🙂A single person spends $798 per month in Francisco Morato vs $852 in Chiang Mai, rent included.
🙂A couple spends around $1,309 per month in Francisco Morato vs $1,354 in Chiang Mai, rent included.
🙂A family of three spends $1,821 per month in Francisco Morato vs $1,857 in Chiang Mai, rent included.
🙂Francisco Morato is about 6% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Francisco Morato and Chiang Mai are more affordable than the global median – Francisco Morato40% lower, Chiang Mai36% lower.
Currency
🍽 Eating Out
Francisco Morato
Chiang Mai
Difference
Meal at Budget Restaurant
$6.27R$31.27
$1.96฿64.0
219.90%
Three-Course Dinner for Two, Mid-Range
$32.59R$163
$18.81฿615
73.26%
Fast Food Meal(McDonalds, etc)
$7.19R$35.89
$7.92฿259
-9.22%
Cappuccino
$1.80R$8.97
$1.91฿62.6
-5.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37R$6.84
$0.84฿27.41
63.10%
Water(0.33 liter bottle)
$0.87R$4.35
$0.35฿11.51
148.57%
Local Beer(0.5 liter draught)
$1.76R$8.80
$2.21฿72.1
-20.36%
Imported Beer(0.33 liter bottle)
$3.47R$17.30
$3.80฿124
-8.68%
🛒 Groceries & Markets
Francisco Morato
Chiang Mai
Difference
Milk(1 liter)
$1.13R$5.64
$1.64฿53.5
-31.10%
White Bread(500g)
$1.52R$7.60
$1.62฿53.1
-6.17%
Rice(white)(1kg)
$1.27R$6.31
$1.18฿38.62
7.63%
Eggs
$2.29R$11.41
$2.01฿65.8
13.93%
Local Cheese(1kg)
$8.08R$40.34
$15.89฿520
-49.15%
Chicken Fillets(1kg)
$3.73R$18.60
$3.01฿98.5
23.92%
Beef Round Steak(1kg)
$8.63R$43.06
$10.77฿352
-19.87%
Apples(1kg)
$2.24R$11.20
$2.61฿85.5
-14.18%
Banana(1kg)
$1.78R$8.90
$1.22฿39.88
45.90%
Oranges(1kg)
$1.48R$7.39
$1.70฿55.7
-12.94%
Tomato(1kg)
$1.58R$7.87
$1.58฿51.5
-
Potato(1kg)
$1.31R$6.55
$1.32฿43.14
-0.76%
Onion(1kg)
$1.14R$5.70
$1.17฿38.23
-2.56%
Lettuce(1 head)
$0.76R$3.79
$0.67฿21.98
13.43%
Water(1.5 liter bottle)
$0.65R$3.24
$0.56฿18.32
16.07%
Cigarettes 20 Pack(Marlboro, Camel)
$2.69R$13.41
$4.53฿148
-40.62%
Wine(Bottle)
$9.69R$48.33
$18.20฿595
-46.76%
Local Beer(0.5 liter bottle)
$1.32R$6.57
$1.83฿60.0
-27.87%
Imported Beer(0.33 liter bottle)
$3.33R$16.61
$3.23฿106
3.10%
🚌 Getting Around
Francisco Morato
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.94R$4.71
$0.89฿29.00
5.62%
Public Transport Monthly Pass(Regular Price)
$38.91R$194
$19.38฿634
100.77%
Taxi Start(Normal Tariff)
$0.86R$4.29
$1.35฿44.20
-36.30%
Taxi(Normal Tariff)(1km)
$1.02R$5.07
$1.35฿44.05
-24.44%
Taxi 1hour Waiting(Normal Tariff)
$8.41R$41.97
$8.25฿270
1.94%
Gasoline(1 liter)
$1.01R$5.06
$1.27฿41.64
-20.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.4KR$111.9K
$21.2K฿691.8K
5.97%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.4KR$146.5K
$22.5K฿735.3K
30.56%
🧾 Monthly Utilities & Internet
Francisco Morato
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$47.80R$239
$70.2฿2,294
-31.86%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.07R$75.2
$13.77฿450
9.44%
Internet(50+ Mbps, Unlimited Data)
$19.04R$95.0
$17.60฿575
8.18%
🎉 Sport & Entertainment
Francisco Morato
Chiang Mai
Difference
Gym Membership(Monthly)
$22.27R$111
$41.57฿1,360
-46.43%
Tennis Court(1 Hour on Weekend)
$21.73R$108
$6.60฿216
229.24%
Cinema Ticket
$5.27R$26.29
$5.78฿189
-8.82%
🧸 Childcare & Education
Francisco Morato
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$313R$1,561
$306฿10.0K
2.18%
International Primary School, 1 Child(Yearly)
$6,840R$34.1K
$14.8K฿484.8K
-53.87%
👕👟 Clothing & Footwear
Francisco Morato
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$57.9R$289
$54.4฿1,778
6.40%
Summer Dress(H&M, Zara, etc)
$52.5R$262
$26.14฿855
100.65%
Sport Shoes(Adidas, Nike)
$83.9R$418
$84.5฿2,764
-0.82%
Men's Leather Business Shoes
$72.0R$359
$69.4฿2,270
3.66%
🏠 Accommodation & Living
Francisco Morato
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$312R$1,555
$424฿13.9K
-26.43%
1-bedroom Apartment, Outside City Center(Monthly)
$218R$1,087
$238฿7,788
-8.56%
3-bedroom Apartment, City Center(Monthly)
$590R$2,946
$825฿27.0K
-28.42%
3-bedroom Apartment, Outside City Center(Monthly)
$436R$2,175
$515฿16.8K
-15.42%
Buy Apartment in City Center(m2)
$1,692R$8,445
$2,049฿67.0K
-17.42%
Buy Apartment Outside City Center(m2)
$1,193R$5,955
$1,523฿49.8K
-21.63%
💵 Salaries & Financials
Francisco Morato
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$635฿20.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.92
5
118.40%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Francisco Morato: April 25, 2026
Last update for Chiang Mai: April 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $312 in Francisco Morato versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $33.00 in Francisco Morato versus $19.00 in Chiang Mai. Groceries tell a different story – $195 in Francisco Morato vs $243 in Chiang Mai – so Francisco Morato wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Francisco Morato vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Francisco Morato or Chiang Mai?
Chiang Mai costs about 7% more than Francisco Morato, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Francisco Morato vs Chiang Mai?
For a comfortable life, plan on about $1,196 per month in Francisco Morato and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Francisco Morato or Chiang Mai?
Rent is clearly cheaper in Francisco Morato, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Francisco Morato and Chiang Mai?
Kindergarten costs $313 per month in Francisco Morato and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Francisco Morato or Chiang Mai?
Groceries cost about 25% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Francisco Morato or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $798 in Francisco Morato and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Francisco Morato or Chiang Mai?
For digital nomads, it depends on budget. Francisco Morato costs $798 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Francisco Morato compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Francisco Morato or Chiang Mai?
If budget matters most, go with Francisco Morato. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.
Francisco Morato vs other spots: cost of living compared