Last update: Oct 2026

Cost of Living Comparison Between Gaighat and Cebu

For one person, living is cheaper in Gaighat: $302 a month against $918 in Cebu, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Gaighat
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Gaighat Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Gaighat

🇳🇵 Nepal

$302

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Gaighat and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gaighat and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $302 in Gaighat versus $918 in Cebu.

Gaighat $302
Cebu $918

Estimated couple costs with rent: $497 in Gaighat versus $1,409 in Cebu.

Gaighat $497
Cebu $1,409

Monthly costs for a family of three with rent: $693 in Gaighat versus $1,900 in Cebu.

Gaighat $693
Cebu $1,900

Living in Gaighat costs roughly 67% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Gaighat 78% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.94 NPR 294

$3.09 ₱194

-37.22%

Three-Course Dinner for Two, Mid-Range

$20.22 NPR 3,072

$24.22 ₱1,525

-16.52%

Fast Food Meal (McDonalds, etc)

$7.62 NPR 1,158

$3.92 ₱247

94.39%

Cappuccino

$1.55 NPR 235

$2.51 ₱158

-38.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 NPR 82.3

$1.59 ₱100

-66.04%

Water (0.33 liter bottle)

$0.16 NPR 24.46

$0.53 ₱33.43

-69.81%

Local Beer (0.5 liter draught)

$3.07 NPR 466

$1.78 ₱112

72.47%

Imported Beer (0.33 liter bottle)

$3.30 NPR 502

$2.17 ₱137

52.07%

Milk (1 liter)

$0.51 NPR 77.5

$1.92 ₱121

-73.44%

White Bread (500g)

$0.23 NPR 34.37

$1.36 ₱85.4

-83.09%

Rice (white) (1kg)

$0.35 NPR 52.5

$1.01 ₱63.5

-65.35%

Eggs

$1.03 NPR 157

$2.03 ₱128

-49.26%

Local Cheese (1kg)

$7.37 NPR 1,120

$9.86 ₱621

-25.25%

Chicken Fillets (1kg)

$1.98 NPR 301

$4.39 ₱277

-54.90%

Beef Round Steak (1kg)

$2.64 NPR 401

$7.60 ₱479

-65.26%

Apples (1kg)

$1.60 NPR 243

$3.30 ₱208

-51.52%

Banana (1kg)

$1.15 NPR 175

$1.39 ₱87.8

-17.27%

Oranges (1kg)

$0.63 NPR 95.3

$2.33 ₱147

-72.96%

Tomato (1kg)

$0.35 NPR 52.5

$1.50 ₱94.3

-76.67%

Potato (1kg)

$0.34 NPR 52.3

$2.36 ₱149

-85.59%

Onion (1kg)

$0.35 NPR 52.6

$1.90 ₱119

-81.58%

Lettuce (1 head)

$0.49 NPR 74.9

$1.19 ₱74.9

-58.82%

Water (1.5 liter bottle)

$0.14 NPR 21.46

$0.63 ₱39.71

-77.78%

Cigarettes 20 Pack (Marlboro, Camel)

$1.98 NPR 301

$3.00 ₱189

-34.00%

Wine (Bottle)

$3.95 NPR 601

$6.03 ₱379

-34.49%

Local Beer (0.5 liter bottle)

$1.29 NPR 195

$1.23 ₱77.7

4.88%

Imported Beer (0.33 liter bottle)

$2.89 NPR 439

$1.75 ₱110

65.14%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.75 NPR 266

$0.77 ₱48.62

127.27%

Taxi (Normal Tariff) (1km)

$1.20 NPR 182

$0.23 ₱14.53

421.74%

Taxi 1hour Waiting (Normal Tariff)

$3.25 NPR 494

$4.46 ₱281

-27.13%

Gasoline (1 liter)

$1.34 NPR 204

$1.31 ₱82.8

2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K NPR 4.5M

$21.2K ₱1.3M

40.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.4K NPR 5.5M

$19.1K ₱1.2M

89.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$31.44 NPR 4,777

$120 ₱7,569

-73.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.57 NPR 543

$14.00 ₱882

-74.50%

Internet (50+ Mbps, Unlimited Data)

$9.17 NPR 1,394

$27.54 ₱1,734

-66.70%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$3.00 NPR 456

$5.65 ₱356

-46.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$64.9 NPR 9,865

$275 ₱17.3K

-76.42%

International Primary School, 1 Child (Yearly)

$5,459 NPR 829.5K

$7,918 ₱498.5K

-31.05%

Jeans (Levis 501 Or Similar)

$25.57 NPR 3,885

$49.33 ₱3,106

-48.17%

Summer Dress (H&M, Zara, etc)

$26.40 NPR 4,011

$25.24 ₱1,589

4.60%

Sport Shoes (Adidas, Nike)

$62.8 NPR 9,546

$77.0 ₱4,846

-18.37%

Men's Leather Business Shoes

$29.01 NPR 4,407

$57.2 ₱3,601

-49.28%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.72

7.2

35.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gaighat: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Gaighat

$97 32.3%

Cebu

$206 22.4% 111% $108

Eating Out

Gaighat

$82 27.1%

Cebu

$88 9.6% 8.1% $6.6

Clothing & Footwear

Gaighat

$65 21.5%

Cebu

$94 10.2% 45.2% $29

Monthly Utilities & Internet

Gaighat

$44 14.6%

Cebu

$162 17.6% 266% $118

Getting Around

Gaighat

$7.8 * 2.6%

Cebu

$16 1.7% 101% $7.8

Sport & Entertainment

Gaighat

$6 * 2%

Cebu

$44 4.8% 627% $38

Accommodation & Living

Gaighat

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $20.00 in Gaighat vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $97.0 vs $206 per month, with Gaighat cheaper across the board.

Good to know

🇳🇵 Gaighat

🇵🇭 Cebu

🕒 Local time

01:30 1:30 AM

03:45 3:45 AM

2 h 15 min ahead of Gaighat

🌤 Weather

👥 Population

964,169

💱 Currency

Nepalese Rupee NPR रु

Philippine Peso PHP ₱

📈 Exchange rate

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NPR – Nepalese Rupee Converter

🇺🇸 United States Dollar ($)

🇳🇵 Nepalese Rupee (रु)

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to NPR in detail →

On the map

Lowest

Highest

Between locations

Gaighat Cebu 4,830 km ≈ 7 h nonstop flight

From you

Gaighat
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gaighat vs Cebu: Cost of Living - Frequently Asked Questions

Gaighat is cheaper overall, especially in groceries, eating out, and clothing. The 204% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $453 in Gaighat and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 111% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $302 per month in Gaighat versus $918 in Cebu – a 204% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gaighat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Gaighat is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gaighat and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 204% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.