Cost of Living Comparison Between Ubud, Bali and Gjovik Cost of Living Comparison Between Ubud, Bali and Gjovik

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $2,349 in Gjovik, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $3,717 in Gjovik, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $5,085 in Gjovik, rent included.

Ubud, Bali is about 40% cheaper than Gjovik, driven mainly by Eating Out.

Both Ubud, Bali and Gjovik sit above the global median – Ubud, Bali by 4%, Gjovik by 75%.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$24.86 NOK 236

-85.64%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$121 NOK 1,146

-73.08%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$15.46 NOK 147

-68.56%

Cappuccino

$2.75 Rp 49.2K

$4.13 NOK 39.23

-33.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$4.16 NOK 39.52

-68.27%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$3.07 NOK 29.16

-77.20%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$9.86 NOK 93.6

-70.49%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$7.98 NOK 75.8

-52.51%

Milk (1 liter)

$1.71 Rp 30.6K

$2.36 NOK 22.37

-27.54%

White Bread (500g)

$2.47 Rp 44.3K

$4.03 NOK 38.28

-38.71%

Rice (white) (1kg)

$1.20 Rp 21.5K

$3.66 NOK 34.70

-67.21%

Eggs

$2.44 Rp 43.8K

$4.93 NOK 46.84

-50.51%

Local Cheese (1kg)

$14.38 Rp 257.7K

$13.31 NOK 126

8.04%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$16.14 NOK 153

-73.30%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$30.77 NOK 292

-60.32%

Apples (1kg)

$3.68 Rp 66.0K

$3.56 NOK 33.74

3.37%

Banana (1kg)

$1.55 Rp 27.8K

$2.51 NOK 23.79

-38.25%

Oranges (1kg)

$2.79 Rp 49.9K

$3.32 NOK 31.55

-15.96%

Tomato (1kg)

$2.33 Rp 41.8K

$5.10 NOK 48.44

-54.31%

Potato (1kg)

$1.97 Rp 35.3K

$2.42 NOK 22.97

-18.60%

Onion (1kg)

$2.31 Rp 41.4K

$2.60 NOK 24.64

-11.15%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.73 NOK 25.94

-61.17%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$2.31 NOK 21.92

-68.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$17.30 NOK 164

-81.04%

Wine (Bottle)

$22.79 Rp 408.4K

$18.58 NOK 176

22.66%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.35 NOK 31.77

-16.12%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$4.23 NOK 40.14

-34.28%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$2.61 NOK 24.81

-88.89%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$61.2 NOK 581

-86.84%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$10.00 NOK 94.9

-95.50%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.43 NOK 13.62

-68.53%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$42.05 NOK 399

-85.16%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.22 NOK 21.06

-61.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$35.8K NOK 339.9K

-27.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$42.9K NOK 406.9K

-26.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$302 NOK 2,868

-73.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$31.01 NOK 294

-86.91%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$55.9 NOK 530

-56.29%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$35.31 NOK 335

176.61%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$35.87 NOK 340

-82.02%

Cinema Ticket

$4.04 Rp 72.4K

$18.13 NOK 172

-77.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$267 NOK 2,532

13.97%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$14.7K NOK 139.3K

-54.88%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$103 NOK 980

-47.49%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$65.9 NOK 626

-41.15%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$124 NOK 1,179

-30.67%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$165 NOK 1,568

-53.58%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,605 NOK 15.2K

-38.59%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$708 NOK 6,721

-7.08%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,810 NOK 17.2K

86.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,217 NOK 11.6K

69.77%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$3,729 NOK 35.4K

-95.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.08

161.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Gjovik: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $1,605 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2182% higher in Gjovik, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $121 in Gjovik. Monthly groceries follow the same trend: $297 vs $496 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gjovik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $2,349 in Gjovik – roughly 67% apart. Gjovik costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $3,524 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 67% more in Gjovik, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $121 in Gjovik. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Gjovik at $2,349. In Ubud, Bali it covers expenses comfortably, while in Gjovik it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,404 in Ubud, Bali to $2,349 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.