Cost of Living Comparison Between Gradac and Bjelovar Cost of Living Comparison Between Gradac and Bjelovar

Monthly Cost of Living

Monthly costs for one person with rent: $1,616 in Gradac versus $1,594 in Bjelovar.

Estimated couple costs with rent: $2,362 in Gradac versus $2,451 in Bjelovar.

Monthly costs for a family of three with rent: $3,108 in Gradac versus $3,307 in Bjelovar.

Living in Gradac is roughly 1% more expensive than in Bjelovar, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Gradac 18% above, Bjelovar 17% above.

Meal at Budget Restaurant

$13.74 €11.98

$13.99 €12.20

-1.79%

Three-Course Dinner for Two, Mid-Range

$61.4 €53.5

$74.9 €65.3

-18.05%

Fast Food Meal (McDonalds, etc)

$18.50 €16.13

$10.22 €8.91

81.02%

Cappuccino

$2.55 €2.22

$2.37 €2.07

7.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.62

$3.18 €2.77

-5.35%

Water (0.33 liter bottle)

$2.26 €1.97

$1.98 €1.72

14.14%

Local Beer (0.5 liter draught)

$3.45 €3.01

$4.03 €3.52

-14.39%

Imported Beer (0.33 liter bottle)

$7.92 €6.91

$4.69 €4.09

68.87%

Milk (1 liter)

$1.18 €1.03

$1.23 €1.07

-4.07%

White Bread (500g)

$1.61 €1.40

$1.67 €1.46

-3.59%

Rice (white) (1kg)

$3.06 €2.67

$3.46 €3.02

-11.56%

Eggs

$3.77 €3.28

$3.86 €3.36

-2.33%

Local Cheese (1kg)

$11.37 €9.91

$16.49 €14.38

-31.05%

Chicken Fillets (1kg)

$9.68 €8.44

$10.69 €9.32

-9.45%

Beef Round Steak (1kg)

$12.69 €11.07

$14.62 €12.75

-13.20%

Apples (1kg)

$1.87 €1.63

$1.72 €1.50

8.72%

Banana (1kg)

$1.41 €1.23

$1.79 €1.56

-21.23%

Oranges (1kg)

$1.95 €1.70

$1.89 €1.65

3.17%

Tomato (1kg)

$2.59 €2.25

$2.73 €2.38

-5.13%

Potato (1kg)

$1.38 €1.20

$1.41 €1.23

-2.13%

Onion (1kg)

$1.19 €1.04

$1.36 €1.18

-12.50%

Lettuce (1 head)

$1.11 €0.97

$1.35 €1.18

-17.78%

Water (1.5 liter bottle)

$1.29 €1.13

$1.34 €1.17

-3.73%

Cigarettes 20 Pack (Marlboro, Camel)

$10.98 €9.57

$6.07 €5.29

80.89%

Wine (Bottle)

$7.93 €6.91

$8.04 €7.00

-1.37%

Local Beer (0.5 liter bottle)

$1.68 €1.46

$1.64 €1.43

2.44%

Imported Beer (0.33 liter bottle)

$2.25 €1.96

$2.18 €1.90

3.21%

One-way Ticket (Public Transport)

$1.49 €1.30

$1.55 €1.35

-3.87%

Public Transport Monthly Pass (Regular Price)

$40.57 €35.36

$38.38 €33.45

5.71%

Taxi Start (Normal Tariff)

$3.55 €3.09

$5.71 €4.98

-37.83%

Taxi (Normal Tariff) (1km)

$1.53 €1.33

$1.54 €1.34

-0.65%

Taxi 1hour Waiting (Normal Tariff)

$18.85 €16.43

$28.65 €24.97

-34.21%

Gasoline (1 liter)

$1.88 €1.64

$1.75 €1.53

7.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K €23.4K

$27.0K €23.6K

-0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €22.5K

$25.3K €22.1K

2.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €163

$191 €167

-2.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.94 €20.00

$24.91 €21.71

-7.91%

Internet (50+ Mbps, Unlimited Data)

$41.04 €35.78

$40.97 €35.72

0.17%

Gym Membership (Monthly)

$53.2 €46.37

$54.5 €47.49

-2.35%

Tennis Court (1 Hour on Weekend)

$15.79 €13.77

$13.55 €11.81

16.53%

Cinema Ticket

$9.20 €8.02

$7.09 €6.18

29.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$430 €375

$566 €493

-23.98%

International Primary School, 1 Child (Yearly)

$11.9K €10.4K

$13.1K €11.4K

-8.74%

Jeans (Levis 501 Or Similar)

$95.1 €82.9

$101 €88.4

-6.22%

Summer Dress (H&M, Zara, etc)

$40.84 €35.60

$43.00 €37.48

-5.02%

Sport Shoes (Adidas, Nike)

$106 €92.5

$108 €93.9

-1.55%

Men's Leather Business Shoes

$101 €88.2

$113 €98.7

-10.63%

1-bedroom Apartment, City Center (Monthly)

$699 €610

$707 €616

-1.02%

1-bedroom Apartment, Outside City Center (Monthly)

$533 €465

$539 €470

-1.09%

3-bedroom Apartment, City Center (Monthly)

$1,209 €1,054

$1,234 €1,076

-2.07%

3-bedroom Apartment, Outside City Center (Monthly)

$838 €730

$847 €739

-1.16%

Buy Apartment in City Center (m2)

$4,184 €3,647

$3,706 €3,230

12.89%

Buy Apartment Outside City Center (m2)

$3,029 €2,641

$2,550 €2,223

18.78%

Average Monthly Net Salary (After Tax)

$1,657 €1,444

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

3.73

-0.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: September 15, 2026

Last update for Bjelovar: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $699 in Gradac and $707 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $61.0 in Gradac vs $75.0 in Bjelovar for a mid-range dinner for two. Groceries echo the gap at $270 vs $303 per month, with Gradac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Bjelovar: Cost of Living - Frequently Asked Questions

Gradac and Bjelovar differ by about 1% in total monthly costs ($1,616 vs $1,594 including rent). Bjelovar is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,424 in Gradac and $2,392 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $699 in Gradac versus $707 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bjelovar – a meal for two runs $75.0 versus $61.0 in Gradac. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,616 per month in Gradac versus $1,594 in Bjelovar – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,594 in Bjelovar versus $1,616 in Gradac, a $2,000 budget is realistic in Bjelovar but tight or insufficient in Gradac. The gap between the two cities makes Bjelovar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gradac and Bjelovar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bjelovar gentler on the wallet – expenses run 1% less than in Gradac. Beyond cost, consider language, visa policies, and how big the international community is in each city.