Last update: Oct 2026

Cost of Living Comparison Between Fort Smith, AR and Monterrey

For one person, living is cheaper in Monterrey: $1,608 a month against $1,978 in Fort Smith, AR, rent and utilities included – about $4,400 less a year. Other living expenses account for most of the difference.

Fort Smith, AR
🇺🇸 United States
$1,978
/mo nomad
Monterrey
🇲🇽 Mexico
$1,608
/mo nomad
Monthly Cost of Living

How much you'll spend in Fort Smith, AR and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Smith, AR and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,978 in Fort Smith, AR versus $1,608 in Monterrey.

  • Fort Smith, AR $1,978
  • Monterrey $1,608

Estimated couple costs with rent: $3,030 in Fort Smith, AR versus $2,521 in Monterrey.

  • Fort Smith, AR $3,030
  • Monterrey $2,521

Monthly costs for a family of three with rent: $4,081 in Fort Smith, AR versus $3,433 in Monterrey.

  • Fort Smith, AR $4,081
  • Monterrey $3,433

Living in Fort Smith, AR is roughly 23% more expensive than in Monterrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Fort Smith, AR 47% above, Monterrey 19% above.

Currency
🍽 Eating Out
Fort Smith, AR
Monterrey
Difference
Meal at Budget Restaurant
$20.37 $20.37
$13.85 MX$256
47.08%
Three-Course Dinner for Two, Mid-Range
$65.0 $65.0
$49.70 MX$918
30.68%
Fast Food Meal (McDonalds, etc)
$11.35 $11.35
$11.05 MX$204
2.71%
Cappuccino
$5.35 $5.35
$4.09 MX$75.6
30.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.31 $2.31
$1.68 MX$30.97
37.50%
Water (0.33 liter bottle)
$2.06 $2.06
$1.03 MX$18.98
100.00%
Local Beer (0.5 liter draught)
$6.13 $6.13
$2.40 MX$44.28
155.42%
Imported Beer (0.33 liter bottle)
$9.09 $9.09
$4.35 MX$80.3
108.97%
🛒 Groceries & Markets
Fort Smith, AR
Monterrey
Difference
Milk (1 liter)
$1.02 $1.02
$1.92 MX$35.55
-46.87%
White Bread (500g)
$3.44 $3.44
$2.94 MX$54.2
17.01%
Rice (white) (1kg)
$3.67 $3.67
$1.88 MX$34.66
95.21%
Eggs
$2.97 $2.97
$2.55 MX$47.06
16.47%
Local Cheese (1kg)
$7.37 $7.37
$11.84 MX$219
-37.75%
Chicken Fillets (1kg)
$10.94 $10.94
$9.36 MX$173
16.88%
Beef Round Steak (1kg)
$19.62 $19.62
$13.10 MX$242
49.77%
Apples (1kg)
$4.95 $4.95
$3.38 MX$62.5
46.45%
Banana (1kg)
$1.42 $1.42
$1.52 MX$28.13
-6.58%
Oranges (1kg)
$2.56 $2.56
$2.19 MX$40.51
16.89%
Tomato (1kg)
$2.10 $2.10
$2.36 MX$43.63
-11.02%
Potato (1kg)
$1.90 $1.90
$2.26 MX$41.76
-15.93%
Onion (1kg)
$1.58 $1.58
$2.73 MX$50.5
-42.12%
Lettuce (1 head)
$1.81 $1.81
$1.52 MX$28.17
19.08%
Water (1.5 liter bottle)
$2.26 $2.26
$1.24 MX$22.90
82.26%
Cigarettes 20 Pack (Marlboro, Camel)
$8.08 $8.08
$4.75 MX$87.8
70.11%
Wine (Bottle)
$14.13 $14.13
$13.66 MX$252
3.44%
Local Beer (0.5 liter bottle)
$1.84 $1.84
$1.89 MX$34.95
-2.65%
Imported Beer (0.33 liter bottle)
$2.52 $2.52
$2.99 MX$55.2
-15.72%
🚌 Getting Around
Fort Smith, AR
Monterrey
Difference
One-way Ticket (Public Transport)
$1.28 $1.28
$0.85 MX$15.78
50.59%
Public Transport Monthly Pass (Regular Price)
$35.56 $35.56
$30.95 MX$572
14.89%
Taxi Start (Normal Tariff)
$2.73 $2.73
$1.68 MX$30.98
62.50%
Taxi (Normal Tariff) (1km)
$1.28 $1.28
$1.13 MX$20.87
13.27%
Taxi 1hour Waiting (Normal Tariff)
$30.11 $30.11
$11.15 MX$206
170.04%
Gasoline (1 liter)
$0.79 $0.79
$1.56 MX$28.91
-49.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K $25.5K
$21.4K MX$395.8K
19.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$25.1K MX$463.2K
3.08%
🧾 Monthly Utilities & Internet
Fort Smith, AR
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$274 $274
$119 MX$2,206
129.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.6 $70.6
$26.21 MX$484
169.29%
Internet (50+ Mbps, Unlimited Data)
$68.5 $68.5
$26.78 MX$495
155.71%
🎉 Sport & Entertainment
Fort Smith, AR
Monterrey
Difference
Gym Membership (Monthly)
$27.02 $27.02
$31.03 MX$573
-12.92%
Tennis Court (1 Hour on Weekend)
$15.73 $15.73
$21.43 MX$396
-26.60%
Cinema Ticket
$13.27 $13.27
$5.29 MX$97.7
150.85%
🧸 Childcare & Education
Fort Smith, AR
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$890 $890
$691 MX$12.8K
28.82%
International Primary School, 1 Child (Yearly)
$23.9K $23.9K
$11.5K MX$212.1K
107.92%
👕👟 Clothing & Footwear
Fort Smith, AR
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$52.9 $52.9
$72.3 MX$1,335
-26.73%
Summer Dress (H&M, Zara, etc)
$41.60 $41.60
$42.72 MX$789
-2.62%
Sport Shoes (Adidas, Nike)
$93.6 $93.6
$110 MX$2,024
-14.52%
Men's Leather Business Shoes
$77.1 $77.1
$117 MX$2,158
-33.93%
🏠 Accommodation & Living
Fort Smith, AR
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$681 $681
$970 MX$17.9K
-29.75%
1-bedroom Apartment, Outside City Center (Monthly)
$668 $668
$664 MX$12.3K
0.64%
3-bedroom Apartment, City Center (Monthly)
$1,500 $1,500
$1,857 MX$34.3K
-19.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,328 $1,328
$1,287 MX$23.8K
3.18%
Buy Apartment in City Center (m2)
$1,547 $1,547
$4,162 MX$76.9K
-62.83%
Buy Apartment Outside City Center (m2)
$1,540 $1,540
$2,349 MX$43.4K
-34.45%
💵 Salaries & Financials
Fort Smith, AR
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$3,041 $3,041
$1,146 MX$21.2K
165.23%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.38
11.79
-45.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Smith, AR: October 12, 2026

