Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gjovik

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,669 in Gjovik, rent and utilities included – about $15,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
128

Cost of Living Index in Gjovik
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Gjovik Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gjovik

🇳🇴 Norway

$2,669

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gjovik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gjovik actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,669 in Gjovik, rent included.

Ubud, Bali $1,349
Gjovik $2,669

A couple spends around $2,305 per month in Ubud, Bali vs $3,175 in Gjovik, rent included.

Ubud, Bali $2,305
Gjovik $3,175

A family of three spends $3,261 per month in Ubud, Bali vs $3,682 in Gjovik, rent included.

Ubud, Bali $3,261
Gjovik $3,682

Ubud, Bali is about 49% cheaper than Gjovik, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$21.07 NOK 194

-84.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$131 NOK 1,204

-72.73%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$15.81 NOK 146

-65.02%

Cappuccino

$2.72 Rp 49.3K

$4.26 NOK 39.27

-36.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.18 NOK 29.34

-46.54%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.28 NOK 30.21

-76.83%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$10.51 NOK 96.9

-74.79%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$8.46 NOK 78.0

-48.23%

Milk (1 liter)

$1.49 Rp 27.0K

$2.63 NOK 24.27

-43.35%

White Bread (500g)

$2.28 Rp 41.3K

$4.22 NOK 38.86

-45.97%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.86 NOK 44.81

-75.51%

Eggs

$2.04 Rp 36.9K

$6.23 NOK 57.4

-67.26%

Local Cheese (1kg)

$17.70 Rp 321.1K

$15.27 NOK 141

15.91%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$15.68 NOK 145

-74.74%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$32.54 NOK 300

-62.54%

Apples (1kg)

$3.66 Rp 66.3K

$3.37 NOK 31.07

8.61%

Banana (1kg)

$1.52 Rp 27.5K

$2.70 NOK 24.87

-43.70%

Oranges (1kg)

$2.23 Rp 40.4K

$3.46 NOK 31.93

-35.55%

Tomato (1kg)

$1.97 Rp 35.8K

$5.93 NOK 54.6

-66.78%

Potato (1kg)

$1.85 Rp 33.5K

$2.69 NOK 24.78

-31.23%

Onion (1kg)

$2.42 Rp 44.0K

$2.97 NOK 27.33

-18.52%

Lettuce (1 head)

$0.99 Rp 18.0K

$3.12 NOK 28.71

-68.27%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.55 NOK 23.50

-80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$18.94 NOK 175

-88.28%

Wine (Bottle)

$22.24 Rp 403.4K

$16.76 NOK 154

32.70%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.56 NOK 32.79

-36.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.42 NOK 40.70

-32.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.98 NOK 27.44

-91.61%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$12.17 NOK 112

-96.38%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.87 NOK 17.23

-77.01%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$72.1 NOK 664

-92.49%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.44 NOK 22.50

-66.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$50.0K NOK 461.2K

-52.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$46.3K NOK 426.7K

-31.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$286 NOK 2,634

-72.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$34.06 NOK 314

-81.06%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$55.8 NOK 514

-66.70%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$42.84 NOK 395

15.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$14.98 NOK 138

-71.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$240 NOK 2,213

104.34%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$16.2K NOK 148.9K

-64.87%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$102 NOK 939

-56.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$62.1 NOK 572

-43.72%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$137 NOK 1,259

-41.51%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$160 NOK 1,474

-50.34%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,693 NOK 15.6K

-33.55%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,089 NOK 10.0K

-38.31%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$2,162 NOK 19.9K

64.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,850 NOK 35.5K

-95.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.94

178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gjovik: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gjovik

$1.1K 40.8% 62.1% $417

Groceries & Markets

Ubud, Bali

$288 21.4%

Gjovik

$528 19.8% 83.2% $240

Eating Out

Ubud, Bali

$108 8%

Gjovik

$362 13.6% 237% $255

Clothing & Footwear

Ubud, Bali

$108 8%

Gjovik

$207 7.8% 92.8% $100

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gjovik

$376 14.1% 261% $272

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gjovik

$73 2.7% 25.5% $15

Getting Around

Ubud, Bali

$11 0.9%

Gjovik

$33 * 1.3% 193% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,693 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gjovik are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $131 in Gjovik. Monthly groceries follow the same trend: $288 vs $528 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇳🇴 Gjovik

🕒 Local time

14:34 2:34 PM

07:34 7:34 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

31,007

💱 Currency

Indonesian Rupiah IDR Rp

Norwegian Krone NOK kr

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 NOK = 10.85 USD

100 NOK = 9.72 EUR

Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.22 NOK (1 NOK = 0.108 USD). 1 EUR = 10.29 NOK (100 NOK = 9.72 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gjovik 11,630 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gjovik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gjovik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,669 in Gjovik – Ubud, Bali comes out roughly 49% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,003 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,693 in Gjovik.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,669 in Gjovik. That makes Ubud, Bali about 49% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $240 in Gjovik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,669 in Gjovik. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,669 in Gjovik. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Gjovik makes more sense. Both are solid long-term options with distinct trade-offs.