Last update: Oct 2026

Cost of Living Comparison Between Grimsby and Toronto

For one person, living is cheaper in Grimsby: $2,254 a month against $2,561 in Toronto, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Grimsby
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Grimsby Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Grimsby

🇨🇦 Canada

$2,254

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Grimsby and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grimsby and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,254 in Grimsby versus $2,561 in Toronto.

Grimsby $2,254
Toronto $2,561

Estimated couple costs with rent: $3,321 in Grimsby versus $3,694 in Toronto.

Grimsby $3,321
Toronto $3,694

Monthly costs for a family of three with rent: $4,388 in Grimsby versus $4,826 in Toronto.

Grimsby $4,388
Toronto $4,826

Living in Grimsby costs roughly 12% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Grimsby 67% above, Toronto 90% above.

Meal at Budget Restaurant

$17.58 CA$24.85

$17.18 CA$24.29

2.33%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$99.8

$76.0 CA$107

-7.03%

Fast Food Meal (McDonalds, etc)

$10.41 CA$14.71

$10.54 CA$14.89

-1.23%

Cappuccino

$3.35 CA$4.73

$4.02 CA$5.68

-16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 CA$2.66

$2.12 CA$3.00

-11.32%

Water (0.33 liter bottle)

$1.52 CA$2.14

$1.75 CA$2.48

-13.14%

Local Beer (0.5 liter draught)

$5.64 CA$7.97

$6.24 CA$8.83

-9.62%

Imported Beer (0.33 liter bottle)

$6.17 CA$8.73

$7.09 CA$10.02

-12.98%

Milk (1 liter)

$2.56 CA$3.62

$2.44 CA$3.45

4.92%

White Bread (500g)

$2.84 CA$4.01

$2.68 CA$3.78

5.97%

Rice (white) (1kg)

$3.32 CA$4.70

$2.24 CA$3.17

48.21%

Eggs

$3.52 CA$4.97

$3.56 CA$5.03

-1.12%

Local Cheese (1kg)

$9.19 CA$13.00

$9.09 CA$12.85

1.10%

Chicken Fillets (1kg)

$10.23 CA$14.46

$11.33 CA$16.01

-9.71%

Beef Round Steak (1kg)

$13.44 CA$18.99

$14.53 CA$20.55

-7.50%

Apples (1kg)

$3.41 CA$4.82

$3.62 CA$5.12

-5.80%

Banana (1kg)

$1.45 CA$2.05

$1.21 CA$1.72

19.83%

Oranges (1kg)

$2.65 CA$3.74

$3.60 CA$5.09

-26.39%

Tomato (1kg)

$2.90 CA$4.09

$4.21 CA$5.96

-31.12%

Potato (1kg)

$1.87 CA$2.64

$1.79 CA$2.53

4.47%

Onion (1kg)

$1.88 CA$2.66

$1.59 CA$2.25

18.24%

Lettuce (1 head)

$2.05 CA$2.90

$2.27 CA$3.21

-9.69%

Water (1.5 liter bottle)

$1.46 CA$2.07

$1.25 CA$1.77

16.80%

Cigarettes 20 Pack (Marlboro, Camel)

$13.37 CA$18.91

$13.82 CA$19.53

-3.26%

Wine (Bottle)

$10.42 CA$14.73

$14.27 CA$20.18

-26.98%

Local Beer (0.5 liter bottle)

$2.77 CA$3.91

$2.20 CA$3.10

25.91%

Imported Beer (0.33 liter bottle)

$2.63 CA$3.72

$2.43 CA$3.44

8.23%

One-way Ticket (Public Transport)

$2.45 CA$3.46

$2.39 CA$3.38

2.51%

Public Transport Monthly Pass (Regular Price)

$55.2 CA$78.0

$111 CA$157

-50.25%

Taxi Start (Normal Tariff)

$4.87 CA$6.88

$2.91 CA$4.12

67.35%

Taxi (Normal Tariff) (1km)

