Cost of Living Comparison Between Baerum and Gjovik Cost of Living Comparison Between Baerum and Gjovik

Monthly Cost of Living

A single person spends $2,557 per month in Baerum vs $2,371 in Gjovik, rent included.

A couple spends around $3,928 per month in Baerum vs $3,635 in Gjovik, rent included.

A family of three spends $5,298 per month in Baerum vs $4,899 in Gjovik, rent included.

Baerum costs about 8% more than Gjovik, driven mainly by Groceries & Markets.

Both Baerum and Gjovik sit above the global median – Baerum by 91%, Gjovik by 77%.

Meal at Budget Restaurant

$25.61 NOK 247

$25.52 NOK 246

0.35%

Three-Course Dinner for Two, Mid-Range

$102 NOK 983

$122 NOK 1,179

-16.66%

Fast Food Meal (McDonalds, etc)

$13.15 NOK 127

$14.93 NOK 144

-11.92%

Cappuccino

$4.98 NOK 47.93

$4.09 NOK 39.42

21.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 NOK 24.29

$4.01 NOK 38.64

-37.16%

Water (0.33 liter bottle)

$2.16 NOK 20.84

$3.11 NOK 29.98

-30.55%

Local Beer (0.5 liter draught)

$8.84 NOK 85.2

$10.16 NOK 97.9

-12.99%

Imported Beer (0.33 liter bottle)

$9.47 NOK 91.2

$8.17 NOK 78.7

15.91%

Milk (1 liter)

$2.29 NOK 22.01

$2.29 NOK 22.02

White Bread (500g)

$3.58 NOK 34.48

$3.96 NOK 38.12

-9.60%

Rice (white) (1kg)

$3.21 NOK 30.89

$3.65 NOK 35.15

-12.05%

Eggs

$4.97 NOK 47.90

$5.08 NOK 48.89

-2.17%

Local Cheese (1kg)

$11.42 NOK 110

$13.40 NOK 129

-14.78%

Chicken Fillets (1kg)

$16.31 NOK 157

$16.45 NOK 158

-0.85%

Beef Round Steak (1kg)

$31.23 NOK 301

$30.90 NOK 298

1.07%

Apples (1kg)

$3.56 NOK 34.26

$3.56 NOK 34.30

Banana (1kg)

$2.33 NOK 22.42

$2.57 NOK 24.75

-9.34%

Oranges (1kg)

$3.27 NOK 31.51

$3.29 NOK 31.69

-0.61%

Tomato (1kg)

$3.98 NOK 38.38

$4.87 NOK 46.92

-18.28%

Potato (1kg)

$2.21 NOK 21.26

$2.55 NOK 24.55

-13.33%

Onion (1kg)

$2.14 NOK 20.66

$2.66 NOK 25.61

-19.55%

Lettuce (1 head)

$2.83 NOK 27.27

$2.84 NOK 27.32

-0.35%

Water (1.5 liter bottle)

$1.83 NOK 17.58

$2.33 NOK 22.48

-21.46%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 NOK 136

$17.34 NOK 167

-18.69%

Wine (Bottle)

$18.21 NOK 175

$17.97 NOK 173

1.34%

Local Beer (0.5 liter bottle)

$3.49 NOK 33.58

$3.51 NOK 33.82

-0.57%

Imported Beer (0.33 liter bottle)

$4.01 NOK 38.66

$4.21 NOK 40.57

-4.75%

One-way Ticket (Public Transport)

$4.15 NOK 39.95

$2.62 NOK 25.23

58.40%

Public Transport Monthly Pass (Regular Price)

$72.7 NOK 701

$61.3 NOK 590

18.70%

Taxi Start (Normal Tariff)

$10.29 NOK 99.1

$9.95 NOK 95.9

3.42%

Taxi (Normal Tariff) (1km)

$1.41 NOK 13.54

$1.38 NOK 13.28

2.17%

Taxi 1hour Waiting (Normal Tariff)

$42.77 NOK 412

$41.55 NOK 400

2.94%

Gasoline (1 liter)

$2.12 NOK 20.41

$2.17 NOK 20.95

-2.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K NOK 258.3K

$35.8K NOK 344.9K

-25.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K NOK 233.9K

$43.3K NOK 416.8K

-43.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 NOK 2,949

$295 NOK 2,837

3.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.10 NOK 386

$31.13 NOK 300

28.81%

Internet (50+ Mbps, Unlimited Data)

$38.04 NOK 366

$56.0 NOK 539

-32.05%

Gym Membership (Monthly)

$50.3 NOK 485

$35.07 NOK 338

43.46%

Tennis Court (1 Hour on Weekend)

$35.74 NOK 344

$35.24 NOK 339

1.42%

Cinema Ticket

$15.21 NOK 146

$18.37 NOK 177

-17.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$272 NOK 2,622

$265 NOK 2,556

2.58%

International Primary School, 1 Child (Yearly)

$14.6K NOK 140.9K

$14.7K NOK 142.1K

-0.84%

Jeans (Levis 501 Or Similar)

$105 NOK 1,014

$103 NOK 988

2.69%

Summer Dress (H&M, Zara, etc)

$46.64 NOK 449

$66.5 NOK 640

-29.82%

Sport Shoes (Adidas, Nike)

$99.4 NOK 958

$123 NOK 1,184

-19.10%

Men's Leather Business Shoes

$152 NOK 1,465

$162 NOK 1,560

-6.07%

1-bedroom Apartment, City Center (Monthly)

$1,232 NOK 11.9K

$1,616 NOK 15.6K

-23.76%

1-bedroom Apartment, Outside City Center (Monthly)

$909 NOK 8,758

$707 NOK 6,809

28.62%

3-bedroom Apartment, City Center (Monthly)

$2,148 NOK 20.7K

$1,822 NOK 17.6K

17.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 NOK 15.5K

$1,203 NOK 11.6K

33.67%

Buy Apartment in City Center (m2)

$5,734 NOK 55.2K

Buy Apartment Outside City Center (m2)

$3,915 NOK 37.7K

Average Monthly Net Salary (After Tax)

$5,193 NOK 50.0K

$3,686 NOK 35.5K

40.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

5.08

-13.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: July 13, 2026

Last update for Gjovik: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,232 in Baerum versus $1,616 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $102 in Baerum versus $122 in Gjovik. Monthly groceries follow the same trend: $472 vs $497 – making Baerum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Gjovik: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 8%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,836 per month in Baerum and $3,557 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,557 in Baerum and $2,371 in Gjovik. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 19% less in Gjovik. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Gjovik, where all-in costs run around $2,371, than in Baerum at $2,557. In Gjovik it covers expenses comfortably, while in Baerum it requires careful planning or may not stretch far enough.

Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.