Last update: Oct 2026

Cost of Living Comparison Between Gjovik and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,573 in Gjovik, rent and utilities included – about $19,900 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Gjovik
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Gjovik Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Gjovik

🇳🇴 Norway

$2,573

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gjovik and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gjovik and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,573 in Gjovik versus $918 in Cebu.

Gjovik $2,573
Cebu $918

Estimated couple costs with rent: $3,071 in Gjovik versus $1,409 in Cebu.

Gjovik $3,071
Cebu $1,409

Monthly costs for a family of three with rent: $3,569 in Gjovik versus $1,900 in Cebu.

Gjovik $3,569
Cebu $1,900

Living in Gjovik is roughly 180% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gjovik is 91% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.07 NOK 198

$3.09 ₱194

581.88%

Three-Course Dinner for Two, Mid-Range

$126 NOK 1,184

$24.22 ₱1,525

419.12%

Fast Food Meal (McDonalds, etc)

$15.84 NOK 149

$3.92 ₱247

304.08%

Cappuccino

$4.23 NOK 39.80

$2.51 ₱158

68.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 NOK 30.02

$1.59 ₱100

100.63%

Water (0.33 liter bottle)

$3.04 NOK 28.61

$0.53 ₱33.43

473.58%

Local Beer (0.5 liter draught)

$10.14 NOK 95.5

$1.78 ₱112

469.66%

Imported Beer (0.33 liter bottle)

$8.59 NOK 80.9

$2.17 ₱137

295.85%

Milk (1 liter)

$2.46 NOK 23.12

$1.92 ₱121

28.13%

White Bread (500g)

$4.07 NOK 38.34

$1.36 ₱85.4

199.26%

Rice (white) (1kg)

$4.60 NOK 43.33

$1.01 ₱63.5

355.45%

Eggs

$5.94 NOK 55.9

$2.03 ₱128

192.61%

Local Cheese (1kg)

$14.51 NOK 137

$9.86 ₱621

47.16%

Chicken Fillets (1kg)

$15.16 NOK 143

$4.39 ₱277

245.33%

Beef Round Steak (1kg)

$30.98 NOK 292

$7.60 ₱479

307.63%

Apples (1kg)

$3.25 NOK 30.63

$3.30 ₱208

-1.52%

Banana (1kg)

$2.65 NOK 24.91

$1.39 ₱87.8

90.65%

Oranges (1kg)

$3.43 NOK 32.24

$2.33 ₱147

47.21%

Tomato (1kg)

$5.79 NOK 54.6

$1.50 ₱94.3

286.00%

Potato (1kg)

$2.64 NOK 24.89

$2.36 ₱149

11.86%

Onion (1kg)

$2.93 NOK 27.62

$1.90 ₱119

54.21%

Lettuce (1 head)

$3.07 NOK 28.94

$1.19 ₱74.9

157.98%

Water (1.5 liter bottle)

$2.43 NOK 22.87

$0.63 ₱39.71

285.71%

Cigarettes 20 Pack (Marlboro, Camel)

$18.62 NOK 175

$3.00 ₱189

520.67%

Wine (Bottle)

$16.25 NOK 153

$6.03 ₱379

169.49%

Local Beer (0.5 liter bottle)

$3.42 NOK 32.15

$1.23 ₱77.7

178.05%

Imported Beer (0.33 liter bottle)

$4.20 NOK 39.52

$1.75 ₱110

140.00%

One-way Ticket (Public Transport)

$2.89 NOK 27.16

$0.25 ₱15.86

1056.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$11.95 NOK 113

$0.77 ₱48.62

1451.95%

Taxi (Normal Tariff) (1km)

$1.87 NOK 17.56

$0.23 ₱14.53

713.04%

Taxi 1hour Waiting (Normal Tariff)

$68.8 NOK 647

$4.46 ₱281

1441.93%

Gasoline (1 liter)

$2.33 NOK 21.96

$1.31 ₱82.8

77.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.3K NOK 444.8K

$21.2K ₱1.3M

122.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 420.8K

$19.1K ₱1.2M

133.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 NOK 2,588

$120 ₱7,569

128.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.14 NOK 312

$14.00 ₱882

136.71%

Internet (50+ Mbps, Unlimited Data)

$53.4 NOK 502

$27.54 ₱1,734

93.75%

Gym Membership (Monthly)

$42.59 NOK 401

$32.33 ₱2,035

31.74%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$14.74 NOK 139

$5.65 ₱356

160.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 NOK 2,195

$275 ₱17.3K

-15.31%

International Primary School, 1 Child (Yearly)

$15.8K NOK 148.7K

$7,918 ₱498.5K

99.47%

Jeans (Levis 501 Or Similar)

$100 NOK 944

$49.33 ₱3,106

103.24%

Summer Dress (H&M, Zara, etc)

$59.3 NOK 559

$25.24 ₱1,589

135.06%

Sport Shoes (Adidas, Nike)

$130 NOK 1,223

$77.0 ₱4,846

68.88%

Men's Leather Business Shoes

$154 NOK 1,447

$57.2 ₱3,601

168.76%

1-bedroom Apartment, City Center (Monthly)

$1,591 NOK 15.0K

$500 ₱31.5K

218.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,040 NOK 9,788

$309 ₱19.4K

236.69%

3-bedroom Apartment, City Center (Monthly)

$2,078 NOK 19.6K

$1,078 ₱67.9K

92.77%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$3,746 NOK 35.3K

$346 ₱21.8K

982.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

7.2

-31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gjovik: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gjovik

$1K 40.4%

Cebu

$309 33.6% 70.3% $731

Groceries & Markets

Gjovik

$508 19.7%

Cebu

$206 22.4% 59.5% $302

Monthly Utilities & Internet

Gjovik

$361 14.1%

Cebu

$162 17.6% 55.2% $200

Eating Out

Gjovik

$360 14%

Cebu

$88 9.6% 75.5% $271

Clothing & Footwear

Gjovik

$199 7.8%

Cebu

$94 10.2% 52.9% $106

Sport & Entertainment

Gjovik

$72 2.8%

Cebu

$44 4.8% 39.5% $28

Getting Around

Gjovik

$33 * 1.3%

Cebu

$16 1.7% 52.6% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,591 in Gjovik and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Gjovik pays 983% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $126 in Gjovik vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $508 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Gjovik

🇵🇭 Cebu

🕒 Local time

18:30 6:30 PM

00:30 12:30 AM

6 h ahead of Gjovik

🌤 Weather

👥 Population

31,007

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Gjovik Cebu 10,220 km ≈ 13 h nonstop flight

From you

Gjovik
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gjovik vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 180% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 983% higher in Gjovik, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,591 in Gjovik versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 147% higher in Gjovik. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,573 per month in Gjovik versus $918 in Cebu – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,573 in Gjovik, a $1,500 budget is realistic in Cebu but tight or insufficient in Gjovik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gjovik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gjovik and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 180% less than in Gjovik. Beyond cost, consider language, visa policies, and how big the international community is in each city.