Last update: Oct 2026

Cost of Living Comparison Between Baerum and Gjovik

For one person, living is cheaper in Gjovik: $2,573 a month against $3,124 in Baerum, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

151

Cost of Living Index in Baerum
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Baerum Living Index
125

Cost of Living Index in Gjovik
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Gjovik Living Index

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Baerum

🇳🇴 Norway

$3,124

/mo nomad

Gjovik

🇳🇴 Norway

$2,573

/mo nomad

Monthly Cost of Living

How much you'll spend in Baerum and in Gjovik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baerum and in Gjovik actually costs, broken down by who's living it.

A single person spends $3,124 per month in Baerum vs $2,573 in Gjovik, rent included.

Baerum $3,124
Gjovik $2,573

A couple spends around $4,846 per month in Baerum vs $3,071 in Gjovik, rent included.

Baerum $4,846
Gjovik $3,071

A family of three spends $6,568 per month in Baerum vs $3,569 in Gjovik, rent included.

Baerum $6,568
Gjovik $3,569

Baerum costs about 21% more than Gjovik, and outside of rent the biggest gap is in eating out.

Both Baerum and Gjovik sit above the global median – Baerum by 131%, Gjovik by 91%.

Meal at Budget Restaurant

$21.23 NOK 200

$21.07 NOK 198

0.76%

Three-Course Dinner for Two, Mid-Range

$127 NOK 1,192

$126 NOK 1,184

0.74%

Fast Food Meal (McDonalds, etc)

$15.70 NOK 148

$15.84 NOK 149

-0.88%

Cappuccino

$6.06 NOK 57.1

$4.23 NOK 39.80

43.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.34 NOK 40.82

$3.19 NOK 30.02

36.05%

Water (0.33 liter bottle)

$3.44 NOK 32.42

$3.04 NOK 28.61

13.16%

Local Beer (0.5 liter draught)

$11.46 NOK 108

$10.14 NOK 95.5

13.02%

Imported Beer (0.33 liter bottle)

$12.59 NOK 119

$8.59 NOK 80.9

46.57%

Milk (1 liter)

$2.42 NOK 22.74

$2.46 NOK 23.12

-1.63%

White Bread (500g)

$3.62 NOK 34.04

$4.07 NOK 38.34

-11.06%

Rice (white) (1kg)

$4.60 NOK 43.27

$4.60 NOK 43.33

Eggs

$5.59 NOK 52.7

$5.94 NOK 55.9

-5.89%

Local Cheese (1kg)

$10.29 NOK 96.9

$14.51 NOK 137

-29.08%

Chicken Fillets (1kg)

$15.50 NOK 146

$15.16 NOK 143

2.24%

Beef Round Steak (1kg)

$31.54 NOK 297

$30.98 NOK 292

1.81%

Apples (1kg)

$2.59 NOK 24.37

$3.25 NOK 30.63

-20.31%

Banana (1kg)

$2.03 NOK 19.15

$2.65 NOK 24.91

-23.40%

Oranges (1kg)

$2.14 NOK 20.12

$3.43 NOK 32.24

-37.61%

Tomato (1kg)

$4.07 NOK 38.35

$5.79 NOK 54.6

-29.71%

Potato (1kg)

$1.65 NOK 15.50

$2.64 NOK 24.89

-37.50%

Onion (1kg)

$2.81 NOK 26.49

$2.93 NOK 27.62

-4.10%

Lettuce (1 head)

$3.02 NOK 28.44

$3.07 NOK 28.94

-1.63%

Water (1.5 liter bottle)

$2.43 NOK 22.87

Cigarettes 20 Pack (Marlboro, Camel)

$19.05 NOK 179

$18.62 NOK 175

2.31%

Wine (Bottle)

$16.33 NOK 154

$16.25 NOK 153

0.49%

Local Beer (0.5 liter bottle)

$3.41 NOK 32.06

$3.42 NOK 32.15

-0.29%

Imported Beer (0.33 liter bottle)

$4.13 NOK 38.85

$4.20 NOK 39.52

-1.67%

One-way Ticket (Public Transport)