Last update for Monterrey: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Fort Smith, AR
$668
Monterrey
$664 0.6% $4.3
Monthly Utilities & Internet
Fort Smith, AR
$413
Monterrey
$172 58.3% $241
Groceries & Markets
Fort Smith, AR
$347
Monterrey
$310 10.4% $36
Eating Out
Fort Smith, AR
$328
Monterrey
$225 31.4% $103
Clothing & Footwear
Fort Smith, AR
$119
Monterrey
$154 28.6% $34
Sport & Entertainment
Fort Smith, AR
$54
Monterrey
$42 22.3% $12
Getting Around
Fort Smith, AR
$50
Monterrey
$42 16.3% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $681 in Fort Smith, AR and $970 in Monterrey. Housing cost is often the main lever when comparing two cities.

Fort Smith, AR pays 165% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Fort Smith, AR vs $50.0 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $347 vs $310 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Fort Smith, AR
🇲🇽 Monterrey
🕒 Local time
10:25 10:25 AM
09:25 9:25 AM
1 h behind Fort Smith, AR
🌤 Weather
👥 Population
89,142
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Fort Smith, AR Monterrey 1,220 km ≈ 2 h nonstop flight
From you
  • Fort Smith, AR
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort Smith, AR vs Monterrey: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fort Smith, AR or Monterrey?
Monterrey wins on cost – living expenses run 23% lower than in Fort Smith, AR. Housing and daily spending are where you'll feel the difference most, making Monterrey the obvious pick if budget is a priority.
Are salaries higher in Fort Smith, AR or in Monterrey?
Average pay runs 165% higher in Fort Smith, AR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Fort Smith, AR compared to Monterrey?
Rent for a central apartment: $681 in Fort Smith, AR versus $970 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Fort Smith, AR compared to Monterrey?
All in, you'll spend $1,978 per month in Fort Smith, AR versus $1,608 in Monterrey – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Fort Smith, AR compared to Monterrey?
A monthly transit pass in Monterrey runs roughly 15% less than in Fort Smith, AR. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $3,000/month in Fort Smith, AR or in Monterrey?
At $1,608 in Monterrey versus $1,978 in Fort Smith, AR, a $3,000 budget is realistic in Monterrey but tight or insufficient in Fort Smith, AR. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
Which city is better for digital nomads, Fort Smith, AR or Monterrey?
Both work as nomad bases, but Monterrey delivers better value – similar infrastructure at $1,608 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monterrey hard to pass up.
Which city is more affordable for expats?
Expats usually find Monterrey gentler on the wallet – expenses run 23% less than in Fort Smith, AR. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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