-63.13%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$50.4 CA$70.3

13.65%

Summer Dress (H&M, Zara, etc)

$50.1 $50.1

$41.43 CA$57.8

21.00%

Sport Shoes (Adidas, Nike)

$99.1 $99.1

$101 CA$141

-2.07%

Men's Leather Business Shoes

$114 $114

$130 CA$182

-12.68%

1-bedroom Apartment, City Center (Monthly)

$892 $892

$1,590 CA$2,219

-43.90%

1-bedroom Apartment, Outside City Center (Monthly)

$630 $630

$1,424 CA$1,988

-55.74%

3-bedroom Apartment, City Center (Monthly)

$2,530 $2,530

$2,641 CA$3,687

-4.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$2,090 CA$2,918

-34.02%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

Buy Apartment Outside City Center (m2)

$6,892 CA$9,620

Average Monthly Net Salary (After Tax)

$3,467 $3,467

$3,623 CA$5,057

-4.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

47.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guaynabo: November 1, 2026

Last update for Toronto: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guaynabo

$630 33.9%

Toronto

$1.4K 54.8% 126% $794

Monthly Utilities & Internet

Guaynabo

$438 23.6%

Toronto

$203 7.8% 53.6% $235

Groceries & Markets

Guaynabo

$386 20.8%

Toronto

$345 13.3% 10.7% $41

Eating Out

Guaynabo

$228 12.3%

Toronto

$290 11.2% 27.3% $62

Clothing & Footwear

Guaynabo

$144 7.8%

Toronto

$145 5.6% 0.9% $1.4

Sport & Entertainment

Guaynabo

$21 * 1.1%

Toronto

$62 2.4% 202% $42

Getting Around

Guaynabo

$10 * 0.6%

Toronto

$130 5% 1175% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $892 in Guaynabo versus $1,590 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Guaynabo versus $72 in Toronto. Monthly groceries follow the same trend: $386 vs $345 – making Toronto the more affordable choice for daily food spending.

Good to know

🇵🇷 Guaynabo

🇨🇦 Toronto

🕒 Local time

02:36 2:36 AM

01:36 1:36 AM

1 h behind Guaynabo

🌤 Weather

👥 Population

68,491

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.891 EUR

1 CAD = 0.716 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.57 CAD (1 CAD = 0.638 EUR).

CAD to USD in detail →

On the map

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Between locations

Guaynabo Toronto 3,070 km ≈ 4 h 15 min nonstop flight

From you

Guaynabo
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guaynabo vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,857 in Guaynabo, $2,599 in Toronto – Guaynabo comes out roughly 29% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,786 per month in Guaynabo and $3,899 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Guaynabo, especially for central apartments: a one-bedroom in the center costs $892 there versus $1,590 in Toronto.

A mid-range dinner for two costs $79 in Guaynabo and $72 in Toronto. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Toronto – one category where the pricier city actually offers better value.

$3,000 covers both cities comfortably – all-in costs are $1,857 in Guaynabo and $2,599 in Toronto, leaving budget for savings and extras in both cases.

It depends on your priorities. Guaynabo has an edge in some lifestyle areas, with costs from $1,857 in Guaynabo to $2,599 in Toronto. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Guaynabo. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.