Last update: Oct 2026

Cost of Living Comparison Between Osaka and Gifu

For one person, living is cheaper in Gifu: $1,267 a month against $1,396 in Osaka, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

67

Cost of Living Index in Osaka
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Osaka Living Index
63

Cost of Living Index in Gifu
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Gifu Living Index

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Osaka

🇯🇵 Japan

$1,396

/mo nomad

Gifu

🇯🇵 Japan

$1,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Osaka and in Gifu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osaka and in Gifu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,396 in Osaka versus $1,267 in Gifu.

Osaka $1,396
Gifu $1,267

Estimated couple costs with rent: $2,027 in Osaka versus $2,040 in Gifu.

Osaka $2,027
Gifu $2,040

Monthly costs for a family of three with rent: $2,658 in Osaka versus $2,814 in Gifu.

Osaka $2,658
Gifu $2,814

Living in Osaka is roughly 10% more expensive than in Gifu, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Osaka is 3% above, Gifu is 7% below.

Meal at Budget Restaurant

$6.50 ¥1,027

$7.71 ¥1,218

-15.69%

Three-Course Dinner for Two, Mid-Range

$31.93 ¥5,044

$31.30 ¥4,945

2.01%

Fast Food Meal (McDonalds, etc)

$5.15 ¥814

$4.85 ¥766

6.19%

Cappuccino

$3.03 ¥478

$2.31 ¥365

31.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 ¥220

$1.18 ¥186

17.80%

Water (0.33 liter bottle)

$0.71 ¥113

$0.62 ¥97.3

14.52%

Local Beer (0.5 liter draught)

$2.75 ¥434

$2.12 ¥335

29.72%

Imported Beer (0.33 liter bottle)

$3.89 ¥614

$2.37 ¥374

64.14%

Milk (1 liter)

$1.46 ¥230

$1.50 ¥237

-2.67%

White Bread (500g)

$1.30 ¥205

$1.32 ¥208

-1.52%

Rice (white) (1kg)

$5.46 ¥863

$5.52 ¥871

-1.09%

Eggs

$2.03 ¥321

$2.09 ¥330

-2.87%

Local Cheese (1kg)

$9.63 ¥1,521

$12.52 ¥1,979

-23.08%

Chicken Fillets (1kg)

$9.45 ¥1,493

$9.60 ¥1,517

-1.56%

Beef Round Steak (1kg)

$18.58 ¥2,935

$32.24 ¥5,093

-42.37%

Apples (1kg)

$3.39 ¥536

$3.81 ¥602

-11.02%

Banana (1kg)

$2.00 ¥316

$2.30 ¥364

-13.04%

Oranges (1kg)

$2.09 ¥330

$6.42 ¥1,014

-67.45%

Tomato (1kg)

$4.14 ¥655

$4.21 ¥665

-1.66%

Potato (1kg)

$1.57 ¥247

$3.74 ¥590

-58.02%

Onion (1kg)

$1.17 ¥186

$3.47 ¥548

-66.28%

Lettuce (1 head)

$1.37 ¥217

$1.29 ¥204

6.20%

Water (1.5 liter bottle)

$0.81 ¥128

$0.95 ¥150

-14.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 ¥635

$3.54 ¥560

13.56%

Wine (Bottle)

$9.72 ¥1,536

$8.36 ¥1,321

16.27%

Local Beer (0.5 liter bottle)

$1.94 ¥306

$2.04 ¥322

-4.90%

Imported Beer (0.33 liter bottle)

$3.19 ¥503

$1.53 ¥241

108.50%

One-way Ticket (Public Transport)

$1.35 ¥214

$1.56 ¥246

-13.46%

Public Transport Monthly Pass (Regular Price)

$32.79 ¥5,181

$61.4 ¥9,707

-46.63%

Taxi Start (Normal Tariff)

$3.90 ¥617

$3.15 ¥498

23.81%

Taxi (Normal Tariff) (1km)