$2.51 CA$3.55

$1.20 CA$1.69

109.17%

Taxi 1hour Waiting (Normal Tariff)

$41.39 CA$58.5

$21.38 CA$30.23

93.59%

Gasoline (1 liter)

$1.15 CA$1.63

$1.21 CA$1.71

-4.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.6K

$28.2K CA$39.8K

-0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K CA$26.0K

$20.3K CA$28.6K

-9.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 CA$203

$120 CA$170

19.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.19 CA$61.1

$32.26 CA$45.60

33.88%

Internet (50+ Mbps, Unlimited Data)

$66.9 CA$94.5

$47.93 CA$67.8

39.50%

Gym Membership (Monthly)

$39.73 CA$56.2

$38.48 CA$54.4

3.25%

Tennis Court (1 Hour on Weekend)

$18.85 CA$26.65

$22.96 CA$32.46

-17.90%

Cinema Ticket

$8.86 CA$12.52

$12.38 CA$17.50

-28.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,022 CA$1,445

$830 CA$1,173

23.13%

International Primary School, 1 Child (Yearly)

$17.0K CA$24.0K

$23.1K CA$32.6K

-26.55%

Jeans (Levis 501 Or Similar)

$69.4 CA$98.1

$50.7 CA$71.7

36.84%

Summer Dress (H&M, Zara, etc)

$38.37 CA$54.2

$40.02 CA$56.6

-4.12%

Sport Shoes (Adidas, Nike)

$96.6 CA$137

$98.0 CA$139

-1.41%

Men's Leather Business Shoes

$96.4 CA$136

$121 CA$171

-20.09%

1-bedroom Apartment, City Center (Monthly)

$1,169 CA$1,653

$1,592 CA$2,251

-26.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,133 CA$1,602

$1,410 CA$1,994

-19.65%

3-bedroom Apartment, City Center (Monthly)

$1,917 CA$2,710

$2,670 CA$3,775

-28.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,848 CA$2,613

$2,152 CA$3,042

-14.09%

Buy Apartment in City Center (m2)

$4,532 CA$6,406

$7,945 CA$11.2K

-42.97%

Buy Apartment Outside City Center (m2)

$3,743 CA$5,292

$6,542 CA$9,249

-42.79%

Average Monthly Net Salary (After Tax)

$4,334 CA$6,127

$3,727 CA$5,269

16.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.52

4.47

1.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grimsby: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grimsby

$1.1K 50.3%

Toronto

$1.4K 55.1% 24.5% $277

Groceries & Markets

Grimsby

$326 14.5%

Toronto

$340 13.3% 4.1% $14

Eating Out

Grimsby

$266 11.8%

Toronto

$278 10.9% 4.5% $12

Monthly Utilities & Internet

Grimsby

$254 11.3%

Toronto

$201 7.8% 20.9% $53

Clothing & Footwear

Grimsby

$135 6%

Toronto

$139 5.4% 2.9% $3.9

Getting Around

Grimsby

$82 3.7%

Toronto

$129 5.1% 57% $47

Sport & Entertainment

Grimsby

$57 2.6%

Toronto

$63 2.5% 10.1% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,169 in Grimsby and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Grimsby pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Grimsby vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $326 vs $340 per month, with Grimsby cheaper across the board.

Good to know

🇨🇦 Grimsby

🇨🇦 Toronto

🕒 Local time

11:21 11:21 AM

Same time as Grimsby

🌤 Weather

👥 Population

28,883

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Grimsby Toronto 53 km

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Grimsby
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grimsby vs Toronto: Cost of Living - Frequently Asked Questions

Grimsby and Toronto differ by about 14% in total monthly costs ($2,254 vs $2,561 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Grimsby, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,169 in Grimsby versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Grimsby – a meal for two runs $71.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,254 per month in Grimsby versus $2,561 in Toronto – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,254 in Grimsby versus $2,561 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 14% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.