Cost of Living Comparison Between Gifu and Okinawa Cost of Living Comparison Between Gifu and Okinawa

Monthly Cost of Living

Monthly costs for one person with rent: $1,232 in Gifu versus $1,437 in Okinawa.

Estimated couple costs with rent: $1,926 in Gifu versus $2,214 in Okinawa.

Monthly costs for a family of three with rent: $2,620 in Gifu versus $2,992 in Okinawa.

Living in Gifu costs roughly 14% less than in Okinawa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gifu is 8% below, Okinawa is 8% above.

Meal at Budget Restaurant

$6.97 ¥1,133

$8.18 ¥1,329

-14.79%

Three-Course Dinner for Two, Mid-Range

$34.21 ¥5,558

$41.94 ¥6,815

-18.43%

Fast Food Meal (McDonalds, etc)

$4.81 ¥782

$5.98 ¥971

-19.57%

Cappuccino

$3.24 ¥526

$3.34 ¥543

-2.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 ¥183

$1.32 ¥215

-14.39%

Water (0.33 liter bottle)

$0.71 ¥115

$0.93 ¥152

-23.66%

Local Beer (0.5 liter draught)

$2.83 ¥459

$3.50 ¥569

-19.14%

Imported Beer (0.33 liter bottle)

$4.24 ¥688

$4.91 ¥797

-13.65%

Milk (1 liter)

$1.59 ¥259

$1.95 ¥317

-18.46%

White Bread (500g)

$1.49 ¥242

$2.37 ¥385

-37.13%

Rice (white) (1kg)

$4.84 ¥787

$4.87 ¥791

-0.62%

Eggs

$2.43 ¥395

$2.00 ¥325

21.50%

Local Cheese (1kg)

$10.62 ¥1,726

$16.39 ¥2,663

-35.20%

Chicken Fillets (1kg)

$6.26 ¥1,018

$10.84 ¥1,761

-42.25%

Beef Round Steak (1kg)

$18.93 ¥3,075

$26.48 ¥4,303

-28.51%

Apples (1kg)

$3.68 ¥598

$5.06 ¥822

-27.27%

Banana (1kg)

$2.18 ¥355

$2.59 ¥420

-15.83%

Oranges (1kg)

$2.60 ¥422

$3.13 ¥509

-16.93%

Tomato (1kg)

$4.50 ¥732

$5.64 ¥916

-20.21%

Potato (1kg)

$1.66 ¥271

$3.50 ¥568

-52.57%

Onion (1kg)

$1.24 ¥201

$2.89 ¥469

-57.09%

Lettuce (1 head)

$1.36 ¥221

$1.59 ¥258

-14.47%

Water (1.5 liter bottle)

$0.84 ¥137

$0.88 ¥143

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ¥552

$4.92 ¥799

-30.89%

Wine (Bottle)

$9.20 ¥1,495

$6.09 ¥989

51.07%

Local Beer (0.5 liter bottle)

$2.07 ¥336

$1.73 ¥281

19.65%

Imported Beer (0.33 liter bottle)

$3.03 ¥492

$2.91 ¥473

4.12%

One-way Ticket (Public Transport)

$1.60 ¥260

$1.63 ¥265

-1.84%

Public Transport Monthly Pass (Regular Price)

$55.8 ¥9,068

$34.91 ¥5,673

59.87%

Taxi Start (Normal Tariff)

$4.62 ¥750

$4.11 ¥668

12.41%

Taxi (Normal Tariff) (1km)

$3.30 ¥536

$3.62 ¥587

-8.84%

Taxi 1hour Waiting (Normal Tariff)

$23.67 ¥3,846

$12.58 ¥2,044

88.16%

Gasoline (1 liter)

$1.19 ¥193

$1.24 ¥202

-4.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K ¥3.8M

$23.3K ¥3.8M

1.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.4K ¥2.0M

$16.7K ¥2.7M

-25.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 ¥21.5K

$173 ¥28.2K

-23.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.40 ¥4,452

$27.25 ¥4,428

0.55%

Internet (50+ Mbps, Unlimited Data)

$29.83 ¥4,846

$31.66 ¥5,145

-5.78%

Gym Membership (Monthly)

$56.6 ¥9,191

$53.7 ¥8,723

5.36%

Tennis Court (1 Hour on Weekend)

$13.71 ¥2,228

$7.04 ¥1,144

94.74%

Cinema Ticket

$12.67 ¥2,059

$12.45 ¥2,022

1.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$68.4 ¥11.1K

$346 ¥56.2K

-80.24%

International Primary School, 1 Child (Yearly)

$10.5K ¥1.7M

$13.2K ¥2.1M

-20.57%

Jeans (Levis 501 Or Similar)

$44.66 ¥7,257

$47.75 ¥7,758

-6.47%

Summer Dress (H&M, Zara, etc)

$29.17 ¥4,740

$29.25 ¥4,753

-0.27%

Sport Shoes (Adidas, Nike)

$69.1 ¥11.2K

$73.5 ¥11.9K

-6.03%

Men's Leather Business Shoes

$95.0 ¥15.4K

$90.9 ¥14.8K

4.49%

1-bedroom Apartment, City Center (Monthly)

$460 ¥74.8K

$445 ¥72.2K

3.53%

1-bedroom Apartment, Outside City Center (Monthly)

$324 ¥52.6K

$400 ¥64.9K

-19.02%

3-bedroom Apartment, City Center (Monthly)

$863 ¥140.2K

$946 ¥153.7K

-8.81%

3-bedroom Apartment, Outside City Center (Monthly)

$661 ¥107.5K

$748 ¥121.5K

-11.58%

Buy Apartment in City Center (m2)

$4,737 ¥769.7K

$8,584 ¥1.4M

-44.81%

Buy Apartment Outside City Center (m2)

$2,080 ¥337.9K

$1,221 ¥198.4K

70.27%

Average Monthly Net Salary (After Tax)

$1,769 ¥287.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

-9.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gifu: July 11, 2026

Last update for Okinawa: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $460 in Gifu and $445 in Okinawa. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Gifu vs $42.00 in Okinawa for a mid-range dinner for two. Groceries echo the gap at $302 vs $395 per month, with Gifu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gifu vs Okinawa: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,847 in Gifu and $2,155 in Okinawa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $460 in Gifu versus $445 in Okinawa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gifu runs roughly 60% less than in Okinawa. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $68.4 in Gifu versus $346 in Okinawa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,232 in Gifu versus $1,437 in Okinawa, a $1,500 budget is realistic in Gifu but tight or insufficient in Okinawa. The gap between the two cities makes Gifu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gifu and Okinawa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gifu gentler on the wallet – expenses run 17% less than in Okinawa. Beyond cost, consider language, visa policies, and how big the international community is in each city.