$3.26 ¥515

$3.26 ¥514

Taxi 1hour Waiting (Normal Tariff)

$21.50 ¥3,397

$27.03 ¥4,270

-20.46%

Gasoline (1 liter)

$1.11 ¥176

$1.11 ¥175

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.3K ¥3.5M

$20.0K ¥3.2M

11.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.9K ¥2.3M

$16.5K ¥2.6M

-10.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 ¥22.3K

$143 ¥22.6K

-1.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.00 ¥3,792

$24.52 ¥3,874

-2.12%

Internet (50+ Mbps, Unlimited Data)

$30.50 ¥4,818

$42.97 ¥6,789

-29.02%

Gym Membership (Monthly)

$51.7 ¥8,173

$49.00 ¥7,742

5.57%

Tennis Court (1 Hour on Weekend)

$18.86 ¥2,980

Cinema Ticket

$12.85 ¥2,030

$12.61 ¥1,993

1.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$709 ¥111.9K

$323 ¥51.1K

119.11%

International Primary School, 1 Child (Yearly)

$13.2K ¥2.1M

$6,232 ¥984.6K

112.54%

Jeans (Levis 501 Or Similar)

$48.77 ¥7,705

$49.60 ¥7,836

-1.67%

Summer Dress (H&M, Zara, etc)

$30.94 ¥4,888

$25.33 ¥4,002

22.15%

Sport Shoes (Adidas, Nike)

$72.9 ¥11.5K

$46.99 ¥7,423

55.18%

Men's Leather Business Shoes

$90.8 ¥14.3K

$66.0 ¥10.4K

37.43%

1-bedroom Apartment, City Center (Monthly)

$732 ¥115.7K

$564 ¥89.1K

29.80%

1-bedroom Apartment, Outside City Center (Monthly)

$516 ¥81.5K

$298 ¥47.1K

72.96%

3-bedroom Apartment, City Center (Monthly)

$1,693 ¥267.5K

$1,075 ¥169.9K

57.45%

3-bedroom Apartment, Outside City Center (Monthly)

$773 ¥122.2K

$737 ¥116.4K

4.95%

Buy Apartment in City Center (m2)

$6,542 ¥1.0M

$4,525 ¥714.9K

44.58%

Buy Apartment Outside City Center (m2)

$3,063 ¥483.9K

$2,202 ¥347.8K

39.12%

Average Monthly Net Salary (After Tax)

$2,363 ¥373.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

2.28

-3.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osaka: October 25, 2026

Last update for Gifu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osaka

$516 37%

Gifu

$298 23.6% 42.2% $218

Groceries & Markets

Osaka

$305 21.9%

Gifu

$385 30.4% 26.2% $80

Monthly Utilities & Internet

Osaka

$195 14%

Gifu

$211 16.6% 7.8% $15

Eating Out

Osaka

$134 9.6%

Gifu

$126 10% 5.5% $7.3

Clothing & Footwear

Osaka

$110 7.9%

Gifu

$85 6.7% 22.8% $25

Sport & Entertainment

Osaka

$77 5.6%

Gifu

$74 5.9% 4.1% $3.2

Getting Around

Osaka

$58 4.2%

Gifu

$87 6.9% 49.1% $29

Cost Breakdown

A one-bedroom apartment in the center runs $732 in Osaka and $564 in Gifu. Housing cost is often the main lever when comparing two cities.

Dining out: $32 in Osaka vs $31 in Gifu. Groceries flip the comparison at $305 vs $385, with Osaka cheaper for home cooking.

Good to know

🇯🇵 Osaka

🇯🇵 Gifu

🕒 Local time

20:57 8:57 PM

Same time as Osaka

🌤 Weather

👥 Population

2,691,185

404,352

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osaka vs Gifu: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in clothing, eating out, and leisure. The 10% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,094 in Osaka and $1,900 in Gifu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $732 in Osaka versus $564 in Gifu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Osaka runs roughly 47% less than in Gifu. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $709 in Osaka versus $323 in Gifu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Osaka and Gifu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.