Last update: Oct 2026

Cost of Living Comparison Between Gniezno and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,515 in Gniezno, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

73

Cost of Living Index in Gniezno
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Gniezno Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gniezno

🇵🇱 Poland

$1,515

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Gniezno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gniezno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,515 in Gniezno versus $934 in Cebu.

Gniezno $1,515
Cebu $934

Estimated couple costs with rent: $2,127 in Gniezno versus $1,423 in Cebu.

Gniezno $2,127
Cebu $1,423

Monthly costs for a family of three with rent: $2,738 in Gniezno versus $1,913 in Cebu.

Gniezno $2,738
Cebu $1,913

Living in Gniezno is roughly 62% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Gniezno is 11% above, Cebu is 31% below.

Meal at Budget Restaurant

$10.11 zł 39.95

$3.79 ₱243

166.75%

Three-Course Dinner for Two, Mid-Range

$51.3 zł 203

$23.33 ₱1,493

119.85%

Fast Food Meal (McDonalds, etc)

$9.95 zł 39.33

$3.94 ₱252

152.54%

Cappuccino

$3.62 zł 14.32

$2.54 ₱163

42.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 zł 8.79

$1.57 ₱100

41.40%

Water (0.33 liter bottle)

$1.90 zł 7.49

$0.47 ₱29.87

304.26%

Local Beer (0.5 liter draught)

$4.10 zł 16.21

$1.77 ₱113

131.64%

Imported Beer (0.33 liter bottle)

$5.20 zł 20.56

$2.22 ₱142

134.23%

Milk (1 liter)

$0.91 zł 3.61

$1.90 ₱121

-52.11%

White Bread (500g)

$1.26 zł 4.97

$1.36 ₱87.3

-7.35%

Rice (white) (1kg)

$1.28 zł 5.07

$0.94 ₱59.9

36.17%

Eggs

$2.37 zł 9.38

$1.99 ₱127

19.10%

Local Cheese (1kg)

$8.80 zł 34.79

$9.70 ₱621

-9.28%

Chicken Fillets (1kg)

$4.94 zł 19.51

$4.32 ₱276

14.35%

Beef Round Steak (1kg)

$10.29 zł 40.69

$7.51 ₱481

37.02%

Apples (1kg)

$0.53 zł 2.11

$3.31 ₱212

-83.99%

Banana (1kg)

$1.23 zł 4.87

$1.37 ₱87.6

-10.22%

Oranges (1kg)

$1.28 zł 5.07

$2.34 ₱150

-45.30%

Tomato (1kg)

$3.46 zł 13.67

$1.49 ₱95.5

132.21%

Potato (1kg)

$0.53 zł 2.08

$2.30 ₱147

-76.96%

Onion (1kg)

$0.83 zł 3.27

$1.87 ₱120

-55.61%

Lettuce (1 head)

$1.00 zł 3.97

$1.10 ₱70.4

-9.09%

Water (1.5 liter bottle)

$0.40 zł 1.58

$0.63 ₱40.42

-36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$6.07 zł 23.99

$2.86 ₱183

112.24%

Wine (Bottle)

$7.76 zł 30.67

$6.08 ₱389

27.63%

Local Beer (0.5 liter bottle)

$0.79 zł 3.14

$1.27 ₱81.6

-37.80%

Imported Beer (0.33 liter bottle)

$1.00 zł 3.94

$1.72 ₱110

-41.86%

One-way Ticket (Public Transport)

$0.90 zł 3.57

$0.22 ₱14.01

309.09%

Public Transport Monthly Pass (Regular Price)

$32.03 zł 127

$12.34 ₱790

159.56%

Taxi Start (Normal Tariff)

$2.48 zł 9.81

$0.74 ₱47.60

235.14%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.89

$0.22 ₱14.10

345.45%

Taxi 1hour Waiting (Normal Tariff)

$10.32 zł 40.80

$4.28 ₱274

141.12%

Gasoline (1 liter)

$1.71 zł 6.76

$1.31 ₱83.8

30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 121.8K

$20.8K ₱1.3M

48.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 112.2K

$19.0K ₱1.2M

49.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$341 zł 1,347

$118 ₱7,577

187.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.74 zł 38.48

$15.76 ₱1,009

-38.20%

Internet (50+ Mbps, Unlimited Data)

$17.64 zł 69.7

$28.33 ₱1,813

-37.73%

Gym Membership (Monthly)

$37.29 zł 147

$32.94 ₱2,108

13.21%

Tennis Court (1 Hour on Weekend)

$19.54 zł 77.3

$6.49 ₱415

201.08%

Cinema Ticket

$8.76 zł 34.64

$5.45 ₱349

60.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 zł 1,932

$276 ₱17.6K

77.30%

International Primary School, 1 Child (Yearly)

$12.1K zł 47.8K

$7,789 ₱498.4K

55.21%

Jeans (Levis 501 Or Similar)

$92.0 zł 364

$48.18 ₱3,083

91.01%

Summer Dress (H&M, Zara, etc)

$38.86 zł 154

$24.47 ₱1,566

58.81%

Sport Shoes (Adidas, Nike)

$90.8 zł 359

$75.3 ₱4,817

20.67%

Men's Leather Business Shoes

$104 zł 411

$58.0 ₱3,713

79.11%

1-bedroom Apartment, City Center (Monthly)

$674 zł 2,663

$477 ₱30.5K

41.14%

1-bedroom Apartment, Outside City Center (Monthly)

$517 zł 2,043

$322 ₱20.6K

60.63%

3-bedroom Apartment, City Center (Monthly)

$1,003 zł 3,966

$963 ₱61.6K

4.19%

3-bedroom Apartment, Outside City Center (Monthly)

$735 zł 2,905

$626 ₱40.0K

17.47%

Buy Apartment in City Center (m2)

$3,223 zł 12.7K

$4,551 ₱291.2K

-29.18%

Buy Apartment Outside City Center (m2)

$2,409 zł 9,521

$3,028 ₱193.8K

-20.45%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gniezno: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gniezno

$517 34.1%

Cebu

$322 34.5% 37.7% $195

Monthly Utilities & Internet

Gniezno

$368 24.3%

Cebu

$163 17.4% 55.9% $206

Eating Out

Gniezno

$202 13.3%

Cebu

$94 10.1% 53.3% $107

Groceries & Markets

Gniezno

$184 12.2%

Cebu

$204 21.8% 10.6% $19

Clothing & Footwear

Gniezno

$147 9.7%

Cebu

$93 9.9% 36.8% $54

Sport & Entertainment

Gniezno

$55 3.6%

Cebu

$44 4.7% 20% $11

Getting Around

Gniezno

$43 2.8%

Cebu

$15 1.6% 65% $28

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Gniezno and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $51 in Gniezno vs $23 in Cebu. Groceries flip the comparison at $184 vs $204, with Gniezno cheaper for home cooking.

Good to know

🇵🇱 Gniezno

🇵🇭 Cebu

🕒 Local time

21:47 9:47 PM

04:47 4:47 AM

7 h ahead of Gniezno

🌤 Weather

👥 Population

67,157

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 27, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Gniezno Cebu 10,170 km ≈ 13 h nonstop flight

From you

Gniezno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gniezno vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 62% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,273 in Gniezno and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $674 in Gniezno versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,515 per month in Gniezno versus $934 in Cebu – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 61% less than in Gniezno. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gniezno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.