Last update: Nov 2026

Cost of Living Comparison Between Chiang Mai and Francisco Morato

For one person, living is cheaper in Francisco Morato: $877 a month against $935 in Chiang Mai, rent and utilities included – about $700 less a year. Higher rent and utilities in Chiang Mai outweigh lower spending on other living expenses.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
42

Cost of Living Index in Francisco Morato
Learn more

Francisco Morato Living Index

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Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Francisco Morato

🇧🇷 Brazil

$877

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Francisco Morato actually costs, broken down by who's living it.

A single person spends $935 per month in Chiang Mai vs $877 in Francisco Morato, rent included.

Chiang Mai $935
Francisco Morato $877

A couple spends around $1,467 per month in Chiang Mai vs $1,424 in Francisco Morato, rent included.

Chiang Mai $1,467
Francisco Morato $1,424

A family of three spends $1,999 per month in Chiang Mai vs $1,971 in Francisco Morato, rent included.

Chiang Mai $1,999
Francisco Morato $1,971

Chiang Mai costs about 7% more than Francisco Morato, and outside of rent the biggest gap is in groceries.

Both Chiang Mai and Francisco Morato are more affordable than the global median – Chiang Mai 31% lower, Francisco Morato 35% lower.

Meal at Budget Restaurant

$2.13 ฿72.0

$6.60 R$36.21

-67.73%

Three-Course Dinner for Two, Mid-Range

$18.62 ฿628

$37.12 R$204

-49.84%

Fast Food Meal (McDonalds, etc)

$5.60 ฿189

$8.48 R$46.56

-33.96%

Cappuccino

$1.66 ฿56.1

$2.04 R$11.21

-18.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ฿21.82

$1.56 R$8.56

-58.33%

Water (0.33 liter bottle)

$0.30 ฿10.29

$1.06 R$5.84

-71.70%

Local Beer (0.5 liter draught)

$2.32 ฿78.3

$2.58 R$14.18

-10.08%

Imported Beer (0.33 liter bottle)

$3.67 ฿124

$4.17 R$22.89

-11.99%

Milk (1 liter)

$2.02 ฿68.0

$1.12 R$6.16

80.36%

White Bread (500g)

$1.41 ฿47.49

$1.82 R$9.96

-22.53%

Rice (white) (1kg)

$1.39 ฿46.94

$1.06 R$5.83

31.13%

Eggs

$2.37 ฿79.9

$2.56 R$14.03

-7.42%

Local Cheese (1kg)

$16.52 ฿557

$8.39 R$46.04

96.90%

Chicken Fillets (1kg)

$2.67 ฿90.1

$4.23 R$23.20

-36.88%

Beef Round Steak (1kg)

$9.02 ฿304

$9.99 R$54.8

-9.71%

Apples (1kg)

$2.40 ฿80.9

$2.56 R$14.06

-6.25%

Banana (1kg)

$1.04 ฿35.12

$1.67 R$9.15

-37.72%

Oranges (1kg)

$1.66 ฿56.0

$1.71 R$9.36

-2.92%

Tomato (1kg)

$1.56 ฿52.6

$1.69 R$9.27

-7.69%

Potato (1kg)

$1.24 ฿41.75

$1.31 R$7.18

-5.34%

Onion (1kg)

$1.09 ฿36.65

$1.30 R$7.14

-16.15%

Lettuce (1 head)

$0.76 ฿25.70

$0.87 R$4.80

-12.64%

Water (1.5 liter bottle)

$0.51 ฿17.34

$0.69 R$3.78

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$4.12 ฿139

$2.62 R$14.37

57.25%

Wine (Bottle)

$17.93 ฿605

$8.41 R$46.18

113.20%

Local Beer (0.5 liter bottle)

$1.62 ฿54.8

$1.51 R$8.30

7.28%

Imported Beer (0.33 liter bottle)

$2.82 ฿95.2

$4.20 R$23.06

-32.86%

One-way Ticket (Public Transport)

$0.93 ฿31.52

$0.94 R$5.15

-1.06%

Public Transport Monthly Pass (Regular Price)

$52.9 ฿1,784

$42.23 R$232

25.24%

Taxi Start (Normal Tariff)

$1.18 ฿39.69

$1.11 R$6.08

6.31%

Taxi (Normal Tariff) (1km)

$0.17 ฿5.78

$1.18 R$6.48

-85.59%

Taxi 1hour Waiting (Normal Tariff)

