Cost of Living Comparison Between Gisborne and Ubud Cost of Living Comparison Between Gisborne and Ubud

😐 Solo nomad: Gisborne is 75.7% more expensive than Ubud without rent, and 170.9% more expensive with rent.
😐 Family of 3: Gisborne is 64% more expensive than Ubud without rent, and 146.9% more expensive with rent.
Currency
🍽 Eating Out
Gisborne
Ubud
Difference
Meal at Budget Restaurant
$15 NZ$24.74
$3 Rp 48.8K
400.00%
Three-Course Dinner for Two, Mid-Range
$78.6 NZ$130
$12.52 Rp 203.2K
527.56%
Fast Food Meal (McDonalds, etc)
$9.47 NZ$15.61
$3.18 Rp 51.6K
197.80%
Cappuccino
$3.53 NZ$5.82
$2.21 Rp 35.9K
59.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.35 NZ$3.88
$1.1 Rp 17.9K
113.64%
Water (0.33 liter bottle)
$2.08 NZ$3.43
$0.26 Rp 4,217
700.00%
Local Beer (0.5 liter draught)
$7.43 NZ$12.25
$2.5 Rp 40.5K
197.20%
Imported Beer (0.33 liter bottle)
$6.36 NZ$10.49
$3.2 Rp 51.9K
98.75%
🛒 Groceries & Markets
Gisborne
Ubud
Difference
Milk (1 liter)
$1.87 NZ$3.08
$1.49 Rp 24.2K
25.50%
White Bread (500g)
$2 NZ$3.31
$1.67 Rp 27K
19.76%
Rice (white) (1kg)
$1.89 NZ$3.12
$1.14 Rp 18.5K
65.79%
Eggs
$6.05 NZ$9.97
$2.27 Rp 36.9K
166.52%
Local Cheese (1kg)
$8.12 NZ$13.39
$13.94 Rp 226.3K
-41.75%
Chicken Fillets (1kg)
$9.45 NZ$15.58
$4 Rp 64.8K
136.25%
Beef Round Steak (1kg)
$12.79 NZ$21.09
$11.3 Rp 183.4K
13.19%
Apples (1kg)
$2.76 NZ$4.55
$3.6 Rp 58.4K
-23.33%
Banana (1kg)
$2.26 NZ$3.73
$1.53 Rp 24.8K
47.71%
Oranges (1kg)
$2.98 NZ$4.91
$2.65 Rp 43K
12.45%
Tomato (1kg)
$4.63 NZ$7.64
$1.38 Rp 22.4K
235.51%
Potato (1kg)
$2 NZ$3.3
$1.58 Rp 25.6K
26.58%
Onion (1kg)
$1.9 NZ$3.13
$2.16 Rp 35.1K
-12.04%
Lettuce (1 head)
$2.19 NZ$3.62
$1.04 Rp 16.9K
110.58%
Water (1.5 liter bottle)
$1.1 NZ$1.81
$0.56 Rp 9,114
96.43%
Cigarettes 20 Pack (Marlboro, Camel)
$24.35 NZ$40.16
$2.23 Rp 36.3K
991.93%
Wine (Bottle)
$8.52 NZ$14.05
$14.98 Rp 243.2K
-43.12%
Local Beer (0.5 liter bottle)
$2.52 NZ$4.16
$2.43 Rp 39.5K
3.70%
Imported Beer (0.33 liter bottle)
$3.71 NZ$6.11
$2.64 Rp 42.8K
40.53%
🚌 Getting Around
Gisborne
Ubud
Difference
One-way Ticket (Public Transport)
$2.15 NZ$3.55
$0.32 Rp 5,203
571.87%
Public Transport Monthly Pass (Regular Price)
$64.7 NZ$107
$10.12 Rp 164.3K
539.23%
Taxi Start (Normal Tariff)
$2.73 NZ$4.5
$0.49 Rp 7,888
457.14%
Taxi (Normal Tariff) (1km)
$1.77 NZ$2.92
$0.34 Rp 5,573
420.59%
Taxi 1hour Waiting (Normal Tariff)
$35.72 NZ$58.9
$6.04 Rp 98K
491.39%
Gasoline (1 liter)
$1.67 NZ$2.75
$0.73 Rp 11.9K
128.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K NZ$46.8K
$26.2K Rp 425.6M
8.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$36.1K
$31.9K Rp 518.5M
-31.45%
🧾 Monthly Utilities & Internet
Gisborne
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$143 NZ$236
$62.6 Rp 1M
128.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.42 NZ$58.4
$4.1 Rp 66.6K
763.90%
Internet (50+ Mbps, Unlimited Data)
$51.9 NZ$85.5
$24.32 Rp 394.7K
113.20%
🎉 Sport & Entertainment
Gisborne
Ubud
Difference
Gym Membership (Monthly)
$36.98 NZ$61
$22.6 Rp 366.9K
63.63%
Tennis Court (1 Hour on Weekend)
$12.2 NZ$20.12
$6.26 Rp 101.5K
94.89%
Cinema Ticket
$10.75 NZ$17.73
$3.29 Rp 53.4K
226.75%
🧸 Childcare & Education
Gisborne
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$737 NZ$1,216
$93.2 Rp 1.5M
690.89%
International Primary School, 1 Child (Yearly)
$11.9K NZ$19.6K
$6,098 Rp 99M
95.22%
👕👟 Clothing & Footwear
Gisborne
Ubud
Difference
Jeans (Levis 501 Or Similar)
$68.8 NZ$114
$52.8 Rp 857.4K
30.31%
Summer Dress (H&M, Zara, etc)
$37.44 NZ$61.8
$24.84 Rp 403.3K
50.72%
Sport Shoes (Adidas, Nike)
$94.4 NZ$156
$85.2 Rp 1.4M
10.79%
Men's Leather Business Shoes
$116 NZ$191
$72.5 Rp 1.2M
60.12%
🏠 Accommodation & Living
Gisborne
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$958 NZ$1,580
$259 Rp 4.2M
270.12%
1-bedroom Apartment, Outside City Center (Monthly)
$859 NZ$1,417
$159 Rp 2.6M
440.92%
3-bedroom Apartment, City Center (Monthly)
$1,473 NZ$2,429
$578 Rp 9.4M
154.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,310 NZ$2,161
$336 Rp 5.5M
289.73%
Buy Apartment in City Center (m2)
$3,958 NZ$6,528
$1,000 Rp 16.2M
295.63%
Buy Apartment Outside City Center (m2)
$3,203 NZ$5,283
$860 Rp 14M
272.29%
💵 Salaries & Financials
Gisborne
Ubud
Difference
Average Monthly Net Salary (After Tax)
$4,334 NZ$7,147
$182 Rp 3M
2275.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.74
13.28
-49.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gisborne: October 28, 2025

Last update for Ubud: October 29, 2025

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