😐Monthly costs for one person with rent: $2,105 in Garmisch-Partenkirchen versus $1,392 in Ubud, Bali.
😐Estimated couple costs with rent: $3,157 in Garmisch-Partenkirchen versus $2,557 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,210 in Garmisch-Partenkirchen versus $3,723 in Ubud, Bali.
🌍Living in Garmisch-Partenkirchen is roughly 51% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Garmisch-Partenkirchen58% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Garmisch-Partenkirchen
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.04€12.34
$3.57Rp 64.3K
293.28%
Three-Course Dinner for Two, Mid-Range
$70.6€62.1
$32.32Rp 581.4K
118.38%
Fast Food Meal(McDonalds, etc)
$12.79€11.25
$5.01Rp 90.1K
155.29%
Cappuccino
$3.40€2.99
$2.82Rp 50.8K
20.57%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.69€3.25
$1.35Rp 24.3K
173.33%
Water(0.33 liter bottle)
$2.67€2.35
$0.73Rp 13.1K
265.75%
Local Beer(0.5 liter draught)
$4.93€4.33
$2.93Rp 52.8K
68.26%
Imported Beer(0.33 liter bottle)
$3.44€3.02
$3.94Rp 70.8K
-12.69%
🛒 Groceries & Markets
Garmisch-Partenkirchen
Ubud, Bali
Difference
Milk(1 liter)
$1.21€1.06
$1.78Rp 32.0K
-32.02%
White Bread(500g)
$2.26€1.99
$2.45Rp 44.1K
-7.76%
Rice(white)(1kg)
$3.50€3.08
$1.15Rp 20.7K
204.35%
Eggs
$4.01€3.53
$2.41Rp 43.4K
66.39%
Local Cheese(1kg)
$15.02€13.20
$14.33Rp 257.8K
4.82%
Chicken Fillets(1kg)
$15.24€13.40
$4.19Rp 75.3K
263.72%
Beef Round Steak(1kg)
$20.50€18.02
$12.06Rp 216.9K
69.98%
Apples(1kg)
$3.19€2.81
$3.64Rp 65.4K
-12.36%
Banana(1kg)
$1.86€1.63
$1.57Rp 28.2K
18.47%
Oranges(1kg)
$2.28€2.00
$2.79Rp 50.1K
-18.28%
Tomato(1kg)
$5.24€4.61
$2.24Rp 40.3K
133.93%
Potato(1kg)
$1.54€1.36
$1.98Rp 35.6K
-22.22%
Onion(1kg)
$1.57€1.38
$2.28Rp 41.0K
-31.14%
Lettuce(1 head)
$1.85€1.63
$1.05Rp 19.0K
76.19%
Water(1.5 liter bottle)
$1.23€1.08
$0.79Rp 14.2K
55.70%
Cigarettes 20 Pack(Marlboro, Camel)
$9.89€8.70
$3.19Rp 57.4K
210.03%
Wine(Bottle)
$5.61€4.93
$23.49Rp 422.6K
-76.12%
Local Beer(0.5 liter bottle)
$1.13€0.99
$2.90Rp 52.1K
-61.03%
Imported Beer(0.33 liter bottle)
$1.75€1.54
$2.76Rp 49.6K
-36.59%
🚌 Getting Around
Garmisch-Partenkirchen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.42€3.01
$0.27Rp 4,796
1166.67%
Public Transport Monthly Pass(Regular Price)
$61.3€53.9
$8.37Rp 150.5K
632.38%
Taxi Start(Normal Tariff)
$3.70€3.25
$0.45Rp 8,138
722.22%
Taxi(Normal Tariff)(1km)
$2.37€2.08
$0.46Rp 8,269
415.22%
Taxi 1hour Waiting(Normal Tariff)
$36.32€31.94
$6.07Rp 109.2K
498.35%
Gasoline(1 liter)
$2.08€1.83
$0.86Rp 15.6K
141.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.2K€27.5K
$26.6KRp 478.3M
17.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K€32.8K
$32.5KRp 585.6M
14.45%
🧾 Monthly Utilities & Internet
Garmisch-Partenkirchen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$389€342
$79.0Rp 1.4M
392.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.11€37.03
$4.09Rp 73.6K
929.58%
Internet(50+ Mbps, Unlimited Data)
$54.3€47.76
$23.85Rp 429.0K
127.71%
🎉 Sport & Entertainment
Garmisch-Partenkirchen
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.92€34.22
$98.8Rp 1.8M
-60.60%
Tennis Court(1 Hour on Weekend)
$23.09€20.31
$6.35Rp 114.3K
263.62%
Cinema Ticket
$13.75€12.09
$4.01Rp 72.1K
242.89%
🧸 Childcare & Education
Garmisch-Partenkirchen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$463€407
$297Rp 5.3M
55.61%
International Primary School, 1 Child(Yearly)
$13.2K€11.6K
$6,602Rp 118.8M
100.05%
👕👟 Clothing & Footwear
Garmisch-Partenkirchen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$103€90.7
$53.4Rp 961.1K
93.04%
Summer Dress(H&M, Zara, etc)
$57.3€50.4
$38.11Rp 685.7K
50.33%
Sport Shoes(Adidas, Nike)
$93.2€82.0
$88.7Rp 1.6M
5.14%
Men's Leather Business Shoes
$140€123
$76.6Rp 1.4M
83.01%
🏠 Accommodation & Living
Garmisch-Partenkirchen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$843€741
$1,020Rp 18.3M
-17.32%
1-bedroom Apartment, Outside City Center(Monthly)
$664€584
$680Rp 12.2M
-2.37%
3-bedroom Apartment, City Center(Monthly)
$1,543€1,357
$3,469Rp 62.4M
-55.51%
3-bedroom Apartment, Outside City Center(Monthly)
$1,248€1,097
$2,090Rp 37.6M
-40.29%
Buy Apartment in City Center(m2)
$5,930€5,214
$2,729Rp 49.1M
117.29%
Buy Apartment Outside City Center(m2)
$3,579€3,147
$2,295Rp 41.3M
55.91%
💵 Salaries & Financials
Garmisch-Partenkirchen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,825€2,484
$164Rp 2.9M
1626.02%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.99
13.28
-69.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Garmisch-Partenkirchen: July 25, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $843 in Garmisch-Partenkirchen and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Garmisch-Partenkirchen pays 1626% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $71.0 in Garmisch-Partenkirchen vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $360 vs $298 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Garmisch-Partenkirchen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Garmisch-Partenkirchen and in Ubud, Bali?
Garmisch-Partenkirchen and Ubud, Bali differ by about 51% in total monthly costs ($2,105 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Garmisch-Partenkirchen or Ubud, Bali?
Average pay runs 1626% higher in Garmisch-Partenkirchen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Garmisch-Partenkirchen and in Ubud, Bali?
Rent for a central apartment: $843 in Garmisch-Partenkirchen versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 21% higher in Garmisch-Partenkirchen. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $71.0 in Garmisch-Partenkirchen. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $2,105 in Garmisch-Partenkirchen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Garmisch-Partenkirchen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Garmisch-Partenkirchen and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Garmisch-Partenkirchen or Ubud, Bali safer for residents?
Safety-wise, Garmisch-Partenkirchen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Garmisch-Partenkirchen or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 51% less than in Garmisch-Partenkirchen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Garmisch-Partenkirchen vs other spots: cost of living compared