Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Garmisch-Partenkirchen

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,022 in Garmisch-Partenkirchen, rent and utilities included – about $8,100 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Garmisch-Partenkirchen
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Garmisch-Partenkirchen Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Garmisch-Partenkirchen

🇩🇪 Germany

$2,022

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Garmisch-Partenkirchen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Garmisch-Partenkirchen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,022 in Garmisch-Partenkirchen.

Ubud, Bali $1,349
Garmisch-Partenkirchen $2,022

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,998 in Garmisch-Partenkirchen.

Ubud, Bali $2,305
Garmisch-Partenkirchen $2,998

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,974 in Garmisch-Partenkirchen.

Ubud, Bali $3,261
Garmisch-Partenkirchen $3,974

Living in Ubud, Bali costs roughly 33% less than in Garmisch-Partenkirchen, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$13.24 €11.90

-74.92%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$67.4 €60.5

-47.09%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$13.60 €12.22

-59.34%

Cappuccino

$2.72 Rp 49.0K

$3.29 €2.96

-17.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$3.98 €3.58

-57.29%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.98 €1.77

-61.62%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$4.66 €4.19

-43.13%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$3.30 €2.96

32.73%

Milk (1 liter)

$1.49 Rp 26.9K

$1.10 €0.99

35.45%

White Bread (500g)

$2.28 Rp 41.0K

$2.04 €1.83

11.76%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.29 €2.05

-48.03%

Eggs

$2.04 Rp 36.7K

$3.45 €3.10

-40.87%

Local Cheese (1kg)

$17.70 Rp 319.1K

$14.32 €12.87

23.60%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$9.86 €8.86

-59.84%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$25.56 €22.97

-52.31%

Apples (1kg)

$3.66 Rp 65.9K

$3.59 €3.23

1.95%

Banana (1kg)

$1.52 Rp 27.4K

$2.29 €2.05

-33.62%

Oranges (1kg)

$2.23 Rp 40.2K

$1.91 €1.71

16.75%

Tomato (1kg)

$1.97 Rp 35.6K

$4.06 €3.65

-51.48%

Potato (1kg)

$1.85 Rp 33.3K

$1.03 €0.93

79.61%

Onion (1kg)

$2.42 Rp 43.7K

$1.08 €0.97

124.07%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.60 €1.43

-38.13%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.26 €1.13

-59.52%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$9.52 €8.56

-76.68%

Wine (Bottle)

$22.24 Rp 400.9K

$5.59 €5.03

297.85%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.11 €0.99

103.60%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$1.46 €1.32

103.42%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$3.34 €3.00

-92.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$69.9 €62.8

-88.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$5.36 €4.82

-91.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$2.51 €2.26

-82.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$36.06 €32.40

-85.00%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.08 €1.87

-60.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$33.0K €29.7K

-27.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$39.0K €35.0K

-18.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$380 €341

-79.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$33.78 €30.35

-80.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$51.5 €46.30

-63.94%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$39.86 €35.81

24.13%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$23.89 €21.47

-26.12%

Cinema Ticket

$4.27 Rp 77.0K

$13.48 €12.12

-68.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$452 €406

8.45%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$13.1K €11.7K

-56.59%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$90.0 €80.9

-50.42%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$56.0 €50.3

-37.57%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$91.6 €82.3

-12.79%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$152 €136

-47.66%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$812 €730

38.49%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$644 €579

4.28%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,480 €1,329

140.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,124 €1,010

53.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,135 €3,716

-33.94%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$3,258 €2,927

-29.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,805 €2,520

-94.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.97

247.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Garmisch-Partenkirchen: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Garmisch-Partenkirchen

$644 31.8% 4.1% $28

Groceries & Markets

Ubud, Bali

$288 21.4%

Garmisch-Partenkirchen

$329 16.3% 14.2% $41

Eating Out

Ubud, Bali

$108 8%

Garmisch-Partenkirchen

$240 11.9% 123% $132

Clothing & Footwear

Ubud, Bali

$108 8%

Garmisch-Partenkirchen

$175 8.7% 63% $68

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Garmisch-Partenkirchen

$465 23% 347% $361

Sport & Entertainment

Ubud, Bali

$58 4.3%

Garmisch-Partenkirchen

$67 3.3% 15.1% $8.8

Getting Around

Ubud, Bali

$11 0.9%

Garmisch-Partenkirchen

$101 5% 786% $90

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $812 in Garmisch-Partenkirchen. Housing cost is often the main lever when comparing two cities.

Garmisch-Partenkirchen pays about 17 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $67 in Garmisch-Partenkirchen for a mid-range dinner for two. Groceries echo the gap at $288 vs $329 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Garmisch-Partenkirchen

🕒 Local time

20:00 8:00 PM

13:00 1:00 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

26,102

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Garmisch-Partenkirchen 11,770 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Garmisch-Partenkirchen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Garmisch-Partenkirchen: Cost of Living - Frequently Asked Questions

Ubud, Bali and Garmisch-Partenkirchen differ by about 50% in total monthly costs ($1,349 vs $2,022 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $812 in Garmisch-Partenkirchen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Garmisch-Partenkirchen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $67 in Garmisch-Partenkirchen. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Garmisch-Partenkirchen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Garmisch-Partenkirchen on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.