😐Monthly costs for one person with rent: $2,091 in Garmisch-Partenkirchen versus $1,404 in Ubud, Bali.
😐Estimated couple costs with rent: $3,177 in Garmisch-Partenkirchen versus $2,549 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,262 in Garmisch-Partenkirchen versus $3,694 in Ubud, Bali.
😐Living in Garmisch-Partenkirchen is roughly 49% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Garmisch-Partenkirchen56% above, Ubud, Bali4% above.
Currency
🍽 Eating Out
Garmisch-Partenkirchen
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.81€11.93
$3.57Rp 64.2K
286.83%
Three-Course Dinner for Two, Mid-Range
$68.1€58.8
$32.50Rp 584.3K
109.63%
Fast Food Meal(McDonalds, etc)
$12.93€11.17
$4.86Rp 87.4K
166.05%
Cappuccino
$3.39€2.93
$2.75Rp 49.4K
23.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.71€3.20
$1.32Rp 23.8K
181.06%
Water(0.33 liter bottle)
$2.75€2.38
$0.70Rp 12.6K
292.86%
Local Beer(0.5 liter draught)
$4.77€4.12
$2.91Rp 52.3K
63.92%
Imported Beer(0.33 liter bottle)
$3.54€3.06
$3.79Rp 68.2K
-6.60%
🛒 Groceries & Markets
Garmisch-Partenkirchen
Ubud, Bali
Difference
Milk(1 liter)
$1.21€1.05
$1.71Rp 30.7K
-29.24%
White Bread(500g)
$2.36€2.04
$2.47Rp 44.5K
-4.45%
Rice(white)(1kg)
$3.62€3.12
$1.20Rp 21.6K
201.67%
Eggs
$3.91€3.38
$2.44Rp 43.9K
60.25%
Local Cheese(1kg)
$14.87€12.85
$14.38Rp 258.5K
3.41%
Chicken Fillets(1kg)
$14.73€12.72
$4.31Rp 77.4K
241.76%
Beef Round Steak(1kg)
$20.65€17.83
$12.21Rp 219.5K
69.12%
Apples(1kg)
$3.34€2.89
$3.68Rp 66.2K
-9.24%
Banana(1kg)
$1.88€1.62
$1.55Rp 27.9K
21.29%
Oranges(1kg)
$2.25€1.94
$2.79Rp 50.1K
-19.35%
Tomato(1kg)
$5.41€4.67
$2.33Rp 41.9K
132.19%
Potato(1kg)
$1.53€1.32
$1.97Rp 35.4K
-22.34%
Onion(1kg)
$1.58€1.37
$2.31Rp 41.5K
-31.60%
Lettuce(1 head)
$1.89€1.63
$1.06Rp 19.1K
78.30%
Water(1.5 liter bottle)
$1.23€1.06
$0.73Rp 13.1K
68.49%
Cigarettes 20 Pack(Marlboro, Camel)
$9.84€8.50
$3.28Rp 58.9K
200.00%
Wine(Bottle)
$5.64€4.87
$22.79Rp 409.7K
-75.25%
Local Beer(0.5 liter bottle)
$1.12€0.96
$2.81Rp 50.4K
-60.14%
Imported Beer(0.33 liter bottle)
$1.73€1.49
$2.78Rp 50.0K
-37.77%
🚌 Getting Around
Garmisch-Partenkirchen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.39€2.93
$0.29Rp 5,234
1068.97%
Public Transport Monthly Pass(Regular Price)
$61.2€52.8
$8.06Rp 144.9K
658.81%
Taxi Start(Normal Tariff)
$3.85€3.32
$0.45Rp 8,073
755.56%
Taxi(Normal Tariff)(1km)
$2.32€2.01
$0.45Rp 8,121
415.56%
Taxi 1hour Waiting(Normal Tariff)
$36.30€31.35
$6.24Rp 112.1K
481.73%
Gasoline(1 liter)
$1.99€1.72
$0.85Rp 15.3K
134.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0K€27.6K
$26.0KRp 467.0M
23.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.2K€32.2K
$31.7KRp 569.0M
17.63%
🧾 Monthly Utilities & Internet
Garmisch-Partenkirchen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$398€344
$80.8Rp 1.5M
393.39%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.03€35.44
$4.06Rp 72.9K
910.59%
Internet(50+ Mbps, Unlimited Data)
$54.6€47.13
$24.42Rp 439.0K
123.51%
🎉 Sport & Entertainment
Garmisch-Partenkirchen
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.22€33.87
$97.7Rp 1.8M
-59.84%
Tennis Court(1 Hour on Weekend)
$23.38€20.19
$6.45Rp 115.9K
262.48%
Cinema Ticket
$14.15€12.22
$4.04Rp 72.6K
250.25%
🧸 Childcare & Education
Garmisch-Partenkirchen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$467€403
$304Rp 5.5M
53.49%
International Primary School, 1 Child(Yearly)
$13.3K€11.4K
$6,621Rp 119.0M
100.22%
👕👟 Clothing & Footwear
Garmisch-Partenkirchen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$105€90.7
$54.2Rp 974.9K
93.73%
Summer Dress(H&M, Zara, etc)
$58.0€50.1
$38.78Rp 697.0K
49.56%
Sport Shoes(Adidas, Nike)
$91.7€79.2
$86.1Rp 1.5M
6.43%
Men's Leather Business Shoes
$138€119
$76.7Rp 1.4M
79.50%
🏠 Accommodation & Living
Garmisch-Partenkirchen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$851€735
$986Rp 17.7M
-13.62%
1-bedroom Apartment, Outside City Center(Monthly)
$663€572
$658Rp 11.8M
0.71%
3-bedroom Apartment, City Center(Monthly)
$1,549€1,338
$3,369Rp 60.6M
-54.02%
3-bedroom Apartment, Outside City Center(Monthly)
$1,243€1,073
$2,066Rp 37.1M
-39.83%
Buy Apartment in City Center(m2)
$5,183€4,476
$2,741Rp 49.3M
89.07%
Buy Apartment Outside City Center(m2)
$3,742€3,232
$2,228Rp 40.0M
68.00%
💵 Salaries & Financials
Garmisch-Partenkirchen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,902€2,506
$163Rp 2.9M
1675.75%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.99
13.28
-69.95%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Garmisch-Partenkirchen: June 7, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $851 in Garmisch-Partenkirchen and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Garmisch-Partenkirchen pays 1676% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $68.0 in Garmisch-Partenkirchen vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $360 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Garmisch-Partenkirchen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Garmisch-Partenkirchen and Ubud, Bali?
Garmisch-Partenkirchen and Ubud, Bali differ by about 49% in total monthly costs ($2,091 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Garmisch-Partenkirchen or Ubud, Bali?
Garmisch-Partenkirchen pays 1676% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Garmisch-Partenkirchen and Ubud, Bali?
Rent for a central apartment: $851 in Garmisch-Partenkirchen versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 21% higher in Garmisch-Partenkirchen. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $68.0 in Garmisch-Partenkirchen. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,404 in Ubud, Bali versus $2,091 in Garmisch-Partenkirchen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Garmisch-Partenkirchen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Garmisch-Partenkirchen and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Garmisch-Partenkirchen or Ubud, Bali safer for residents?
Safety-wise, Garmisch-Partenkirchen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Garmisch-Partenkirchen or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Garmisch-Partenkirchen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Garmisch-Partenkirchen vs other spots: cost of living compared