Cost of Living Comparison Between Gjovik and Ubud, Bali Cost of Living Comparison Between Gjovik and Ubud, Bali

Monthly Cost of Living

A single person spends $2,746 per month in Gjovik vs $1,368 in Ubud, Bali, rent included.

A couple spends around $3,283 per month in Gjovik vs $2,348 in Ubud, Bali, rent included.

A family of three spends $3,820 per month in Gjovik vs $3,327 in Ubud, Bali, rent included.

Gjovik costs about 101% more than Ubud, Bali, driven mainly by Eating Out.

Both Gjovik and Ubud, Bali sit above the global median – Gjovik by 101%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$21.79 NOK 205

$3.44 Rp 60.9K

533.43%

Three-Course Dinner for Two, Mid-Range

$131 NOK 1,232

$36.31 Rp 643.0K

260.07%

Fast Food Meal (McDonalds, etc)

$16.06 NOK 151

$5.71 Rp 101.0K

181.26%

Cappuccino

$4.34 NOK 40.87

$2.67 Rp 47.3K

62.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 NOK 29.97

$1.75 Rp 31.0K

81.71%

Water (0.33 liter bottle)

$3.19 NOK 30.04

$0.87 Rp 15.4K

266.67%

Local Beer (0.5 liter draught)

$10.58 NOK 99.7

$2.95 Rp 52.3K

258.64%

Imported Beer (0.33 liter bottle)

$8.36 NOK 78.7

$4.52 Rp 80.0K

84.96%

Milk (1 liter)

$2.65 NOK 24.97

$1.62 Rp 28.7K

63.58%

White Bread (500g)

$4.13 NOK 38.92

$2.33 Rp 41.3K

77.25%

Rice (white) (1kg)

$4.82 NOK 45.41

$1.11 Rp 19.6K

334.23%

Eggs

$6.03 NOK 56.8

$2.20 Rp 39.0K

174.09%

Local Cheese (1kg)

$15.13 NOK 143

$17.69 Rp 313.3K

-14.47%

Chicken Fillets (1kg)

$15.76 NOK 149

$4.10 Rp 72.5K

284.39%

Beef Round Steak (1kg)

$30.16 NOK 284

$12.18 Rp 215.6K

147.62%

Apples (1kg)

$3.48 NOK 32.78

$3.71 Rp 65.6K

-6.20%

Banana (1kg)

$2.66 NOK 25.06

$1.59 Rp 28.1K

67.30%

Oranges (1kg)

$3.65 NOK 34.42

$2.28 Rp 40.4K

60.09%

Tomato (1kg)

$5.91 NOK 55.7

$1.95 Rp 34.6K

203.08%

Potato (1kg)

$2.71 NOK 25.54

$1.91 Rp 33.7K

41.88%

Onion (1kg)

$2.99 NOK 28.17

$2.33 Rp 41.3K

28.33%

Lettuce (1 head)

$3.10 NOK 29.20

$1.01 Rp 17.8K

206.93%

Water (1.5 liter bottle)

$2.51 NOK 23.63

$0.55 Rp 9,773

356.36%

Cigarettes 20 Pack (Marlboro, Camel)

$19.48 NOK 184

$2.23 Rp 39.5K

773.54%

Wine (Bottle)

$16.57 NOK 156

$23.07 Rp 408.6K

-28.18%

Local Beer (0.5 liter bottle)

$3.52 NOK 33.18

$2.42 Rp 42.8K

45.45%

Imported Beer (0.33 liter bottle)

$4.33 NOK 40.78

$3.00 Rp 53.1K

44.33%

One-way Ticket (Public Transport)

$2.93 NOK 27.58

$0.27 Rp 4,814

985.19%

Public Transport Monthly Pass (Regular Price)

$64.5 NOK 608

$8.98 Rp 159.1K

618.49%

Taxi Start (Normal Tariff)

$12.33 NOK 116

$0.48 Rp 8,566

2468.75%

Taxi (Normal Tariff) (1km)

$1.83 NOK 17.20

$0.43 Rp 7,679

325.58%

Taxi 1hour Waiting (Normal Tariff)

$70.5 NOK 664

$5.64 Rp 99.9K

1149.82%

Gasoline (1 liter)

$2.35 NOK 22.18

$0.80 Rp 14.2K

193.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.8K NOK 459.9K

$24.9K Rp 441.7M

95.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.2K NOK 435.1K

$31.7K Rp 561.5M

45.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 NOK 2,663

$81.5 Rp 1.4M

246.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.27 NOK 314

$6.49 Rp 115.0K

412.63%

Internet (50+ Mbps, Unlimited Data)

$56.2 NOK 530

$18.77 Rp 332.4K

199.63%

Gym Membership (Monthly)

$43.47 NOK 410

$56.9 Rp 1.0M

-23.56%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$15.21 NOK 143

$4.54 Rp 80.4K

235.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$248 NOK 2,333

$481 Rp 8.5M

-48.49%

International Primary School, 1 Child (Yearly)

$16.0K NOK 150.8K

$5,711 Rp 101.1M

180.15%

Jeans (Levis 501 Or Similar)

$104 NOK 984

$45.52 Rp 806.0K

129.33%

Summer Dress (H&M, Zara, etc)

$62.5 NOK 589

$35.88 Rp 635.4K

74.22%

Sport Shoes (Adidas, Nike)

$135 NOK 1,275

$80.4 Rp 1.4M

68.33%

Men's Leather Business Shoes

$160 NOK 1,507

$78.7 Rp 1.4M

103.27%

1-bedroom Apartment, City Center (Monthly)

$1,659 NOK 15.6K

$1,115 Rp 19.7M

48.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,079 NOK 10.2K

$698 Rp 12.4M

54.62%

3-bedroom Apartment, City Center (Monthly)

$2,149 NOK 20.2K

$3,637 Rp 64.4M

-40.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$3,786 NOK 35.7K

$168 Rp 3.0M

2153.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.98

13.78

-63.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,659 in Gjovik versus $1,115 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2153% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $131 in Gjovik versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $519 vs $295 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,746 in Gjovik, $1,368 in Ubud, Bali – roughly 101% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,118 per month in Gjovik and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 76% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $131 in Gjovik and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Gjovik at $2,746. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $2,746 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.