Cost of Living Comparison Between Toronto and Grimsby Cost of Living Comparison Between Toronto and Grimsby

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $2,511 in Grimsby.

Estimated couple costs with rent: $4,110 in Toronto versus $3,494 in Grimsby.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $4,477 in Grimsby.

Living in Toronto is roughly 11% more expensive than in Grimsby, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Grimsby 88% above.

Meal at Budget Restaurant

$18.51 CA$25.96

$18.52 CA$25.97

-0.05%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$77.9 CA$109

7.63%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$10.85 CA$15.21

1.11%

Cappuccino

$3.99 CA$5.59

$3.56 CA$4.99

12.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.05 CA$2.87

2.93%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.49 CA$2.08

13.42%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.84 CA$8.19

1.37%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$6.73 CA$9.44

-3.71%

Milk (1 liter)

$2.71 CA$3.80

$2.93 CA$4.11

-7.51%

White Bread (500g)

$2.85 CA$4.00

Rice (white) (1kg)

$3.56 CA$4.99

$4.34 CA$6.09

-17.97%

Eggs

$3.54 CA$4.96

$3.27 CA$4.59

8.26%

Local Cheese (1kg)

$13.26 CA$18.59

$13.59 CA$19.05

-2.43%

Chicken Fillets (1kg)

$13.05 CA$18.29

$9.71 CA$13.61

34.40%

Beef Round Steak (1kg)

$16.77 CA$23.51

$11.16 CA$15.65

50.27%

Apples (1kg)

$4.11 CA$5.77

$2.91 CA$4.08

41.24%

Banana (1kg)

$1.14 CA$1.60

$2.06 CA$2.89

-44.66%

Oranges (1kg)

$3.40 CA$4.76

$3.56 CA$4.99

-4.49%

Tomato (1kg)

$4.02 CA$5.64

$3.64 CA$5.10

10.44%

Potato (1kg)

$2.43 CA$3.41

$1.92 CA$2.69

26.56%

Onion (1kg)

$2.94 CA$4.12

$2.92 CA$4.09

0.68%

Lettuce (1 head)

$2.47 CA$3.47

$1.74 CA$2.44

41.95%

Water (1.5 liter bottle)

$1.92 CA$2.69

$2.16 CA$3.03

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$13.76 CA$19.29

8.94%

Wine (Bottle)

$14.34 CA$20.10

$12.27 CA$17.20

16.87%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$2.21 CA$3.10

22.62%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$2.29 CA$3.22

36.24%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.42 CA$3.39

1.24%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$61.7 CA$86.6

82.75%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.06 CA$4.28

18.63%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.22 CA$1.71

9.84%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$22.47 CA$31.51

13.71%

Gasoline (1 liter)

$1.11 CA$1.55

$1.11 CA$1.56

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.7K CA$34.7K

2.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$21.3K CA$29.8K

2.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$154 CA$216

-24.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$54.3 CA$76.2

-30.79%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$70.1 CA$98.2

-23.37%

Gym Membership (Monthly)

$57.1 CA$80.1

$41.69 CA$58.5

36.96%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$11.56 CA$16.20

$8.75 CA$12.26

32.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$739 CA$1,036

52.28%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$18.4K CA$25.8K

0.02%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$71.6 CA$100

-19.96%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$41.28 CA$57.9

-5.40%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$113 CA$158

-22.31%

Men's Leather Business Shoes

$114 CA$159

$113 CA$158

0.61%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,290 CA$1,808

42.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$1,321 CA$1,852

15.86%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,871 CA$2,623

56.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,806 CA$2,532

38.57%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$4,398 CA$6,166

-21.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.4

-19.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Grimsby: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,290 in Grimsby. Housing cost is often the main lever when comparing two cities.

Grimsby pays 27% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $84.0 in Toronto vs $78.0 in Grimsby for a mid-range dinner for two. Groceries echo the gap at $395 vs $355 per month, with Grimsby cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grimsby: Cost of Living - Frequently Asked Questions

Toronto and Grimsby differ by about 11% in total monthly costs ($2,788 vs $2,511 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 27% lower in Grimsby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,842 in Toronto versus $1,290 in Grimsby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Grimsby – a meal for two runs $78.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,788 per month in Toronto versus $2,511 in Grimsby – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,511 in Grimsby versus $2,788 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 11% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.