$4.33 NOK 40.76

$2.89 NOK 27.16

49.83%

Taxi Start (Normal Tariff)

$11.97 NOK 113

$11.95 NOK 113

0.17%

Taxi (Normal Tariff) (1km)

$1.88 NOK 17.72

$1.87 NOK 17.56

0.53%

Taxi 1hour Waiting (Normal Tariff)

$69.2 NOK 651

$68.8 NOK 647

0.57%

Gasoline (1 liter)

$2.21 NOK 20.79

$2.33 NOK 21.96

-5.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K NOK 266.8K

$47.3K NOK 444.8K

-40.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NOK 232.1K

$44.7K NOK 420.8K

-44.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$335 NOK 3,149

$275 NOK 2,588

21.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.08 NOK 311

$33.14 NOK 312

-0.18%

Internet (50+ Mbps, Unlimited Data)

$52.5 NOK 495

$53.4 NOK 502

-1.54%

Gym Membership (Monthly)

$51.4 NOK 484

$42.59 NOK 401

20.59%

Cinema Ticket

$15.97 NOK 150

$14.74 NOK 139

8.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$233 NOK 2,194

$233 NOK 2,195

-0.04%

International Primary School, 1 Child (Yearly)

$15.4K NOK 144.8K

$15.8K NOK 148.7K

-2.62%

Jeans (Levis 501 Or Similar)

$98.5 NOK 927

$100 NOK 944

-1.79%

Summer Dress (H&M, Zara, etc)

$58.6 NOK 551

$59.3 NOK 559

-1.30%

Sport Shoes (Adidas, Nike)

$133 NOK 1,248

$130 NOK 1,223

1.99%

Men's Leather Business Shoes

$154 NOK 1,450

$154 NOK 1,447

0.20%

1-bedroom Apartment, City Center (Monthly)

$1,742 NOK 16.4K

$1,591 NOK 15.0K

9.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,511 NOK 14.2K

$1,040 NOK 9,788

45.31%

3-bedroom Apartment, City Center (Monthly)

$3,459 NOK 32.6K

$2,078 NOK 19.6K

66.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,913 NOK 27.4K

Buy Apartment in City Center (m2)

$10.8K NOK 101.5K

Buy Apartment Outside City Center (m2)

$9,916 NOK 93.3K

Average Monthly Net Salary (After Tax)

$5,319 NOK 50.1K

$3,746 NOK 35.3K

42.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.94

-6.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: October 12, 2026

Last update for Gjovik: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baerum

$1.5K 48.4%

Gjovik

$1K 40.4% 31.2% $471

Groceries & Markets

Baerum

$468 15%

Gjovik

$508 19.7% 8.5% $40

Monthly Utilities & Internet

Baerum

$420 13.5%

Gjovik

$361 14.1% 14% $59

Eating Out

Baerum

$403 12.9%

Gjovik

$360 14% 10.8% $44

Clothing & Footwear

Baerum

$200 6.4%

Gjovik

$199 7.8% 0.1% $0.2

Sport & Entertainment

Baerum

$83 2.7%

Gjovik

$72 2.8% 13.5% $11

Getting Around

Baerum

$39 * 1.2%

Gjovik

$33 * 1.3% 15.2% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,742 in Baerum versus $1,591 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $127 in Baerum versus $126 in Gjovik. Groceries tell a different story – $468 in Baerum vs $508 in Gjovik – so Baerum wins on supermarket bills even if dining out costs more.

Good to know

🇳🇴 Baerum

🇳🇴 Gjovik

🕒 Local time

09:59 9:59 AM

Same time as Baerum

🌤 Weather

👥 Population

131,136

31,007

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

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Baerum Gjovik 100 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Gjovik: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 21%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,686 per month in Baerum and $3,859 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,124 in Baerum and $2,573 in Gjovik. That's a gap of about 21%.

Kindergarten costs $233 per month in Baerum and $233 in Gjovik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,124 in Baerum and $2,573 in Gjovik. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.