Last update: Nov 2026

Cost of Living Comparison Between Zupanja and Gradac

For one person, living is cheaper in Zupanja: $1,613 a month against $1,691 in Gradac, rent and utilities included – about $940 less a year. The total is higher in Gradac despite lower rent and utilities.

77

Cost of Living Index in Zupanja
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Zupanja Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Zupanja

🇭🇷 Croatia

$1,613

/mo nomad

Gradac

🇭🇷 Croatia

$1,691

/mo nomad

Monthly Cost of Living

How much you'll spend in Zupanja and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zupanja and in Gradac actually costs, broken down by who's living it.

A single person spends $1,613 per month in Zupanja vs $1,691 in Gradac, rent included.

Zupanja $1,613
Gradac $1,691

A couple spends around $2,445 per month in Zupanja vs $2,576 in Gradac, rent included.

Zupanja $2,445
Gradac $2,576

A family of three spends $3,277 per month in Zupanja vs $3,461 in Gradac, rent included.

Zupanja $3,277
Gradac $3,461

Zupanja is about 5% cheaper than Gradac, and outside of rent the biggest gap is in eating out.

Both Zupanja and Gradac sit above the global median – Zupanja by 19%, Gradac by 25%.

Meal at Budget Restaurant

$12.39 €11.05

$29.49 €26.31

-57.99%

Three-Course Dinner for Two, Mid-Range

$64.2 €57.3

$65.1 €58.0

-1.29%

Fast Food Meal (McDonalds, etc)

$7.95 €7.09

$17.69 €15.78

-55.06%

Cappuccino

$2.59 €2.31

$2.42 €2.16

7.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.07 €2.73

$3.06 €2.73

0.33%

Water (0.33 liter bottle)

$2.59 €2.31

$2.20 €1.96

17.73%

Local Beer (0.5 liter draught)

$3.37 €3.01

$3.43 €3.06

-1.75%

Imported Beer (0.33 liter bottle)

$4.46 €3.98

$7.92 €7.06

-43.69%

Milk (1 liter)

$1.24 €1.11

$1.19 €1.06

4.20%

White Bread (500g)

$1.54 €1.37

$1.59 €1.42

-3.14%

Rice (white) (1kg)

$2.68 €2.39

$2.76 €2.46

-2.90%

Eggs

$3.86 €3.44

$3.92 €3.50

-1.53%

Local Cheese (1kg)

$14.66 €13.08

$11.92 €10.63

22.99%

Chicken Fillets (1kg)

$11.59 €10.34

$9.37 €8.36

23.69%

Beef Round Steak (1kg)

$17.18 €15.32

$12.07 €10.76

42.34%

Apples (1kg)

$2.32 €2.07

$1.89 €1.68

22.75%

Banana (1kg)

$1.72 €1.53

$1.43 €1.27

20.28%

Oranges (1kg)

$2.12 €1.89

$1.91 €1.70

10.99%

Tomato (1kg)

$2.47 €2.20

$2.60 €2.32

-5.00%

Potato (1kg)

$1.36 €1.21

$1.40 €1.25

-2.86%

Onion (1kg)

$1.22 €1.08

$1.27 €1.13

-3.94%

Lettuce (1 head)

$1.22 €1.09

$1.09 €0.97

11.93%

Water (1.5 liter bottle)

$1.33 €1.19

$1.21 €1.08

9.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.23

$10.44 €9.31

-43.87%

Wine (Bottle)

$11.15 €9.95

$7.79 €6.95

43.13%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.59 €1.42

6.29%

Imported Beer (0.33 liter bottle)

$2.40 €2.14

$2.20 €1.97

9.09%

One-way Ticket (Public Transport)

$1.74 €1.55

$1.67 €1.49

4.19%

Public Transport Monthly Pass (Regular Price)

$44.16 €39.39

$44.67 €39.84

-1.14%

Taxi Start (Normal Tariff)

