Last update: Oct 2026

Cost of Living Comparison Between Garmisch-Partenkirchen and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,022 in Garmisch-Partenkirchen, rent and utilities included – about $8,100 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Garmisch-Partenkirchen
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Garmisch-Partenkirchen Living Index
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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Garmisch-Partenkirchen

🇩🇪 Germany

$2,022

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Garmisch-Partenkirchen and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Garmisch-Partenkirchen and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,022 in Garmisch-Partenkirchen versus $1,349 in Ubud, Bali.

Garmisch-Partenkirchen $2,022
Ubud, Bali $1,349

Estimated couple costs with rent: $2,998 in Garmisch-Partenkirchen versus $2,305 in Ubud, Bali.

Garmisch-Partenkirchen $2,998
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,974 in Garmisch-Partenkirchen versus $3,261 in Ubud, Bali.

Garmisch-Partenkirchen $3,974
Ubud, Bali $3,261

Living in Garmisch-Partenkirchen is roughly 50% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$13.24 €11.90

$3.32 Rp 59.9K

298.80%

Three-Course Dinner for Two, Mid-Range

$67.4 €60.5

$35.64 Rp 642.4K

89.00%

Fast Food Meal (McDonalds, etc)

$13.60 €12.22

$5.53 Rp 99.7K

145.93%

Cappuccino

$3.29 €2.96

$2.72 Rp 49.0K

20.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.98 €3.58

$1.70 Rp 30.7K

134.12%

Water (0.33 liter bottle)

$1.98 €1.77

$0.76 Rp 13.7K

160.53%

Local Beer (0.5 liter draught)

$4.66 €4.19

$2.65 Rp 47.8K

75.85%

Imported Beer (0.33 liter bottle)

$3.30 €2.96

$4.38 Rp 79.0K

-24.66%

Milk (1 liter)

$1.10 €0.99

$1.49 Rp 26.9K

-26.17%

White Bread (500g)

$2.04 €1.83

$2.28 Rp 41.0K

-10.53%

Rice (white) (1kg)

$2.29 €2.05

$1.19 Rp 21.5K

92.44%

Eggs

$3.45 €3.10

$2.04 Rp 36.7K

69.12%

Local Cheese (1kg)

$14.32 €12.87

$17.70 Rp 319.1K

-19.10%

Chicken Fillets (1kg)

$9.86 €8.86

$3.96 Rp 71.4K

148.99%

Beef Round Steak (1kg)

$25.56 €22.97

$12.19 Rp 219.7K

109.68%

Apples (1kg)

$3.59 €3.23

$3.66 Rp 65.9K

-1.91%

Banana (1kg)

$2.29 €2.05

$1.52 Rp 27.4K

50.66%

Oranges (1kg)

$1.91 €1.71

$2.23 Rp 40.2K

-14.35%

Tomato (1kg)

$4.06 €3.65

$1.97 Rp 35.6K

106.09%

Potato (1kg)

$1.03 €0.93

$1.85 Rp 33.3K

-44.32%

Onion (1kg)

$1.08 €0.97

$2.42 Rp 43.7K

-55.37%

Lettuce (1 head)

$1.60 €1.43

$0.99 Rp 17.8K

61.62%

Water (1.5 liter bottle)

$1.26 €1.13

$0.51 Rp 9,255

147.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.52 €8.56

$2.22 Rp 40.0K

328.83%

Wine (Bottle)

$5.59 €5.03

$22.24 Rp 400.9K

-74.87%

Local Beer (0.5 liter bottle)

$1.11 €0.99

$2.26 Rp 40.7K

-50.88%

Imported Beer (0.33 liter bottle)

$1.46 €1.32

$2.97 Rp 53.5K

-50.84%

One-way Ticket (Public Transport)

$3.34 €3.00

$0.25 Rp 4,525

1236.00%

Public Transport Monthly Pass (Regular Price)

$69.9 €62.8

$7.82 Rp 141.0K

793.86%

Taxi Start (Normal Tariff)

$5.36 €4.82

$0.44 Rp 7,923

1118.18%

Taxi (Normal Tariff) (1km)

$2.51 €2.26

$0.43 Rp 7,753

483.72%

Taxi 1hour Waiting (Normal Tariff)

