Last update: Oct 2026

Cost of Living Comparison Between Bjelovar and Gradac

For one person, living is cheaper in Bjelovar: $1,571 a month against $1,691 in Gradac, rent and utilities included – about $1,400 less a year. The total is higher in Gradac despite lower rent and utilities.

75

Cost of Living Index in Bjelovar
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Bjelovar Living Index
81

Cost of Living Index in Gradac
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Gradac Living Index

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Bjelovar

🇭🇷 Croatia

$1,571

/mo nomad

Gradac

🇭🇷 Croatia

$1,691

/mo nomad

Monthly Cost of Living

How much you'll spend in Bjelovar and in Gradac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bjelovar and in Gradac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,571 in Bjelovar versus $1,691 in Gradac.

Bjelovar $1,571
Gradac $1,691

Estimated couple costs with rent: $2,414 in Bjelovar versus $2,576 in Gradac.

Bjelovar $2,414
Gradac $2,576

Monthly costs for a family of three with rent: $3,257 in Bjelovar versus $3,461 in Gradac.

Bjelovar $3,257
Gradac $3,461

Living in Bjelovar costs roughly 7% less than in Gradac, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Bjelovar 16% above, Gradac 25% above.

Meal at Budget Restaurant

$13.39 €11.97

$29.49 €26.37

-54.59%

Three-Course Dinner for Two, Mid-Range

$72.7 €65.0

$65.1 €58.2

11.73%

Fast Food Meal (McDonalds, etc)

$10.23 €9.15

$17.69 €15.82

-42.17%

Cappuccino

$2.26 €2.02

$2.42 €2.16

-6.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.71

$3.06 €2.73

-0.98%

Water (0.33 liter bottle)

$1.98 €1.77

$2.20 €1.96

-10.00%

Local Beer (0.5 liter draught)

$3.79 €3.39

$3.43 €3.07

10.50%

Imported Beer (0.33 liter bottle)

$4.37 €3.91

$7.92 €7.08

-44.82%

Milk (1 liter)

$1.23 €1.10

$1.19 €1.06

3.36%

White Bread (500g)

$1.61 €1.44

$1.59 €1.42

1.26%

Rice (white) (1kg)

$3.31 €2.96

$2.76 €2.47

19.93%

Eggs

$3.72 €3.32

$3.92 €3.51

-5.10%

Local Cheese (1kg)

$16.06 €14.36

$11.92 €10.66

34.73%

Chicken Fillets (1kg)

$10.04 €8.98

$9.37 €8.38

7.15%

Beef Round Steak (1kg)

$14.16 €12.66

$12.07 €10.79

17.32%

Apples (1kg)

$1.73 €1.54

$1.89 €1.69

-8.47%

Banana (1kg)

$1.67 €1.50

$1.43 €1.28

16.78%

Oranges (1kg)

$1.87 €1.67

$1.91 €1.70

-2.09%

Tomato (1kg)

$2.66 €2.38

$2.60 €2.32

2.31%

Potato (1kg)

$1.37 €1.23

$1.40 €1.25

-2.14%

Onion (1kg)

$1.31 €1.17

$1.27 €1.13

3.15%

Lettuce (1 head)

$1.38 €1.23

$1.09 €0.98

26.61%

Water (1.5 liter bottle)

$1.32 €1.18

$1.21 €1.08

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$5.64 €5.04

$10.44 €9.34

-45.98%

Wine (Bottle)

$7.77 €6.95

$7.79 €6.96

-0.26%

Local Beer (0.5 liter bottle)

$1.66 €1.49

$1.59 €1.43

4.40%

Imported Beer (0.33 liter bottle)

$2.11 €1.89

$2.20 €1.97

-4.09%

One-way Ticket (Public Transport)

$1.69 €1.51

$1.67 €1.49

1.20%

Public Transport Monthly Pass (Regular Price)

$44.84 €40.10

$44.67 €39.94

0.38%

Taxi Start (Normal Tariff)

$5.49 €4.91

$3.36 €3.01

63.39%

Taxi (Normal Tariff) (1km)

