Last update: Oct 2026

Cost of Living Comparison Between Gifu and Osaka

For one person, living is cheaper in Gifu: $1,267 a month against $1,396 in Osaka, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

63

Cost of Living Index in Gifu
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Gifu Living Index
67

Cost of Living Index in Osaka
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Osaka Living Index

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Gifu

🇯🇵 Japan

$1,267

/mo nomad

Osaka

🇯🇵 Japan

$1,396

/mo nomad

Monthly Cost of Living

How much you'll spend in Gifu and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gifu and in Osaka actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,267 in Gifu versus $1,396 in Osaka.

Gifu $1,267
Osaka $1,396

Estimated couple costs with rent: $2,040 in Gifu versus $2,027 in Osaka.

Gifu $2,040
Osaka $2,027

Monthly costs for a family of three with rent: $2,814 in Gifu versus $2,658 in Osaka.

Gifu $2,814
Osaka $2,658

Living in Gifu costs roughly 9% less than in Osaka, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Gifu is 7% below, Osaka is 3% above.

Meal at Budget Restaurant

$7.71 ¥1,218

$6.50 ¥1,027

18.62%

Three-Course Dinner for Two, Mid-Range

$31.30 ¥4,945

$31.93 ¥5,044

-1.97%

Fast Food Meal (McDonalds, etc)

$4.85 ¥766

$5.15 ¥814

-5.83%

Cappuccino

$2.31 ¥365

$3.03 ¥478

-23.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥186

$1.39 ¥220

-15.11%

Water (0.33 liter bottle)

$0.62 ¥97.3

$0.71 ¥113

-12.68%

Local Beer (0.5 liter draught)

$2.12 ¥335

$2.75 ¥434

-22.91%

Imported Beer (0.33 liter bottle)

$2.37 ¥374

$3.89 ¥614

-39.07%

Milk (1 liter)

$1.50 ¥237

$1.46 ¥230

2.74%

White Bread (500g)

$1.32 ¥208

$1.30 ¥205

1.54%

Rice (white) (1kg)

$5.52 ¥871

$5.46 ¥863

1.10%

Eggs

$2.09 ¥330

$2.03 ¥321

2.96%

Local Cheese (1kg)

$12.52 ¥1,979

$9.63 ¥1,521

30.01%

Chicken Fillets (1kg)

$9.60 ¥1,517

$9.45 ¥1,493

1.59%

Beef Round Steak (1kg)

$32.24 ¥5,093

$18.58 ¥2,935

73.52%

Apples (1kg)

$3.81 ¥602

$3.39 ¥536

12.39%

Banana (1kg)

$2.30 ¥364

$2.00 ¥316

15.00%

Oranges (1kg)

$6.42 ¥1,014

$2.09 ¥330

207.18%

Tomato (1kg)

$4.21 ¥665

$4.14 ¥655

1.69%

Potato (1kg)

$3.74 ¥590

$1.57 ¥247

138.22%

Onion (1kg)

$3.47 ¥548

$1.17 ¥186

196.58%

Lettuce (1 head)

$1.29 ¥204

$1.37 ¥217

-5.84%

Water (1.5 liter bottle)

$0.95 ¥150

$0.81 ¥128

17.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.54 ¥560

$4.02 ¥635

-11.94%

Wine (Bottle)

$8.36 ¥1,321

$9.72 ¥1,536

-13.99%

Local Beer (0.5 liter bottle)

$2.04 ¥322

$1.94 ¥306

5.15%

Imported Beer (0.33 liter bottle)

$1.53 ¥241

$3.19 ¥503

-52.04%

One-way Ticket (Public Transport)

$1.56 ¥246

$1.35 ¥214

15.56%

Public Transport Monthly Pass (Regular Price)

$61.4 ¥9,707

$32.79 ¥5,181

87.37%

Taxi Start (Normal Tariff)

$3.15 ¥498

$3.90 ¥617

-19.23%

Taxi (Normal Tariff) (1km)

