Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Gifu

For one person, living is cheaper in Gifu: $1,267 a month against $1,388 in Okinawa, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Okinawa
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Okinawa Living Index
63

Cost of Living Index in Gifu
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Gifu Living Index

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Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Gifu

🇯🇵 Japan

$1,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Gifu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Gifu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,388 in Okinawa versus $1,267 in Gifu.

Okinawa $1,388
Gifu $1,267

Estimated couple costs with rent: $2,184 in Okinawa versus $2,040 in Gifu.

Okinawa $2,184
Gifu $2,040

Monthly costs for a family of three with rent: $2,980 in Okinawa versus $2,814 in Gifu.

Okinawa $2,980
Gifu $2,814

Living in Okinawa is roughly 10% more expensive than in Gifu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Okinawa is 2% above, Gifu is 7% below.

Meal at Budget Restaurant

$10.12 ¥1,598

$7.71 ¥1,217

31.26%

Three-Course Dinner for Two, Mid-Range

$40.24 ¥6,353

$31.30 ¥4,941

28.56%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,112

$4.85 ¥765

45.15%

Cappuccino

$4.11 ¥649

$2.31 ¥364

77.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ¥221

$1.18 ¥186

18.64%

Water (0.33 liter bottle)

$0.92 ¥145

$0.62 ¥97.3

48.39%

Local Beer (0.5 liter draught)

$2.51 ¥396

$2.12 ¥335

18.40%

Imported Beer (0.33 liter bottle)

$5.27 ¥832

$2.37 ¥374

122.36%

Milk (1 liter)

$1.58 ¥249

$1.50 ¥237

5.33%

White Bread (500g)

$2.05 ¥324

$1.32 ¥208

55.30%

Rice (white) (1kg)

$3.76 ¥594

$5.52 ¥871

-31.88%

Eggs

$1.84 ¥290

$2.09 ¥330

-11.96%

Local Cheese (1kg)

$17.99 ¥2,841

$12.52 ¥1,977

43.69%

Chicken Fillets (1kg)

$4.79 ¥757

$9.60 ¥1,516

-50.10%

Beef Round Steak (1kg)

$22.45 ¥3,545

$32.24 ¥5,090

-30.37%

Apples (1kg)

$3.81 ¥602

Banana (1kg)

$2.62 ¥413

$2.30 ¥363

13.91%

Oranges (1kg)

$2.20 ¥347

$6.42 ¥1,013

-65.73%

Tomato (1kg)

$5.26 ¥831

$4.21 ¥664

24.94%

Potato (1kg)

$2.39 ¥377

$3.74 ¥590

-36.10%

Onion (1kg)

$2.56 ¥404

$3.47 ¥547

-26.22%

Lettuce (1 head)

$1.28 ¥201

$1.29 ¥204

-0.78%

Water (1.5 liter bottle)

$0.77 ¥122

$0.95 ¥150

-18.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 ¥617

$3.54 ¥559

10.17%

Wine (Bottle)

$6.40 ¥1,011

$8.36 ¥1,320

-23.44%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$2.04 ¥322

-4.41%

Imported Beer (0.33 liter bottle)

$3.34 ¥528

$1.53 ¥241

118.30%

One-way Ticket (Public Transport)

$1.44 ¥227

$1.56 ¥246

-7.69%

Public Transport Monthly Pass (Regular Price)

$65.1 ¥10.3K

$61.4 ¥9,700

5.96%

Taxi Start (Normal Tariff)

$3.82 ¥603

$3.15 ¥497

21.27%

Taxi (Normal Tariff) (1km)

$3.54 ¥559

$3.26 ¥514

8.59%

Taxi 1hour Waiting (Normal Tariff)

$11.23 ¥1,772

$27.03 ¥4,268

-58.45%

Gasoline (1 liter)

$1.11 ¥175

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ¥3.3M

$20.0K ¥3.2M

4.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.5M

$16.5K ¥2.6M

-6.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 ¥25.7K

$143 ¥22.6K

13.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.35 ¥4,003

$24.52 ¥3,872

3.38%

Internet (50+ Mbps, Unlimited Data)

$53.1 ¥8,379

$42.97 ¥6,785

23.50%

Gym Membership (Monthly)

$73.0 ¥11.5K

$49.00 ¥7,737

49.02%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,670

Cinema Ticket

$11.98 ¥1,892

$12.61 ¥1,991

-5.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.7K

$323 ¥51.1K

1.25%

International Primary School, 1 Child (Yearly)

$5,668 ¥894.9K

$6,232 ¥983.9K

-9.05%

Jeans (Levis 501 Or Similar)

$48.88 ¥7,718

$49.60 ¥7,831

-1.45%

Summer Dress (H&M, Zara, etc)

$23.35 ¥3,687

$25.33 ¥3,999

-7.82%

Sport Shoes (Adidas, Nike)

$81.2 ¥12.8K

$46.99 ¥7,419

72.85%

Men's Leather Business Shoes

$95.7 ¥15.1K

$66.0 ¥10.4K

44.85%

1-bedroom Apartment, City Center (Monthly)

$411 ¥64.9K

$564 ¥89.0K

-27.08%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥52.4K

$298 ¥47.1K

11.24%

3-bedroom Apartment, City Center (Monthly)

$852 ¥134.6K

$1,075 ¥169.8K

-20.74%

3-bedroom Apartment, Outside City Center (Monthly)

$678 ¥107.0K

$737 ¥116.3K

-7.97%

Buy Apartment in City Center (m2)

$8,422 ¥1.3M

$4,525 ¥714.4K

86.13%

Buy Apartment Outside City Center (m2)

$1,185 ¥187.1K

$2,202 ¥347.6K

-46.18%

Average Monthly Net Salary (After Tax)

$1,798 ¥283.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

2.28

-2.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 26, 2026

Last update for Gifu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Okinawa

$332 23.9%

Gifu

$298 23.6% 10.1% $34

Groceries & Markets

Okinawa

$330 23.8%

Gifu

$385 30.4% 16.8% $55

Monthly Utilities & Internet

Okinawa

$241 17.4%

Gifu

$211 16.6% 12.6% $31

Eating Out

Okinawa

$184 13.2%

Gifu

$126 10% 31.2% $57

Clothing & Footwear

Okinawa

$112 8.1%

Gifu

$85 6.7% 24.5% $28

Sport & Entertainment

Okinawa

$97 7%

Gifu

$74 5.9% 23.5% $23

Getting Around

Okinawa

$92 6.7%

Gifu

$87 6.9% 5.7% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $411 in Okinawa and $564 in Gifu. Housing cost is often the main lever when comparing two cities.

Dining out: $40 in Okinawa vs $31 in Gifu. Groceries flip the comparison at $330 vs $385, with Okinawa cheaper for home cooking.

Good to know

🇯🇵 Okinawa

🇯🇵 Gifu

🕒 Local time

23:04 11:04 PM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

404,352

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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Okinawa Gifu 1,300 km ≈ 2 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Gifu: Cost of Living - Frequently Asked Questions

Gifu is cheaper overall, especially in eating out, clothing, and leisure. The 10% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,082 in Okinawa and $1,900 in Gifu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $411 in Okinawa versus $564 in Gifu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Gifu runs roughly 6% less than in Okinawa. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $327 in Okinawa versus $323 in Gifu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Okinawa and Gifu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.