Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gniezno

For one person, living is cheaper in Cebu: $934 a month against $1,515 in Gniezno, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
73

Cost of Living Index in Gniezno
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Gniezno Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Gniezno

🇵🇱 Poland

$1,515

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gniezno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gniezno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,515 in Gniezno.

Cebu $934
Gniezno $1,515

Estimated couple costs with rent: $1,423 in Cebu versus $2,127 in Gniezno.

Cebu $1,423
Gniezno $2,127

Monthly costs for a family of three with rent: $1,913 in Cebu versus $2,738 in Gniezno.

Cebu $1,913
Gniezno $2,738

Living in Cebu costs roughly 38% less than in Gniezno, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 31% below, Gniezno is 11% above.

Meal at Budget Restaurant

$3.79 ₱243

$10.11 zł 39.95

-62.51%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$51.3 zł 203

-54.51%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$9.95 zł 39.33

-60.40%

Cappuccino

$2.54 ₱163

$3.62 zł 14.32

-29.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$2.22 zł 8.79

-29.28%

Water (0.33 liter bottle)

$0.47 ₱29.87

$1.90 zł 7.49

-75.26%

Local Beer (0.5 liter draught)

$1.77 ₱113

$4.10 zł 16.21

-56.83%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$5.20 zł 20.56

-57.31%

Milk (1 liter)

$1.90 ₱121

$0.91 zł 3.61

108.79%

White Bread (500g)

$1.36 ₱87.3

$1.26 zł 4.97

7.94%

Rice (white) (1kg)

$0.94 ₱59.9

$1.28 zł 5.07

-26.56%

Eggs

$1.99 ₱127

$2.37 zł 9.38

-16.03%

Local Cheese (1kg)

$9.70 ₱621

$8.80 zł 34.79

10.23%

Chicken Fillets (1kg)

$4.32 ₱276

$4.94 zł 19.51

-12.55%

Beef Round Steak (1kg)

$7.51 ₱481

$10.29 zł 40.69

-27.02%

Apples (1kg)

$3.31 ₱212

$0.53 zł 2.11

524.53%

Banana (1kg)

$1.37 ₱87.6

$1.23 zł 4.87

11.38%

Oranges (1kg)

$2.34 ₱150

$1.28 zł 5.07

82.81%

Tomato (1kg)

$1.49 ₱95.5

$3.46 zł 13.67

-56.94%

Potato (1kg)

$2.30 ₱147

$0.53 zł 2.08

333.96%

Onion (1kg)

$1.87 ₱120

$0.83 zł 3.27

125.30%

Lettuce (1 head)

$1.10 ₱70.4

$1.00 zł 3.97

10.00%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.40 zł 1.58

57.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$6.07 zł 23.99

-52.88%

Wine (Bottle)

$6.08 ₱389

$7.76 zł 30.67

-21.65%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$0.79 zł 3.14

60.76%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$1.00 zł 3.94

72.00%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$0.90 zł 3.57

-75.56%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$32.03 zł 127

-61.47%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$2.48 zł 9.81

-70.16%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$0.98 zł 3.89

-77.55%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$10.32 zł 40.80

-58.53%

Gasoline (1 liter)

$1.31 ₱83.8

$1.71 zł 6.76

-23.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$30.8K zł 121.8K

-32.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$28.4K zł 112.2K

-32.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$341 zł 1,347

-65.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$9.74 zł 38.48

61.81%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$17.64 zł 69.7

60.60%

Gym Membership (Monthly)

$32.94 ₱2,108

$37.29 zł 147

-11.67%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$19.54 zł 77.3

-66.79%

Cinema Ticket

$5.45 ₱349

$8.76 zł 34.64

-37.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$489 zł 1,932

-43.60%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$12.1K zł 47.8K

-35.57%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$92.0 zł 364

-47.65%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$38.86 zł 154

-37.03%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$90.8 zł 359

-17.13%

Men's Leather Business Shoes

$58.0 ₱3,713

$104 zł 411

-44.17%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$674 zł 2,663

-29.15%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$517 zł 2,043

-37.74%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$1,003 zł 3,966

-4.02%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$735 zł 2,905

-14.87%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$3,223 zł 12.7K

41.21%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$2,409 zł 9,521

25.71%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Gniezno: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Gniezno

$517 34.1% 60.6% $195

Groceries & Markets

Cebu

$204 21.8%

Gniezno

$184 12.2% 9.5% $19

Monthly Utilities & Internet

Cebu

$163 17.4%

Gniezno

$368 24.3% 127% $206

Eating Out

Cebu

$94 10.1%

Gniezno

$202 13.3% 114% $107

Clothing & Footwear

Cebu

$93 9.9%

Gniezno

$147 9.7% 58.1% $54

Sport & Entertainment

Cebu

$44 4.7%

Gniezno

$55 3.6% 25% $11

Getting Around

Cebu

$15 1.6%

Gniezno

$43 2.8% 186% $28

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $674 in Gniezno. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $51 in Gniezno. Groceries flip the comparison at $204 vs $184, with Gniezno cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Gniezno

🕒 Local time

05:42 5:42 AM

22:42 10:42 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

67,157

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

Polish Złoty exchange rates as of October 27, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Gniezno 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Gniezno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gniezno: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 62% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $2,273 in Gniezno to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $477 in Cebu versus $674 in Gniezno. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $1,515 in Gniezno – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 61% less than in Gniezno. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Gniezno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.