Last update: Oct 2026

Cost of Living Comparison Between Waltham, MA and Gjovik

For one person, living is cheaper in Gjovik: $2,573 a month against $4,201 in Waltham, MA, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

207

Cost of Living Index in Waltham, MA
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Waltham, MA Living Index
125

Cost of Living Index in Gjovik
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Gjovik Living Index

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Waltham, MA

🇺🇸 United States

$4,201

/mo nomad

Gjovik

🇳🇴 Norway

$2,573

/mo nomad

Monthly Cost of Living

How much you'll spend in Waltham, MA and in Gjovik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waltham, MA and in Gjovik actually costs, broken down by who's living it.

A single person spends $4,201 per month in Waltham, MA vs $2,573 in Gjovik, rent included.

Waltham, MA $4,201
Gjovik $2,573

A couple spends around $6,499 per month in Waltham, MA vs $3,071 in Gjovik, rent included.

Waltham, MA $6,499
Gjovik $3,071

A family of three spends $8,798 per month in Waltham, MA vs $3,569 in Gjovik, rent included.

Waltham, MA $8,798
Gjovik $3,569

Waltham, MA costs about 63% more than Gjovik, and outside of rent the biggest gap is in leisure.

Both Waltham, MA and Gjovik sit above the global median – Waltham, MA by 211%, Gjovik by 91%.

Meal at Budget Restaurant

$24.71 $24.71

$21.07 NOK 198

17.28%

Three-Course Dinner for Two, Mid-Range

$97.1 $97.1

$126 NOK 1,184

-22.81%

Fast Food Meal (McDonalds, etc)

$12.14 $12.14

$15.84 NOK 149

-23.36%

Cappuccino

$5.37 $5.37

$4.23 NOK 39.80

26.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$3.19 NOK 30.02

-10.34%

Water (0.33 liter bottle)

$2.31 $2.31

$3.04 NOK 28.61

-24.01%

Local Beer (0.5 liter draught)

$4.98 $4.98

$10.14 NOK 95.5

-50.89%

Imported Beer (0.33 liter bottle)

$8.10 $8.10

$8.59 NOK 80.9

-5.70%

Milk (1 liter)

$1.08 $1.08

$2.46 NOK 23.12

-56.10%

White Bread (500g)

$4.00 $4.00

$4.07 NOK 38.34

-1.72%

Rice (white) (1kg)

$5.40 $5.40

$4.60 NOK 43.33

17.39%

Eggs

$4.87 $4.87

$5.94 NOK 55.9

-18.01%

Local Cheese (1kg)

$11.08 $11.08

$14.51 NOK 137

-23.64%

Chicken Fillets (1kg)

$14.44 $14.44

$15.16 NOK 143

-4.75%

Beef Round Steak (1kg)

$17.44 $17.44

$30.98 NOK 292

-43.71%

Apples (1kg)

$6.69 $6.69

$3.25 NOK 30.63

105.85%

Banana (1kg)

$1.75 $1.75

$2.65 NOK 24.91

-33.96%

Oranges (1kg)

$5.32 $5.32

$3.43 NOK 32.24

55.10%

Tomato (1kg)

$5.62 $5.62

$5.79 NOK 54.6

-2.94%

Potato (1kg)

$4.32 $4.32

$2.64 NOK 24.89

63.64%

Onion (1kg)

$4.02 $4.02

$2.93 NOK 27.62

37.20%

Lettuce (1 head)

$2.89 $2.89

$3.07 NOK 28.94

-5.86%

Water (1.5 liter bottle)

$2.94 $2.94

$2.43 NOK 22.87

20.99%

Cigarettes 20 Pack (Marlboro, Camel)

$12.70 $12.70

$18.62 NOK 175

-31.79%

Wine (Bottle)

$13.59 $13.59

$16.25 NOK 153

-16.37%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$3.42 NOK 32.15

-37.13%

Imported Beer (0.33 liter bottle)

$4.20 $4.20

$4.20 NOK 39.52

One-way Ticket (Public Transport)

$2.89 NOK 27.16

Public Transport Monthly Pass (Regular Price)

$59.1 $59.1

Taxi Start (Normal Tariff)

$2.64 $2.64

$11.95 NOK 113

-77.91%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.87 NOK 17.56

-9.09%

Taxi 1hour Waiting (Normal Tariff)

