Cost of Living Comparison Between Gjovik and Ubud, Bali Cost of Living Comparison Between Gjovik and Ubud, Bali

Monthly Cost of Living

A single person spends $2,350 per month in Gjovik vs $1,438 in Ubud, Bali, rent included.

A couple spends around $3,640 per month in Gjovik vs $2,585 in Ubud, Bali, rent included.

A family of three spends $4,930 per month in Gjovik vs $3,732 in Ubud, Bali, rent included.

Gjovik costs about 63% more than Ubud, Bali, driven mainly by Eating Out.

Both Gjovik and Ubud, Bali sit above the global median – Gjovik by 76%, Ubud, Bali by 7%.

Meal at Budget Restaurant

$25.42 NOK 237

$3.57 Rp 61.6K

612.04%

Three-Course Dinner for Two, Mid-Range

$121 NOK 1,126

$32.58 Rp 562.6K

270.96%

Fast Food Meal (McDonalds, etc)

$15.14 NOK 141

$5.07 Rp 87.5K

198.62%

Cappuccino

$4.00 NOK 37.32

$2.83 Rp 48.8K

41.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.23 NOK 39.42

$1.34 Rp 23.1K

215.67%

Water (0.33 liter bottle)

$3.09 NOK 28.81

$0.69 Rp 12.0K

347.83%

Local Beer (0.5 liter draught)

$10.21 NOK 95.1

$2.99 Rp 51.6K

241.47%

Imported Beer (0.33 liter bottle)

$7.96 NOK 74.2

$3.85 Rp 66.4K

106.75%

Milk (1 liter)

$2.41 NOK 22.46

$1.74 Rp 30.1K

38.51%

White Bread (500g)

$4.05 NOK 37.73

$2.54 Rp 43.8K

59.45%

Rice (white) (1kg)

$3.48 NOK 32.45

$1.19 Rp 20.6K

192.44%

Eggs

$4.97 NOK 46.34

$2.43 Rp 41.9K

104.53%

Local Cheese (1kg)

$13.32 NOK 124

$14.66 Rp 253.2K

-9.14%

Chicken Fillets (1kg)

$16.04 NOK 150

$4.18 Rp 72.1K

283.73%

Beef Round Steak (1kg)

$31.64 NOK 295

$11.94 Rp 206.1K

164.99%

Apples (1kg)

$3.46 NOK 32.20

$3.69 Rp 63.6K

-6.23%

Banana (1kg)

$2.47 NOK 22.98

$1.61 Rp 27.7K

53.42%

Oranges (1kg)

$3.44 NOK 32.06

$2.69 Rp 46.4K

27.88%

Tomato (1kg)

$5.00 NOK 46.62

$2.33 Rp 40.2K

114.59%

Potato (1kg)

$2.54 NOK 23.64

$1.91 Rp 32.9K

32.98%

Onion (1kg)

$2.70 NOK 25.20

$2.19 Rp 37.7K

23.29%

Lettuce (1 head)

$2.86 NOK 26.65

$1.06 Rp 18.3K

169.81%

Water (1.5 liter bottle)

$2.38 NOK 22.19

$0.72 Rp 12.5K

230.56%

Cigarettes 20 Pack (Marlboro, Camel)

$17.33 NOK 162

$3.13 Rp 54.1K

453.67%

Wine (Bottle)

$19.42 NOK 181

$23.49 Rp 405.6K

-17.33%

Local Beer (0.5 liter bottle)

$3.39 NOK 31.64

$2.74 Rp 47.3K

23.72%

Imported Beer (0.33 liter bottle)

$4.37 NOK 40.76

$2.88 Rp 49.7K

51.74%

One-way Ticket (Public Transport)

$2.73 NOK 25.44

$0.29 Rp 5,010

841.38%

Public Transport Monthly Pass (Regular Price)

$60.9 NOK 568

$8.17 Rp 141.0K

645.65%

Taxi Start (Normal Tariff)

$10.20 NOK 95.1

$0.45 Rp 7,834

2166.67%

Taxi (Normal Tariff) (1km)

$1.43 NOK 13.37

$0.42 Rp 7,278

240.48%

Taxi 1hour Waiting (Normal Tariff)

$42.95 NOK 400

$6.16 Rp 106.3K

597.24%

Gasoline (1 liter)

$2.20 NOK 20.50

$0.84 Rp 14.5K

161.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K NOK 339.9K

$26.2K Rp 453.1M

38.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.1K NOK 392.0K

$32.5K Rp 560.8M

29.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$300 NOK 2,797

$78.4 Rp 1.4M

282.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.61 NOK 295

$3.95 Rp 68.2K

700.25%

Internet (50+ Mbps, Unlimited Data)

$56.2 NOK 524

$24.40 Rp 421.4K

130.29%

Gym Membership (Monthly)

$35.32 NOK 329

$96.5 Rp 1.7M

-63.41%

Tennis Court (1 Hour on Weekend)

$36.03 NOK 336

$6.35 Rp 109.6K

467.40%

Cinema Ticket

$18.11 NOK 169

$4.04 Rp 69.7K

348.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$268 NOK 2,494

$303 Rp 5.2M

-11.58%

International Primary School, 1 Child (Yearly)

$15.0K NOK 139.5K

$6,523 Rp 112.6M

129.43%

Jeans (Levis 501 Or Similar)

$103 NOK 964

$53.8 Rp 929.5K

92.07%

Summer Dress (H&M, Zara, etc)

$66.4 NOK 619

$37.98 Rp 655.8K

74.93%

Sport Shoes (Adidas, Nike)

$124 NOK 1,151

$86.8 Rp 1.5M

42.37%

Men's Leather Business Shoes

$162 NOK 1,511

$78.9 Rp 1.4M

105.60%

1-bedroom Apartment, City Center (Monthly)

$1,600 NOK 14.9K

$1,012 Rp 17.5M

58.10%

1-bedroom Apartment, Outside City Center (Monthly)

$714 NOK 6,657

$674 Rp 11.6M

5.90%

3-bedroom Apartment, City Center (Monthly)

$1,856 NOK 17.3K

$3,390 Rp 58.5M

-45.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,209 NOK 11.3K

$2,098 Rp 36.2M

-42.38%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$3,873 NOK 36.1K

$173 Rp 3.0M

2136.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.08

13.28

-61.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,600 in Gjovik versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2137% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Gjovik versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $502 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,350 in Gjovik, $1,438 in Ubud, Bali – roughly 63% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,525 per month in Gjovik and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 69% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $121 in Gjovik and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Gjovik at $2,350. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $2,350 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.