Last update: Nov 2026

Cost of Living Comparison Between Gradac and Zupanja

For one person, living is cheaper in Zupanja: $1,613 a month against $1,691 in Gradac, rent and utilities included – about $940 less a year. The total is higher in Gradac despite lower rent and utilities.

81

Cost of Living Index in Gradac
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Gradac Living Index
77

Cost of Living Index in Zupanja
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Zupanja Living Index

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Gradac

🇭🇷 Croatia

$1,691

/mo nomad

Zupanja

🇭🇷 Croatia

$1,613

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Zupanja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Zupanja actually costs, broken down by who's living it.

A single person spends $1,691 per month in Gradac vs $1,613 in Zupanja, rent included.

Gradac $1,691
Zupanja $1,613

A couple spends around $2,576 per month in Gradac vs $2,445 in Zupanja, rent included.

Gradac $2,576
Zupanja $2,445

A family of three spends $3,461 per month in Gradac vs $3,277 in Zupanja, rent included.

Gradac $3,461
Zupanja $3,277

Gradac costs about 5% more than Zupanja, and outside of rent the biggest gap is in eating out.

Both Gradac and Zupanja sit above the global median – Gradac by 25%, Zupanja by 19%.

Meal at Budget Restaurant

$29.49 €26.31

$12.39 €11.05

138.01%

Three-Course Dinner for Two, Mid-Range

$65.1 €58.0

$64.2 €57.3

1.31%

Fast Food Meal (McDonalds, etc)

$17.69 €15.78

$7.95 €7.09

122.52%

Cappuccino

$2.42 €2.16

$2.59 €2.31

-6.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.73

$3.07 €2.73

-0.33%

Water (0.33 liter bottle)

$2.20 €1.96

$2.59 €2.31

-15.06%

Local Beer (0.5 liter draught)

$3.43 €3.06

$3.37 €3.01

1.78%

Imported Beer (0.33 liter bottle)

$7.92 €7.06

$4.46 €3.98

77.58%

Milk (1 liter)

$1.19 €1.06

$1.24 €1.11

-4.03%

White Bread (500g)

$1.59 €1.42

$1.54 €1.37

3.25%

Rice (white) (1kg)

$2.76 €2.46

$2.68 €2.39

2.99%

Eggs

$3.92 €3.50

$3.86 €3.44

1.55%

Local Cheese (1kg)

$11.92 €10.63

$14.66 €13.08

-18.69%

Chicken Fillets (1kg)

$9.37 €8.36

$11.59 €10.34

-19.15%

Beef Round Steak (1kg)

$12.07 €10.76

$17.18 €15.32

-29.74%

Apples (1kg)

$1.89 €1.68

$2.32 €2.07

-18.53%

Banana (1kg)

$1.43 €1.27

$1.72 €1.53

-16.86%

Oranges (1kg)

$1.91 €1.70

$2.12 €1.89

-9.91%

Tomato (1kg)

$2.60 €2.32

$2.47 €2.20

5.26%

Potato (1kg)

$1.40 €1.25

$1.36 €1.21

2.94%

Onion (1kg)

$1.27 €1.13

$1.22 €1.08

4.10%

Lettuce (1 head)

$1.09 €0.97

$1.22 €1.09

-10.66%

Water (1.5 liter bottle)

$1.21 €1.08

$1.33 €1.19

-9.02%

Cigarettes 20 Pack (Marlboro, Camel)

$10.44 €9.31

$5.86 €5.23

78.16%

Wine (Bottle)

$7.79 €6.95

$11.15 €9.95

-30.13%

Local Beer (0.5 liter bottle)

$1.59 €1.42

$1.69 €1.51

-5.92%

Imported Beer (0.33 liter bottle)

$2.20 €1.97

$2.40 €2.14

-8.33%

One-way Ticket (Public Transport)

$1.67 €1.49

$1.74 €1.55

-4.02%

Public Transport Monthly Pass (Regular Price)

$44.67 €39.84

$44.16 €39.39

1.15%

Taxi Start (Normal Tariff)

