🙂Monthly costs for one person with rent: $495 in Gampaha versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $868 in Gampaha versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,241 in Gampaha versus $3,660 in Ubud, Bali.
🙂Living in Gampaha costs roughly 65% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Gampaha is 63% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Gampaha
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.63LKR 539
$3.56Rp 63.7K
-54.21%
Three-Course Dinner for Two, Mid-Range
$25.26LKR 8,374
$32.73Rp 584.5K
-22.82%
Fast Food Meal(McDonalds, etc)
$5.08LKR 1,683
$4.95Rp 88.4K
2.63%
Cappuccino
$2.22LKR 735
$2.71Rp 48.4K
-18.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.70LKR 232
$1.34Rp 24.0K
-47.76%
Water(0.33 liter bottle)
$0.37LKR 124
$0.70Rp 12.5K
-47.14%
Local Beer(0.5 liter draught)
$2.13LKR 706
$2.92Rp 52.1K
-27.05%
Imported Beer(0.33 liter bottle)
$1.64LKR 545
$3.96Rp 70.7K
-58.59%
🛒 Groceries & Markets
Gampaha
Ubud, Bali
Difference
Milk(1 liter)
$1.73LKR 573
$1.81Rp 32.3K
-4.42%
White Bread(500g)
$0.52LKR 173
$2.52Rp 45.0K
-79.37%
Rice(white)(1kg)
$0.73LKR 244
$1.16Rp 20.7K
-37.07%
Eggs
$2.21LKR 733
$2.46Rp 43.9K
-10.16%
Local Cheese(1kg)
$14.25LKR 4,724
$14.71Rp 262.7K
-3.13%
Chicken Fillets(1kg)
$4.46LKR 1,478
$4.32Rp 77.1K
3.24%
Beef Round Steak(1kg)
$7.93LKR 2,631
$12.14Rp 216.7K
-34.68%
Apples(1kg)
$6.80LKR 2,254
$3.84Rp 68.6K
77.08%
Banana(1kg)
$1.07LKR 354
$1.56Rp 27.8K
-31.41%
Oranges(1kg)
$5.67LKR 1,881
$2.83Rp 50.6K
100.35%
Tomato(1kg)
$1.25LKR 414
$2.33Rp 41.5K
-46.35%
Potato(1kg)
$1.07LKR 354
$1.91Rp 34.2K
-43.98%
Onion(1kg)
$1.34LKR 445
$2.20Rp 39.3K
-39.09%
Lettuce(1 head)
$0.35LKR 115
$1.01Rp 18.1K
-65.35%
Water(1.5 liter bottle)
$0.38LKR 126
$0.78Rp 13.8K
-51.28%
Cigarettes 20 Pack(Marlboro, Camel)
$10.00LKR 3,314
$3.32Rp 59.2K
201.20%
Wine(Bottle)
$13.06LKR 4,332
$23.74Rp 423.9K
-44.99%
Local Beer(0.5 liter bottle)
$1.53LKR 508
$2.79Rp 49.8K
-45.16%
Imported Beer(0.33 liter bottle)
$2.66LKR 883
$2.86Rp 51.1K
-6.99%
🚌 Getting Around
Gampaha
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.31LKR 104
$0.27Rp 4,800
14.81%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.4K
-
Taxi Start(Normal Tariff)
$0.32LKR 106
$0.46Rp 8,150
-30.43%
Taxi(Normal Tariff)(1km)
$0.32LKR 107
$0.45Rp 8,037
-28.89%
Taxi 1hour Waiting(Normal Tariff)
$0.58LKR 192
$6.10Rp 108.9K
-90.49%
Gasoline(1 liter)
$1.21LKR 402
$0.79Rp 14.2K
53.16%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1KLKR 9.0M
$26.1KRp 467.0M
3.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.3KLKR 11.4M
$32.1KRp 573.6M
6.63%
🧾 Monthly Utilities & Internet
Gampaha
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$29.59LKR 9,812
$79.9Rp 1.4M
-62.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.41LKR 1,131
$4.06Rp 72.6K
-16.01%
Internet(50+ Mbps, Unlimited Data)
$12.33LKR 4,087
$23.52Rp 420.0K
-47.58%
🎉 Sport & Entertainment
Gampaha
Ubud, Bali
Difference
Gym Membership(Monthly)
$8.60LKR 2,850
$98.7Rp 1.8M
-91.29%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$3.39LKR 1,124
$4.15Rp 74.1K
-18.31%
🧸 Childcare & Education
Gampaha
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$16.54LKR 5,484
$304Rp 5.4M
-94.56%
International Primary School, 1 Child(Yearly)
$136LKR 45.2K
$6,613Rp 118.1M
-97.94%
👕👟 Clothing & Footwear
Gampaha
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$28.10LKR 9,317
$55.5Rp 991.8K
-49.41%
Summer Dress(H&M, Zara, etc)
$10.08LKR 3,343
$38.31Rp 684.1K
-73.69%
Sport Shoes(Adidas, Nike)
$67.9LKR 22.5K
$88.6Rp 1.6M
-23.39%
Men's Leather Business Shoes
$27.03LKR 8,963
$77.9Rp 1.4M
-65.29%
🏠 Accommodation & Living
Gampaha
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$98.5LKR 32.7K
$1,006Rp 18.0M
-90.21%
1-bedroom Apartment, Outside City Center(Monthly)
$61.5LKR 20.4K
$675Rp 12.1M
-90.90%
3-bedroom Apartment, City Center(Monthly)
$341LKR 113.1K
$3,442Rp 61.5M
-90.09%
3-bedroom Apartment, Outside City Center(Monthly)
$187LKR 61.8K
$2,039Rp 36.4M
-90.86%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Gampaha
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$223LKR 74.1K
$165Rp 3.0M
35.17%
20-Year Fixed Mortgage Interest Rate(Annual %)
10
13.28
-24.70%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gampaha: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $98.5 in Gampaha and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Gampaha pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $25.00 in Gampaha vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $243 vs $302 per month, with Gampaha cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gampaha vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Gampaha and Ubud, Bali?
Gampaha and Ubud, Bali differ by about 186% in total monthly costs ($495 vs $1,419 including rent). Gampaha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Gampaha or Ubud, Bali?
Gampaha pays 35% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Gampaha and Ubud, Bali?
Rent for a central apartment: $98.5 in Gampaha versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Gampaha and Ubud, Bali?
Childcare runs $16.54 in Gampaha versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Gampaha – a meal for two runs $25.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $495 in Gampaha versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Gampaha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gampaha the clear choice for anyone on this budget.
How does quality of life compare between Gampaha and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Gampaha or Ubud, Bali safer for residents?
Safety-wise, Gampaha and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Gampaha or Ubud, Bali?
Expats usually find Gampaha gentler on the wallet – expenses run 186% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.