Cost of Living Comparison Between Gjovik and Ubud, Bali Cost of Living Comparison Between Gjovik and Ubud, Bali

Monthly Cost of Living

A single person spends $2,349 per month in Gjovik vs $1,404 in Ubud, Bali, rent included.

A couple spends around $3,717 per month in Gjovik vs $2,549 in Ubud, Bali, rent included.

A family of three spends $5,085 per month in Gjovik vs $3,694 in Ubud, Bali, rent included.

Gjovik costs about 67% more than Ubud, Bali, driven mainly by Eating Out.

Both Gjovik and Ubud, Bali sit above the global median – Gjovik by 75%, Ubud, Bali by 4%.

Meal at Budget Restaurant

$24.86 NOK 236

$3.57 Rp 64.0K

596.36%

Three-Course Dinner for Two, Mid-Range

$121 NOK 1,146

$32.50 Rp 582.3K

271.42%

Fast Food Meal (McDonalds, etc)

$15.46 NOK 147

$4.86 Rp 87.1K

218.11%

Cappuccino

$4.13 NOK 39.23

$2.75 Rp 49.2K

50.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.16 NOK 39.52

$1.32 Rp 23.7K

215.15%

Water (0.33 liter bottle)

$3.07 NOK 29.16

$0.70 Rp 12.6K

338.57%

Local Beer (0.5 liter draught)

$9.86 NOK 93.6

$2.91 Rp 52.2K

238.83%

Imported Beer (0.33 liter bottle)

$7.98 NOK 75.8

$3.79 Rp 68.0K

110.55%

Milk (1 liter)

$2.36 NOK 22.37

$1.71 Rp 30.6K

38.01%

White Bread (500g)

$4.03 NOK 38.28

$2.47 Rp 44.3K

63.16%

Rice (white) (1kg)

$3.66 NOK 34.70

$1.20 Rp 21.5K

205.00%

Eggs

$4.93 NOK 46.84

$2.44 Rp 43.8K

102.05%

Local Cheese (1kg)

$13.31 NOK 126

$14.38 Rp 257.7K

-7.44%

Chicken Fillets (1kg)

$16.14 NOK 153

$4.31 Rp 77.1K

274.48%

Beef Round Steak (1kg)

$30.77 NOK 292

$12.21 Rp 218.7K

152.01%

Apples (1kg)

$3.56 NOK 33.74

$3.68 Rp 66.0K

-3.26%

Banana (1kg)

$2.51 NOK 23.79

$1.55 Rp 27.8K

61.94%

Oranges (1kg)

$3.32 NOK 31.55

$2.79 Rp 49.9K

19.00%

Tomato (1kg)

$5.10 NOK 48.44

$2.33 Rp 41.8K

118.88%

Potato (1kg)

$2.42 NOK 22.97

$1.97 Rp 35.3K

22.84%

Onion (1kg)

$2.60 NOK 24.64

$2.31 Rp 41.4K

12.55%

Lettuce (1 head)

$2.73 NOK 25.94

$1.06 Rp 19.1K

157.55%

Water (1.5 liter bottle)

$2.31 NOK 21.92

$0.73 Rp 13.1K

216.44%

Cigarettes 20 Pack (Marlboro, Camel)

$17.30 NOK 164

$3.28 Rp 58.8K

427.44%

Wine (Bottle)

$18.58 NOK 176

$22.79 Rp 408.4K

-18.47%

Local Beer (0.5 liter bottle)

$3.35 NOK 31.77

$2.81 Rp 50.3K

19.22%

Imported Beer (0.33 liter bottle)

$4.23 NOK 40.14

$2.78 Rp 49.9K

52.16%

One-way Ticket (Public Transport)

$2.61 NOK 24.81

$0.29 Rp 5,217

800.00%

Public Transport Monthly Pass (Regular Price)

$61.2 NOK 581

$8.06 Rp 144.4K

659.80%

Taxi Start (Normal Tariff)

$10.00 NOK 94.9

$0.45 Rp 8,047

2122.22%

Taxi (Normal Tariff) (1km)

$1.43 NOK 13.62

$0.45 Rp 8,094

217.78%

Taxi 1hour Waiting (Normal Tariff)

$42.05 NOK 399

$6.24 Rp 111.7K

573.88%

Gasoline (1 liter)

$2.22 NOK 21.06

$0.85 Rp 15.2K

161.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K NOK 339.9K

$26.0K Rp 465.4M

37.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.9K NOK 406.9K

$31.7K Rp 567.2M

35.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$302 NOK 2,868

$80.8 Rp 1.4M

274.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.01 NOK 294

$4.06 Rp 72.7K

663.79%

Internet (50+ Mbps, Unlimited Data)

$55.9 NOK 530

$24.42 Rp 437.6K

128.79%

Gym Membership (Monthly)

$35.31 NOK 335

$97.7 Rp 1.7M

-63.85%

Tennis Court (1 Hour on Weekend)

$35.87 NOK 340

$6.45 Rp 115.5K

456.12%

Cinema Ticket

$18.13 NOK 172

$4.04 Rp 72.4K

348.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 NOK 2,532

$304 Rp 5.4M

-12.26%

International Primary School, 1 Child (Yearly)

$14.7K NOK 139.3K

$6,621 Rp 118.6M

121.64%

Jeans (Levis 501 Or Similar)

$103 NOK 980

$54.2 Rp 971.7K

90.45%

Summer Dress (H&M, Zara, etc)

$65.9 NOK 626

$38.78 Rp 694.7K

69.93%

Sport Shoes (Adidas, Nike)

$124 NOK 1,179

$86.1 Rp 1.5M

44.23%

Men's Leather Business Shoes

$165 NOK 1,568

$76.7 Rp 1.4M

115.43%

1-bedroom Apartment, City Center (Monthly)

$1,605 NOK 15.2K

$986 Rp 17.7M

62.84%

1-bedroom Apartment, Outside City Center (Monthly)

$708 NOK 6,721

$658 Rp 11.8M

7.61%

3-bedroom Apartment, City Center (Monthly)

$1,810 NOK 17.2K

$3,369 Rp 60.4M

-46.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,217 NOK 11.6K

$2,066 Rp 37.0M

-41.10%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$3,729 NOK 35.4K

$163 Rp 2.9M

2181.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

13.28

-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,605 in Gjovik versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2182% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Gjovik versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $496 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,349 in Gjovik, $1,404 in Ubud, Bali – roughly 67% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,524 per month in Gjovik and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 67% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $121 in Gjovik and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Gjovik at $2,349. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $2,349 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.