$1.41 €1.26

$1.37 €1.22

2.92%

Taxi 1hour Waiting (Normal Tariff)

$13.26 €11.85

$13.47 €12.04

-1.56%

Gasoline (1 liter)

$1.65 €1.48

$1.85 €1.65

-10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.1K €25.1K

$27.5K €24.6K

2.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K €21.8K

$25.3K €22.6K

-3.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 €171

$180 €161

6.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.68 €21.17

$22.12 €19.78

7.05%

Internet (50+ Mbps, Unlimited Data)

$38.61 €34.52

$38.90 €34.78

-0.75%

Gym Membership (Monthly)

$52.5 €46.93

$51.0 €45.58

2.96%

Tennis Court (1 Hour on Weekend)

$15.23 €13.62

$15.63 €13.97

-2.56%

Cinema Ticket

$10.52 €9.41

$10.38 €9.28

1.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$536 €480

$418 €374

28.38%

International Primary School, 1 Child (Yearly)

$12.8K €11.5K

$6,756 €6,041

90.19%

Jeans (Levis 501 Or Similar)

$96.8 €86.6

$97.0 €86.7

-0.12%

Summer Dress (H&M, Zara, etc)

$42.68 €38.16

$39.29 €35.14

8.63%

Sport Shoes (Adidas, Nike)

$103 €92.0

$102 €90.9

1.20%

Men's Leather Business Shoes

$108 €96.9

$99.5 €89.0

8.89%

1-bedroom Apartment, City Center (Monthly)

$675 €603

$673 €601

0.29%

1-bedroom Apartment, Outside City Center (Monthly)

$516 €462

$527 €472

-2.12%

3-bedroom Apartment, City Center (Monthly)

$1,201 €1,074

$1,170 €1,046

2.68%

3-bedroom Apartment, Outside City Center (Monthly)

$868 €776

$865 €774

0.30%

Buy Apartment in City Center (m2)

$4,060 €3,630

$4,085 €3,652

-0.61%

Buy Apartment Outside City Center (m2)

$2,830 €2,530

$2,919 €2,610

-3.04%

Average Monthly Net Salary (After Tax)

$1,625 €1,453

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

3.56

4.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: October 31, 2026

Last update for Gradac: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bjelovar

$516 32.9%

Gradac

$527 31.2% 2.2% $11

Groceries & Markets

Bjelovar

$293 18.7%

Gradac

$266 15.7% 9.4% $27

Monthly Utilities & Internet

Bjelovar

$254 16.2%

Gradac

$241 14.3% 5% $13

Eating Out

Bjelovar

$213 13.5%

Gradac

$372 22% 75% $159

Clothing & Footwear

Bjelovar

$158 10.1%

Gradac

$152 9% 3.8% $6

Sport & Entertainment

Bjelovar

$74 4.7%

Gradac

$72 4.2% 2.4% $1.8

Getting Around

Bjelovar

$64 4.1%

Gradac

$62 3.6% 4.1% $2.6

Cost Breakdown

A one-bedroom apartment in the center runs $675 in Bjelovar and $673 in Gradac. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Bjelovar vs $65 in Gradac for a mid-range dinner for two. Groceries echo the gap at $293 vs $266 per month, with Gradac cheaper across the board.

Good to know

🇭🇷 Bjelovar

🇭🇷 Gradac

🕒 Local time

21:15 9:15 PM

Same time as Bjelovar

🌤 Weather

👥 Population

36,316

3,300

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Bjelovar Gradac 310 km

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Bjelovar
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Gradac: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,571 in Bjelovar and $1,691 in Gradac, so Bjelovar is about 7% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,357 in Bjelovar and $2,537 in Gradac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $675 in Bjelovar versus $673 in Gradac. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $536 in Bjelovar versus $418 in Gradac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gradac – a meal for two runs $65 versus $73 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Bjelovar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Safety-wise, Bjelovar and Gradac are both considered safe, so it’s unlikely to be the deciding factor between them.