Last update: Oct 2026

Cost of Living Comparison Between Granada, Nicaragua and Ubud, Bali

For one person, living is cheaper in Granada: $916 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Granada
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Granada Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Granada

🇳🇮 Nicaragua

$916

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Granada and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Granada and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $916 per month in Granada vs $1,349 in Ubud, Bali, rent included.

Granada $916
Ubud, Bali $1,349

A couple spends around $1,281 per month in Granada vs $2,305 in Ubud, Bali, rent included.

Granada $1,281
Ubud, Bali $2,305

A family of three spends $1,645 per month in Granada vs $3,261 in Ubud, Bali, rent included.

Granada $1,645
Ubud, Bali $3,261

Granada is about 32% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.32 NIO 158

$3.32 Rp 60.4K

30.12%

Three-Course Dinner for Two, Mid-Range

$23.86 NIO 874

$35.64 Rp 647.8K

-33.05%

Fast Food Meal (McDonalds, etc)

$7.11 NIO 260

$5.53 Rp 100.6K

28.57%

Cappuccino

$1.70 NIO 62.3

$2.72 Rp 49.4K

-37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 NIO 31.74

$1.70 Rp 30.9K

-48.82%

Water (0.33 liter bottle)

$0.63 NIO 23.10

$0.76 Rp 13.8K

-17.11%

Local Beer (0.5 liter draught)

$1.33 NIO 48.60

$2.65 Rp 48.2K

-49.81%

Imported Beer (0.33 liter bottle)

$1.98 NIO 72.7

$4.38 Rp 79.6K

-54.79%

Milk (1 liter)

$1.25 NIO 45.96

$1.49 Rp 27.1K

-16.11%

White Bread (500g)

$1.54 NIO 56.5

$2.28 Rp 41.4K

-32.46%

Rice (white) (1kg)

$0.57 NIO 20.75

$1.19 Rp 21.6K

-52.10%

Eggs

$1.23 NIO 44.87

$2.04 Rp 37.0K

-39.71%

Local Cheese (1kg)

$4.82 NIO 176

$17.70 Rp 321.7K

-72.77%

Chicken Fillets (1kg)

$5.08 NIO 186

$3.96 Rp 72.0K

28.28%

Beef Round Steak (1kg)

$7.89 NIO 289

$12.19 Rp 221.6K

-35.27%

Apples (1kg)

$4.06 NIO 149

$3.66 Rp 66.4K

10.93%

Banana (1kg)

$0.57 NIO 20.99

$1.52 Rp 27.6K

-62.50%

Oranges (1kg)

$1.78 NIO 65.2

$2.23 Rp 40.5K

-20.18%

Tomato (1kg)

$1.01 NIO 37.06

$1.97 Rp 35.9K

-48.73%

Potato (1kg)

$2.78 NIO 102

$1.85 Rp 33.6K

50.27%

Onion (1kg)

$1.02 NIO 37.42

$2.42 Rp 44.1K

-57.85%

Lettuce (1 head)

$1.01 NIO 37.08

$0.99 Rp 18.0K

2.02%

Water (1.5 liter bottle)

$1.06 NIO 38.76

$0.51 Rp 9,332

107.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.70 NIO 98.7

$2.22 Rp 40.4K

21.62%

Wine (Bottle)

$10.07 NIO 369

$22.24 Rp 404.2K

-54.72%

Local Beer (0.5 liter bottle)

$1.47 NIO 53.8

$2.26 Rp 41.1K

-34.96%

Imported Beer (0.33 liter bottle)

$1.72 NIO 63.0

$2.97 Rp 54.0K

-42.09%

One-way Ticket (Public Transport)

$0.09 NIO 3.47

$0.25 Rp 4,562

-64.00%

Public Transport Monthly Pass (Regular Price)

$4.11 NIO 150

$7.82 Rp 142.2K

-47.44%

Taxi Start (Normal Tariff)

$0.58 NIO 21.18

$0.44 Rp 7,989

31.82%

Taxi (Normal Tariff) (1km)

