😐Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $459 in Gampaha.
😐Estimated couple costs with rent: $2,334 in Ubud, Bali versus $774 in Gampaha.
😐Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,088 in Gampaha.
🌍Living in Ubud, Bali is roughly 204% more expensive than in Gampaha, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 2% above, Gampaha is 67% below.
Currency
🍽 Eating Out
Ubud, Bali
Gampaha
Difference
Meal at Budget Restaurant
$3.37Rp 59.5K
$1.89LKR 619
78.31%
Three-Course Dinner for Two, Mid-Range
$38.59Rp 680.3K
$18.03LKR 5,916
114.03%
Fast Food Meal(McDonalds, etc)
$5.52Rp 97.3K
$5.25LKR 1,723
5.14%
Cappuccino
$2.64Rp 46.6K
$1.25LKR 411
111.20%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67Rp 29.5K
$0.59LKR 192
183.05%
Water(0.33 liter bottle)
$0.77Rp 13.6K
$0.27LKR 89.1
185.19%
Local Beer(0.5 liter draught)
$2.63Rp 46.4K
$2.10LKR 689
25.24%
Imported Beer(0.33 liter bottle)
$4.28Rp 75.5K
$3.10LKR 1,018
38.06%
🛒 Groceries & Markets
Ubud, Bali
Gampaha
Difference
Milk(1 liter)
$1.55Rp 27.3K
$1.57LKR 515
-1.27%
White Bread(500g)
$2.22Rp 39.2K
$0.45LKR 147
393.33%
Rice(white)(1kg)
$1.13Rp 19.8K
$0.74LKR 244
52.70%
Eggs
$2.09Rp 36.8K
$1.58LKR 519
32.28%
Local Cheese(1kg)
$17.39Rp 306.6K
$13.04LKR 4,279
33.36%
Chicken Fillets(1kg)
$3.87Rp 68.2K
$4.05LKR 1,329
-4.44%
Beef Round Steak(1kg)
$12.55Rp 221.2K
$7.34LKR 2,407
70.98%
Apples(1kg)
$3.62Rp 63.8K
$6.19LKR 2,032
-41.52%
Banana(1kg)
$1.56Rp 27.5K
$0.90LKR 296
73.33%
Oranges(1kg)
$2.35Rp 41.5K
$4.35LKR 1,427
-45.98%
Tomato(1kg)
$2.06Rp 36.2K
$1.24LKR 408
66.13%
Potato(1kg)
$1.90Rp 33.5K
$1.02LKR 336
86.27%
Onion(1kg)
$2.34Rp 41.2K
$0.75LKR 246
212.00%
Lettuce(1 head)
$1.03Rp 18.2K
$0.29LKR 94.1
255.17%
Water(1.5 liter bottle)
$0.55Rp 9,779
$0.32LKR 106
71.88%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 39.7K
$9.67LKR 3,173
-76.73%
Wine(Bottle)
$23.81Rp 419.7K
$13.32LKR 4,369
78.75%
Local Beer(0.5 liter bottle)
$2.31Rp 40.8K
$1.36LKR 446
69.85%
Imported Beer(0.33 liter bottle)
$2.80Rp 49.4K
$2.46LKR 807
13.82%
🚌 Getting Around
Ubud, Bali
Gampaha
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,802
$0.31LKR 102
-12.90%
Public Transport Monthly Pass(Regular Price)
$8.66Rp 152.7K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,489
$0.31LKR 102
54.84%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,863
$0.36LKR 118
25.00%
Taxi 1hour Waiting(Normal Tariff)
$5.72Rp 100.8K
$0.88LKR 288
550.00%
Gasoline(1 liter)
$0.76Rp 13.4K
$1.13LKR 371
-32.74%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 431.6M
$30.5KLKR 10.0M
-19.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 566.3M
$43.0KLKR 14.1M
-25.28%
🧾 Monthly Utilities & Internet
Ubud, Bali
Gampaha
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.6Rp 1.5M
$27.91LKR 9,158
199.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.46Rp 113.8K
$3.10LKR 1,016
108.39%
Internet(50+ Mbps, Unlimited Data)
$18.99Rp 334.8K
$10.96LKR 3,596
73.27%
🎉 Sport & Entertainment
Ubud, Bali
Gampaha
Difference
Gym Membership(Monthly)
$56.0Rp 986.8K
$7.43LKR 2,438
653.30%
Tennis Court(1 Hour on Weekend)
$18.62Rp 328.2K
-
-
Cinema Ticket
$4.28Rp 75.5K
$4.44LKR 1,455
-3.60%
🧸 Childcare & Education
Ubud, Bali
Gampaha
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$487Rp 8.6M
$15.53LKR 5,094
3032.78%
International Primary School, 1 Child(Yearly)
$5,856Rp 103.2M
$120LKR 39.4K
4772.04%
👕👟 Clothing & Footwear
Ubud, Bali
Gampaha
Difference
Jeans(Levis 501 Or Similar)
$45.56Rp 803.2K
$20.29LKR 6,657
124.54%
Summer Dress(H&M, Zara, etc)
$36.38Rp 641.4K
$9.37LKR 3,074
288.26%
Sport Shoes(Adidas, Nike)
$82.0Rp 1.4M
$60.5LKR 19.8K
35.54%
Men's Leather Business Shoes
$80.4Rp 1.4M
$24.25LKR 7,955
231.55%
🏠 Accommodation & Living
Ubud, Bali
Gampaha
Difference
1-bedroom Apartment, City Center(Monthly)
$1,117Rp 19.7M
$90.2LKR 29.6K
1138.18%
1-bedroom Apartment, Outside City Center(Monthly)
$701Rp 12.4M
$55.6LKR 18.2K
1161.16%
3-bedroom Apartment, City Center(Monthly)
$3,537Rp 62.4M
$307LKR 100.7K
1051.91%
3-bedroom Apartment, Outside City Center(Monthly)
$1,762Rp 31.1M
$166LKR 54.6K
959.63%
Buy Apartment in City Center(m2)
$2,826Rp 49.8M
-
-
Buy Apartment Outside City Center(m2)
$2,292Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Gampaha
Difference
Average Monthly Net Salary(After Tax)
$170Rp 3.0M
$230LKR 75.4K
-26.13%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
10
37.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 31, 2026
Last update for Gampaha: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $90.2 in Gampaha. Housing cost is often the main lever when comparing two cities.
💰Gampaha pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $39.00 in Ubud, Bali vs $18.00 in Gampaha for a mid-range dinner for two. Groceries echo the gap at $293 vs $219 per month, with Gampaha cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Gampaha: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Gampaha?
Ubud, Bali and Gampaha differ by about 204% in total monthly costs ($1,396 vs $459 including rent). Gampaha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 35% lower in Gampaha. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Gampaha?
Rent for a central apartment: $1,117 in Ubud, Bali versus $90.2 in Gampaha. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Gampaha?
Childcare runs $487 in Ubud, Bali versus $15.53 in Gampaha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Gampaha – a meal for two runs $18.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $459 in Gampaha versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Gampaha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gampaha the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Gampaha?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Gampaha safer for residents?
Safety-wise, Ubud, Bali and Gampaha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Gampaha?
Expats usually find Gampaha gentler on the wallet – expenses run 204% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared