Last update: Oct 2026

Cost of Living Comparison Between Gifu and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,312 in Gifu, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

63

Cost of Living Index in Gifu
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Gifu Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Gifu

🇯🇵 Japan

$1,312

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gifu and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gifu and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,312 in Gifu versus $918 in Cebu.

Gifu $1,312
Cebu $918

Estimated couple costs with rent: $2,111 in Gifu versus $1,409 in Cebu.

Gifu $2,111
Cebu $1,409

Monthly costs for a family of three with rent: $2,910 in Gifu versus $1,900 in Cebu.

Gifu $2,910
Cebu $1,900

Living in Gifu is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gifu 3% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.64 ¥1,207

$3.09 ₱194

147.25%

Three-Course Dinner for Two, Mid-Range

$31.70 ¥5,008

$24.22 ₱1,525

30.88%

Fast Food Meal (McDonalds, etc)

$4.98 ¥786

$3.92 ₱247

27.04%

Cappuccino

$2.30 ¥364

$2.51 ₱158

-8.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.18 ¥187

$1.59 ₱100

-25.79%

Water (0.33 liter bottle)

$0.59 ¥92.7

$0.53 ₱33.43

11.32%

Local Beer (0.5 liter draught)

$2.11 ¥333

$1.78 ₱112

18.54%

Imported Beer (0.33 liter bottle)

$2.37 ¥374

$2.17 ₱137

9.22%

Milk (1 liter)

$1.53 ¥242

$1.92 ₱121

-20.31%

White Bread (500g)

$1.26 ¥199

$1.36 ₱85.4

-7.35%

Rice (white) (1kg)

$5.61 ¥886

$1.01 ₱63.5

455.45%

Eggs

$2.07 ¥328

$2.03 ₱128

1.97%

Local Cheese (1kg)

$12.52 ¥1,977

$9.86 ₱621

26.98%

Chicken Fillets (1kg)

$9.47 ¥1,496

$4.39 ₱277

115.72%

Beef Round Steak (1kg)

$32.60 ¥5,151

$7.60 ₱479

328.95%

Apples (1kg)

$3.76 ¥594

$3.30 ₱208

13.94%

Banana (1kg)

$2.36 ¥373

$1.39 ₱87.8

69.78%

Oranges (1kg)

$6.41 ¥1,012

$2.33 ₱147

175.11%

Tomato (1kg)

$4.16 ¥657

$1.50 ₱94.3

177.33%

Potato (1kg)

$3.79 ¥599

$2.36 ₱149

60.59%

Onion (1kg)

$3.49 ¥552

$1.90 ₱119

83.68%

Lettuce (1 head)

$1.24 ¥196

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$1.00 ¥158

$0.63 ₱39.71

58.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ¥535

$3.00 ₱189

12.67%

Wine (Bottle)

$8.04 ¥1,271

$6.03 ₱379

33.33%

Local Beer (0.5 liter bottle)

$1.99 ¥314

$1.23 ₱77.7

61.79%

Imported Beer (0.33 liter bottle)

$1.50 ¥237

$1.75 ₱110

-14.29%

One-way Ticket (Public Transport)

$1.57 ¥248

$0.25 ₱15.86

528.00%

Public Transport Monthly Pass (Regular Price)

$55.2 ¥8,727

$12.64 ₱796

337.03%

Taxi Start (Normal Tariff)

$3.13 ¥494

$0.77 ₱48.62

306.49%

Taxi (Normal Tariff) (1km)

$3.20 ¥506

$0.23 ₱14.53

1291.30%

Taxi 1hour Waiting (Normal Tariff)

$26.12 ¥4,127

$4.46 ₱281

485.65%

Gasoline (1 liter)

$1.10 ¥174

$1.31 ₱82.8

-16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.6K ¥3.1M

$21.2K ₱1.3M

-7.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.8K ¥2.7M

$19.1K ₱1.2M

-12.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 ¥22.6K

$120 ₱7,569

19.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.68 ¥3,741

$14.00 ₱882

69.14%

Internet (50+ Mbps, Unlimited Data)

$43.56 ¥6,881

$27.54 ₱1,734

58.17%

Gym Membership (Monthly)

$52.3 ¥8,270

$32.33 ₱2,035

61.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.83 ¥2,027

$5.65 ₱356

127.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$315 ¥49.8K

$275 ₱17.3K

14.54%

International Primary School, 1 Child (Yearly)

$6,158 ¥972.8K

$7,918 ₱498.5K

-22.24%

Jeans (Levis 501 Or Similar)

$49.14 ¥7,764

$49.33 ₱3,106

-0.39%

Summer Dress (H&M, Zara, etc)

$25.60 ¥4,045

$25.24 ₱1,589

1.43%

Sport Shoes (Adidas, Nike)

$45.39 ¥7,171

$77.0 ₱4,846

-41.02%

Men's Leather Business Shoes

$64.5 ¥10.2K

$57.2 ₱3,601

12.73%

1-bedroom Apartment, City Center (Monthly)

$495 ¥78.2K

$500 ₱31.5K

-0.95%

1-bedroom Apartment, Outside City Center (Monthly)

$349 ¥55.1K

$309 ₱19.4K

12.94%

3-bedroom Apartment, City Center (Monthly)

$1,100 ¥173.8K

$1,078 ₱67.9K

2.05%

3-bedroom Apartment, Outside City Center (Monthly)

$841 ¥132.9K

$615 ₱38.7K

36.74%

Buy Apartment in City Center (m2)

$4,428 ¥699.5K

$2,886 ₱181.7K

53.42%

Buy Apartment Outside City Center (m2)

$1,756 ¥277.4K

$1,917 ₱120.7K

-8.39%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

7.2

-68.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gifu: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gifu

$385 29.4%

Cebu

$206 22.4% 46.5% $179

Accommodation & Living

Gifu

$349 26.6%

Cebu

$309 33.6% 11.5% $40

Monthly Utilities & Internet

Gifu

$211 16%

Cebu

$162 17.6% 23.2% $49

Eating Out

Gifu

$126 9.6%

Cebu

$88 9.6% 30% $38

Clothing & Footwear

Gifu

$83 6.3%

Cebu

$94 10.2% 13.1% $11

Getting Around

Gifu

$81 6.2%

Cebu

$16 1.7% 80.7% $65

Sport & Entertainment

Gifu

$78 5.9%

Cebu

$44 4.8% 44.1% $34

Cost Breakdown

A one-bedroom apartment in the center runs $495 in Gifu and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Gifu vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $385 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Gifu

🇵🇭 Cebu

🕒 Local time

21:26 9:26 PM

20:26 8:26 PM

1 h behind Gifu

🌤 Weather

👥 Population

404,352

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Between locations

Gifu Cebu 3,080 km ≈ 4 h 15 min nonstop flight

From you

Gifu
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gifu vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 43% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,968 in Gifu and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $495 in Gifu versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,312 per month in Gifu versus $918 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 337% less than in Gifu. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,312 in Gifu, a $1,500 budget is realistic in Cebu but tight or insufficient in Gifu. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gifu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gifu and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Gifu. Beyond cost, consider language, visa policies, and how big the international community is in each city.