Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gjovik

For one person, living is cheaper in Cebu: $918 a month against $2,573 in Gjovik, rent and utilities included – about $19,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
125

Cost of Living Index in Gjovik
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Gjovik Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gjovik

🇳🇴 Norway

$2,573

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gjovik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gjovik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,573 in Gjovik.

Cebu $918
Gjovik $2,573

Estimated couple costs with rent: $1,409 in Cebu versus $3,071 in Gjovik.

Cebu $1,409
Gjovik $3,071

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,569 in Gjovik.

Cebu $1,900
Gjovik $3,569

Living in Cebu costs roughly 64% less than in Gjovik, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 32% below, Gjovik is 91% above.

Meal at Budget Restaurant

$3.09 ₱194

$21.07 NOK 198

-85.33%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$126 NOK 1,184

-80.74%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$15.84 NOK 149

-75.25%

Cappuccino

$2.51 ₱158

$4.23 NOK 39.80

-40.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.19 NOK 30.02

-50.16%

Water (0.33 liter bottle)

$0.53 ₱33.43

$3.04 NOK 28.61

-82.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$10.14 NOK 95.5

-82.45%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$8.59 NOK 80.9

-74.74%

Milk (1 liter)

$1.92 ₱121

$2.46 NOK 23.12

-21.95%

White Bread (500g)

$1.36 ₱85.4

$4.07 NOK 38.34

-66.58%

Rice (white) (1kg)

$1.01 ₱63.5

$4.60 NOK 43.33

-78.04%

Eggs

$2.03 ₱128

$5.94 NOK 55.9

-65.82%

Local Cheese (1kg)

$9.86 ₱621

$14.51 NOK 137

-32.05%

Chicken Fillets (1kg)

$4.39 ₱277

$15.16 NOK 143

-71.04%

Beef Round Steak (1kg)

$7.60 ₱479

$30.98 NOK 292

-75.47%

Apples (1kg)

$3.30 ₱208

$3.25 NOK 30.63

1.54%

Banana (1kg)

$1.39 ₱87.8

$2.65 NOK 24.91

-47.55%

Oranges (1kg)

$2.33 ₱147

$3.43 NOK 32.24

-32.07%

Tomato (1kg)

$1.50 ₱94.3

$5.79 NOK 54.6

-74.09%

Potato (1kg)

$2.36 ₱149

$2.64 NOK 24.89

-10.61%

Onion (1kg)

$1.90 ₱119

$2.93 NOK 27.62

-35.15%

Lettuce (1 head)

$1.19 ₱74.9

$3.07 NOK 28.94

-61.24%

Water (1.5 liter bottle)

$0.63 ₱39.71

$2.43 NOK 22.87

-74.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$18.62 NOK 175

-83.89%

Wine (Bottle)

$6.03 ₱379

$16.25 NOK 153

-62.89%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$3.42 NOK 32.15

-64.04%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.20 NOK 39.52

-58.33%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.89 NOK 27.16

-91.35%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$11.95 NOK 113

-93.56%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.87 NOK 17.56

-87.70%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$68.8 NOK 647

-93.51%

Gasoline (1 liter)

$1.31 ₱82.8

$2.33 NOK 21.96

-43.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$47.3K NOK 444.8K

-55.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$44.7K NOK 420.8K

-57.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$275 NOK 2,588

-56.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$33.14 NOK 312

-57.75%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$53.4 NOK 502

-48.39%

Gym Membership (Monthly)

$32.33 ₱2,035

$42.59 NOK 401

-24.09%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$14.74 NOK 139

-61.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$233 NOK 2,195

18.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$15.8K NOK 148.7K

-49.87%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$100 NOK 944

-50.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$59.3 NOK 559

-57.46%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$130 NOK 1,223

-40.79%

Men's Leather Business Shoes

$57.2 ₱3,601

$154 NOK 1,447

-62.79%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,591 NOK 15.0K

-68.59%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,040 NOK 9,788

-70.30%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,078 NOK 19.6K

-48.12%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,746 NOK 35.3K

-90.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gjovik: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gjovik

$1K 40.4% 237% $731

Groceries & Markets

Cebu

$206 22.4%

Gjovik

$508 19.7% 147% $302

Monthly Utilities & Internet

Cebu

$162 17.6%

Gjovik

$361 14.1% 123% $200

Clothing & Footwear

Cebu

$94 10.2%

Gjovik

$199 7.8% 112% $106

Eating Out

Cebu

$88 9.6%

Gjovik

$360 14% 308% $271

Sport & Entertainment

Cebu

$44 4.8%

Gjovik

$72 2.8% 65.2% $28

Getting Around

Cebu

$16 1.7%

Gjovik

$33 * 1.3% 111% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,591 in Gjovik. Housing cost is often the main lever when comparing two cities.

Gjovik pays 983% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $126 in Gjovik for a mid-range dinner for two. Groceries echo the gap at $206 vs $508 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Gjovik

🕒 Local time

02:55 2:55 AM

20:55 8:55 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

31,007

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Gjovik 10,220 km ≈ 13 h nonstop flight

From you

Cebu
Gjovik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gjovik: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 180% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 983% lower in Gjovik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,591 in Gjovik. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 147% higher in Gjovik. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $2,573 in Gjovik – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,573 in Gjovik, a $1,500 budget is realistic in Cebu but tight or insufficient in Gjovik. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gjovik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gjovik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 180% less than in Gjovik. Beyond cost, consider language, visa policies, and how big the international community is in each city.