Cost of Living Comparison Between Bjelovar and Gradac Cost of Living Comparison Between Bjelovar and Gradac

Monthly Cost of Living

Monthly costs for one person with rent: $1,468 in Bjelovar versus $1,459 in Gradac.

Estimated couple costs with rent: $2,256 in Bjelovar versus $2,233 in Gradac.

Monthly costs for a family of three with rent: $3,044 in Bjelovar versus $3,007 in Gradac.

Living in Bjelovar is roughly 1% more expensive than Gradac, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bjelovar 10% above, Gradac 9% above.

Meal at Budget Restaurant

$12.66 €10.84

$12.82 €10.97

-1.25%

Three-Course Dinner for Two, Mid-Range

$69.9 €59.9

$69.2 €59.3

0.97%

Fast Food Meal (McDonalds, etc)

$10.54 €9.02

$9.34 €7.99

12.85%

Cappuccino

$2.34 €2.00

$2.26 €1.94

3.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €2.96

$3.00 €2.56

15.33%

Water (0.33 liter bottle)

$2.18 €1.87

$2.16 €1.85

0.93%

Local Beer (0.5 liter draught)

$4.22 €3.61

$3.78 €3.24

11.64%

Imported Beer (0.33 liter bottle)

$4.88 €4.17

$3.65 €3.12

33.70%

Milk (1 liter)

$1.18 €1.01

White Bread (500g)

$1.54 €1.32

Rice (white) (1kg)

$4.13 €3.53

$2.83 €2.42

45.94%

Eggs

$3.58 €3.06

$3.48 €2.98

2.87%

Local Cheese (1kg)

$16.03 €13.72

$10.98 €9.40

45.99%

Chicken Fillets (1kg)

$10.77 €9.22

$9.75 €8.35

10.46%

Beef Round Steak (1kg)

$14.30 €12.24

$11.21 €9.59

27.56%

Apples (1kg)

$1.66 €1.42

Banana (1kg)

$1.72 €1.47

$1.67 €1.43

2.99%

Oranges (1kg)

$1.73 €1.48

$1.76 €1.51

-1.70%

Tomato (1kg)

$2.55 €2.19

$2.48 €2.12

2.82%

Potato (1kg)

$1.25 €1.07

$1.22 €1.05

2.46%

Onion (1kg)

$1.28 €1.09

$1.19 €1.02

7.56%

Lettuce (1 head)

$1.09 €0.94

$1.17 €1.00

-6.84%

Water (1.5 liter bottle)

$1.22 €1.04

$1.19 €1.02

2.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 €4.98

$5.41 €4.63

7.58%

Wine (Bottle)

$8.20 €7.02

$7.05 €6.04

16.31%

Local Beer (0.5 liter bottle)

$1.62 €1.38

$1.44 €1.23

12.50%

Imported Beer (0.33 liter bottle)

$2.02 €1.73

$2.11 €1.80

-4.27%

One-way Ticket (Public Transport)

$1.70 €1.46

$1.77 €1.52

-3.95%

Public Transport Monthly Pass (Regular Price)

$42.77 €36.61

$42.08 €36.02

1.64%

Taxi Start (Normal Tariff)

$3.00 €2.57

$3.13 €2.68

-4.15%

Taxi (Normal Tariff) (1km)

$1.33 €1.14

$1.15 €0.99

15.65%

Taxi 1hour Waiting (Normal Tariff)

$9.16 €7.84

$8.77 €7.51

4.45%

Gasoline (1 liter)

$1.65 €1.41

$1.75 €1.50

-5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K €32.3K

$37.4K €32.0K

1.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €22.2K

$26.6K €22.8K

-2.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €160

$185 €158

1.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.76 €19.48

$22.17 €18.98

2.66%

Internet (50+ Mbps, Unlimited Data)

$33.05 €28.29

$32.90 €28.16

0.46%

Gym Membership (Monthly)

$52.0 €44.54

$52.6 €45.02

-1.05%

Tennis Court (1 Hour on Weekend)

$14.51 €12.42

$14.61 €12.50

-0.68%

Cinema Ticket

$9.52 €8.15

$8.18 €7.00

16.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$292 €250

$250 €214

16.48%

International Primary School, 1 Child (Yearly)

$8,196 €7,015

$7,999 €6,848

2.45%

Jeans (Levis 501 Or Similar)

$57.4 €49.13

$101 €86.5

-43.18%

Summer Dress (H&M, Zara, etc)

$34.04 €29.14

$39.00 €33.38

-12.72%

Sport Shoes (Adidas, Nike)

$98.7 €84.5

$95.7 €81.9

3.16%

Men's Leather Business Shoes

$103 €88.0

$103 €88.3

-0.39%

1-bedroom Apartment, City Center (Monthly)

$674 €577

$670 €574

0.52%

1-bedroom Apartment, Outside City Center (Monthly)

$464 €397

$471 €403

-1.50%

3-bedroom Apartment, City Center (Monthly)

$1,061 €908

$1,044 €894

1.62%

3-bedroom Apartment, Outside City Center (Monthly)

$762 €653

$769 €658

-0.85%

Buy Apartment in City Center (m2)

$4,045 €3,463

$4,165 €3,565

-2.88%

Buy Apartment Outside City Center (m2)

$2,530 €2,166

$2,927 €2,506

-13.57%

Average Monthly Net Salary (After Tax)

$1,687 €1,444

20-Year Fixed Mortgage Interest Rate (Annual %)

4.63

4.35

6.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: April 25, 2026

Last update for Gradac: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Bjelovar and $670 in Gradac. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Bjelovar vs $69.0 in Gradac for a mid-range dinner for two. Groceries echo the gap at $295 vs $256 per month, with Gradac cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Gradac: Cost of Living - Frequently Asked Questions

Bjelovar and Gradac differ by about 1% in total monthly costs ($1,468 vs $1,459 including rent). Gradac is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,202 in Bjelovar and $2,188 in Gradac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $674 in Bjelovar versus $670 in Gradac. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gradac – a meal for two runs $69.0 versus $70.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,468 per month in Bjelovar versus $1,459 in Gradac – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,459 in Gradac versus $1,468 in Bjelovar, a $1,000 budget is realistic in Gradac but tight or insufficient in Bjelovar. The gap between the two cities makes Gradac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Gradac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gradac gentler on the wallet – expenses run 1% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.