Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gaighat

For one person, living is cheaper in Gaighat: $302 a month against $918 in Cebu, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
15

Cost of Living Index in Gaighat
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Gaighat Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gaighat

🇳🇵 Nepal

$302

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gaighat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gaighat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $302 in Gaighat.

Cebu $918
Gaighat $302

Estimated couple costs with rent: $1,409 in Cebu versus $497 in Gaighat.

Cebu $1,409
Gaighat $497

Monthly costs for a family of three with rent: $1,900 in Cebu versus $693 in Gaighat.

Cebu $1,900
Gaighat $693

Living in Cebu is roughly 204% more expensive than in Gaighat, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Gaighat 78% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.94 NPR 294

59.28%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.22 NPR 3,072

19.78%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.62 NPR 1,158

-48.56%

Cappuccino

$2.51 ₱158

$1.55 NPR 235

61.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.54 NPR 82.3

194.44%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.16 NPR 24.46

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.07 NPR 466

-42.02%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.30 NPR 502

-34.24%

Milk (1 liter)

$1.92 ₱121

$0.51 NPR 77.5

276.47%

White Bread (500g)

$1.36 ₱85.5

$0.23 NPR 34.37

491.30%

Rice (white) (1kg)

$1.01 ₱63.6

$0.35 NPR 52.5

188.57%

Eggs

$2.03 ₱128

$1.03 NPR 157

97.09%

Local Cheese (1kg)

$9.86 ₱621

$7.37 NPR 1,120

33.79%

Chicken Fillets (1kg)

$4.39 ₱277

$1.98 NPR 301

121.72%

Beef Round Steak (1kg)

$7.60 ₱479

$2.64 NPR 401

187.88%

Apples (1kg)

$3.30 ₱208

$1.60 NPR 243

106.25%

Banana (1kg)

$1.39 ₱87.8

$1.15 NPR 175

20.87%

Oranges (1kg)

$2.33 ₱147

$0.63 NPR 95.3

269.84%

Tomato (1kg)

$1.50 ₱94.3

$0.35 NPR 52.5

328.57%

Potato (1kg)

$2.36 ₱149

$0.34 NPR 52.3

594.12%

Onion (1kg)

$1.90 ₱119

$0.35 NPR 52.6

442.86%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 NPR 74.9

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.14 NPR 21.46

350.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.98 NPR 301

51.52%

Wine (Bottle)

$6.03 ₱380

$3.95 NPR 601

52.66%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.29 NPR 195

-4.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.89 NPR 439

-39.45%

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.75 NPR 266

-56.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.20 NPR 182

-80.83%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.25 NPR 494

37.23%

Gasoline (1 liter)

$1.31 ₱82.8

$1.34 NPR 204

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.9K NPR 4.5M

-29.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.4K NPR 5.5M

-47.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$31.44 NPR 4,777

282.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.57 NPR 543

292.16%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$9.17 NPR 1,394

200.33%

Gym Membership (Monthly)

$32.33 ₱2,036

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$3.00 NPR 456

88.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$64.9 NPR 9,865

324.01%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$5,459 NPR 829.5K

45.04%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$25.57 NPR 3,885

92.92%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$26.40 NPR 4,011

-4.39%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$62.8 NPR 9,546

22.51%

Men's Leather Business Shoes

$57.2 ₱3,603

$29.01 NPR 4,407

97.17%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.72

-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gaighat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gaighat

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Gaighat

$97 32.3% 52.7% $108

Monthly Utilities & Internet

Cebu

$162 17.6%

Gaighat

$44 14.6% 72.7% $118

Clothing & Footwear

Cebu

$94 10.2%

Gaighat

$65 21.5% 31.1% $29

Eating Out

Cebu

$88 9.6%

Gaighat

$82 27.1% 7.5% $6.6

Sport & Entertainment

Cebu

$44 4.8%

Gaighat

$6 * 2% 86.2% $38

Getting Around

Cebu

$16 1.7%

Gaighat

$7.8 * 2.6% 50.2% $7.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $20.00 in Gaighat for a mid-range dinner for two. Groceries echo the gap at $206 vs $97.0 per month, with Gaighat cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Gaighat

🕒 Local time

04:31 4:31 AM

02:16 2:16 AM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Gaighat 4,830 km ≈ 7 h nonstop flight

From you

Cebu
Gaighat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gaighat: Cost of Living - Frequently Asked Questions

Gaighat is cheaper overall, especially in groceries, clothing, and eating out. The 204% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $453 in Gaighat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 111% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $302 in Gaighat – a 204% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Gaighat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Gaighat is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gaighat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gaighat gentler on the wallet – expenses run 204% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.