Last update: Oct 2026

Cost of Living Comparison Between Gjovik and Waltham, MA

For one person, living is cheaper in Gjovik: $2,669 a month against $4,278 in Waltham, MA, rent and utilities included – about $19,300 less a year. Rent and utilities account for most of the difference.

Gjovik, Norway
Waltham, MA, United States
Gjovik
🇳🇴 Norway
$2,669
/mo nomad
Waltham, MA
🇺🇸 United States
$4,278
/mo nomad
Monthly Cost of Living

How much you'll spend in Gjovik and in Waltham, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gjovik and in Waltham, MA actually costs, broken down by who's living it.

A single person spends $2,669 per month in Gjovik vs $4,278 in Waltham, MA, rent included.

  • Gjovik $2,669
  • Waltham, MA $4,278

A couple spends around $3,175 per month in Gjovik vs $6,563 in Waltham, MA, rent included.

  • Gjovik $3,175
  • Waltham, MA $6,563

A family of three spends $3,682 per month in Gjovik vs $8,848 in Waltham, MA, rent included.

  • Gjovik $3,682
  • Waltham, MA $8,848

Gjovik is about 38% cheaper than Waltham, MA, and outside of rent the biggest gap is in leisure.

Both Gjovik and Waltham, MA sit above the global median – Gjovik by 96%, Waltham, MA by 214%.

Currency
🍽 Eating Out
Gjovik
Waltham, MA
Difference
Meal at Budget Restaurant
$21.07 NOK 194
$24.85 $24.85
-15.21%
Three-Course Dinner for Two, Mid-Range
$131 NOK 1,204
$96.5 $96.5
35.45%
Fast Food Meal (McDonalds, etc)
$15.81 NOK 146
$12.02 $12.02
31.53%
Cappuccino
$4.26 NOK 39.27
$5.17 $5.17
-17.60%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.18 NOK 29.34
$2.95 $2.95
7.80%
Water (0.33 liter bottle)
$3.28 NOK 30.21
$2.20 $2.20
49.09%
Local Beer (0.5 liter draught)
$10.51 NOK 96.9
$5.04 $5.04
108.53%
Imported Beer (0.33 liter bottle)
$8.46 NOK 78.0
$8.06 $8.06
4.96%
🛒 Groceries & Markets
Gjovik
Waltham, MA
Difference
Milk (1 liter)
$2.63 NOK 24.27
$1.04 $1.04
152.88%
White Bread (500g)
$4.22 NOK 38.86
$3.92 $3.92
7.65%
Rice (white) (1kg)
$4.86 NOK 44.81
$5.37 $5.37
-9.50%
Eggs
$6.23 NOK 57.4
$4.89 $4.89
27.40%
Local Cheese (1kg)
$15.27 NOK 141
$11.07 $11.07
37.94%
Chicken Fillets (1kg)
$15.68 NOK 145
$14.16 $14.16
10.73%
Beef Round Steak (1kg)
$32.54 NOK 300
$17.36 $17.36
87.44%
Apples (1kg)
$3.37 NOK 31.07
$6.66 $6.66
-49.40%
Banana (1kg)
$2.70 NOK 24.87
$1.73 $1.73
56.07%
Oranges (1kg)
$3.46 NOK 31.93
$5.48 $5.48
-36.86%
Tomato (1kg)
$5.93 NOK 54.6
$5.65 $5.65
4.96%
Potato (1kg)
$2.69 NOK 24.78
$4.52 $4.52
-40.49%
Onion (1kg)
$2.97 NOK 27.33
$4.02 $4.02
-26.12%
Lettuce (1 head)
$3.12 NOK 28.71
$2.98 $2.98
4.70%
Water (1.5 liter bottle)
$2.55 NOK 23.50
$2.94 $2.94
-13.27%
Cigarettes 20 Pack (Marlboro, Camel)
$18.94 NOK 175
$13.30 $13.30
42.41%
Wine (Bottle)
$16.76 NOK 154
$13.60 $13.60
23.24%
Local Beer (0.5 liter bottle)
$3.56 NOK 32.79
$2.11 $2.11
68.72%
Imported Beer (0.33 liter bottle)
$4.42 NOK 40.70
$4.12 $4.12
7.28%
🚌 Getting Around
Gjovik
Waltham, MA
Difference
One-way Ticket (Public Transport)
$2.98 NOK 27.44
-
-
Public Transport Monthly Pass (Regular Price)
-
$58.8 $58.8
-
Taxi Start (Normal Tariff)
$12.17 NOK 112
$2.66 $2.66
357.52%
Taxi (Normal Tariff) (1km)
$1.87 NOK 17.23
$1.72 $1.72
8.72%
Taxi 1hour Waiting (Normal Tariff)
$72.1 NOK 664
$28.47 $28.47
153.11%
Gasoline (1 liter)
$2.44 NOK 22.50
$1.05 $1.05
132.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.0K NOK 461.2K
$27.0K $27.0K
85.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$46.3K NOK 426.7K
$26.1K $26.1K
77.33%
🧾 Monthly Utilities & Internet
Gjovik
Waltham, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$286 NOK 2,634
$324 $324
-11.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.06 NOK 314
$54.6 $54.6
-37.65%
Internet (50+ Mbps, Unlimited Data)
$55.8 NOK 514
$86.2 $86.2
-35.29%
🎉 Sport & Entertainment
Gjovik
Waltham, MA
Difference
Gym Membership (Monthly)
$42.84 NOK 395
$252 $252
-83.01%
Cinema Ticket
$14.98 NOK 138
$14.65 $14.65
2.25%
🧸 Childcare & Education
Gjovik
Waltham, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 NOK 2,213
$1,806 $1,806
-86.70%
International Primary School, 1 Child (Yearly)
$16.2K NOK 148.9K
$30.3K $30.3K
-46.62%
👕👟 Clothing & Footwear
Gjovik
Waltham, MA
Difference
Jeans (Levis 501 Or Similar)
$102 NOK 939
$56.9 $56.9
79.22%
Summer Dress (H&M, Zara, etc)
$62.1 NOK 572
$37.57 $37.57
65.29%
Sport Shoes (Adidas, Nike)
$137 NOK 1,259
$81.3 $81.3
68.00%
Men's Leather Business Shoes
$160 NOK 1,474
$98.8 $98.8
61.89%
🏠 Accommodation & Living
Gjovik
Waltham, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,693 NOK 15.6K
$2,497 $2,497
-32.21%
1-bedroom Apartment, Outside City Center (Monthly)
$1,089 NOK 10.0K
$2,525 $2,525
-56.89%
3-bedroom Apartment, City Center (Monthly)
$2,162 NOK 19.9K
$5,433 $5,433
-60.21%
3-bedroom Apartment, Outside City Center (Monthly)
-
$5,088 $5,088
-
💵 Salaries & Financials
Gjovik
Waltham, MA
Difference
Average Monthly Net Salary (After Tax)
$3,850 NOK 35.5K
$5,449 $5,449
-29.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.94
6.64
-25.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: October 26, 2026