$3.26 ¥514

$3.26 ¥515

Taxi 1hour Waiting (Normal Tariff)

$27.03 ¥4,270

$21.50 ¥3,397

25.72%

Gasoline (1 liter)

$1.11 ¥175

$1.11 ¥176

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K ¥3.2M

$22.3K ¥3.5M

-10.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ¥2.6M

$14.9K ¥2.3M

11.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ¥22.6K

$141 ¥22.3K

1.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.52 ¥3,874

$24.00 ¥3,792

2.17%

Internet (50+ Mbps, Unlimited Data)

$42.97 ¥6,789

$30.50 ¥4,818

40.89%

Gym Membership (Monthly)

$49.00 ¥7,742

$51.7 ¥8,173

-5.28%

Tennis Court (1 Hour on Weekend)

$18.86 ¥2,980

Cinema Ticket

$12.61 ¥1,993

$12.85 ¥2,030

-1.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ¥51.1K

$709 ¥111.9K

-54.36%

International Primary School, 1 Child (Yearly)

$6,232 ¥984.6K

$13.2K ¥2.1M

-52.95%

Jeans (Levis 501 Or Similar)

$49.60 ¥7,836

$48.77 ¥7,705

1.70%

Summer Dress (H&M, Zara, etc)

$25.33 ¥4,002

$30.94 ¥4,888

-18.13%

Sport Shoes (Adidas, Nike)

$46.99 ¥7,423

$72.9 ¥11.5K

-35.56%

Men's Leather Business Shoes

$66.0 ¥10.4K

$90.8 ¥14.3K

-27.24%

1-bedroom Apartment, City Center (Monthly)

$564 ¥89.1K

$732 ¥115.7K

-22.96%

1-bedroom Apartment, Outside City Center (Monthly)

$298 ¥47.1K

$516 ¥81.5K

-42.18%

3-bedroom Apartment, City Center (Monthly)

$1,075 ¥169.9K

$1,693 ¥267.5K

-36.49%

3-bedroom Apartment, Outside City Center (Monthly)

$737 ¥116.4K

$773 ¥122.2K

-4.72%

Buy Apartment in City Center (m2)

$4,525 ¥714.9K

$6,542 ¥1.0M

-30.83%

Buy Apartment Outside City Center (m2)

$2,202 ¥347.8K

$3,063 ¥483.9K

-28.12%

Average Monthly Net Salary (After Tax)

$2,363 ¥373.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

2.21

3.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gifu: October 26, 2026

Last update for Osaka: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gifu

$385 30.4%

Osaka

$305 21.9% 20.8% $80

Accommodation & Living

Gifu

$298 23.6%

Osaka

$516 37% 73% $218

Monthly Utilities & Internet

Gifu

$211 16.6%

Osaka

$195 14% 7.2% $15

Eating Out

Gifu

$126 10%

Osaka

$134 9.6% 5.8% $7.3

Getting Around

Gifu

$87 6.9%

Osaka

$58 4.2% 32.9% $29

Clothing & Footwear

Gifu

$85 6.7%

Osaka

$110 7.9% 29.5% $25

Sport & Entertainment

Gifu

$74 5.9%

Osaka

$77 5.6% 4.3% $3.2

Cost Breakdown

A one-bedroom apartment in the center runs $564 in Gifu and $732 in Osaka. Housing cost is often the main lever when comparing two cities.

Dining out: $31 in Gifu vs $32 in Osaka. Groceries flip the comparison at $385 vs $305, with Osaka cheaper for home cooking.

Good to know

🇯🇵 Gifu

🇯🇵 Osaka

🕒 Local time

19:07 7:07 PM

Same time as Gifu

🌤 Weather

👥 Population

404,352

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gifu vs Osaka: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in clothing, eating out, and leisure. The 10% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,900 in Gifu and $2,094 in Osaka to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $564 in Gifu versus $732 in Osaka. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 47% less than in Gifu. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $323 in Gifu versus $709 in Osaka. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gifu and Osaka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.