Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gampaha

For one person, living is cheaper in Gampaha: $453 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
22

Cost of Living Index in Gampaha
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Gampaha Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Gampaha

🇱🇰 Sri Lanka

$453

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gampaha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gampaha actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $453 in Gampaha.

Ubud, Bali $1,353
Gampaha $453

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $768 in Gampaha.

Ubud, Bali $2,297
Gampaha $768

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,083 in Gampaha.

Ubud, Bali $3,241
Gampaha $1,083

Living in Ubud, Bali is roughly 199% more expensive than in Gampaha, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Gampaha is 67% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.84 LKR 609

75.54%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$18.22 LKR 6,034

91.44%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$5.20 LKR 1,721

9.62%

Cappuccino

$2.62 Rp 47.1K

$1.24 LKR 410

111.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.53 LKR 176

224.53%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.25 LKR 82.1

224.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.12 LKR 701

25.00%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.05 LKR 1,010

43.28%

Milk (1 liter)

$1.57 Rp 28.3K

$1.63 LKR 539

-3.68%

White Bread (500g)

$2.19 Rp 39.5K

$0.41 LKR 135

434.15%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.73 LKR 241

61.64%

Eggs

$2.16 Rp 38.8K

$1.65 LKR 548

30.91%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.91 LKR 4,607

26.89%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.03 LKR 1,334

-6.20%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.43 LKR 2,460

60.83%

Apples (1kg)

$3.60 Rp 64.8K

$5.95 LKR 1,972

-39.50%

Banana (1kg)

$1.59 Rp 28.6K

$0.82 LKR 270

93.90%

Oranges (1kg)

$2.31 Rp 41.6K

$4.51 LKR 1,493

-48.78%

Tomato (1kg)

$1.91 Rp 34.3K

$1.32 LKR 436

44.70%

Potato (1kg)

$1.78 Rp 32.1K

$0.95 LKR 314

87.37%

Onion (1kg)

$2.33 Rp 41.9K

$0.84 LKR 277

177.38%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.29 LKR 94.8

244.83%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.34 LKR 114

55.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$9.88 LKR 3,273

-76.82%

Wine (Bottle)

$22.07 Rp 397.3K

$13.04 LKR 4,319

69.25%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.35 LKR 447

74.07%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.44 LKR 808

22.13%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.29 LKR 95.2

-20.69%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.29 LKR 95.0

62.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.36 LKR 120

19.44%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$0.89 LKR 295

514.61%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.17 LKR 388

-29.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.6K LKR 10.1M

-21.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$39.9K LKR 13.2M

-17.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$27.15 LKR 8,994

194.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$2.99 LKR 991

119.40%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$10.85 LKR 3,592

71.43%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$7.73 LKR 2,561

600.13%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$4.55 LKR 1,508

-6.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$14.93 LKR 4,944

3200.00%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$121 LKR 40.1K

4526.10%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$18.28 LKR 6,054

149.34%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$9.02 LKR 2,987

287.58%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$59.9 LKR 19.8K

29.73%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$23.95 LKR 7,933

227.85%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$90.2 LKR 29.9K

1154.69%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$56.4 LKR 18.7K

1092.42%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$302 LKR 100.2K

1094.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$163 LKR 54.0K

944.00%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$231 LKR 76.4K

-27.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Gampaha: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Gampaha

$56 12.5% 91.6% $616

Groceries & Markets

Ubud, Bali

$287 21.2%

Gampaha

$221 48.7% 23.1% $66

Clothing & Footwear

Ubud, Bali

$107 7.9%

Gampaha

$50 11% 53.1% $57

Eating Out

Ubud, Bali

$106 7.9%

Gampaha

$65 14.3% 39% $42

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Gampaha

$41 9% 61% $64

Sport & Entertainment

Ubud, Bali

$63 4.6%

Gampaha

$17 3.7% 73.1% $46

Getting Around

Ubud, Bali

$12 0.9%

Gampaha

$3.2 * 0.7% 73.9% $9.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $90.2 in Gampaha. Housing cost is often the main lever when comparing two cities.

Gampaha pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $18.00 in Gampaha for a mid-range dinner for two. Groceries echo the gap at $287 vs $221 per month, with Gampaha cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇰 Gampaha

🕒 Local time

19:38 7:38 PM

17:08 5:08 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

20,000

💱 Currency

Indonesian Rupiah IDR Rp

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Sri Lankan Rupee exchange rates as of October 20, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gampaha 4,280 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Gampaha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gampaha: Cost of Living - Frequently Asked Questions

Ubud, Bali and Gampaha differ by about 199% in total monthly costs ($1,353 vs $453 including rent). Gampaha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 39% lower in Gampaha. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $90.2 in Gampaha. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $14.93 in Gampaha. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gampaha – a meal for two runs $18.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $453 in Gampaha versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Gampaha but tight or insufficient in Ubud, Bali. The gap between the two cities makes Gampaha the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Gampaha are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gampaha gentler on the wallet – expenses run 199% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.