Cost of Living Comparison Between Baerum and Gjovik Cost of Living Comparison Between Baerum and Gjovik

Monthly Cost of Living

A single person spends $2,560 per month in Baerum vs $2,313 in Gjovik, rent included.

A couple spends around $3,853 per month in Baerum vs $3,691 in Gjovik, rent included.

A family of three spends $5,146 per month in Baerum vs $5,069 in Gjovik, rent included.

Baerum costs about 11% more than Gjovik, driven mainly by Groceries & Markets.

Both Baerum and Gjovik sit above the global median – Baerum by 91%, Gjovik by 73%.

Meal at Budget Restaurant

$25.44 NOK 236

$24.94 NOK 232

2.00%

Three-Course Dinner for Two, Mid-Range

$103 NOK 959

$121 NOK 1,121

-14.43%

Fast Food Meal (McDonalds, etc)

$13.54 NOK 126

$14.98 NOK 139

-9.61%

Cappuccino

$5.07 NOK 47.08

$4.09 NOK 38.02

23.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 NOK 23.37

$4.22 NOK 39.25

-40.28%

Water (0.33 liter bottle)

$2.13 NOK 19.75

$3.10 NOK 28.84

-31.29%

Local Beer (0.5 liter draught)

$8.96 NOK 83.2

$9.74 NOK 90.5

-8.01%

Imported Beer (0.33 liter bottle)

$9.87 NOK 91.7

$8.26 NOK 76.7

19.49%

Milk (1 liter)

$2.29 NOK 21.27

$2.36 NOK 21.93

-2.97%

White Bread (500g)

$3.56 NOK 33.07

$4.14 NOK 38.45

-14.01%

Rice (white) (1kg)

$3.16 NOK 29.35

$3.66 NOK 33.96

-13.66%

Eggs

$5.03 NOK 46.70

$5.12 NOK 47.61

-1.76%

Local Cheese (1kg)

$11.44 NOK 106

$13.18 NOK 122

-13.20%

Chicken Fillets (1kg)

$15.92 NOK 148

$16.16 NOK 150

-1.49%

Beef Round Steak (1kg)

$31.04 NOK 288

$31.62 NOK 294

-1.83%

Apples (1kg)

$3.57 NOK 33.14

$3.41 NOK 31.71

4.69%

Banana (1kg)

$2.32 NOK 21.51

$2.47 NOK 22.95

-6.07%

Oranges (1kg)

$3.32 NOK 30.83

$3.30 NOK 30.62

0.61%

Tomato (1kg)

$4.19 NOK 38.89

$5.11 NOK 47.51

-18.00%

Potato (1kg)

$2.30 NOK 21.33

$2.44 NOK 22.66

-5.74%

Onion (1kg)

$2.23 NOK 20.68

$2.69 NOK 25.03

-17.10%

Lettuce (1 head)

$2.85 NOK 26.50

$2.82 NOK 26.22

1.06%

Water (1.5 liter bottle)

$1.82 NOK 16.90

$2.32 NOK 21.53

-21.55%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 NOK 131

$17.29 NOK 161

-18.74%

Wine (Bottle)

$19.53 NOK 181

$19.65 NOK 183

-0.61%

Local Beer (0.5 liter bottle)

$3.47 NOK 32.22

$3.41 NOK 31.65

1.76%

Imported Beer (0.33 liter bottle)

$4.03 NOK 37.45

$4.33 NOK 40.19

-6.93%

One-way Ticket (Public Transport)

$4.13 NOK 38.41

$2.72 NOK 25.25

51.84%

Public Transport Monthly Pass (Regular Price)

$73.5 NOK 683

$61.5 NOK 571

19.58%

Taxi Start (Normal Tariff)

$9.95 NOK 92.4

$10.19 NOK 94.7

-2.36%

Taxi (Normal Tariff) (1km)

$1.44 NOK 13.42

$1.38 NOK 12.82

4.35%

Taxi 1hour Waiting (Normal Tariff)

$42.95 NOK 399

$42.98 NOK 399

-0.07%

Gasoline (1 liter)

$2.13 NOK 19.75

$2.18 NOK 20.25

-2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K NOK 258.8K

$36.7K NOK 340.7K

-24.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K NOK 228.9K

$43.4K NOK 403.3K

-43.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$305 NOK 2,829

$297 NOK 2,761

2.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.01 NOK 381

$31.27 NOK 290

31.15%

Internet (50+ Mbps, Unlimited Data)

$37.37 NOK 347

$56.1 NOK 521

-33.36%

Gym Membership (Monthly)

$50.5 NOK 469

$35.79 NOK 332

41.07%

Tennis Court (1 Hour on Weekend)

$35.85 NOK 333

$35.71 NOK 332

0.39%

Cinema Ticket

$15.44 NOK 143

$18.28 NOK 170

-15.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$268 NOK 2,488

$270 NOK 2,506

-0.72%

International Primary School, 1 Child (Yearly)

$14.9K NOK 138.5K

$14.8K NOK 137.1K

1.07%

Jeans (Levis 501 Or Similar)

$105 NOK 977

$103 NOK 960

1.80%

Summer Dress (H&M, Zara, etc)

$47.13 NOK 438

$65.3 NOK 607

-27.85%

Sport Shoes (Adidas, Nike)

$99.7 NOK 926

$122 NOK 1,130

-18.03%

Men's Leather Business Shoes

$152 NOK 1,410

$162 NOK 1,509

-6.53%

1-bedroom Apartment, City Center (Monthly)

$1,216 NOK 11.3K

$1,650 NOK 15.3K

-26.33%

1-bedroom Apartment, Outside City Center (Monthly)

$908 NOK 8,438

$702 NOK 6,522

29.37%

3-bedroom Apartment, City Center (Monthly)

$2,140 NOK 19.9K

$1,834 NOK 17.0K

16.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,613 NOK 15.0K

$1,198 NOK 11.1K

34.64%

Buy Apartment in City Center (m2)

$6,036 NOK 56.1K

Buy Apartment Outside City Center (m2)

$4,455 NOK 41.4K

Average Monthly Net Salary (After Tax)

$5,515 NOK 51.2K

$3,960 NOK 36.8K

39.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

5.08

-13.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: June 2, 2026

Last update for Gjovik: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,216 in Baerum versus $1,650 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $103 in Baerum versus $121 in Gjovik. Monthly groceries follow the same trend: $473 vs $503 – making Baerum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Gjovik: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 11%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,840 per month in Baerum and $3,470 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,560 in Baerum and $2,313 in Gjovik. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 20% less in Gjovik. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Gjovik, where all-in costs run around $2,313, than in Baerum at $2,560. In Gjovik it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.

Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.