Last update: Oct 2026

Cost of Living Comparison Between Gradac and Cavtat

For one person, living is cheaper in Cavtat: $1,533 a month against $1,682 in Gradac, rent and utilities included – about $1,800 less a year. The total is higher in Gradac despite lower rent and utilities.

81

Cost of Living Index in Gradac
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Gradac Living Index
74

Cost of Living Index in Cavtat
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Cavtat Living Index

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Gradac

🇭🇷 Croatia

$1,682

/mo nomad

Cavtat

🇭🇷 Croatia

$1,533

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Cavtat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Cavtat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,682 in Gradac versus $1,533 in Cavtat.

Gradac $1,682
Cavtat $1,533

Estimated couple costs with rent: $2,580 in Gradac versus $2,319 in Cavtat.

Gradac $2,580
Cavtat $2,319

Monthly costs for a family of three with rent: $3,479 in Gradac versus $3,106 in Cavtat.

Gradac $3,479
Cavtat $3,106

Living in Gradac is roughly 10% more expensive than in Cavtat, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gradac 24% above, Cavtat 13% above.

Meal at Budget Restaurant

$29.26 €26.14

$13.28 €11.86

120.33%

Three-Course Dinner for Two, Mid-Range

$65.8 €58.8

$70.9 €63.4

-7.25%

Fast Food Meal (McDonalds, etc)

$17.68 €15.79

$9.04 €8.07

95.58%

Cappuccino

$2.46 €2.20

$2.51 €2.24

-1.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.64

$3.27 €2.92

-9.48%

Water (0.33 liter bottle)

$2.22 €1.99

$2.28 €2.03

-2.63%

Local Beer (0.5 liter draught)

$3.25 €2.91

$3.67 €3.28

-11.44%

Imported Beer (0.33 liter bottle)

$7.86 €7.02

$4.16 €3.71

88.94%

Milk (1 liter)

$1.18 €1.05

White Bread (500g)

$1.52 €1.36

$1.53 €1.37

-0.65%

Rice (white) (1kg)

$2.90 €2.59

$3.15 €2.81

-7.94%

Eggs

$3.80 €3.40

$3.74 €3.34

1.60%

Local Cheese (1kg)

$11.86 €10.59

$10.56 €9.44

12.31%

Chicken Fillets (1kg)

$9.57 €8.55

$9.66 €8.63

-0.93%

Beef Round Steak (1kg)

$12.19 €10.89

$11.96 €10.68

1.92%

Apples (1kg)

$1.96 €1.75

$1.73 €1.54

13.29%

Banana (1kg)

$1.43 €1.28

$1.73 €1.55

-17.34%

Oranges (1kg)

$1.90 €1.70

$2.01 €1.79

-5.47%

Tomato (1kg)

$2.59 €2.32

$2.47 €2.21

4.86%

Potato (1kg)

$1.36 €1.21

$1.33 €1.19

2.26%

Onion (1kg)

$1.24 €1.10

$1.31 €1.17

-5.34%

Lettuce (1 head)

$1.05 €0.93

$1.22 €1.09

-13.93%

Water (1.5 liter bottle)

$1.24 €1.11

$1.21 €1.08

2.48%

Cigarettes 20 Pack (Marlboro, Camel)

$10.59 €9.46

$5.72 €5.10

85.14%

Wine (Bottle)

$7.69 €6.87

$6.96 €6.21

10.49%

Local Beer (0.5 liter bottle)

$1.59 €1.42

$1.46 €1.30

8.90%

Imported Beer (0.33 liter bottle)

$2.29 €2.05

$1.99 €1.78

15.08%

One-way Ticket (Public Transport)

$1.73 €1.54

$1.77 €1.58

-2.26%

Public Transport Monthly Pass (Regular Price)

$43.90 €39.21

$42.47 €37.93

3.37%

Taxi Start (Normal Tariff)

$3.30 €2.94

$3.15 €2.81

4.76%

Taxi (Normal Tariff) (1km)

