Last update: Oct 2026

Cost of Living Comparison Between Toronto and Grimsby

For one person, living is cheaper in Grimsby: $2,254 a month against $2,561 in Toronto, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
109

Cost of Living Index in Grimsby
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Grimsby Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Grimsby

🇨🇦 Canada

$2,254

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Grimsby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Grimsby actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,254 in Grimsby.

Toronto $2,561
Grimsby $2,254

Estimated couple costs with rent: $3,694 in Toronto versus $3,321 in Grimsby.

Toronto $3,694
Grimsby $3,321

Monthly costs for a family of three with rent: $4,826 in Toronto versus $4,388 in Grimsby.

Toronto $4,826
Grimsby $4,388

Living in Toronto is roughly 14% more expensive than in Grimsby, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Grimsby 67% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$17.58 CA$24.85

-2.28%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$70.6 CA$99.8

7.56%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.41 CA$14.71

1.25%

Cappuccino

$4.02 CA$5.68

$3.35 CA$4.73

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.88 CA$2.66

12.77%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.52 CA$2.14

15.13%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.64 CA$7.97

10.64%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$6.17 CA$8.73

14.91%

Milk (1 liter)

$2.44 CA$3.45

$2.56 CA$3.62

-4.69%

White Bread (500g)

$2.68 CA$3.78

$2.84 CA$4.01

-5.63%

Rice (white) (1kg)

$2.24 CA$3.17

$3.32 CA$4.70

-32.53%

Eggs

$3.56 CA$5.03

$3.52 CA$4.97

1.14%

Local Cheese (1kg)

$9.09 CA$12.85

$9.19 CA$13.00

-1.09%

Chicken Fillets (1kg)

$11.33 CA$16.01

$10.23 CA$14.46

10.75%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.44 CA$18.99

8.11%

Apples (1kg)

$3.62 CA$5.12

$3.41 CA$4.82

6.16%

Banana (1kg)

$1.21 CA$1.72

$1.45 CA$2.05

-16.55%

Oranges (1kg)

$3.60 CA$5.09

$2.65 CA$3.74

35.85%

Tomato (1kg)

$4.21 CA$5.96

$2.90 CA$4.09

45.17%

Potato (1kg)

$1.79 CA$2.53

$1.87 CA$2.64

-4.28%

Onion (1kg)

$1.59 CA$2.25

$1.88 CA$2.66

-15.43%

Lettuce (1 head)

$2.27 CA$3.21

$2.05 CA$2.90

10.73%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.46 CA$2.07

-14.38%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$13.37 CA$18.91

3.37%

Wine (Bottle)

$14.27 CA$20.18

$10.42 CA$14.73

36.95%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.77 CA$3.91

-20.58%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.63 CA$3.72

-7.60%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$2.45 CA$3.46

-2.45%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$55.2 CA$78.0

101.00%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.87 CA$6.88

-40.25%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$2.51 CA$3.55

-52.19%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$41.39 CA$58.5

-48.35%

Gasoline (1 liter)

$1.21 CA$1.71

$1.15 CA$1.63

5.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$28.0K CA$39.6K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$18.4K CA$26.0K

10.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$143 CA$203

-16.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$43.19 CA$61.1

-25.31%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$66.9 CA$94.5

-28.31%

Gym Membership (Monthly)

$38.48 CA$54.4

$39.73 CA$56.2

-3.15%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$18.85 CA$26.65

21.80%

Cinema Ticket

$12.38 CA$17.50

$8.86 CA$12.52

39.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,022 CA$1,445

-18.78%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$17.0K CA$24.0K

36.15%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$69.4 CA$98.1

-26.92%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$38.37 CA$54.2

4.30%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$96.6 CA$137

1.43%

Men's Leather Business Shoes

$121 CA$171

$96.4 CA$136

25.14%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,169 CA$1,653

36.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,133 CA$1,602

24.46%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,917 CA$2,710

39.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,848 CA$2,613

16.40%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$4,532 CA$6,406

75.33%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$3,743 CA$5,292

74.78%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$4,334 CA$6,127

-14.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.52

-1.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Grimsby: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Grimsby

$1.1K 50.3% 19.7% $277

Groceries & Markets

Toronto

$340 13.3%

Grimsby

$326 14.5% 4% $14

Eating Out

Toronto

$278 10.9%

Grimsby

$266 11.8% 4.3% $12

Monthly Utilities & Internet

Toronto

$201 7.8%

Grimsby

$254 11.3% 26.4% $53

Clothing & Footwear

Toronto

$139 5.4%

Grimsby

$135 6% 2.8% $3.9

Getting Around

Toronto

$129 5.1%

Grimsby

$82 3.7% 36.3% $47

Sport & Entertainment

Toronto

$63 2.5%

Grimsby

$57 2.6% 9.2% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $1,169 in Grimsby. Housing cost is often the main lever when comparing two cities.

Grimsby pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in Toronto vs $71.0 in Grimsby for a mid-range dinner for two. Groceries echo the gap at $340 vs $326 per month, with Grimsby cheaper across the board.

Good to know

🇨🇦 Toronto

🇨🇦 Grimsby

🕒 Local time

11:51 11:51 AM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

28,883

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Toronto Grimsby 53 km

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grimsby: Cost of Living - Frequently Asked Questions

Toronto and Grimsby differ by about 14% in total monthly costs ($2,561 vs $2,254 including rent). Grimsby is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 16% lower in Grimsby. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $1,169 in Grimsby. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Grimsby – a meal for two runs $71.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,561 per month in Toronto versus $2,254 in Grimsby – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,254 in Grimsby versus $2,561 in Toronto, a $3,000 budget is realistic in Grimsby but tight or insufficient in Toronto. The gap between the two cities makes Grimsby the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Grimsby gentler on the wallet – expenses run 14% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.