$28.34 $28.34

$68.8 NOK 647

-58.79%

Gasoline (1 liter)

$1.05 $1.05

$2.33 NOK 21.96

-54.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$47.3K NOK 444.8K

-23.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$44.7K NOK 420.8K

-41.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$321 $321

$275 NOK 2,588

16.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.5 $55.5

$33.14 NOK 312

67.56%

Internet (50+ Mbps, Unlimited Data)

$85.0 $85.0

$53.4 NOK 502

59.20%

Gym Membership (Monthly)

$245 $245

$42.59 NOK 401

475.96%

Cinema Ticket

$14.71 $14.71

$14.74 NOK 139

-0.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,868 $1,868

$233 NOK 2,195

700.92%

International Primary School, 1 Child (Yearly)

$30.3K $30.3K

$15.8K NOK 148.7K

92.04%

Jeans (Levis 501 Or Similar)

$55.6 $55.6

$100 NOK 944

-44.50%

Summer Dress (H&M, Zara, etc)

$37.65 $37.65

$59.3 NOK 559

-36.54%

Sport Shoes (Adidas, Nike)

$81.2 $81.2

$130 NOK 1,223

-37.52%

Men's Leather Business Shoes

$99.5 $99.5

$154 NOK 1,447

-35.26%

1-bedroom Apartment, City Center (Monthly)

$2,457 $2,457

$1,591 NOK 15.0K

54.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,454 $2,454

$1,040 NOK 9,788

135.97%

3-bedroom Apartment, City Center (Monthly)

$5,393 $5,393

$2,078 NOK 19.6K

159.56%

3-bedroom Apartment, Outside City Center (Monthly)

$5,043 $5,043

Average Monthly Net Salary (After Tax)

$5,090 $5,090

$3,746 NOK 35.3K

35.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.94

34.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waltham, MA: October 11, 2026

Last update for Gjovik: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waltham, MA

$2.5K 58.4%

Gjovik

$1K 40.4% 57.6% $1.4K

Monthly Utilities & Internet

Waltham, MA

$462 11%

Gjovik

$361 14.1% 21.7% $100

Groceries & Markets

Waltham, MA

$457 10.9%

Gjovik

$508 19.7% 11.1% $51

Eating Out

Waltham, MA

$360 8.6%

Gjovik

$360 14% 0.2% $0.7

Sport & Entertainment

Waltham, MA

$275 6.5%

Gjovik

$72 2.8% 73.8% $203

Clothing & Footwear

Waltham, MA

$123 2.9%

Gjovik

$199 7.8% 61.8% $76

Getting Around

Waltham, MA

$70 * 1.7%

Gjovik

$33 * 1.3% 53.3% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,457 in Waltham, MA versus $1,591 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Waltham, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $97.0 in Waltham, MA versus $126 in Gjovik. Monthly groceries follow the same trend: $457 vs $508 – making Waltham, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 Waltham, MA

🇳🇴 Gjovik

🕒 Local time

05:43 5:43 AM

11:43 11:43 AM

6 h ahead of Waltham, MA

🌤 Weather

👥 Population

60,636

31,007

💱 Currency

United States Dollar USD $

Norwegian Krone NOK kr

📈 Exchange rate

1 USD = 0.89 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, EUR to USD – United States Dollar Converter

🇳🇴 Norwegian Krone (kr)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Norwegian Krone exchange rates as of October 18, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

NOK to USD in detail →

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Waltham, MA Gjovik 5,580 km ≈ 7 h nonstop flight

From you

Waltham, MA
Gjovik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waltham, MA vs Gjovik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,201 in Waltham, MA, $2,573 in Gjovik – roughly 63% apart. Outside of rent, the biggest gap is in leisure.

For a comfortable life, plan on about $6,302 per month in Waltham, MA and $3,859 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,201 in Waltham, MA and $2,573 in Gjovik. That's a gap of about 63%.

Kindergarten costs $1,868 per month in Waltham, MA and $233 in Gjovik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,201 in Waltham, MA and $2,573 in Gjovik. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Waltham, MA has an edge in some lifestyle areas, with costs from $2,573 in Gjovik to $4,201 in Waltham, MA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Waltham, MA makes more sense. Both are solid long-term options with distinct trade-offs.