๐Monthly costs for one person with rent: $2,057 in Garmisch-Partenkirchen versus $1,408 in Ubud, Bali.
๐Estimated couple costs with rent: $3,145 in Garmisch-Partenkirchen versus $2,582 in Ubud, Bali.
๐Monthly costs for a family of three with rent: $4,233 in Garmisch-Partenkirchen versus $3,757 in Ubud, Bali.
๐Living in Garmisch-Partenkirchen is roughly 46% more expensive than Ubud, Bali, driven mainly by Eating Out.
๐Both cities are pricier than the global median: Garmisch-Partenkirchen53% above, Ubud, Bali5% above.
Currency
๐ฝ Eating Out
Garmisch-Partenkirchen
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.05โฌ11.98
$3.42Rpย 58.7K
310.82%
Three-Course Dinner for Two, Mid-Range
$68.3โฌ58.3
$32.96Rpย 566.5K
107.34%
Fast Food Meal(McDonalds, etc)
$12.77โฌ10.89
$5.08Rpย 87.3K
151.38%
Cappuccino
$3.28โฌ2.80
$2.82Rpย 48.5K
16.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.63โฌ3.09
$1.37Rpย 23.5K
164.96%
Water(0.33 liter bottle)
$2.68โฌ2.28
$0.71Rpย 12.2K
277.46%
Local Beer(0.5 liter draught)
$4.98โฌ4.25
$2.97Rpย 51.0K
67.68%
Imported Beer(0.33 liter bottle)
$3.42โฌ2.91
$3.91Rpย 67.2K
-12.53%
๐ Groceries & Markets
Garmisch-Partenkirchen
Ubud, Bali
Difference
Milk(1 liter)
$1.22โฌ1.04
$1.75Rpย 30.0K
-30.29%
White Bread(500g)
$2.28โฌ1.95
$2.52Rpย 43.2K
-9.52%
Rice(white)(1kg)
$3.60โฌ3.07
$1.21Rpย 20.8K
197.52%
Eggs
$4.02โฌ3.43
$2.33Rpย 40.1K
72.53%
Local Cheese(1kg)
$14.94โฌ12.74
$14.50Rpย 249.2K
3.03%
Chicken Fillets(1kg)
$14.83โฌ12.65
$4.36Rpย 74.9K
240.14%
Beef Round Steak(1kg)
$20.99โฌ17.91
$12.05Rpย 207.0K
74.19%
Apples(1kg)
$3.27โฌ2.79
$3.82Rpย 65.6K
-14.40%
Banana(1kg)
$1.80โฌ1.54
$1.61Rpย 27.7K
11.80%
Oranges(1kg)
$2.33โฌ1.98
$2.70Rpย 46.5K
-13.70%
Tomato(1kg)
$5.20โฌ4.43
$2.23Rpย 38.3K
133.18%
Potato(1kg)
$1.60โฌ1.36
$1.90Rpย 32.6K
-15.79%
Onion(1kg)
$1.62โฌ1.38
$2.18Rpย 37.5K
-25.69%
Lettuce(1 head)
$1.87โฌ1.60
$1.03Rpย 17.7K
81.55%
Water(1.5 liter bottle)
$1.23โฌ1.05
$0.77Rpย 13.3K
59.74%
Cigarettes 20 Pack(Marlboro, Camel)
$9.83โฌ8.38
$3.18Rpย 54.7K
209.12%
Wine(Bottle)
$5.74โฌ4.90
$23.23Rpย 399.2K
-75.29%
Local Beer(0.5 liter bottle)
$1.13โฌ0.96
$2.85Rpย 48.9K
-60.35%
Imported Beer(0.33 liter bottle)
$1.81โฌ1.55
$2.72Rpย 46.7K
-33.46%
๐ Getting Around
Garmisch-Partenkirchen
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.51โฌ2.99
$0.29Rpย 5,022
1110.34%
Public Transport Monthly Pass(Regular Price)
$61.3โฌ52.3
$8.43Rpย 144.8K
626.81%
Taxi Start(Normal Tariff)
$3.67โฌ3.13
$0.49Rpย 8,344
648.98%
Taxi(Normal Tariff)(1km)
$2.37โฌ2.02
$0.45Rpย 7,812
426.67%
Taxi 1hour Waiting(Normal Tariff)
$36.45โฌ31.09
$6.28Rpย 107.8K
480.41%
Gasoline(1 liter)
$1.99โฌ1.70
$0.85Rpย 14.6K
134.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8Kโฌ27.1K
$26.1KRpย 447.8M
22.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.5Kโฌ31.1K
$31.5KRpย 541.8M
15.64%
๐งพ Monthly Utilities & Internet
Garmisch-Partenkirchen
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$391โฌ334
$79.8Rpย 1.4M
390.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.13โฌ35.94
$4.09Rpย 70.3K
930.07%
Internet(50+ Mbps, Unlimited Data)
$54.8โฌ46.78
$24.06Rpย 413.6K
127.93%
๐ Sport & Entertainment
Garmisch-Partenkirchen
Ubud, Bali
Difference
Gym Membership(Monthly)
$39.44โฌ33.64
$96.2Rpย 1.7M
-59.00%
Tennis Court(1 Hour on Weekend)
