Cost of Living Comparison Between Gjovik and Ubud, Bali Cost of Living Comparison Between Gjovik and Ubud, Bali

Monthly Cost of Living

A single person spends $2,373 per month in Gjovik vs $1,392 in Ubud, Bali, rent included.

A couple spends around $3,674 per month in Gjovik vs $2,557 in Ubud, Bali, rent included.

A family of three spends $4,975 per month in Gjovik vs $3,723 in Ubud, Bali, rent included.

Gjovik costs about 70% more than Ubud, Bali, driven mainly by Eating Out.

Both Gjovik and Ubud, Bali sit above the global median – Gjovik by 78%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$25.62 NOK 243

$3.57 Rp 64.5K

617.65%

Three-Course Dinner for Two, Mid-Range

$123 NOK 1,165

$32.32 Rp 583.4K

280.29%

Fast Food Meal (McDonalds, etc)

$15.15 NOK 144

$5.01 Rp 90.4K

202.40%

Cappuccino

$4.07 NOK 38.56

$2.82 Rp 51.0K

44.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.19 NOK 39.76

$1.35 Rp 24.4K

210.37%

Water (0.33 liter bottle)

$3.13 NOK 29.68

$0.73 Rp 13.2K

328.77%

Local Beer (0.5 liter draught)

$9.71 NOK 92.0

$2.93 Rp 53.0K

231.40%

Imported Beer (0.33 liter bottle)

$8.34 NOK 79.0

$3.94 Rp 71.1K

111.68%

Milk (1 liter)

$2.36 NOK 22.38

$1.78 Rp 32.1K

32.58%

White Bread (500g)

$3.96 NOK 37.60

$2.45 Rp 44.2K

61.63%

Rice (white) (1kg)

$3.64 NOK 34.54

$1.15 Rp 20.7K

216.52%

Eggs

$4.93 NOK 46.70

$2.41 Rp 43.6K

104.56%

Local Cheese (1kg)

$13.62 NOK 129

$14.33 Rp 258.7K

-4.95%

Chicken Fillets (1kg)

$16.45 NOK 156

$4.19 Rp 75.6K

292.60%

Beef Round Steak (1kg)

$31.81 NOK 302

$12.06 Rp 217.7K

163.76%

Apples (1kg)

$3.49 NOK 33.09

$3.64 Rp 65.7K

-4.12%

Banana (1kg)

$2.60 NOK 24.61

$1.57 Rp 28.3K

65.61%

Oranges (1kg)

$3.36 NOK 31.85

$2.79 Rp 50.3K

20.43%

Tomato (1kg)

$4.99 NOK 47.31

$2.24 Rp 40.5K

122.77%

Potato (1kg)

$2.52 NOK 23.89

$1.98 Rp 35.7K

27.27%

Onion (1kg)

$2.58 NOK 24.50

$2.28 Rp 41.1K

13.16%

Lettuce (1 head)

$2.76 NOK 26.20

$1.05 Rp 19.0K

162.86%

Water (1.5 liter bottle)

$2.30 NOK 21.84

$0.79 Rp 14.2K

191.14%

Cigarettes 20 Pack (Marlboro, Camel)

$17.38 NOK 165

$3.19 Rp 57.6K

444.83%

Wine (Bottle)

$18.23 NOK 173

$23.49 Rp 424.1K

-22.39%

Local Beer (0.5 liter bottle)

$3.40 NOK 32.25

$2.90 Rp 52.3K

17.24%

Imported Beer (0.33 liter bottle)

$4.26 NOK 40.40

$2.76 Rp 49.7K

54.35%

One-way Ticket (Public Transport)

$2.64 NOK 25.01

$0.27 Rp 4,813

877.78%

Public Transport Monthly Pass (Regular Price)

$61.6 NOK 584

$8.37 Rp 151.1K

635.36%

Taxi Start (Normal Tariff)

$10.27 NOK 97.4

$0.45 Rp 8,167

2182.22%

Taxi (Normal Tariff) (1km)

$1.39 NOK 13.14

$0.46 Rp 8,298

202.17%

Taxi 1hour Waiting (Normal Tariff)

$41.78 NOK 396

$6.07 Rp 109.6K

588.30%

Gasoline (1 liter)

$2.21 NOK 20.99

$0.86 Rp 15.6K

156.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K NOK 339.4K

$26.6K Rp 480.0M

34.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.2K NOK 409.5K

$32.5K Rp 587.6M

32.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 NOK 2,830

$79.0 Rp 1.4M

277.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.49 NOK 289

$4.09 Rp 73.9K

645.48%

Internet (50+ Mbps, Unlimited Data)

$57.0 NOK 540

$23.85 Rp 430.5K

138.87%

Gym Membership (Monthly)

$35.59 NOK 337

$98.8 Rp 1.8M

-63.97%

Tennis Court (1 Hour on Weekend)

$36.02 NOK 342

$6.35 Rp 114.7K

467.24%

Cinema Ticket

$18.29 NOK 173

$4.01 Rp 72.3K

356.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$266 NOK 2,519

$297 Rp 5.4M

-10.61%

International Primary School, 1 Child (Yearly)

$14.5K NOK 137.8K

$6,602 Rp 119.2M

120.10%

Jeans (Levis 501 Or Similar)

$106 NOK 1,001

$53.4 Rp 964.5K

97.49%

Summer Dress (H&M, Zara, etc)

$66.2 NOK 628

$38.11 Rp 688.1K

73.71%

Sport Shoes (Adidas, Nike)

$123 NOK 1,164

$88.7 Rp 1.6M

38.49%

Men's Leather Business Shoes

$167 NOK 1,579

$76.6 Rp 1.4M

117.36%

1-bedroom Apartment, City Center (Monthly)

$1,614 NOK 15.3K

$1,020 Rp 18.4M

58.28%

1-bedroom Apartment, Outside City Center (Monthly)

$699 NOK 6,630

$680 Rp 12.3M

2.79%

3-bedroom Apartment, City Center (Monthly)

$1,791 NOK 17.0K

$3,469 Rp 62.6M

-48.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,222 NOK 11.6K

$2,090 Rp 37.7M

-41.52%

Buy Apartment in City Center (m2)

$6,763 NOK 64.1K

$2,729 Rp 49.3M

147.82%

Buy Apartment Outside City Center (m2)

$4,232 NOK 40.1K

$2,295 Rp 41.4M

84.37%

Average Monthly Net Salary (After Tax)

$3,660 NOK 34.7K

$164 Rp 3.0M

2135.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

13.28

-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,614 in Gjovik versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2136% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Gjovik versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $501 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,373 in Gjovik, $1,392 in Ubud, Bali – roughly 70% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,559 per month in Gjovik and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 68% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $123 in Gjovik and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Gjovik at $2,373. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $2,373 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.