Cost of Living Comparison Between Bjelovar and Gradac Cost of Living Comparison Between Bjelovar and Gradac

Monthly Cost of Living

Monthly costs for one person with rent: $1,478 in Bjelovar versus $1,438 in Gradac.

Estimated couple costs with rent: $2,304 in Bjelovar versus $2,234 in Gradac.

Monthly costs for a family of three with rent: $3,131 in Bjelovar versus $3,030 in Gradac.

Living in Bjelovar is roughly 3% more expensive than Gradac, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Bjelovar 10% above, Gradac 7% above.

Meal at Budget Restaurant

$12.82 €11.05

$12.70 €10.94

0.94%

Three-Course Dinner for Two, Mid-Range

$68.5 €59.0

$70.7 €60.9

-3.06%

Fast Food Meal (McDonalds, etc)

$10.52 €9.07

$9.20 €7.93

14.35%

Cappuccino

$2.23 €1.92

$2.36 €2.03

-5.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.58 €3.09

$3.05 €2.63

17.38%

Water (0.33 liter bottle)

$2.17 €1.87

$2.28 €1.96

-4.82%

Local Beer (0.5 liter draught)

$4.29 €3.70

$3.79 €3.27

13.19%

Imported Beer (0.33 liter bottle)

$4.83 €4.16

$3.78 €3.25

27.78%

Milk (1 liter)

$1.20 €1.03

White Bread (500g)

$1.57 €1.35

$1.60 €1.38

-1.88%

Rice (white) (1kg)

$3.97 €3.42

$2.91 €2.51

36.43%

Eggs

$3.53 €3.04

$3.45 €2.97

2.32%

Local Cheese (1kg)

$16.11 €13.88

$10.98 €9.46

46.72%

Chicken Fillets (1kg)

$11.10 €9.56

$9.79 €8.43

13.38%

Beef Round Steak (1kg)

$14.41 €12.42

$11.33 €9.76

27.18%

Apples (1kg)

$1.60 €1.38

$1.74 €1.50

-8.05%

Banana (1kg)

$1.67 €1.44

$1.73 €1.49

-3.47%

Oranges (1kg)

$1.73 €1.49

$1.75 €1.51

-1.14%

Tomato (1kg)

$2.50 €2.15

$2.52 €2.17

-0.79%

Potato (1kg)

$1.24 €1.07

$1.19 €1.03

4.20%

Onion (1kg)

$1.27 €1.09

$1.24 €1.07

2.42%

Lettuce (1 head)

$1.09 €0.94

$1.21 €1.04

-9.92%

Water (1.5 liter bottle)

$1.22 €1.05

$1.19 €1.03

2.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.86 €5.05

$5.60 €4.82

4.64%

Wine (Bottle)

$8.06 €6.95

$7.65 €6.59

5.36%

Local Beer (0.5 liter bottle)

$1.60 €1.37

$1.37 €1.18

16.79%

Imported Beer (0.33 liter bottle)

$2.03 €1.75

$2.12 €1.82

-4.25%

One-way Ticket (Public Transport)

$1.78 €1.53

$1.71 €1.47

4.09%

Public Transport Monthly Pass (Regular Price)

$43.24 €37.26

$43.00 €37.05

0.56%

Taxi Start (Normal Tariff)

$3.02 €2.60

$3.10 €2.67

-2.58%

Taxi (Normal Tariff) (1km)

$1.37 €1.18

$1.09 €0.94

25.69%

Taxi 1hour Waiting (Normal Tariff)

$9.11 €7.85

$9.01 €7.76

1.11%

Gasoline (1 liter)

$1.63 €1.40

$1.69 €1.46

-3.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K €33.2K

$38.8K €33.4K

-0.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.9K

$26.2K €22.6K

1.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 €164

$185 €159

2.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.15 €19.08

$22.34 €19.25

-0.85%

Internet (50+ Mbps, Unlimited Data)

$32.66 €28.14

$32.38 €27.90

0.86%

Gym Membership (Monthly)

$52.5 €45.27

$53.0 €45.66

-0.85%

Tennis Court (1 Hour on Weekend)

$14.58 €12.56

$14.98 €12.91

-2.67%

Cinema Ticket

$9.17 €7.90

$8.22 €7.08

11.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 €253

$251 €216

16.87%

International Primary School, 1 Child (Yearly)

$8,148 €7,020

$8,055 €6,940

1.16%

Jeans (Levis 501 Or Similar)

$57.4 €49.43

$99.1 €85.4

-42.10%

Summer Dress (H&M, Zara, etc)

$34.62 €29.83

$39.32 €33.88

-11.95%

Sport Shoes (Adidas, Nike)

$100 €86.2

$95.8 €82.5

4.46%

Men's Leather Business Shoes

$104 €89.7

$104 €90.0

-0.36%

1-bedroom Apartment, City Center (Monthly)

$658 €567

$663 €571

-0.69%

1-bedroom Apartment, Outside City Center (Monthly)

$457 €394

$465 €400

-1.64%

3-bedroom Apartment, City Center (Monthly)

$1,049 €904

$1,042 €897

0.71%

3-bedroom Apartment, Outside City Center (Monthly)

$788 €679

$775 €667

1.76%

Buy Apartment in City Center (m2)

$3,720 €3,205

$4,129 €3,558

-9.92%

Buy Apartment Outside City Center (m2)

$3,450 €2,973

$2,859 €2,463

20.68%

Average Monthly Net Salary (After Tax)

$1,636 €1,410

20-Year Fixed Mortgage Interest Rate (Annual %)

4.63

4.35

6.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bjelovar: June 8, 2026

Last update for Gradac: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Bjelovar and $663 in Gradac. Housing cost is often the main lever when comparing two cities.

Dining out: $69.0 in Bjelovar vs $71.0 in Gradac. Groceries flip the comparison at $296 vs $260, with Gradac cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bjelovar vs Gradac: Cost of Living - Frequently Asked Questions

Bjelovar and Gradac differ by about 3% in total monthly costs ($1,478 vs $1,438 including rent). Gradac is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,217 in Bjelovar and $2,156 in Gradac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $658 in Bjelovar versus $663 in Gradac. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gradac – a meal for two runs $71.0 versus $69.0 in Bjelovar. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,478 per month in Bjelovar versus $1,438 in Gradac – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Gradac versus $1,478 in Bjelovar, a $1,000 budget is realistic in Gradac but tight or insufficient in Bjelovar. The gap between the two cities makes Gradac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bjelovar and Gradac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gradac gentler on the wallet – expenses run 3% less than in Bjelovar. Beyond cost, consider language, visa policies, and how big the international community is in each city.