Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Granada, Nicaragua

Name: Granada
Address: Granada, NI

For one person, living is cheaper in Granada: $916 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Granada
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Granada Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Granada

🇳🇮 Nicaragua

$916

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Granada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Granada actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $916 in Granada, rent included.

Ubud, Bali $1,349
Granada $916

A couple spends around $2,305 per month in Ubud, Bali vs $1,281 in Granada, rent included.

Ubud, Bali $2,305
Granada $1,281

A family of three spends $3,261 per month in Ubud, Bali vs $1,645 in Granada, rent included.

Ubud, Bali $3,261
Granada $1,645

Ubud, Bali costs about 47% more than Granada, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.32 NIO 158

-23.15%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$23.86 NIO 874

49.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$7.11 NIO 260

-22.22%

Cappuccino

$2.72 Rp 49.4K

$1.70 NIO 62.3

60.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.87 NIO 31.74

95.40%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.63 NIO 23.10

20.63%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.33 NIO 48.60

99.25%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.98 NIO 72.7

121.21%

Milk (1 liter)

$1.49 Rp 27.1K

$1.25 NIO 45.96

19.20%

White Bread (500g)

$2.28 Rp 41.4K

$1.54 NIO 56.5

48.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.57 NIO 20.75

108.77%

Eggs

$2.04 Rp 37.0K

$1.23 NIO 44.87

65.85%

Local Cheese (1kg)

$17.70 Rp 321.7K

$4.82 NIO 176

267.22%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.08 NIO 186

-22.05%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$7.89 NIO 289

54.50%

Apples (1kg)

$3.66 Rp 66.4K

$4.06 NIO 149

-9.85%

Banana (1kg)

$1.52 Rp 27.6K

$0.57 NIO 20.99

166.67%

Oranges (1kg)

$2.23 Rp 40.5K

$1.78 NIO 65.2

25.28%

Tomato (1kg)

$1.97 Rp 35.9K

$1.01 NIO 37.06

95.05%

Potato (1kg)

$1.85 Rp 33.6K

$2.78 NIO 102

-33.45%

Onion (1kg)

$2.42 Rp 44.1K

$1.02 NIO 37.42

137.25%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.01 NIO 37.08

-1.98%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.06 NIO 38.76

-51.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.70 NIO 98.7

-17.78%

Wine (Bottle)

$22.24 Rp 404.2K

$10.07 NIO 369

120.85%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.47 NIO 53.8

53.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.72 NIO 63.0

72.67%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.09 NIO 3.47

177.78%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$4.11 NIO 150

90.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.58 NIO 21.18

-24.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.67 NIO 61.1

-74.25%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.97 NIO 255

-22.38%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.27 NIO 46.58

-35.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$23.3K NIO 852.6K

2.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$26.4K NIO 968.5K

20.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$152 NIO 5,566

-47.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.39 NIO 710

-66.74%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$32.83 NIO 1,202

-43.41%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$8.85 NIO 324

-51.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$233 NIO 8,547

110.20%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$5,984 NIO 219.2K

-5.18%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$15.06 NIO 552

196.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$30.58 NIO 1,120

14.29%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$34.76 NIO 1,273

129.86%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$35.08 NIO 1,285

126.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$417 NIO 15.3K

169.69%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$344 NIO 12.6K

95.47%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$787 NIO 28.8K

352.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$506 NIO 18.5K

240.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$133 NIO 4,858

23.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.92

15.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Granada: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Granada

$344 37.5% 48.8% $328

Groceries & Markets

Ubud, Bali

$288 21.4%

Granada

$193 21% 33.2% $96

Eating Out

Ubud, Bali

$108 8%

Granada

$93 10.1% 13.7% $15

Clothing & Footwear

Ubud, Bali

$108 8%

Granada

$52 5.7% 51.7% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Granada

$204 22.3% 96.2% $100

Sport & Entertainment

Ubud, Bali

$58 4.3%

Granada

$18 * 1.9% 69.5% $40

Getting Around

Ubud, Bali

$11 0.9%

Granada

$13 1.5% 17.4% $2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $417 in Granada. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $24 in Granada. Monthly groceries follow the same trend: $288 vs $193 – making Granada the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇮 Granada

🕒 Local time

04:50 4:50 AM

14:50 2:50 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

128,937

💱 Currency

Indonesian Rupiah IDR Rp

Nicaraguan Córdoba NIO C$

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 NIO = 2.73 USD

100 NIO = 2.45 EUR

Exchange rates and currency converter

NIO, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Nicaraguan Córdoba exchange rates as of October 28, 2026: 1 USD = 36.62 NIO (100 NIO = 2.73 USD). 1 EUR = 40.77 NIO (100 NIO = 2.45 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Granada 17,660 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Granada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Granada: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $916 in Granada – Granada comes out roughly 32% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,375 in Granada. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Granada, especially for central apartments: a one-bedroom in the center costs $417 there versus $1,125 in Ubud, Bali.

Public transport costs about 47% less in Granada. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $233 in Granada. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Granada, where all-in costs run around $916, than in Ubud, Bali at $1,349. In Granada it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Granada has an edge in some lifestyle areas, with costs from $916 in Granada to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Granada. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.