Cost of Living Comparison Between Grimsby and Toronto Cost of Living Comparison Between Grimsby and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,457 in Grimsby versus $2,628 in Toronto.

Estimated couple costs with rent: $2,507 in Grimsby versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $2,556 in Grimsby versus $5,067 in Toronto.

Living in Grimsby costs roughly 7% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Grimsby 79% above, Toronto 91% above.

Meal at Budget Restaurant

$18.03 CA$24.87

$17.88 CA$24.66

0.84%

Three-Course Dinner for Two, Mid-Range

$72.0 CA$99.3

$87.9 CA$121

-18.07%

Fast Food Meal (McDonalds, etc)

$10.85 CA$14.97

$10.93 CA$15.08

-0.73%

Cappuccino

$3.31 CA$4.56

$4.06 CA$5.60

-18.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.68

$2.18 CA$3.01

-11.01%

Water (0.33 liter bottle)

$1.56 CA$2.14

$1.70 CA$2.34

-8.24%

Local Beer (0.5 liter draught)

$5.73 CA$7.90

$6.69 CA$9.22

-14.35%

Imported Beer (0.33 liter bottle)

$6.18 CA$8.53

$7.35 CA$10.13

-15.92%

Milk (1 liter)

$2.72 CA$3.75

$2.78 CA$3.83

-2.16%

White Bread (500g)

$2.92 CA$4.02

$2.89 CA$3.99

1.04%

Rice (white) (1kg)

$3.50 CA$4.82

$2.56 CA$3.54

36.72%

Eggs

$3.78 CA$5.22

$3.79 CA$5.22

-0.26%

Local Cheese (1kg)

$9.32 CA$12.85

$10.17 CA$14.02

-8.36%

Chicken Fillets (1kg)

$10.78 CA$14.87

$11.95 CA$16.48

-9.79%

Beef Round Steak (1kg)

$13.84 CA$19.08

$16.12 CA$22.23

-14.14%

Apples (1kg)

$3.59 CA$4.95

$3.89 CA$5.37

-7.71%

Banana (1kg)

$1.48 CA$2.05

$1.27 CA$1.76

16.54%

Oranges (1kg)

$2.69 CA$3.71

$3.88 CA$5.35

-30.67%

Tomato (1kg)

$2.94 CA$4.05

$4.33 CA$5.97

-32.10%

Potato (1kg)

$1.91 CA$2.64

$1.83 CA$2.52

4.37%

Onion (1kg)

$1.93 CA$2.67

$1.50 CA$2.06

28.67%

Lettuce (1 head)

$2.00 CA$2.75

$2.28 CA$3.14

-12.28%

Water (1.5 liter bottle)

$1.50 CA$2.06

$1.44 CA$1.98

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$13.54 CA$18.67

$14.20 CA$19.58

-4.65%

Wine (Bottle)

$10.90 CA$15.03

$14.24 CA$19.64

-23.46%

Local Beer (0.5 liter bottle)

$2.75 CA$3.79

$2.25 CA$3.10

22.22%

Imported Beer (0.33 liter bottle)

$2.61 CA$3.60

$2.53 CA$3.49

3.16%

One-way Ticket (Public Transport)

$2.47 CA$3.41

Public Transport Monthly Pass (Regular Price)

$112 CA$154

Taxi Start (Normal Tariff)

$4.99 CA$6.88

$3.05 CA$4.20

63.61%

Taxi (Normal Tariff) (1km)

$2.47 CA$3.41

$1.24 CA$1.70

99.19%

Taxi 1hour Waiting (Normal Tariff)

$44.09 CA$60.8

$22.44 CA$30.94

96.48%

Gasoline (1 liter)

$1.10 CA$1.52

$1.24 CA$1.70

-11.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$39.3K

$27.5K CA$37.9K

3.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$26.3K

$21.1K CA$29.2K

-9.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 CA$203

$128 CA$176

15.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.50 CA$62.7

$33.79 CA$46.59

34.66%

Internet (50+ Mbps, Unlimited Data)

$70.3 CA$97.0

$49.25 CA$67.9

42.78%

Gym Membership (Monthly)

$53.3 CA$73.6

$40.93 CA$56.5

30.32%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

Cinema Ticket

$9.58 CA$13.21

$13.16 CA$18.15

-27.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,066 CA$1,471

$792 CA$1,093

34.57%

International Primary School, 1 Child (Yearly)

$17.7K CA$24.4K

$24.1K CA$33.3K

-26.53%

Jeans (Levis 501 Or Similar)

$69.7 CA$96.1

$54.5 CA$75.2

27.77%

Summer Dress (H&M, Zara, etc)

$66.0 CA$91.0

$43.11 CA$59.5

53.07%

Sport Shoes (Adidas, Nike)

$98.3 CA$136

$102 CA$140

-3.14%

Men's Leather Business Shoes

$102 CA$140

$123 CA$170

-17.63%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,279

1-bedroom Apartment, Outside City Center (Monthly)

$1,283 CA$1,769

$1,452 CA$2,002

-11.65%

3-bedroom Apartment, City Center (Monthly)

$1,816 CA$2,504

$2,694 CA$3,716

-32.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,964

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

Average Monthly Net Salary (After Tax)

$4,372 CA$6,029

$3,614 CA$4,984

20.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.52

4.49

0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grimsby: August 30, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

Grimsby pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $72.0 in Grimsby vs $88.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $337 vs $365 per month, with Grimsby cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grimsby vs Toronto: Cost of Living - Frequently Asked Questions

Grimsby and Toronto differ by about 7% in total monthly costs ($2,457 vs $2,628 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 21% higher in Grimsby, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $1,066 in Grimsby versus $792 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Grimsby – a meal for two runs $72.0 versus $88.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,457 in Grimsby versus $2,628 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 7% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.