Last update: Nov 2026

Cost of Living Comparison Between Gradac and Bjelovar

For one person, living is cheaper in Bjelovar: $1,571 a month against $1,691 in Gradac, rent and utilities included – about $1,400 less a year. The total is higher in Gradac despite lower rent and utilities.

81

Cost of Living Index in Gradac
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Gradac Living Index
75

Cost of Living Index in Bjelovar
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Bjelovar Living Index

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Gradac

🇭🇷 Croatia

$1,691

/mo nomad

Bjelovar

🇭🇷 Croatia

$1,571

/mo nomad

Monthly Cost of Living

How much you'll spend in Gradac and in Bjelovar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gradac and in Bjelovar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,691 in Gradac versus $1,571 in Bjelovar.

Gradac $1,691
Bjelovar $1,571

Estimated couple costs with rent: $2,576 in Gradac versus $2,414 in Bjelovar.

Gradac $2,576
Bjelovar $2,414

Monthly costs for a family of three with rent: $3,461 in Gradac versus $3,257 in Bjelovar.

Gradac $3,461
Bjelovar $3,257

Living in Gradac is roughly 8% more expensive than in Bjelovar, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gradac 25% above, Bjelovar 16% above.

Meal at Budget Restaurant

$29.49 €26.37

$13.39 €11.97

120.24%

Three-Course Dinner for Two, Mid-Range

$65.1 €58.2

$72.7 €65.0

-10.50%

Fast Food Meal (McDonalds, etc)

$17.69 €15.82

$10.23 €9.15

72.92%

Cappuccino

$2.42 €2.16

$2.26 €2.02

7.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 €2.73

$3.03 €2.71

0.99%

Water (0.33 liter bottle)

$2.20 €1.96

$1.98 €1.77

11.11%

Local Beer (0.5 liter draught)

$3.43 €3.07

$3.79 €3.39

-9.50%

Imported Beer (0.33 liter bottle)

$7.92 €7.08

$4.37 €3.91

81.24%

Milk (1 liter)

$1.19 €1.06

$1.23 €1.10

-3.25%

White Bread (500g)

$1.59 €1.42

$1.61 €1.44

-1.24%

Rice (white) (1kg)

$2.76 €2.47

$3.31 €2.96

-16.62%

Eggs

$3.92 €3.51

$3.72 €3.32

5.38%

Local Cheese (1kg)

$11.92 €10.66

$16.06 €14.36

-25.78%

Chicken Fillets (1kg)

$9.37 €8.38

$10.04 €8.98

-6.67%

Beef Round Steak (1kg)

$12.07 €10.79

$14.16 €12.66

-14.76%

Apples (1kg)

$1.89 €1.69

$1.73 €1.54

9.25%

Banana (1kg)

$1.43 €1.28

$1.67 €1.50

-14.37%

Oranges (1kg)

$1.91 €1.70

$1.87 €1.67

2.14%

Tomato (1kg)

$2.60 €2.32

$2.66 €2.38

-2.26%

Potato (1kg)

$1.40 €1.25

$1.37 €1.23

2.19%

Onion (1kg)

$1.27 €1.13

$1.31 €1.17

-3.05%

Lettuce (1 head)

$1.09 €0.98

$1.38 €1.23

-21.01%

Water (1.5 liter bottle)

$1.21 €1.08

$1.32 €1.18

-8.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.44 €9.34

$5.64 €5.04

85.11%

Wine (Bottle)

$7.79 €6.96

$7.77 €6.95

0.26%

Local Beer (0.5 liter bottle)

$1.59 €1.43

$1.66 €1.49

-4.22%

Imported Beer (0.33 liter bottle)

$2.20 €1.97

$2.11 €1.89

4.27%

One-way Ticket (Public Transport)

$1.67 €1.49

$1.69 €1.51

-1.18%

Public Transport Monthly Pass (Regular Price)

$44.67 €39.94

$44.84 €40.10

-0.38%

Taxi Start (Normal Tariff)