$1.36 €1.22

$1.11 €0.99

22.52%

Taxi 1hour Waiting (Normal Tariff)

$13.65 €12.19

$9.08 €8.11

50.33%

Gasoline (1 liter)

$1.89 €1.69

$1.76 €1.58

7.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.1K

$38.4K €34.3K

-26.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.6K

$25.9K €23.1K

-2.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €161

$188 €168

-4.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.04 €19.68

$23.14 €20.67

-4.75%

Internet (50+ Mbps, Unlimited Data)

$39.82 €35.57

$31.87 €28.47

24.95%

Gym Membership (Monthly)

$51.5 €46.04

$50.7 €45.32

1.58%

Tennis Court (1 Hour on Weekend)

$15.44 €13.79

$14.57 €13.02

5.97%

Cinema Ticket

$10.47 €9.35

$8.89 €7.94

17.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 €376

$242 €216

73.75%

International Primary School, 1 Child (Yearly)

$6,533 €5,835

$8,108 €7,242

-19.42%

Jeans (Levis 501 Or Similar)

$100 €89.7

$93.9 €83.9

6.93%

Summer Dress (H&M, Zara, etc)

$38.98 €34.82

$38.80 €34.66

0.46%

Sport Shoes (Adidas, Nike)

$103 €92.2

$106 €94.7

-2.59%

Men's Leather Business Shoes

$96.4 €86.1

$106 €94.2

-8.63%

1-bedroom Apartment, City Center (Monthly)

$691 €617

$694 €619

-0.43%

1-bedroom Apartment, Outside City Center (Monthly)

$518 €463

$535 €477

-3.07%

3-bedroom Apartment, City Center (Monthly)

$1,181 €1,055

$1,111 €993

6.30%

3-bedroom Apartment, Outside City Center (Monthly)

$881 €787

$839 €749

5.10%

Buy Apartment in City Center (m2)

$4,087 €3,651

$4,023 €3,593

1.60%

Buy Apartment Outside City Center (m2)

$2,928 €2,615

$3,291 €2,940

-11.05%

Average Monthly Net Salary (After Tax)

$1,616 €1,444

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

4.35

-18.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: October 25, 2026

Last update for Cavtat: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$518 30.8%

Cavtat

$535 34.9% 3.2% $16

Eating Out

Gradac

$369 22%

Cavtat

$212 13.9% 42.5% $157

Groceries & Markets

Gradac

$266 15.8%

Cavtat

$261 17% 1.9% $5

Monthly Utilities & Internet

Gradac

$242 14.4%

Cavtat

$243 15.9% 0.4% $0.9

Clothing & Footwear

Gradac

$153 9.1%

Cavtat

$155 10.1% 1.5% $2.3

Sport & Entertainment

Gradac

$72 4.3%

Cavtat

$69 4.5% 5.5% $4

Getting Around

Gradac

$61 3.6%

Cavtat

$58 3.8% 4.4% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $691 in Gradac and $694 in Cavtat. Housing cost is often the main lever when comparing two cities.

Dining out: $66 in Gradac vs $71 in Cavtat. Groceries flip the comparison at $266 vs $261, with Cavtat cheaper for home cooking.

Good to know

🇭🇷 Gradac

🇭🇷 Cavtat

🕒 Local time

07:39 7:39 AM

Same time as Gradac

🌤 Weather

👥 Population

3,300

2,153

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Gradac Cavtat 92 km

From you

Gradac
Cavtat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Cavtat: Cost of Living - Frequently Asked Questions

Cavtat wins on cost – living expenses run 9% lower than in Gradac. Housing and daily spending are where you’ll feel the difference most, making Cavtat the obvious pick if budget is a priority.

You’d need roughly $2,522 in Gradac and $2,299 in Cavtat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $691 in Gradac versus $694 in Cavtat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cavtat runs roughly 3% less than in Gradac. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,682 per month in Gradac versus $1,533 in Cavtat – Cavtat is about 9% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Cavtat is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gradac and Cavtat are both considered safe, so it’s unlikely to be the deciding factor between them.