Last update: Oct 2026

Cost of Living Comparison Between Grand Forks, ND and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,014 in Grand Forks, ND, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Grand Forks, ND

🇺🇸 United States

$2,014

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Grand Forks, ND and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grand Forks, ND and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,014 in Grand Forks, ND versus $1,349 in Ubud, Bali.

Grand Forks, ND $2,014
Ubud, Bali $1,349

Estimated couple costs with rent: $2,938 in Grand Forks, ND versus $2,305 in Ubud, Bali.

Grand Forks, ND $2,938
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,862 in Grand Forks, ND versus $3,261 in Ubud, Bali.

Grand Forks, ND $3,862
Ubud, Bali $3,261

Living in Grand Forks, ND is roughly 49% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.09 $21.09

$3.32 Rp 60.3K

535.24%

Three-Course Dinner for Two, Mid-Range

$79.3 $79.3

$35.64 Rp 646.7K

122.56%

Fast Food Meal (McDonalds, etc)

$12.78 $12.78

$5.53 Rp 100.4K

131.10%

Cappuccino

$5.84 $5.84

$2.72 Rp 49.3K

114.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.70 Rp 30.9K

58.82%

Water (0.33 liter bottle)

$2.98 $2.98

$0.76 Rp 13.8K

292.11%

Local Beer (0.5 liter draught)

$4.92 $4.92

$2.65 Rp 48.2K

85.66%

Imported Beer (0.33 liter bottle)

$6.16 $6.16

$4.38 Rp 79.5K

40.64%

Milk (1 liter)

$1.13 $1.13

$1.49 Rp 27.1K

-24.16%

White Bread (500g)

$3.42 $3.42

$2.28 Rp 41.3K

50.00%

Rice (white) (1kg)

$4.28 $4.28

$1.19 Rp 21.6K

259.66%

Eggs

$3.64 $3.64

$2.04 Rp 36.9K

78.43%

Local Cheese (1kg)

$24.73 $24.73

$17.70 Rp 321.2K

39.72%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$2.06 $2.06

$1.52 Rp 27.5K

35.53%

Oranges (1kg)

$4.38 $4.38

$2.23 Rp 40.4K

96.41%

Tomato (1kg)

$3.28 $3.28

$1.97 Rp 35.8K

66.50%

Potato (1kg)

$2.17 $2.17

$1.85 Rp 33.5K

17.30%

Onion (1kg)

$2.91 $2.91

$2.42 Rp 44.0K

20.25%

Lettuce (1 head)

$2.15 $2.15

$0.99 Rp 18.0K

117.17%

Water (1.5 liter bottle)

$1.97 $1.97

$0.51 Rp 9,316

286.27%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$2.22 Rp 40.3K

354.95%

Wine (Bottle)

$34.62 $34.62

$22.24 Rp 403.6K

55.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$5.94 $5.94

$2.97 Rp 53.9K

100.00%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.25 Rp 4,555

496.00%

Public Transport Monthly Pass (Regular Price)

$41.98 $41.98

$7.82 Rp 142.0K

436.83%

Taxi Start (Normal Tariff)

$6.01 $6.01

$0.44 Rp 7,975

1265.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.83 $0.83

$0.82 Rp 15.0K

1.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$79.1 Rp 1.4M

181.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$113 $113

$6.45 Rp 117.0K

1648.68%

Internet (50+ Mbps, Unlimited Data)

$71.8 $71.8

$18.58 Rp 337.1K

286.49%

Gym Membership (Monthly)

$62.9 $62.9

$49.48 Rp 897.9K

27.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$15.05 $15.05

$4.27 Rp 77.6K

252.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 $590

$491 Rp 8.9M

20.35%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$961 $961

$1,125 Rp 20.4M

-14.59%

1-bedroom Apartment, Outside City Center (Monthly)

$800 $800

$671 Rp 12.2M

19.11%

3-bedroom Apartment, City Center (Monthly)

$1,551 $1,551

$3,565 Rp 64.7M

-56.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,279 $1,279

$1,723 Rp 31.3M

-25.78%

Buy Apartment in City Center (m2)

$1,663 $1,663

$2,732 Rp 49.6M

-39.13%

Buy Apartment Outside City Center (m2)

$1,685 $1,685

$2,284 Rp 41.4M

-26.24%

Average Monthly Net Salary (After Tax)

$4,097 $4,097

$164 Rp 3.0M

2400.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.78

-50.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grand Forks, ND: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grand Forks, ND

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Grand Forks, ND

–

Ubud, Bali

$288 21.4%

Eating Out

Grand Forks, ND

–

Ubud, Bali

$108 8%

Clothing & Footwear

Grand Forks, ND

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Grand Forks, ND

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Grand Forks, ND

–

Ubud, Bali

$58 4.3%

Getting Around

Grand Forks, ND

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $961 in Grand Forks, ND and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Grand Forks, ND pays about 25 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Grand Forks, ND vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $323 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Grand Forks, ND

🇮🇩 Ubud, Bali

🕒 Local time

02:09 2:09 AM

16:09 4:09 PM

14 h ahead of Grand Forks, ND

🌤 Weather

👥 Population

50,372

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,315 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Grand Forks, ND Ubud, Bali 14,690 km ≈ 19 h nonstop flight

From you

Grand Forks, ND
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grand Forks, ND vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 33% lower than in Grand Forks, ND. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Grand Forks, ND is about 25 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $961 in Grand Forks, ND versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 81% less than in Grand Forks, ND. The price difference matters if you commute daily and watch your budget.

Childcare runs $590 in Grand Forks, ND versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Grand Forks, ND and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Grand Forks, ND on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.