Last update: Oct 2026

Cost of Living Comparison Between Gjovik and Baerum

For one person, living is cheaper in Gjovik: $2,573 a month against $3,124 in Baerum, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

Gjovik
🇳🇴 Norway
$2,573
/mo nomad
Baerum
🇳🇴 Norway
$3,124
/mo nomad
Monthly Cost of Living

How much you'll spend in Gjovik and in Baerum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gjovik and in Baerum actually costs, broken down by who's living it.

A single person spends $2,573 per month in Gjovik vs $3,124 in Baerum, rent included.

  • Gjovik $2,573
  • Baerum $3,124

A couple spends around $3,071 per month in Gjovik vs $4,846 in Baerum, rent included.

  • Gjovik $3,071
  • Baerum $4,846

A family of three spends $3,569 per month in Gjovik vs $6,568 in Baerum, rent included.

  • Gjovik $3,569
  • Baerum $6,568

Gjovik is about 18% cheaper than Baerum, and outside of rent the biggest gap is in eating out.

Both Gjovik and Baerum sit above the global median – Gjovik by 91%, Baerum by 131%.

Currency
🍽 Eating Out
Gjovik
Baerum
Difference
Meal at Budget Restaurant
$21.07 NOK 198
$21.23 NOK 200
-0.75%
Three-Course Dinner for Two, Mid-Range
$126 NOK 1,184
$127 NOK 1,192
-0.73%
Fast Food Meal (McDonalds, etc)
$15.84 NOK 149
$15.70 NOK 148
0.89%
Cappuccino
$4.23 NOK 39.80
$6.06 NOK 57.1
-30.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.19 NOK 30.02
$4.34 NOK 40.82
-26.50%
Water (0.33 liter bottle)
$3.04 NOK 28.61
$3.44 NOK 32.42
-11.63%
Local Beer (0.5 liter draught)
$10.14 NOK 95.5
$11.46 NOK 108
-11.52%
Imported Beer (0.33 liter bottle)
$8.59 NOK 80.9
$12.59 NOK 119
-31.77%
🛒 Groceries & Markets
Gjovik
Baerum
Difference
Milk (1 liter)
$2.46 NOK 23.12
$2.42 NOK 22.74
1.65%
White Bread (500g)
$4.07 NOK 38.34
$3.62 NOK 34.04
12.43%
Rice (white) (1kg)
$4.60 NOK 43.33
$4.60 NOK 43.27
-
Eggs
$5.94 NOK 55.9
$5.59 NOK 52.7
6.26%
Local Cheese (1kg)
$14.51 NOK 137
$10.29 NOK 96.9
41.01%
Chicken Fillets (1kg)
$15.16 NOK 143
$15.50 NOK 146
-2.19%
Beef Round Steak (1kg)
$30.98 NOK 292
$31.54 NOK 297
-1.78%
Apples (1kg)
$3.25 NOK 30.63
$2.59 NOK 24.37
25.48%
Banana (1kg)
$2.65 NOK 24.91
$2.03 NOK 19.15
30.54%
Oranges (1kg)
$3.43 NOK 32.24
$2.14 NOK 20.12
60.28%
Tomato (1kg)
$5.79 NOK 54.6
$4.07 NOK 38.35
42.26%
Potato (1kg)
$2.64 NOK 24.89
$1.65 NOK 15.50
60.00%
Onion (1kg)
$2.93 NOK 27.62
$2.81 NOK 26.49
4.27%
Lettuce (1 head)
$3.07 NOK 28.94
$3.02 NOK 28.44
1.66%
Water (1.5 liter bottle)
$2.43 NOK 22.87
$2.43 NOK 22.87
-
Cigarettes 20 Pack (Marlboro, Camel)
$18.62 NOK 175
$19.05 NOK 179
-2.26%
Wine (Bottle)
$16.25 NOK 153
$16.33 NOK 154
-0.49%
Local Beer (0.5 liter bottle)
$3.42 NOK 32.15
$3.41 NOK 32.06
0.29%
Imported Beer (0.33 liter bottle)
$4.20 NOK 39.52
$4.13 NOK 38.85
1.69%
🚌 Getting Around
Gjovik
Baerum
Difference
One-way Ticket (Public Transport)
$2.89 NOK 27.16
$4.33 NOK 40.76
-33.26%
Taxi Start (Normal Tariff)
$11.95 NOK 113
$11.97 NOK 113
-0.17%
Taxi (Normal Tariff) (1km)
$1.87 NOK 17.56
$1.88 NOK 17.72
-0.53%
Taxi 1hour Waiting (Normal Tariff)
$68.8 NOK 647
$69.2 NOK 651
-0.56%
Gasoline (1 liter)
$2.33 NOK 21.96
$2.21 NOK 20.79
5.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.3K NOK 444.8K
$28.3K NOK 266.8K
66.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.7K NOK 420.8K
$24.7K NOK 232.1K
81.30%
🧾 Monthly Utilities & Internet
Gjovik
Baerum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$275 NOK 2,588
$335 NOK 3,149
-17.81%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.14 NOK 312
$33.08 NOK 311
0.18%
Internet (50+ Mbps, Unlimited Data)
$53.4 NOK 502
$52.5 NOK 495
1.56%
🎉 Sport & Entertainment
Gjovik
Baerum
Difference
Gym Membership (Monthly)
$42.59 NOK 401
$51.4 NOK 484
-17.08%
Cinema Ticket
$14.74 NOK 139
$15.97 NOK 150
-7.70%
🧸 Childcare & Education
Gjovik
Baerum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$233 NOK 2,195
$233 NOK 2,194
0.04%
International Primary School, 1 Child (Yearly)
$15.8K NOK 148.7K
$15.4K NOK 144.8K
2.69%
👕👟 Clothing & Footwear
Gjovik
Baerum
Difference
Jeans (Levis 501 Or Similar)
$100 NOK 944
$98.5 NOK 927
1.82%
Summer Dress (H&M, Zara, etc)
$59.3 NOK 559
$58.6 NOK 551
1.31%
Sport Shoes (Adidas, Nike)
$130 NOK 1,223
$133 NOK 1,248
-1.95%
Men's Leather Business Shoes
$154 NOK 1,447
$154 NOK 1,450
-0.20%
🏠 Accommodation & Living
Gjovik
Baerum
Difference
1-bedroom Apartment, City Center (Monthly)
$1,591 NOK 15.0K
$1,742 NOK 16.4K
-8.72%
1-bedroom Apartment, Outside City Center (Monthly)
$1,040 NOK 9,788
$1,511 NOK 14.2K
-31.18%
3-bedroom Apartment, City Center (Monthly)
$2,078 NOK 19.6K
$3,459 NOK 32.6K
-39.94%
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,913 NOK 27.4K
-
Buy Apartment in City Center (m2)
-
$10.8K NOK 101.5K
-
Buy Apartment Outside City Center (m2)
-
$9,916 NOK 93.3K
-
💵 Salaries & Financials
Gjovik
Baerum
Difference
Average Monthly Net Salary (After Tax)
$3,746 NOK 35.3K
$5,319 NOK 50.1K
-29.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.94
4.6
7.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: October 10, 2026

