Last update: Oct 2026

Cost of Living Comparison Between Gjovik and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,669 in Gjovik, rent and utilities included – about $15,800 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Gjovik
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Gjovik Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gjovik

🇳🇴 Norway

$2,669

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Gjovik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gjovik and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,669 per month in Gjovik vs $1,349 in Ubud, Bali, rent included.

Gjovik $2,669
Ubud, Bali $1,349

A couple spends around $3,175 per month in Gjovik vs $2,305 in Ubud, Bali, rent included.

Gjovik $3,175
Ubud, Bali $2,305

A family of three spends $3,682 per month in Gjovik vs $3,261 in Ubud, Bali, rent included.

Gjovik $3,682
Ubud, Bali $3,261

Gjovik costs about 98% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.07 NOK 194

$3.32 Rp 60.2K

534.64%

Three-Course Dinner for Two, Mid-Range

$131 NOK 1,201

$35.64 Rp 645.8K

266.67%

Fast Food Meal (McDonalds, etc)

$15.81 NOK 145

$5.53 Rp 100.3K

185.90%

Cappuccino

$4.26 NOK 39.14

$2.72 Rp 49.3K

56.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.18 NOK 29.25

$1.70 Rp 30.8K

87.06%

Water (0.33 liter bottle)

$3.28 NOK 30.12

$0.76 Rp 13.8K

331.58%

Local Beer (0.5 liter draught)

$10.51 NOK 96.6

$2.65 Rp 48.1K

296.60%

Imported Beer (0.33 liter bottle)

$8.46 NOK 77.7

$4.38 Rp 79.4K

93.15%

Milk (1 liter)

$2.63 NOK 24.19

$1.49 Rp 27.0K

76.51%

White Bread (500g)

$4.22 NOK 38.73

$2.28 Rp 41.2K

85.09%

Rice (white) (1kg)

$4.86 NOK 44.66

$1.19 Rp 21.6K

308.40%

Eggs

$6.23 NOK 57.2

$2.04 Rp 36.9K

205.39%

Local Cheese (1kg)

$15.27 NOK 140

$17.70 Rp 320.8K

-13.73%

Chicken Fillets (1kg)

$15.68 NOK 144

$3.96 Rp 71.8K

295.96%

Beef Round Steak (1kg)

$32.54 NOK 299

$12.19 Rp 220.9K

166.94%

Apples (1kg)

$3.37 NOK 30.97

$3.66 Rp 66.2K

-7.92%

Banana (1kg)

$2.70 NOK 24.79

$1.52 Rp 27.5K

77.63%

Oranges (1kg)

$3.46 NOK 31.82

$2.23 Rp 40.4K

55.16%

Tomato (1kg)

$5.93 NOK 54.5

$1.97 Rp 35.7K

201.02%

Potato (1kg)

$2.69 NOK 24.70

$1.85 Rp 33.5K

45.41%

Onion (1kg)

$2.97 NOK 27.24

$2.42 Rp 43.9K

22.73%

Lettuce (1 head)

$3.12 NOK 28.62

$0.99 Rp 17.9K

215.15%

Water (1.5 liter bottle)

$2.55 NOK 23.43

$0.51 Rp 9,303

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$18.94 NOK 174

$2.22 Rp 40.3K

753.15%

Wine (Bottle)

$16.76 NOK 154

$22.24 Rp 403.0K

-24.64%

Local Beer (0.5 liter bottle)

$3.56 NOK 32.68

$2.26 Rp 41.0K

57.52%

Imported Beer (0.33 liter bottle)

$4.42 NOK 40.57

$2.97 Rp 53.8K

48.82%

One-way Ticket (Public Transport)

$2.98 NOK 27.35

$0.25 Rp 4,548

1092.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$12.17 NOK 112

$0.44 Rp 7,964

2665.91%

Taxi (Normal Tariff) (1km)

$1.87 NOK 17.18

$0.43 Rp 7,793

334.88%

Taxi 1hour Waiting (Normal Tariff)

$72.1 NOK 662

$5.41 Rp 98.0K

1231.98%

Gasoline (1 liter)

$2.44 NOK 22.43

$0.82 Rp 14.9K

197.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.0K NOK 459.8K

$23.8K Rp 432.0M

109.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.3K NOK 425.3K

$31.7K Rp 575.3M

45.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$286 NOK 2,626

$79.1 Rp 1.4M

261.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.06 NOK 313

$6.45 Rp 116.8K

428.06%

Internet (50+ Mbps, Unlimited Data)

$55.8 NOK 513

$18.58 Rp 336.7K

200.27%

Gym Membership (Monthly)

$42.84 NOK 394

$49.48 Rp 896.7K

-13.42%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$14.98 NOK 138

$4.27 Rp 77.4K

250.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,205

$491 Rp 8.9M

-51.06%

International Primary School, 1 Child (Yearly)

$16.2K NOK 148.4K

$5,674 Rp 102.8M

184.65%

Jeans (Levis 501 Or Similar)

$102 NOK 936

$44.64 Rp 808.9K

128.32%

Summer Dress (H&M, Zara, etc)

$62.1 NOK 571

$34.95 Rp 633.4K

77.68%

Sport Shoes (Adidas, Nike)

$137 NOK 1,255

$79.9 Rp 1.4M

70.96%

Men's Leather Business Shoes

$160 NOK 1,469

$79.4 Rp 1.4M

101.37%

1-bedroom Apartment, City Center (Monthly)

$1,693 NOK 15.6K

$1,125 Rp 20.4M

50.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,089 NOK 10.0K

$671 Rp 12.2M

62.10%

3-bedroom Apartment, City Center (Monthly)

$2,162 NOK 19.9K

$3,565 Rp 64.6M

-39.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$3,850 NOK 35.4K

$164 Rp 3.0M

2249.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

13.78

-64.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gjovik

$1.1K 40.8%

Ubud, Bali

$672 49.8% 38.3% $417

Groceries & Markets

Gjovik

$528 19.8%

Ubud, Bali

$288 21.4% 45.4% $240

Monthly Utilities & Internet

Gjovik

$376 14.1%

Ubud, Bali

$104 7.7% 72.3% $272

Eating Out

Gjovik

$362 13.6%

Ubud, Bali

$108 8% 70.3% $255

Clothing & Footwear

Gjovik

$207 7.8%

Ubud, Bali

$108 8% 48.1% $100

Sport & Entertainment

Gjovik

$73 2.7%

Ubud, Bali

$58 4.3% 20.3% $15

Getting Around

Gjovik

$33 * 1.3%

Ubud, Bali

$11 0.9% 65.8% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,693 in Gjovik versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gjovik are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $131 in Gjovik versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $528 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇳🇴 Gjovik

🇮🇩 Ubud, Bali

🕒 Local time

08:17 8:17 AM

15:17 3:17 PM

7 h ahead of Gjovik

🌤 Weather

👥 Population

31,007

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of November 1, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Gjovik Ubud, Bali 11,630 km ≈ 15 h nonstop flight

From you

Gjovik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,669 in Gjovik, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 49% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,003 per month in Gjovik and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,693 in Gjovik.

Monthly expenses with rent come to $2,669 in Gjovik and $1,349 in Ubud, Bali. That makes Ubud, Bali about 49% cheaper.

Kindergarten costs $240 per month in Gjovik and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,669 in Gjovik and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,669 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.