$3.36 €3.01

$5.49 €4.91

-38.80%

Taxi (Normal Tariff) (1km)

$1.37 €1.22

$1.41 €1.26

-2.84%

Taxi 1hour Waiting (Normal Tariff)

$13.47 €12.04

$13.26 €11.85

1.58%

Gasoline (1 liter)

$1.85 €1.65

$1.65 €1.48

12.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.6K

$28.1K €25.1K

-2.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K €22.6K

$24.4K €21.8K

3.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 €161

$192 €171

-6.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.12 €19.78

$23.68 €21.17

-6.59%

Internet (50+ Mbps, Unlimited Data)

$38.90 €34.78

$38.61 €34.52

0.75%

Gym Membership (Monthly)

$51.0 €45.58

$52.5 €46.93

-2.88%

Tennis Court (1 Hour on Weekend)

$15.63 €13.97

$15.23 €13.62

2.63%

Cinema Ticket

$10.38 €9.28

$10.52 €9.41

-1.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 €374

$536 €480

-22.11%

International Primary School, 1 Child (Yearly)

$6,756 €6,041

$12.8K €11.5K

-47.42%

Jeans (Levis 501 Or Similar)

$97.0 €86.7

$96.8 €86.6

0.12%

Summer Dress (H&M, Zara, etc)

$39.29 €35.14

$42.68 €38.16

-7.94%

Sport Shoes (Adidas, Nike)

$102 €90.9

$103 €92.0

-1.19%

Men's Leather Business Shoes

$99.5 €89.0

$108 €96.9

-8.16%

1-bedroom Apartment, City Center (Monthly)

$673 €601

$675 €603

-0.29%

1-bedroom Apartment, Outside City Center (Monthly)

$527 €472

$516 €462

2.16%

3-bedroom Apartment, City Center (Monthly)

$1,170 €1,046

$1,201 €1,074

-2.61%

3-bedroom Apartment, Outside City Center (Monthly)

$865 €774

$868 €776

-0.30%

Buy Apartment in City Center (m2)

$4,085 €3,652

$4,060 €3,630

0.61%

Buy Apartment Outside City Center (m2)

$2,919 €2,610

$2,830 €2,530

3.14%

Average Monthly Net Salary (After Tax)

$1,625 €1,453

20-Year Fixed Mortgage Interest Rate (Annual %)

3.56

3.73

-4.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gradac: November 1, 2026

Last update for Bjelovar: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gradac

$527 31.2%

Bjelovar

$516 32.9% 2.1% $11

Eating Out

Gradac

$372 22%

Bjelovar

$213 13.5% 42.9% $159

Groceries & Markets

Gradac

$266 15.7%

Bjelovar

$293 18.7% 10.3% $27

Monthly Utilities & Internet

Gradac

$241 14.3%

Bjelovar

$254 16.2% 5.3% $13

Clothing & Footwear

Gradac

$152 9%

Bjelovar

$158 10.1% 4% $6

Sport & Entertainment

Gradac

$72 4.2%

Bjelovar

$74 4.7% 2.5% $1.8

Getting Around

Gradac

$62 3.6%

Bjelovar

$64 4.1% 4.2% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $673 in Gradac and $675 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $65 in Gradac vs $73 in Bjelovar for a mid-range dinner for two. Groceries echo the gap at $266 vs $293 per month, with Gradac cheaper across the board.

Good to know

🇭🇷 Gradac

🇭🇷 Bjelovar

🕒 Local time

21:42 9:42 PM

Same time as Gradac

🌤 Weather

👥 Population

3,300

36,316

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Gradac Bjelovar 310 km

From you

Gradac
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gradac vs Bjelovar: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,691 in Gradac and $1,571 in Bjelovar, so Bjelovar is about 7% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,537 in Gradac and $2,357 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $673 in Gradac versus $675 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $418 in Gradac versus $536 in Bjelovar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gradac – a meal for two runs $65 versus $73 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Bjelovar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Safety-wise, Gradac and Bjelovar are both considered safe, so it’s unlikely to be the deciding factor between them.