Cost of Living Comparison Between Ubud, Bali and Gjovik Cost of Living Comparison Between Ubud, Bali and Gjovik

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $2,373 in Gjovik, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $3,674 in Gjovik, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $4,975 in Gjovik, rent included.

Ubud, Bali is about 41% cheaper than Gjovik, driven mainly by Eating Out.

Both Ubud, Bali and Gjovik sit above the global median – Ubud, Bali by 5%, Gjovik by 78%.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$25.62 NOK 243

-86.07%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$123 NOK 1,165

-73.70%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$15.15 NOK 144

-66.93%

Cappuccino

$2.82 Rp 51.0K

$4.07 NOK 38.56

-30.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$4.19 NOK 39.76

-67.78%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$3.13 NOK 29.68

-76.68%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$9.71 NOK 92.0

-69.82%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$8.34 NOK 79.0

-52.76%

Milk (1 liter)

$1.78 Rp 32.1K

$2.36 NOK 22.38

-24.58%

White Bread (500g)

$2.45 Rp 44.2K

$3.96 NOK 37.60

-38.13%

Rice (white) (1kg)

$1.15 Rp 20.7K

$3.64 NOK 34.54

-68.41%

Eggs

$2.41 Rp 43.6K

$4.93 NOK 46.70

-51.12%

Local Cheese (1kg)

$14.33 Rp 258.7K

$13.62 NOK 129

5.21%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$16.45 NOK 156

-74.53%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$31.81 NOK 302

-62.09%

Apples (1kg)

$3.64 Rp 65.7K

$3.49 NOK 33.09

4.30%

Banana (1kg)

$1.57 Rp 28.3K

$2.60 NOK 24.61

-39.62%

Oranges (1kg)

$2.79 Rp 50.3K

$3.36 NOK 31.85

-16.96%

Tomato (1kg)

$2.24 Rp 40.5K

$4.99 NOK 47.31

-55.11%

Potato (1kg)

$1.98 Rp 35.7K

$2.52 NOK 23.89

-21.43%

Onion (1kg)

$2.28 Rp 41.1K

$2.58 NOK 24.50

-11.63%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.76 NOK 26.20

-61.96%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$2.30 NOK 21.84

-65.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$17.38 NOK 165

-81.65%

Wine (Bottle)

$23.49 Rp 424.1K

$18.23 NOK 173

28.85%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$3.40 NOK 32.25

-14.71%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$4.26 NOK 40.40

-35.21%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$2.64 NOK 25.01

-89.77%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$61.6 NOK 584

-86.40%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$10.27 NOK 97.4

-95.62%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.39 NOK 13.14

-66.91%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$41.78 NOK 396

-85.47%

Gasoline (1 liter)

$0.86 Rp 15.6K

$2.21 NOK 20.99

-61.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$35.8K NOK 339.4K

-25.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$43.2K NOK 409.5K

-24.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$298 NOK 2,830

-73.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$30.49 NOK 289

-86.59%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$57.0 NOK 540

-58.14%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$35.59 NOK 337

177.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$36.02 NOK 342

-82.37%

Cinema Ticket

$4.01 Rp 72.3K

$18.29 NOK 173

-78.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$266 NOK 2,519

11.87%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$14.5K NOK 137.8K

-54.57%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$106 NOK 1,001

-49.37%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$66.2 NOK 628

-42.43%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$123 NOK 1,164

-27.79%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$167 NOK 1,579

-53.99%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,614 NOK 15.3K

-36.82%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$699 NOK 6,630

-2.71%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,791 NOK 17.0K

93.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$1,222 NOK 11.6K

71.00%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$6,763 NOK 64.1K

-59.65%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$4,232 NOK 40.1K

-45.76%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,660 NOK 34.7K

-95.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.08

161.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Gjovik: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $1,614 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2136% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $123 in Gjovik. Monthly groceries follow the same trend: $298 vs $501 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gjovik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $2,373 in Gjovik – roughly 70% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $3,559 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 68% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $123 in Gjovik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Gjovik at $2,373. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $2,373 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.