Cost of Living Comparison Between Baerum and Gjovik Cost of Living Comparison Between Baerum and Gjovik

Monthly Cost of Living

A single person spends $3,237 per month in Baerum vs $2,719 in Gjovik, rent included.

A couple spends around $4,958 per month in Baerum vs $3,214 in Gjovik, rent included.

A family of three spends $6,679 per month in Baerum vs $3,709 in Gjovik, rent included.

Baerum costs about 19% more than Gjovik, driven mainly by Getting Around.

Both Baerum and Gjovik sit above the global median – Baerum by 136%, Gjovik by 98%.

Meal at Budget Restaurant

$21.09 NOK 197

$21.58 NOK 201

-2.27%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,213

$126 NOK 1,177

3.01%

Fast Food Meal (McDonalds, etc)

$16.22 NOK 151

$15.91 NOK 148

1.95%

Cappuccino

$5.94 NOK 55.3

$4.40 NOK 41.00

35.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.15 NOK 38.69

$3.22 NOK 30.03

28.88%

Water (0.33 liter bottle)

$3.55 NOK 33.05

$3.12 NOK 29.09

13.78%

Local Beer (0.5 liter draught)

$11.95 NOK 111

$10.61 NOK 98.9

12.63%

Imported Beer (0.33 liter bottle)

$12.60 NOK 117

$8.62 NOK 80.3

46.17%

Milk (1 liter)

$2.51 NOK 23.37

$2.66 NOK 24.76

-5.64%

White Bread (500g)

$3.82 NOK 35.59

$4.34 NOK 40.40

-11.98%

Rice (white) (1kg)

$4.70 NOK 43.76

$4.67 NOK 43.50

0.64%

Eggs

$5.84 NOK 54.4

$5.94 NOK 55.4

-1.68%

Local Cheese (1kg)

$10.92 NOK 102

$14.65 NOK 137

-25.46%

Chicken Fillets (1kg)

$15.69 NOK 146

$15.62 NOK 146

0.45%

Beef Round Steak (1kg)

$30.26 NOK 282

$30.06 NOK 280

0.67%

Apples (1kg)

$2.74 NOK 25.50

$3.48 NOK 32.43

-21.26%

Banana (1kg)

$2.10 NOK 19.59

$2.66 NOK 24.81

-21.05%

Oranges (1kg)

$2.12 NOK 19.77

$3.53 NOK 32.88

-39.94%

Tomato (1kg)

$4.22 NOK 39.34

$5.88 NOK 54.8

-28.23%

Potato (1kg)

$1.67 NOK 15.59

$2.67 NOK 24.85

-37.45%

Onion (1kg)

$2.89 NOK 26.90

$2.90 NOK 27.01

-0.34%

Lettuce (1 head)

$3.19 NOK 29.70

$3.06 NOK 28.49

4.25%

Water (1.5 liter bottle)

$2.51 NOK 23.34

$2.45 NOK 22.87

2.45%

Cigarettes 20 Pack (Marlboro, Camel)

$19.29 NOK 180

$18.95 NOK 177

1.79%

Wine (Bottle)

$16.53 NOK 154

Local Beer (0.5 liter bottle)

$3.48 NOK 32.46

$3.45 NOK 32.12

0.87%

Imported Beer (0.33 liter bottle)

$4.26 NOK 39.68

$4.26 NOK 39.65

One-way Ticket (Public Transport)

$4.47 NOK 41.62

$2.82 NOK 26.27

58.51%

Public Transport Monthly Pass (Regular Price)

$65.0 NOK 606

Taxi Start (Normal Tariff)

$12.37 NOK 115

$12.05 NOK 112

2.66%

Taxi (Normal Tariff) (1km)

$1.86 NOK 17.30

$1.88 NOK 17.54

-1.06%

Taxi 1hour Waiting (Normal Tariff)

$70.9 NOK 661

$70.6 NOK 658

0.42%

Gasoline (1 liter)

$2.34 NOK 21.77

$2.29 NOK 21.36

2.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K NOK 264.2K

$48.5K NOK 452.0K

-41.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K NOK 236.3K

$45.0K NOK 418.9K

-43.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$349 NOK 3,254

$285 NOK 2,659

22.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.91 NOK 307

$32.75 NOK 305

0.49%

Internet (50+ Mbps, Unlimited Data)

$58.7 NOK 547

$57.3 NOK 534

2.34%

Gym Membership (Monthly)

$54.5 NOK 508

$43.10 NOK 402

26.54%

Cinema Ticket

$15.74 NOK 147

$14.93 NOK 139

5.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 NOK 2,350

$250 NOK 2,326

1.03%

International Primary School, 1 Child (Yearly)

$15.6K NOK 145.7K

$16.0K NOK 149.3K

-2.41%

Jeans (Levis 501 Or Similar)

$104 NOK 969

$103 NOK 960

0.95%

Summer Dress (H&M, Zara, etc)

$62.7 NOK 584

$61.4 NOK 572

2.12%

Sport Shoes (Adidas, Nike)

$137 NOK 1,275

$134 NOK 1,248

2.10%

Men's Leather Business Shoes

$159 NOK 1,485

$158 NOK 1,474

0.71%

1-bedroom Apartment, City Center (Monthly)

$1,739 NOK 16.2K

$1,628 NOK 15.2K

6.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,510 NOK 14.1K

$1,056 NOK 9,838

42.97%

3-bedroom Apartment, City Center (Monthly)

$3,501 NOK 32.6K

$2,147 NOK 20.0K

63.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,979 NOK 27.8K

Buy Apartment in City Center (m2)

$11.3K NOK 105.0K

Buy Apartment Outside City Center (m2)

$10.5K NOK 97.9K

Average Monthly Net Salary (After Tax)

$5,568 NOK 51.9K

$3,896 NOK 36.3K

42.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.96

-7.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baerum: September 1, 2026

Last update for Gjovik: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,739 in Baerum versus $1,628 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in Baerum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $130 in Baerum versus $126 in Gjovik. Groceries tell a different story – $476 in Baerum vs $516 in Gjovik – so Baerum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baerum vs Gjovik: Cost of Living - Frequently Asked Questions

Yes – Baerum is pricier by about 19%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $4,855 per month in Baerum and $4,078 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,237 in Baerum and $2,719 in Gjovik. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $252 per month in Baerum and $250 in Gjovik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,237 in Baerum and $2,719 in Gjovik. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Gjovik – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gjovik. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baerum makes more sense. Both are solid long-term options with distinct trade-offs.