$2.20 €1.96

$3.36 €3.00

-34.52%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

Taxi 1hour Waiting (Normal Tariff)

$12.18 €10.86

$13.47 €12.01

-9.58%

Gasoline (1 liter)

$1.85 €1.65

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$27.5K €24.5K

0.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K €22.7K

$25.3K €22.6K

0.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 €189

$180 €161

17.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 €19.86

$22.12 €19.73

0.63%

Internet (50+ Mbps, Unlimited Data)

$37.94 €33.84

$38.90 €34.70

-2.47%

Gym Membership (Monthly)

$52.2 €46.56

$51.0 €45.46

2.41%

Tennis Court (1 Hour on Weekend)

$15.13 €13.50

$15.63 €13.94

-3.20%

Cinema Ticket

$10.43 €9.30

$10.38 €9.26

0.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 €441

$418 €373

18.24%

International Primary School, 1 Child (Yearly)

$10.0K €8,934

$6,756 €6,026

48.26%

Jeans (Levis 501 Or Similar)

$110 €98.3

$97.0 €86.5

13.69%

Summer Dress (H&M, Zara, etc)

$41.47 €36.99

$39.29 €35.05

5.55%

Sport Shoes (Adidas, Nike)

$103 €91.8

$102 €90.7

1.22%

Men's Leather Business Shoes

$112 €100

$99.5 €88.8

12.95%

1-bedroom Apartment, City Center (Monthly)

$674 €601

$673 €600

0.24%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €470

3-bedroom Apartment, City Center (Monthly)

$1,200 €1,070

$1,170 €1,043

2.57%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €784

$865 €772

1.61%

Buy Apartment in City Center (m2)

$3,968 €3,539

$4,085 €3,644

-2.86%

Buy Apartment Outside City Center (m2)

$2,882 €2,570

$2,919 €2,603

-1.26%

Average Monthly Net Salary (After Tax)

$1,625 €1,449

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

3.56

-7.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zupanja: November 1, 2026

Last update for Gradac: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zupanja

$527 32.7%

Gradac

$527 31.2% 0% $0

Groceries & Markets

Zupanja

$313 19.4%

Gradac

$266 15.7% 15.2% $48

Monthly Utilities & Internet

Zupanja

$272 16.9%

Gradac

$241 14.3% 11.3% $31

Eating Out

Zupanja

$203 12.6%

Gradac

$372 22% 83.7% $170

Clothing & Footwear

Zupanja

$165 10.2%

Gradac

$152 9% 8.1% $13

Sport & Entertainment

Zupanja

$73 4.5%

Gradac

$72 4.2% 1.8% $1.3

Getting Around

Zupanja

$60 3.7%

Gradac

$62 3.6% 2.3% $1.4

Cost Breakdown

A central one-bedroom costs $674 in Zupanja versus $673 in Gradac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64 in Zupanja versus $65 in Gradac. Groceries tell a different story – $313 in Zupanja vs $266 in Gradac – so Gradac wins on supermarket bills even if dining out costs more.

Good to know

🇭🇷 Zupanja

🇭🇷 Gradac

🕒 Local time

05:43 5:43 AM

Same time as Zupanja

🌤 Weather

👥 Population

12,000

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Zupanja Gradac 240 km

From you

Zupanja
Gradac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zupanja vs Gradac: Cost of Living - Frequently Asked Questions

Gradac costs about 5% more than Zupanja, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,420 per month in Zupanja and $2,537 in Gradac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $674 in Zupanja and $673 in Gradac. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,613 in Zupanja and $1,691 in Gradac. That makes Zupanja about 5% cheaper.

Interestingly, groceries are about 15% cheaper in Gradac – one category where the pricier city actually offers better value.

$2,000 covers both cities comfortably – all-in costs are $1,613 in Zupanja and $1,691 in Gradac, leaving budget for savings and extras in both cases.

It depends on your priorities. Gradac has an edge in some lifestyle areas, with costs from $1,613 in Zupanja to $1,691 in Gradac. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.