$3.36 €3.00

$2.20 €1.96

52.73%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

Taxi 1hour Waiting (Normal Tariff)

$13.47 €12.01

$12.18 €10.86

10.59%

Gasoline (1 liter)

$1.85 €1.65

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.5K

$27.6K €24.6K

-0.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.6K

$25.4K €22.7K

-0.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €161

$212 €189

-14.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.12 €19.73

$22.26 €19.86

-0.63%

Internet (50+ Mbps, Unlimited Data)

$38.90 €34.70

$37.94 €33.84

2.53%

Gym Membership (Monthly)

$51.0 €45.46

$52.2 €46.56

-2.36%

Tennis Court (1 Hour on Weekend)

$15.63 €13.94

$15.13 €13.50

3.30%

Cinema Ticket

$10.38 €9.26

$10.43 €9.30

-0.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 €373

$494 €441

-15.42%

International Primary School, 1 Child (Yearly)

$6,756 €6,026

$10.0K €8,934

-32.55%

Jeans (Levis 501 Or Similar)

$97.0 €86.5

$110 €98.3

-12.04%

Summer Dress (H&M, Zara, etc)

$39.29 €35.05

$41.47 €36.99

-5.26%

Sport Shoes (Adidas, Nike)

$102 €90.7

$103 €91.8

-1.21%

Men's Leather Business Shoes

$99.5 €88.8

$112 €100

-11.46%

1-bedroom Apartment, City Center (Monthly)

$673 €600

$674 €601

-0.24%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €470

3-bedroom Apartment, City Center (Monthly)

$1,170 €1,043

$1,200 €1,070

-2.50%

3-bedroom Apartment, Outside City Center (Monthly)

$865 €772

$879 €784

-1.58%

Buy Apartment in City Center (m2)

$4,085 €3,644

$3,968 €3,539

2.94%

Buy Apartment Outside City Center (m2)

$2,919 €2,603

$2,882 €2,570

1.28%

Average Monthly Net Salary (After Tax)

$1,625 €1,449

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.3

7.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: November 1, 2026

Last update for Zupanja: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$527 31.2%

Zupanja

$527 32.7% 0% $0

Eating Out

Gradac

$372 22%

Zupanja

$203 12.6% 45.6% $170

Groceries & Markets

Gradac

$266 15.7%

Zupanja

$313 19.4% 17.9% $48

Monthly Utilities & Internet

Gradac

$241 14.3%

Zupanja

$272 16.9% 12.8% $31

Clothing & Footwear

Gradac

$152 9%

Zupanja

$165 10.2% 8.8% $13

Sport & Entertainment

Gradac

$72 4.2%

Zupanja

$73 4.5% 1.9% $1.3

Getting Around

Gradac

$62 3.6%

Zupanja

$60 3.7% 2.2% $1.4

Cost Breakdown

A central one-bedroom costs $673 in Gradac versus $674 in Zupanja. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Gradac versus $64 in Zupanja. Groceries tell a different story – $266 in Gradac vs $313 in Zupanja – so Gradac wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Gradac

🇭🇷 Zupanja

🕒 Local time

05:56 5:56 AM

Same time as Gradac

🌤 Weather

👥 Population

3,300

12,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Gradac Zupanja 240 km

From you

Gradac
Zupanja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Zupanja: Cost of Living - Frequently Asked Questions

Gradac costs about 5% more than Zupanja, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,537 per month in Gradac and $2,420 in Zupanja. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $673 in Gradac and $674 in Zupanja. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,691 in Gradac and $1,613 in Zupanja. That makes Zupanja about 5% cheaper.

Interestingly, groceries are about 15% cheaper in Gradac – one category where the pricier city actually offers better value.

$2,000 covers both cities comfortably – all-in costs are $1,691 in Gradac and $1,613 in Zupanja, leaving budget for savings and extras in both cases.

It depends on your priorities. Gradac has an edge in some lifestyle areas, with costs from $1,613 in Zupanja to $1,691 in Gradac. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.