Cost of Living Comparison Between Grimsby and Toronto Cost of Living Comparison Between Grimsby and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,511 in Grimsby versus $2,788 in Toronto.

Estimated couple costs with rent: $3,494 in Grimsby versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $4,477 in Grimsby versus $5,432 in Toronto.

Living in Grimsby costs roughly 10% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Grimsby 88% above, Toronto 109% above.

Meal at Budget Restaurant

$18.52 CA$25.97

$18.51 CA$25.96

0.05%

Three-Course Dinner for Two, Mid-Range

$77.9 CA$109

$83.8 CA$118

-7.09%

Fast Food Meal (McDonalds, etc)

$10.85 CA$15.21

$10.97 CA$15.38

-1.09%

Cappuccino

$3.56 CA$4.99

$3.99 CA$5.59

-10.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.87

$2.11 CA$2.96

-2.84%

Water (0.33 liter bottle)

$1.49 CA$2.08

$1.69 CA$2.37

-11.83%

Local Beer (0.5 liter draught)

$5.84 CA$8.19

$5.92 CA$8.30

-1.35%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.44

$6.48 CA$9.08

3.86%

Milk (1 liter)

$2.93 CA$4.11

$2.71 CA$3.80

8.12%

White Bread (500g)

$2.85 CA$4.00

Rice (white) (1kg)

$4.34 CA$6.09

$3.56 CA$4.99

21.91%

Eggs

$3.27 CA$4.59

$3.54 CA$4.96

-7.63%

Local Cheese (1kg)

$13.59 CA$19.05

$13.26 CA$18.59

2.49%

Chicken Fillets (1kg)

$9.71 CA$13.61

$13.05 CA$18.29

-25.59%

Beef Round Steak (1kg)

$11.16 CA$15.65

$16.77 CA$23.51

-33.45%

Apples (1kg)

$2.91 CA$4.08

$4.11 CA$5.77

-29.20%

Banana (1kg)

$2.06 CA$2.89

$1.14 CA$1.60

80.70%

Oranges (1kg)

$3.56 CA$4.99

$3.40 CA$4.76

4.71%

Tomato (1kg)

$3.64 CA$5.10

$4.02 CA$5.64

-9.45%

Potato (1kg)

$1.92 CA$2.69

$2.43 CA$3.41

-20.99%

Onion (1kg)

$2.92 CA$4.09

$2.94 CA$4.12

-0.68%

Lettuce (1 head)

$1.74 CA$2.44

$2.47 CA$3.47

-29.55%

Water (1.5 liter bottle)

$2.16 CA$3.03

$1.92 CA$2.69

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$13.76 CA$19.29

$14.99 CA$21.01

-8.21%

Wine (Bottle)

$12.27 CA$17.20

$14.34 CA$20.10

-14.44%

Local Beer (0.5 liter bottle)

$2.21 CA$3.10

$2.71 CA$3.80

-18.45%

Imported Beer (0.33 liter bottle)

$2.29 CA$3.22

$3.12 CA$4.38

-26.60%

One-way Ticket (Public Transport)

$2.42 CA$3.39

$2.45 CA$3.44

-1.22%

Public Transport Monthly Pass (Regular Price)

$61.7 CA$86.6

$113 CA$158

-45.28%

Taxi Start (Normal Tariff)

$3.06 CA$4.28

$3.63 CA$5.08

-15.70%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.34 CA$1.88

-8.96%

Taxi 1hour Waiting (Normal Tariff)

$22.47 CA$31.51

$25.55 CA$35.82

-12.05%

Gasoline (1 liter)

$1.11 CA$1.56

$1.11 CA$1.55

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$34.7K

$25.3K CA$35.4K

-2.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.8K

$21.8K CA$30.5K

-2.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 CA$216

$117 CA$164

31.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.3 CA$76.2

$37.60 CA$52.7

44.49%

Internet (50+ Mbps, Unlimited Data)

$70.1 CA$98.2

$53.7 CA$75.3

30.49%

Gym Membership (Monthly)

$41.69 CA$58.5

$57.1 CA$80.1

-26.99%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$8.75 CA$12.26

$11.56 CA$16.20

-24.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$739 CA$1,036

$1,125 CA$1,577

-34.33%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.8K

$18.4K CA$25.9K

-0.02%

Jeans (Levis 501 Or Similar)

$71.6 CA$100

$57.3 CA$80.4

24.93%

Summer Dress (H&M, Zara, etc)

$41.28 CA$57.9

$39.05 CA$54.8

5.71%

Sport Shoes (Adidas, Nike)

$113 CA$158

$87.6 CA$123

28.72%

Men's Leather Business Shoes

$113 CA$158

$114 CA$159

-0.61%

1-bedroom Apartment, City Center (Monthly)

$1,290 CA$1,808

$1,842 CA$2,582

-29.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,321 CA$1,852

$1,531 CA$2,146

-13.69%

3-bedroom Apartment, City Center (Monthly)

$1,871 CA$2,623

$2,925 CA$4,101

-36.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,806 CA$2,532

$2,502 CA$3,508

-27.83%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

Average Monthly Net Salary (After Tax)

$4,398 CA$6,166

$3,454 CA$4,842

27.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

5.16

24.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grimsby: July 12, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,290 in Grimsby and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Grimsby pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78.0 in Grimsby vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $355 vs $395 per month, with Grimsby cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grimsby vs Toronto: Cost of Living - Frequently Asked Questions

Grimsby and Toronto differ by about 11% in total monthly costs ($2,511 vs $2,788 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 27% higher in Grimsby, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,290 in Grimsby versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Grimsby – a meal for two runs $78.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,511 per month in Grimsby versus $2,788 in Toronto – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,511 in Grimsby versus $2,788 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 11% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.