$1.81 ฿61.1

$6.50 R$35.65

-72.15%

Gasoline (1 liter)

$1.47 ฿49.67

$1.17 R$6.42

25.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ฿708.7K

$22.2K R$121.6K

-5.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿894.4K

$32.0K R$175.9K

-17.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 ฿2,110

$44.88 R$246

39.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.60 ฿391

$14.20 R$77.9

-18.31%

Internet (50+ Mbps, Unlimited Data)

$20.30 ฿685

$17.29 R$94.9

17.41%

Gym Membership (Monthly)

$37.88 ฿1,278

$27.09 R$149

39.83%

Tennis Court (1 Hour on Weekend)

$3.70 ฿125

$27.85 R$153

-86.71%

Cinema Ticket

$6.51 ฿220

$7.56 R$41.50

-13.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$727 ฿24.5K

$400 R$2,197

81.58%

International Primary School, 1 Child (Yearly)

$16.6K ฿559.0K

$6,923 R$38.0K

139.39%

Jeans (Levis 501 Or Similar)

$53.5 ฿1,806

$51.5 R$282

4.06%

Summer Dress (H&M, Zara, etc)

$24.80 ฿836

$54.8 R$301

-54.74%

Sport Shoes (Adidas, Nike)

$90.4 ฿3,049

$89.8 R$493

0.62%

Men's Leather Business Shoes

$72.0 ฿2,428

$78.4 R$430

-8.24%

1-bedroom Apartment, City Center (Monthly)

$481 ฿16.2K

$334 R$1,835

43.88%

1-bedroom Apartment, Outside City Center (Monthly)

$310 ฿10.5K

$238 R$1,307

30.11%

3-bedroom Apartment, City Center (Monthly)

$1,058 ฿35.7K

$636 R$3,491

66.39%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ฿22.2K

$453 R$2,489

45.23%

Buy Apartment in City Center (m2)

$2,418 ฿81.5K

$1,641 R$9,007

47.32%

Buy Apartment Outside City Center (m2)

$1,609 ฿54.3K

$1,018 R$5,586

58.07%

Average Monthly Net Salary (After Tax)

$595 ฿20.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

11.12

-49.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: November 1, 2026

Last update for Francisco Morato: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$310 33.1%

Francisco Morato

$238 27.2% 23.1% $72

Groceries & Markets

Chiang Mai

$237 25.3%

Francisco Morato

$209 23.9% 11.6% $27

Clothing & Footwear

Chiang Mai

$108 11.6%

Francisco Morato

$124 14.1% 14% $15

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Francisco Morato

$76 8.7% 19.2% $18

Eating Out

Chiang Mai

$77 8.2%

Francisco Morato

$134 15.3% 75.6% $58

Getting Around

Chiang Mai

$59 6.3%

Francisco Morato

$53 6% 9.6% $5.7

Sport & Entertainment

Chiang Mai

$51 5.4%

Francisco Morato

$42 4.8% 17.1% $8.7

Cost Breakdown

A central one-bedroom costs $481 in Chiang Mai versus $334 in Francisco Morato. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $19 in Chiang Mai versus $37 in Francisco Morato. Groceries tell a different story – $237 in Chiang Mai vs $209 in Francisco Morato – so Francisco Morato wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇧🇷 Francisco Morato

🕒 Local time

15:57 3:57 PM

05:57 5:57 AM

10 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

165,139

💱 Currency

Thai Baht THB ฿

Brazilian Real BRL R$

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.64 EUR

1 BRL = 0.182 USD

1 BRL = 0.163 EUR

Exchange rates and currency converter

BRL, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.81 THB (100 THB = 2.64 EUR).

Brazilian Real exchange rates as of November 4, 2026: 1 USD = 5.49 BRL (1 BRL = 0.182 USD). 1 EUR = 6.15 BRL (1 BRL = 0.163 EUR).

USD to THB in detail →

On the map

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Highest

Between locations

Chiang Mai Francisco Morato 16,430 km ≈ 21 h nonstop flight

From you

Chiang Mai
Francisco Morato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Francisco Morato: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 7% more than Francisco Morato, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $1,316 in Francisco Morato. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Francisco Morato, especially for central apartments: a one-bedroom in the center costs $334 there versus $481 in Chiang Mai.

Kindergarten costs $727 per month in Chiang Mai and $400 in Francisco Morato. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 13% more in Chiang Mai, though the gap depends on what you buy.

Families tend to lean toward Francisco Morato – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.