Last update for Baerum: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Gjovik
$1K
Baerum
$1.5K 45.3% $471
Groceries & Markets
Gjovik
$508
Baerum
$468 7.9% $40
Monthly Utilities & Internet
Gjovik
$361
Baerum
$420 16.2% $59
Eating Out
Gjovik
$360
Baerum
$403 12.1% $44
Clothing & Footwear
Gjovik
$199
Baerum
$200 0.1% $0.2
Sport & Entertainment
Gjovik
$72
Baerum
$83 15.6% $11
Getting Around
Gjovik
$33 *
Baerum
$39 * 17.9% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,591 in Gjovik versus $1,742 in Baerum. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $126 in Gjovik versus $127 in Baerum. Groceries tell a different story – $508 in Gjovik vs $468 in Baerum – so Baerum wins on supermarket bills even if dining out costs more.

Good to know
🇳🇴 Gjovik
🇳🇴 Baerum
🕒 Local time
08:29 8:29 AM
08:29 8:29 AM
Same time as Gjovik
🌤 Weather
👥 Population
31,007
131,136
💱 Currency
Exchange rates and currency converter

USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of October 18, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

On the map
Between locations
  • Gjovik Baerum 100 km
From you
  • Gjovik
  • Baerum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gjovik vs Baerum: Cost of Living - Frequently Asked Questions
Is Baerum cheaper than Gjovik?
Yes – Baerum is pricier by about 21%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $3,859 per month in Gjovik and $4,686 in Baerum. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Gjovik and in Baerum?
Monthly expenses with rent come to $2,573 in Gjovik and $3,124 in Baerum. That's a gap of about 21%.
Which city has cheaper kindergarten?
Kindergarten costs $233 per month in Gjovik and $233 in Baerum. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough to cover costs in Gjovik or in Baerum?
$3,000 is a stretch for both – monthly costs hit $2,573 in Gjovik and $3,124 in Baerum. You'll need shared housing and careful budgeting no matter which city you pick.
Is Gjovik or Baerum more family-friendly?
Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Gjovik or Baerum?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.

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