Cost of Living Comparison Between Toronto and Grimsby Cost of Living Comparison Between Toronto and Grimsby

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,457 in Grimsby.

Estimated couple costs with rent: $3,848 in Toronto versus $2,507 in Grimsby.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $2,556 in Grimsby.

Living in Toronto is roughly 7% more expensive than in Grimsby, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 91% above, Grimsby 79% above.

Meal at Budget Restaurant

$17.88 CA$24.66

$18.03 CA$24.87

-0.83%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$121

$72.0 CA$99.3

22.06%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.08

$10.85 CA$14.97

0.74%

Cappuccino

$4.06 CA$5.60

$3.31 CA$4.56

22.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$1.94 CA$2.68

12.37%

Water (0.33 liter bottle)

$1.70 CA$2.34

$1.56 CA$2.14

8.97%

Local Beer (0.5 liter draught)

$6.69 CA$9.22

$5.73 CA$7.90

16.75%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.13

$6.18 CA$8.53

18.93%

Milk (1 liter)

$2.78 CA$3.83

$2.72 CA$3.75

2.21%

White Bread (500g)

$2.89 CA$3.99

$2.92 CA$4.02

-1.03%

Rice (white) (1kg)

$2.56 CA$3.54

$3.50 CA$4.82

-26.86%

Eggs

$3.79 CA$5.22

$3.78 CA$5.22

0.26%

Local Cheese (1kg)

$10.17 CA$14.02

$9.32 CA$12.85

9.12%

Chicken Fillets (1kg)

$11.95 CA$16.48

$10.78 CA$14.87

10.85%

Beef Round Steak (1kg)

$16.12 CA$22.23

$13.84 CA$19.08

16.47%

Apples (1kg)

$3.89 CA$5.37

$3.59 CA$4.95

8.36%

Banana (1kg)

$1.27 CA$1.76

$1.48 CA$2.05

-14.19%

Oranges (1kg)

$3.88 CA$5.35

$2.69 CA$3.71

44.24%

Tomato (1kg)

$4.33 CA$5.97

$2.94 CA$4.05

47.28%

Potato (1kg)

$1.83 CA$2.52

$1.91 CA$2.64

-4.19%

Onion (1kg)

$1.50 CA$2.06

$1.93 CA$2.67

-22.28%

Lettuce (1 head)

$2.28 CA$3.14

$2.00 CA$2.75

14.00%

Water (1.5 liter bottle)

$1.44 CA$1.98

$1.50 CA$2.06

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.58

$13.54 CA$18.67

4.87%

Wine (Bottle)

$14.24 CA$19.64

$10.90 CA$15.03

30.64%

Local Beer (0.5 liter bottle)

$2.25 CA$3.10

$2.75 CA$3.79

-18.18%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.49

$2.61 CA$3.60

-3.07%

One-way Ticket (Public Transport)

$2.47 CA$3.41

Public Transport Monthly Pass (Regular Price)

$112 CA$154

Taxi Start (Normal Tariff)

$3.05 CA$4.20

$4.99 CA$6.88

-38.88%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.70

$2.47 CA$3.41

-49.80%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$30.94

$44.09 CA$60.8

-49.10%

Gasoline (1 liter)

$1.24 CA$1.70

$1.10 CA$1.52

12.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$37.9K

$28.5K CA$39.3K

-3.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$19.1K CA$26.3K

10.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$176

$147 CA$203

-13.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.59

$45.50 CA$62.7

-25.74%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$67.9

$70.3 CA$97.0

-29.96%

Gym Membership (Monthly)

$40.93 CA$56.5

$53.3 CA$73.6

-23.27%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

Cinema Ticket

$13.16 CA$18.15

$9.58 CA$13.21

37.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,093

$1,066 CA$1,471

-25.69%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.3K

$17.7K CA$24.4K

36.11%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.2

$69.7 CA$96.1

-21.73%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.5

$66.0 CA$91.0

-34.67%

Sport Shoes (Adidas, Nike)

$102 CA$140

$98.3 CA$136

3.24%

Men's Leather Business Shoes

$123 CA$170

$102 CA$140

21.40%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,279

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,002

$1,283 CA$1,769

13.18%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,716

$1,816 CA$2,504

48.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,964

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

Average Monthly Net Salary (After Tax)

$3,614 CA$4,984

$4,372 CA$6,029

-17.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.52

-0.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Grimsby: August 30, 2026

Cost Breakdown

Grimsby pays 21% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $88.0 in Toronto vs $72.0 in Grimsby for a mid-range dinner for two. Groceries echo the gap at $365 vs $337 per month, with Grimsby cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grimsby: Cost of Living - Frequently Asked Questions

Toronto and Grimsby differ by about 7% in total monthly costs ($2,628 vs $2,457 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 21% lower in Grimsby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Childcare runs $792 in Toronto versus $1,066 in Grimsby. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Grimsby – a meal for two runs $72.0 versus $88.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,457 in Grimsby versus $2,628 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 7% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.