Last update for Waltham, MA: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Gjovik
$1.1K
Waltham, MA
$2.5K 132% $1.4K
Groceries & Markets
Gjovik
$528
Waltham, MA
$455 13.8% $73
Monthly Utilities & Internet
Gjovik
$376
Waltham, MA
$464 23.6% $89
Eating Out
Gjovik
$362
Waltham, MA
$359 1% $3.6
Clothing & Footwear
Gjovik
$207
Waltham, MA
$124 40.4% $84
Sport & Entertainment
Gjovik
$73
Waltham, MA
$281 287% $209
Getting Around
Gjovik
$33 *
Waltham, MA
$70 * 110% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,693 in Gjovik versus $2,497 in Waltham, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Waltham, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $131 in Gjovik versus $96 in Waltham, MA. Monthly groceries follow the same trend: $528 vs $455 – making Waltham, MA the more affordable choice for daily food spending.

Good to know
🇳🇴 Gjovik
🇺🇸 Waltham, MA
🕒 Local time
03:49 3:49 AM
21:49 9:49 PM
6 h behind Gjovik
🌤 Weather
👥 Population
31,007
60,636
💱 Currency
Exchange rates and currency converter

USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.22 NOK (1 NOK = 0.108 USD). 1 EUR = 10.29 NOK (100 NOK = 9.72 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Gjovik Waltham, MA 5,580 km ≈ 7 h nonstop flight
From you
  • Gjovik
  • Waltham, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gjovik vs Waltham, MA: Cost of Living - Frequently Asked Questions
How do living costs in Gjovik and in Waltham, MA compare overall?
Monthly costs with rent: $2,669 in Gjovik, $4,278 in Waltham, MA – Gjovik comes out roughly 38% cheaper. Outside of rent, the biggest gap is in leisure.
What salary covers living expenses in Gjovik compared to Waltham, MA?
For a comfortable life, plan on about $4,003 per month in Gjovik and $6,418 in Waltham, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Gjovik and Waltham, MA?
Rent is clearly cheaper in Gjovik, especially for central apartments: a one-bedroom in the center costs $1,693 there versus $2,497 in Waltham, MA.
Which city is more expensive overall: Gjovik or Waltham, MA?
Monthly expenses with rent come to $2,669 in Gjovik and $4,278 in Waltham, MA. That makes Gjovik about 38% cheaper.
What is the difference in childcare costs between Gjovik and Waltham, MA?
Kindergarten costs $240 per month in Gjovik and $1,806 in Waltham, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Gjovik, where all-in costs run around $2,669, than in Waltham, MA at $4,278. In Gjovik it covers expenses comfortably, while in Waltham, MA it requires careful planning or may not stretch far enough.
Where should families live: Gjovik or Waltham, MA?
Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Gjovik or Waltham, MA safer for residents?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
How do I decide between Gjovik and Waltham, MA?
If budget matters most, go with Gjovik. If higher salaries or specific career opportunities are the priority, Waltham, MA makes more sense. Both are solid long-term options with distinct trade-offs.

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