Last update: Oct 2026

Cost of Living Comparison Between Grand Forks, ND and Toronto

For one person, living is cheaper in Grand Forks, ND: $2,034 a month against $2,561 in Toronto, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Grand Forks, ND
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Grand Forks, ND Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Grand Forks, ND

🇺🇸 United States

$2,034

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Grand Forks, ND and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Grand Forks, ND and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,034 in Grand Forks, ND versus $2,561 in Toronto.

Grand Forks, ND $2,034
Toronto $2,561

Estimated couple costs with rent: $2,958 in Grand Forks, ND versus $3,694 in Toronto.

Grand Forks, ND $2,958
Toronto $3,694

Monthly costs for a family of three with rent: $3,883 in Grand Forks, ND versus $4,826 in Toronto.

Grand Forks, ND $3,883
Toronto $4,826

Living in Grand Forks, ND costs roughly 21% less than in Toronto, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Grand Forks, ND 51% above, Toronto 90% above.

Meal at Budget Restaurant

$21.48 $21.48

$17.18 CA$24.29

25.03%

Three-Course Dinner for Two, Mid-Range

$81.2 $81.2

$76.0 CA$107

6.88%

Fast Food Meal (McDonalds, etc)

$12.84 $12.84

$10.54 CA$14.89

21.82%

Cappuccino

$6.06 $6.06

$4.02 CA$5.68

50.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$2.12 CA$3.00

26.89%

Water (0.33 liter bottle)

$2.97 $2.97

$1.75 CA$2.48

69.71%

Local Beer (0.5 liter draught)

$5.15 $5.15

$6.24 CA$8.83

-17.47%

Imported Beer (0.33 liter bottle)

$5.95 $5.95

$7.09 CA$10.02

-16.08%

Milk (1 liter)

$1.10 $1.10

$2.44 CA$3.45

-54.92%

White Bread (500g)

$3.59 $3.59

$2.68 CA$3.78

33.96%

Rice (white) (1kg)

$4.45 $4.45

$2.24 CA$3.17

98.66%

Eggs

$3.67 $3.67

$3.56 CA$5.03

3.09%

Local Cheese (1kg)

$24.05 $24.05

$9.09 CA$12.85

164.58%

Chicken Fillets (1kg)

$11.33 CA$16.01

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.97 $1.97

$1.21 CA$1.72

62.81%

Oranges (1kg)

$4.45 $4.45

$3.60 CA$5.09

23.61%

Tomato (1kg)

$3.12 $3.12

$4.21 CA$5.96

-25.89%

Potato (1kg)

$2.26 $2.26

$1.79 CA$2.53

26.26%

Onion (1kg)

$2.82 $2.82

$1.59 CA$2.25

77.36%

Lettuce (1 head)

$2.24 $2.24

$2.27 CA$3.21

-1.32%

Water (1.5 liter bottle)

$1.95 $1.95

$1.25 CA$1.77

56.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.09 $10.09

$13.82 CA$19.53

-26.99%

Wine (Bottle)

$34.40 $34.40

$14.27 CA$20.18

141.07%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$5.84 $5.84

$2.43 CA$3.44

140.33%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.39 CA$3.38

-38.91%

Public Transport Monthly Pass (Regular Price)

$42.51 $42.51

$111 CA$157

-61.68%

Taxi Start (Normal Tariff)

$6.04 $6.04

$2.91 CA$4.12

107.56%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$0.86 $0.86

$1.21 CA$1.71

-28.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$120 CA$170

80.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$115 $115

$32.26 CA$45.60

256.82%

Internet (50+ Mbps, Unlimited Data)

$73.1 $73.1

$47.93 CA$67.8

52.56%

Gym Membership (Monthly)

$63.1 $63.1

$38.48 CA$54.4

63.98%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$15.27 $15.27

$12.38 CA$17.50

23.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$583 $583

$830 CA$1,173

-29.80%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$989 $989

$1,592 CA$2,251

-37.89%

1-bedroom Apartment, Outside City Center (Monthly)

$815 $815

$1,410 CA$1,994

-42.20%

3-bedroom Apartment, City Center (Monthly)

$1,575 $1,575

$2,670 CA$3,775

-41.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,278 $1,278

$2,152 CA$3,042

-40.62%

Buy Apartment in City Center (m2)

$1,483 $1,483

$7,945 CA$11.2K

-81.34%

Buy Apartment Outside City Center (m2)

$1,530 $1,530

$6,542 CA$9,249

-76.61%

Average Monthly Net Salary (After Tax)

$4,082 $4,082

$3,727 CA$5,269

9.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.47

52.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Grand Forks, ND: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Grand Forks, ND

$815 40.1%

Toronto

$1.4K 55.1% 73% $595

Monthly Utilities & Internet

Grand Forks, ND

$406 19.9%

Toronto

$201 7.8% 50.6% $205

Eating Out

Grand Forks, ND

$343 16.9%

Toronto

$278 10.9% 19% $65

Groceries & Markets

Grand Forks, ND

$322 * 15.8%

Toronto

$340 13.3% 5.5% $18

Sport & Entertainment

Grand Forks, ND

$94 4.6%

Toronto

$63 2.5% 32.5% $30

Getting Around

Grand Forks, ND

$54 * 2.7%

Toronto

$129 5.1% 138% $75

Clothing & Footwear

Grand Forks, ND

- * 0%

Toronto

$139 5.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $989 in Grand Forks, ND and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Grand Forks, ND pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Grand Forks, ND vs $76.0 in Toronto. Groceries flip the comparison at $322 vs $340, with Grand Forks, ND cheaper for home cooking.

Good to know

🇺🇸 Grand Forks, ND

🇨🇦 Toronto

🕒 Local time

02:00 2:00 AM

03:00 3:00 AM

1 h ahead of Grand Forks, ND

🌤 Weather

👥 Population

50,372

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Grand Forks, ND Toronto 1,440 km ≈ 2 h 15 min nonstop flight

From you

Grand Forks, ND
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Grand Forks, ND vs Toronto: Cost of Living - Frequently Asked Questions

Grand Forks, ND wins on cost – living expenses run 26% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Grand Forks, ND the obvious pick if budget is a priority.

Average pay runs 10% higher in Grand Forks, ND, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $989 in Grand Forks, ND versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Grand Forks, ND runs roughly 161% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $583 in Grand Forks, ND versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,034 in Grand Forks, ND versus $2,561 in Toronto, a $2,000 budget is realistic in Grand Forks, ND but tight or insufficient in Toronto. The gap between the two cities makes Grand Forks, ND the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Grand Forks, ND and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Grand Forks, ND gentler on the wallet – expenses run 26% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.