Cost of Living Comparison Between Toronto and Grimsby Cost of Living Comparison Between Toronto and Grimsby

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,518 in Grimsby.

Estimated couple costs with rent: $4,130 in Toronto versus $3,499 in Grimsby.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,481 in Grimsby.

Living in Toronto is roughly 12% more expensive than Grimsby, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Grimsby 88% above.

Meal at Budget Restaurant

$18.71 CA$25.99

$18.18 CA$25.26

2.92%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$77.7 CA$108

5.42%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$11.13 CA$15.47

-2.70%

Cappuccino

$3.89 CA$5.40

$3.60 CA$5.00

8.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.02 CA$2.81

9.90%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.54 CA$2.14

7.14%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$6.04 CA$8.40

0.17%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$6.76 CA$9.40

-2.66%

Milk (1 liter)

$2.73 CA$3.79

$3.03 CA$4.20

-9.90%

White Bread (500g)

$2.72 CA$3.77

$2.90 CA$4.03

-6.21%

Rice (white) (1kg)

$3.54 CA$4.91

$4.30 CA$5.98

-17.67%

Eggs

$3.50 CA$4.86

$3.40 CA$4.73

2.94%

Local Cheese (1kg)

$13.53 CA$18.80

$13.48 CA$18.73

0.37%

Chicken Fillets (1kg)

$13.09 CA$18.19

$9.64 CA$13.40

35.79%

Beef Round Steak (1kg)

$16.96 CA$23.57

$11.30 CA$15.70

50.09%

Apples (1kg)

$4.16 CA$5.78

$2.89 CA$4.02

43.94%

Banana (1kg)

$1.18 CA$1.64

$2.06 CA$2.86

-42.72%

Oranges (1kg)

$3.25 CA$4.51

$3.58 CA$4.98

-9.22%

Tomato (1kg)

$4.12 CA$5.72

$3.55 CA$4.93

16.06%

Potato (1kg)

$2.50 CA$3.48

$1.87 CA$2.60

33.69%

Onion (1kg)

$2.88 CA$4.00

Lettuce (1 head)

$2.35 CA$3.26

$1.67 CA$2.33

40.72%

Water (1.5 liter bottle)

$2.00 CA$2.78

$2.15 CA$2.99

-6.98%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$13.92 CA$19.35

4.74%

Wine (Bottle)

$14.18 CA$19.70

$12.61 CA$17.52

12.45%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$2.20 CA$3.06

27.27%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$2.22 CA$3.08

46.40%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.39 CA$3.32

0.42%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$61.8 CA$85.9

84.55%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.19 CA$4.43

17.87%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.26 CA$1.75

11.90%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$21.75 CA$30.22

17.38%

Gasoline (1 liter)

$1.10 CA$1.53

$1.15 CA$1.60

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.0K CA$34.7K

1.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$21.2K CA$29.5K

-0.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$159 CA$220

-24.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$53.1 CA$73.7

-29.26%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$70.7 CA$98.2

-22.83%

Gym Membership (Monthly)

$55.5 CA$77.1

$42.03 CA$58.4

32.07%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$11.56 CA$16.06

$8.76 CA$12.17

31.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$727 CA$1,009

55.43%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$18.3K CA$25.4K

-1.73%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$72.9 CA$101

-21.93%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$39.83 CA$55.3

0.33%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$114 CA$159

-21.47%

Men's Leather Business Shoes

$114 CA$159

$111 CA$155

2.66%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$1,339 CA$1,860

38.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,314 CA$1,826

18.67%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,892 CA$2,629

54.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,824 CA$2,534

35.45%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$4,395 CA$6,107

-18.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.4

-19.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Grimsby: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,339 in Grimsby. Housing cost is often the main lever when comparing two cities.

Grimsby pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $82.0 in Toronto vs $78.0 in Grimsby for a mid-range dinner for two. Groceries echo the gap at $396 vs $356 per month, with Grimsby cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grimsby: Cost of Living - Frequently Asked Questions

Toronto and Grimsby differ by about 12% in total monthly costs ($2,811 vs $2,518 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Grimsby earns 23% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,849 in Toronto versus $1,339 in Grimsby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Grimsby – a meal for two runs $78.0 versus $82.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,811 per month in Toronto versus $2,518 in Grimsby – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,518 in Grimsby versus $2,811 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 12% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.