Last update: Oct 2026

Cost of Living Comparison Between Gisborne and Agana Heights

For one person, living is cheaper in Agana Heights: $1,004 a month against $1,943 in Gisborne, rent and utilities included – about $11,300 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Gisborne
Learn more

Gisborne Living Index

Jump to prices

Gisborne

🇳🇿 New Zealand

$1,943

/mo nomad

Agana Heights

🇬🇺 Guam

$1,004

/mo nomad

Monthly Cost of Living

How much you'll spend in Gisborne and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gisborne and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,943 in Gisborne versus $1,004 in Agana Heights.

Gisborne $1,943
Agana Heights $1,004

Estimated couple costs with rent: $2,973 in Gisborne versus $1,352 in Agana Heights.

Gisborne $2,973
Agana Heights $1,352

Monthly costs for a family of three with rent: $4,003 in Gisborne versus $1,701 in Agana Heights.

Gisborne $4,003
Agana Heights $1,701

Living in Gisborne is roughly 93% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Gisborne is 43% above, Agana Heights is 26% below.

Meal at Budget Restaurant

$28.26 NZ$49.97

Three-Course Dinner for Two, Mid-Range

$53.7 NZ$94.9

Fast Food Meal (McDonalds, etc)

$9.03 NZ$15.96

Cappuccino

$3.44 NZ$6.09

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 NZ$3.66

Water (0.33 liter bottle)

$1.94 NZ$3.43

Local Beer (0.5 liter draught)

$6.22 NZ$11.01

Imported Beer (0.33 liter bottle)

$5.76 NZ$10.18

Milk (1 liter)

$1.76 NZ$3.12

$1.75 $1.75

0.57%

White Bread (500g)

$2.03 NZ$3.58

$4.80 $4.80

-57.71%

Rice (white) (1kg)

$1.75 NZ$3.10

$1.75 $1.75

Eggs

$5.93 NZ$10.49

$4.08 $4.08

45.34%

Local Cheese (1kg)

$8.14 NZ$14.40

$26.10 $26.10

-68.81%

Chicken Fillets (1kg)

$9.69 NZ$17.13

$6.79 $6.79

42.71%

Beef Round Steak (1kg)

$14.19 NZ$25.09

$17.34 $17.34

-18.17%

Apples (1kg)

$2.65 NZ$4.68

$3.93 $3.93

-32.57%

Banana (1kg)

$2.15 NZ$3.81

$1.21 $1.21

77.69%

Oranges (1kg)

$2.97 NZ$5.25

$1.92 $1.92

54.69%

Tomato (1kg)

$5.48 NZ$9.69

$6.47 $6.47

-15.30%

Potato (1kg)

$2.00 NZ$3.53

$2.78 $2.78

-28.06%

Onion (1kg)

$1.47 NZ$2.60

$2.77 $2.77

-46.93%

Lettuce (1 head)

$2.21 NZ$3.91

$3.88 $3.88

-43.04%

Water (1.5 liter bottle)

$1.11 NZ$1.97

$1.96 $1.96

-43.37%

Cigarettes 20 Pack (Marlboro, Camel)

$24.86 NZ$43.96

$9.81 $9.81

153.41%

Wine (Bottle)

$9.53 NZ$16.85

$12.10 $12.10

-21.24%

Local Beer (0.5 liter bottle)

$3.53 NZ$6.24

$1.83 $1.83

92.90%

Imported Beer (0.33 liter bottle)

$2.95 NZ$5.21

$1.48 $1.48

99.32%

One-way Ticket (Public Transport)

$1.57 NZ$2.77

$2.95 $2.95

-46.78%

Public Transport Monthly Pass (Regular Price)

$76.0 NZ$134

$60.2 $60.2

26.38%

Taxi Start (Normal Tariff)

$2.45 NZ$4.32

$10.02 $10.02

-75.55%

Taxi (Normal Tariff) (1km)

$1.67 NZ$2.96

Taxi 1hour Waiting (Normal Tariff)

$28.09 NZ$49.68

Gasoline (1 liter)

$2.19 NZ$3.88

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K NZ$54.6K

$39.3K $39.3K

-21.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K NZ$44.6K

$35.5K $35.5K

-29.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 NZ$182

$340 $340

-69.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.95 NZ$44.12

$75.2 $75.2

-66.81%

Internet (50+ Mbps, Unlimited Data)

$48.54 NZ$85.8

$97.6 $97.6

-50.26%

Gym Membership (Monthly)

$34.81 NZ$61.6

Cinema Ticket

$11.38 NZ$20.12

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$664 NZ$1,174

International Primary School, 1 Child (Yearly)

$19.5K NZ$34.5K

Jeans (Levis 501 Or Similar)

$59.3 NZ$105

Summer Dress (H&M, Zara, etc)

$35.00 NZ$61.9

Sport Shoes (Adidas, Nike)

$87.7 NZ$155

Men's Leather Business Shoes

$95.5 NZ$169

1-bedroom Apartment, City Center (Monthly)

$1,048 NZ$1,854

1-bedroom Apartment, Outside City Center (Monthly)

$814 NZ$1,440

3-bedroom Apartment, City Center (Monthly)

$1,871 NZ$3,310

3-bedroom Apartment, Outside City Center (Monthly)

$1,470 NZ$2,599

Buy Apartment in City Center (m2)

$5,477 NZ$9,685

Buy Apartment Outside City Center (m2)

$3,709 NZ$6,560

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gisborne: October 18, 2026

Last update for Agana Heights: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gisborne

$814 41.9%

Agana Heights

–

Eating Out

Gisborne

$353 18.2%

Agana Heights

–

Groceries & Markets

Gisborne

$323 16.6%

Agana Heights

–

Monthly Utilities & Internet

Gisborne

$176 9.1%

Agana Heights

–

Clothing & Footwear

Gisborne

$125 6.4%

Agana Heights

–

Getting Around

Gisborne

$93 4.8%

Agana Heights

–

Sport & Entertainment

Gisborne

$58 3%

Agana Heights

–

Good to know

🇳🇿 Gisborne

🇬🇺 Agana Heights

🕒 Local time

06:02 6:02 AM

03:02 3:02 AM

3 h behind Gisborne

🌤 Weather

👥 Population

37,300

3,940

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 20, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Gisborne Agana Heights 6,750 km ≈ 9 h nonstop flight

From you

Gisborne
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gisborne vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 93% lower than in Gisborne. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $2,914 in Gisborne and $1,506 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,943 per month in Gisborne versus $1,004 in Agana Heights – a 93% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Gisborne pay roughly 27% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,004 in Agana Heights versus $1,943 in Gisborne, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Gisborne. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gisborne and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 93% less than in Gisborne. Beyond cost, consider language, visa policies, and how big the international community is in each city.