$1.67 NIO 61.1

$0.43 Rp 7,817

288.37%

Taxi 1hour Waiting (Normal Tariff)

$6.97 NIO 255

$5.41 Rp 98.3K

28.84%

Gasoline (1 liter)

$1.27 NIO 46.58

$0.82 Rp 15.0K

54.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K NIO 852.6K

$23.8K Rp 433.3M

-2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K NIO 968.5K

$31.7K Rp 577.0M

-16.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 NIO 5,566

$79.1 Rp 1.4M

92.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.39 NIO 710

$6.45 Rp 117.2K

200.62%

Internet (50+ Mbps, Unlimited Data)

$32.83 NIO 1,202

$18.58 Rp 337.7K

76.70%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$8.85 NIO 324

$4.27 Rp 77.7K

107.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 NIO 8,547

$491 Rp 8.9M

-52.43%

International Primary School, 1 Child (Yearly)

$5,984 NIO 219.2K

$5,674 Rp 103.1M

5.47%

Jeans (Levis 501 Or Similar)

$15.06 NIO 552

$44.64 Rp 811.4K

-66.26%

Summer Dress (H&M, Zara, etc)

$30.58 NIO 1,120

$34.95 Rp 635.3K

-12.50%

Sport Shoes (Adidas, Nike)

$34.76 NIO 1,273

$79.9 Rp 1.5M

-56.50%

Men's Leather Business Shoes

$35.08 NIO 1,285

$79.4 Rp 1.4M

-55.83%

1-bedroom Apartment, City Center (Monthly)

$417 NIO 15.3K

$1,125 Rp 20.4M

-62.92%

1-bedroom Apartment, Outside City Center (Monthly)

$344 NIO 12.6K

$671 Rp 12.2M

-48.84%

3-bedroom Apartment, City Center (Monthly)

$787 NIO 28.8K

$3,565 Rp 64.8M

-77.91%

3-bedroom Apartment, Outside City Center (Monthly)

$506 NIO 18.5K

$1,723 Rp 31.3M

-70.63%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$133 NIO 4,858

$164 Rp 3.0M

-19.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.92

13.78

-13.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Granada: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Granada

$344 37.5%

Ubud, Bali

$672 49.8% 95.5% $328

Monthly Utilities & Internet

Granada

$204 22.3%

Ubud, Bali

$104 7.7% 49% $100

Groceries & Markets

Granada

$193 21%

Ubud, Bali

$288 21.4% 49.7% $96

Eating Out

Granada

$93 10.1%

Ubud, Bali

$108 8% 15.9% $15

Clothing & Footwear

Granada

$52 5.7%

Ubud, Bali

$108 8% 107% $56

Sport & Entertainment

Granada

$18 * 1.9%

Ubud, Bali

$58 4.3% 228% $40

Getting Around

Granada

$13 1.5%

Ubud, Bali

$11 0.9% 14.8% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $417 in Granada versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24 in Granada versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $193 vs $288 – making Granada the more affordable choice for daily food spending.

Good to know

🇳🇮 Granada

🇮🇩 Ubud, Bali

🕒 Local time

14:00 2:00 PM

04:00 4:00 AM

14 h ahead of Granada

🌤 Weather

👥 Population

128,937

74,800

💱 Currency

Nicaraguan Córdoba NIO C$

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NIO – Nicaraguan Córdoba Converter

🇺🇸 United States Dollar ($)

🇳🇮 Nicaraguan Córdoba (C$)

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to NIO in detail →

On the map

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Highest

Between locations

Granada Ubud, Bali 17,660 km ≈ 23 h nonstop flight

From you

Granada
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Granada vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $916 in Granada, $1,349 in Ubud, Bali – Granada comes out roughly 32% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,375 per month in Granada and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Granada, especially for central apartments: a one-bedroom in the center costs $417 there versus $1,125 in Ubud, Bali.

Public transport costs about 47% less in Granada. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $233 per month in Granada and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Granada, where all-in costs run around $916, than in Ubud, Bali at $1,349. In Granada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Granada has an edge in some lifestyle areas, with costs from $916 in Granada to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Granada. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.