$22.80โฌ19.45
$6.53Rpย 112.2K
249.16%
Cinema Ticket
$13.63โฌ11.63
$4.13Rpย 71.1K
230.02%
๐งธ Childcare & Education
Garmisch-Partenkirchen
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$457โฌ390
$297Rpย 5.1M
54.07%
International Primary School, 1 Child(Yearly)
$13.5Kโฌ11.5K
$6,661Rpย 114.5M
102.50%
๐๐ Clothing & Footwear
Garmisch-Partenkirchen
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$103โฌ87.8
$55.0Rpย 944.5K
87.30%
Summer Dress(H&M, Zara, etc)
$57.9โฌ49.40
$38.75Rpย 666.0K
49.45%
Sport Shoes(Adidas, Nike)
$93.7โฌ80.0
$89.6Rpย 1.5M
4.61%
Men's Leather Business Shoes
$138โฌ117
$78.9Rpย 1.4M
74.37%
๐ Accommodation & Living
Garmisch-Partenkirchen
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$836โฌ713
$1,018Rpย 17.5M
-17.93%
1-bedroom Apartment, Outside City Center(Monthly)
$660โฌ563
$660Rpย 11.3M
-0.06%
3-bedroom Apartment, City Center(Monthly)
$1,522โฌ1,299
$3,435Rpย 59.0M
-55.68%
3-bedroom Apartment, Outside City Center(Monthly)
$1,234โฌ1,052
$2,053Rpย 35.3M
-39.91%
Buy Apartment in City Center(m2)
$5,022โฌ4,284
$2,981Rpย 51.2M
68.48%
Buy Apartment Outside City Center(m2)
$3,696โฌ3,153
$2,368Rpย 40.7M
56.08%
๐ต Salaries & Financials
Garmisch-Partenkirchen
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,980โฌ2,542
$172Rpย 3.0M
1631.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.99
13.28
-69.95%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Garmisch-Partenkirchen: April 21, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $836 in Garmisch-Partenkirchen and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
๐ฐGarmisch-Partenkirchen pays 1632% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $68 in Garmisch-Partenkirchen vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $361 vs $299 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Garmisch-Partenkirchen vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Garmisch-Partenkirchen and Ubud, Bali?
Garmisch-Partenkirchen and Ubud, Bali differ by about 46% in total monthly costs ($2,057 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
Which city pays better: Garmisch-Partenkirchen or Ubud, Bali?
Garmisch-Partenkirchen pays 1632% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Garmisch-Partenkirchen and Ubud, Bali?
Rent for a central apartment: $836 in Garmisch-Partenkirchen versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 21% higher in Garmisch-Partenkirchen. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali โ a meal for two runs $33.00 versus $68.0 in Garmisch-Partenkirchen. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,408 in Ubud, Bali versus $2,057 in Garmisch-Partenkirchen, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Garmisch-Partenkirchen. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Garmisch-Partenkirchen and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Garmisch-Partenkirchen or Ubud, Bali safer for residents?
Safety-wise, Garmisch-Partenkirchen and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Garmisch-Partenkirchen or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet โ expenses run 46% less than in Garmisch-Partenkirchen. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Garmisch-Partenkirchen vs other spots: cost of living compared