Last update: Oct 2026

Cost of Living Comparison Between Toronto and Grand Forks, ND

For one person, living is cheaper in Grand Forks, ND: $2,034 a month against $2,561 in Toronto, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
117

Cost of Living Index in Grand Forks, ND
Learn more

Grand Forks, ND Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Grand Forks, ND

🇺🇸 United States

$2,034

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Grand Forks, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Grand Forks, ND actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $2,034 in Grand Forks, ND.

Toronto $2,561
Grand Forks, ND $2,034

Estimated couple costs with rent: $3,694 in Toronto versus $2,958 in Grand Forks, ND.

Toronto $3,694
Grand Forks, ND $2,958

Monthly costs for a family of three with rent: $4,826 in Toronto versus $3,883 in Grand Forks, ND.

Toronto $4,826
Grand Forks, ND $3,883

Living in Toronto is roughly 26% more expensive than in Grand Forks, ND, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Toronto 90% above, Grand Forks, ND 51% above.

Meal at Budget Restaurant

$17.18 CA$24.29

$21.48 $21.48

-20.02%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$81.2 $81.2

-6.44%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$12.84 $12.84

-17.91%

Cappuccino

$4.02 CA$5.68

$6.06 $6.06

-33.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.69 $2.69

-21.19%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.97 $2.97

-41.08%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.15 $5.15

21.17%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.95 $5.95

19.16%

Milk (1 liter)

$2.44 CA$3.45

$1.10 $1.10

121.82%

White Bread (500g)

$2.68 CA$3.78

$3.59 $3.59

-25.35%

Rice (white) (1kg)

$2.24 CA$3.17

$4.45 $4.45

-49.66%

Eggs

$3.56 CA$5.03

$3.67 $3.67

-3.00%

Local Cheese (1kg)

$9.09 CA$12.85

$24.05 $24.05

-62.20%

Chicken Fillets (1kg)

$11.33 CA$16.01

Beef Round Steak (1kg)

$14.53 CA$20.55

Apples (1kg)

$3.62 CA$5.12

Banana (1kg)

$1.21 CA$1.72

$1.97 $1.97

-38.58%

Oranges (1kg)

$3.60 CA$5.09

$4.45 $4.45

-19.10%

Tomato (1kg)

$4.21 CA$5.96

$3.12 $3.12

34.94%

Potato (1kg)

$1.79 CA$2.53

$2.26 $2.26

-20.80%

Onion (1kg)

$1.59 CA$2.25

$2.82 $2.82

-43.62%

Lettuce (1 head)

$2.27 CA$3.21

$2.24 $2.24

1.34%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.95 $1.95

-35.90%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$10.09 $10.09

36.97%

Wine (Bottle)

$14.27 CA$20.18

$34.40 $34.40

-58.52%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$5.84 $5.84

-58.39%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.46 $1.46

63.70%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$42.51 $42.51

160.95%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$6.04 $6.04

-51.82%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

Gasoline (1 liter)

$1.21 CA$1.71

$0.86 $0.86

40.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$217 $217

-44.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$115 $115

-71.97%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$73.1 $73.1

-34.45%

Gym Membership (Monthly)

$38.48 CA$54.4

$63.1 $63.1

-39.02%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$15.27 $15.27

-18.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$583 $583

42.45%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

Sport Shoes (Adidas, Nike)

$98.0 CA$139

Men's Leather Business Shoes

$121 CA$171

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$989 $989

61.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$815 $815

73.01%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,575 $1,575

69.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,278 $1,278

68.40%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,483 $1,483

435.85%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,530 $1,530

327.54%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$4,082 $4,082

-8.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.82

-34.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Grand Forks, ND: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Grand Forks, ND

$815 40.1% 42.2% $595

Groceries & Markets

Toronto

$340 13.3%

Grand Forks, ND

$322 * 15.8% 5.2% $18

Eating Out

Toronto

$278 10.9%

Grand Forks, ND

$343 16.9% 23.4% $65

Monthly Utilities & Internet

Toronto

$201 7.8%

Grand Forks, ND

$406 19.9% 102% $205

Clothing & Footwear

Toronto

$139 5.4%

Grand Forks, ND

- * 0% 100%

Getting Around

Toronto

$129 5.1%

Grand Forks, ND

$54 * 2.7% 58% $75

Sport & Entertainment

Toronto

$63 2.5%

Grand Forks, ND

$94 4.6% 48.1% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $989 in Grand Forks, ND. Housing cost is often the main lever when comparing two cities.

Grand Forks, ND pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in Toronto vs $81.0 in Grand Forks, ND. Groceries flip the comparison at $340 vs $322, with Grand Forks, ND cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇺🇸 Grand Forks, ND

🕒 Local time

10:05 10:05 AM

09:05 9:05 AM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

50,372

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Grand Forks, ND 1,440 km ≈ 2 h 15 min nonstop flight

From you

Toronto
Grand Forks, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Grand Forks, ND: Cost of Living - Frequently Asked Questions

Grand Forks, ND wins on cost – living expenses run 26% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Grand Forks, ND the obvious pick if budget is a priority.

On paper, salaries run 10% lower in Grand Forks, ND. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,592 in Toronto versus $989 in Grand Forks, ND. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Grand Forks, ND runs roughly 161% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $830 in Toronto versus $583 in Grand Forks, ND. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,034 in Grand Forks, ND versus $2,561 in Toronto, a $2,000 budget is realistic in Grand Forks, ND but tight or insufficient in Toronto. The gap between the two cities makes Grand Forks, ND the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Toronto and Grand Forks, ND are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Grand Forks, ND gentler on the wallet – expenses run 26% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.