$36.06 €32.40

$5.41 Rp 97.5K

566.54%

Gasoline (1 liter)

$2.08 €1.87

$0.82 Rp 14.9K

153.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.7K

$23.8K Rp 429.7M

38.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.0K €35.0K

$31.7K Rp 572.3M

22.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 €341

$79.1 Rp 1.4M

380.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.78 €30.35

$6.45 Rp 116.2K

423.72%

Internet (50+ Mbps, Unlimited Data)

$51.5 €46.30

$18.58 Rp 334.9K

177.34%

Gym Membership (Monthly)

$39.86 €35.81

$49.48 Rp 892.0K

-19.44%

Tennis Court (1 Hour on Weekend)

$23.89 €21.47

$17.65 Rp 318.1K

35.35%

Cinema Ticket

$13.48 €12.12

$4.27 Rp 77.0K

215.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 €406

$491 Rp 8.8M

-7.79%

International Primary School, 1 Child (Yearly)

$13.1K €11.7K

$5,674 Rp 102.3M

130.34%

Jeans (Levis 501 Or Similar)

$90.0 €80.9

$44.64 Rp 804.7K

101.70%

Summer Dress (H&M, Zara, etc)

$56.0 €50.3

$34.95 Rp 630.1K

60.17%

Sport Shoes (Adidas, Nike)

$91.6 €82.3

$79.9 Rp 1.4M

14.67%

Men's Leather Business Shoes

$152 €136

$79.4 Rp 1.4M

91.06%

1-bedroom Apartment, City Center (Monthly)

$812 €730

$1,125 Rp 20.3M

-27.79%

1-bedroom Apartment, Outside City Center (Monthly)

$644 €579

$671 Rp 12.1M

-4.11%

3-bedroom Apartment, City Center (Monthly)

$1,480 €1,329

$3,565 Rp 64.3M

-58.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,124 €1,010

$1,723 Rp 31.1M

-34.77%

Buy Apartment in City Center (m2)

$4,135 €3,716

$2,732 Rp 49.2M

51.39%

Buy Apartment Outside City Center (m2)

$3,258 €2,927

$2,284 Rp 41.2M

42.64%

Average Monthly Net Salary (After Tax)

$2,805 €2,520

$164 Rp 3.0M

1612.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

13.78

-71.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Garmisch-Partenkirchen: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Garmisch-Partenkirchen

$644 31.8%

Ubud, Bali

$672 49.8% 4.3% $28

Monthly Utilities & Internet

Garmisch-Partenkirchen

$465 23%

Ubud, Bali

$104 7.7% 77.6% $361

Groceries & Markets

Garmisch-Partenkirchen

$329 16.3%

Ubud, Bali

$288 21.4% 12.4% $41

Eating Out

Garmisch-Partenkirchen

$240 11.9%

Ubud, Bali

$108 8% 55.1% $132

Clothing & Footwear

Garmisch-Partenkirchen

$175 8.7%

Ubud, Bali

$108 8% 38.6% $68

Getting Around

Garmisch-Partenkirchen

$101 5%

Ubud, Bali

$11 0.9% 88.7% $90

Sport & Entertainment

Garmisch-Partenkirchen

$67 3.3%

Ubud, Bali

$58 4.3% 13.2% $8.8

Cost Breakdown

A one-bedroom apartment in the center runs $812 in Garmisch-Partenkirchen and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Garmisch-Partenkirchen pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Garmisch-Partenkirchen vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $329 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Garmisch-Partenkirchen

🇮🇩 Ubud, Bali

🕒 Local time

10:17 10:17 AM

17:17 5:17 PM

7 h ahead of Garmisch-Partenkirchen

🌤 Weather

👥 Population

26,102

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to EUR in detail →

On the map

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Between locations

Garmisch-Partenkirchen Ubud, Bali 11,770 km ≈ 15 h nonstop flight

From you

Garmisch-Partenkirchen
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Garmisch-Partenkirchen vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Garmisch-Partenkirchen and Ubud, Bali differ by about 50% in total monthly costs ($2,022 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Garmisch-Partenkirchen is about 17 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $812 in Garmisch-Partenkirchen versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Garmisch-Partenkirchen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $67 in Garmisch-Partenkirchen. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Garmisch-Partenkirchen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Garmisch-Partenkirchen on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.