Last update: Oct 2026

Cost of Living Comparison Between Foca and Ubud, Bali

For one person, living is cheaper in Foca: $949 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Foca
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Foca Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Foca

🇧🇦 Bosnia and Herzegovina

$949

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Foca and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Foca and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $949 in Foca versus $1,353 in Ubud, Bali.

Foca $949
Ubud, Bali $1,353

Estimated couple costs with rent: $1,367 in Foca versus $2,297 in Ubud, Bali.

Foca $1,367
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $1,786 in Foca versus $3,241 in Ubud, Bali.

Foca $1,786
Ubud, Bali $3,241

Living in Foca costs roughly 30% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$5.31 BAM 9.26

$3.23 Rp 58.0K

64.40%

Three-Course Dinner for Two, Mid-Range

$22.24 BAM 38.75

$34.88 Rp 626.2K

-36.24%

Fast Food Meal (McDonalds, etc)

$4.61 BAM 8.04

$5.70 Rp 102.3K

-19.12%

Cappuccino

$1.49 BAM 2.59

$2.62 Rp 47.0K

-43.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 BAM 2.35

$1.72 Rp 30.9K

-21.51%

Water (0.33 liter bottle)

$0.84 BAM 1.46

$0.81 Rp 14.6K

3.70%

Local Beer (0.5 liter draught)

$1.69 BAM 2.94

$2.65 Rp 47.5K

-36.23%

Imported Beer (0.33 liter bottle)

$2.31 BAM 4.03

$4.37 Rp 78.4K

-47.14%

Milk (1 liter)

$1.18 BAM 2.05

$1.57 Rp 28.2K

-24.84%

White Bread (500g)

$1.12 BAM 1.95

$2.19 Rp 39.4K

-48.86%

Rice (white) (1kg)

$1.59 BAM 2.76

$1.18 Rp 21.1K

34.75%

Eggs

$2.01 BAM 3.50

$2.16 Rp 38.7K

-6.94%

Local Cheese (1kg)

$6.93 BAM 12.08

$17.65 Rp 316.9K

-60.74%

Chicken Fillets (1kg)

$6.41 BAM 11.17

$3.78 Rp 67.9K

69.58%

Beef Round Steak (1kg)

$10.18 BAM 17.74

$11.95 Rp 214.6K

-14.81%

Apples (1kg)

$0.83 BAM 1.45

$3.60 Rp 64.7K

-76.94%

Banana (1kg)

$1.75 BAM 3.05

$1.59 Rp 28.6K

10.06%

Oranges (1kg)

$2.14 BAM 3.73

$2.31 Rp 41.5K

-7.36%

Tomato (1kg)

$1.68 BAM 2.93

$1.91 Rp 34.2K

-12.04%

Potato (1kg)

$0.99 BAM 1.72

$1.78 Rp 32.0K

-44.38%

Onion (1kg)

$1.36 BAM 2.37

$2.33 Rp 41.8K

-41.63%

Lettuce (1 head)

$1.13 BAM 1.97

$1.00 Rp 17.9K

13.00%

Water (1.5 liter bottle)

$0.91 BAM 1.58

$0.53 Rp 9,486

71.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.39 BAM 5.91

$2.29 Rp 41.0K

48.03%

Wine (Bottle)

$8.39 BAM 14.62

$22.07 Rp 396.4K

-61.98%

Local Beer (0.5 liter bottle)

$0.84 BAM 1.46

$2.35 Rp 42.1K

-64.26%

Imported Beer (0.33 liter bottle)

$1.16 BAM 2.03

$2.98 Rp 53.4K

-61.07%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$0.23 Rp 4,102

452.17%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 159.8K

Taxi Start (Normal Tariff)

$1.75 BAM 3.05

$0.47 Rp 8,445

272.34%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.04

$0.43 Rp 7,718

37.21%

Taxi 1hour Waiting (Normal Tariff)

$17.31 BAM 30.17

$5.47 Rp 98.2K

216.45%

Gasoline (1 liter)

$1.52 BAM 2.65

$0.83 Rp 14.8K

83.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K BAM 53.4K

$23.9K Rp 428.7M

28.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BAM 38.0K

$32.8K Rp 588.7M

-33.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 BAM 273

$80.0 Rp 1.4M

95.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.28 BAM 28.37

$6.56 Rp 117.8K

148.17%

Internet (50+ Mbps, Unlimited Data)

$33.80 BAM 58.9

$18.60 Rp 334.0K

81.72%

Gym Membership (Monthly)

$33.52 BAM 58.4

$54.1 Rp 971.7K

-38.06%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 328.2K

Cinema Ticket

$5.83 BAM 10.15

$4.25 Rp 76.4K

37.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$286 BAM 499

$493 Rp 8.8M

-41.92%

International Primary School, 1 Child (Yearly)

$3,587 BAM 6,250

$5,597 Rp 100.5M

-35.92%

Jeans (Levis 501 Or Similar)

$83.2 BAM 145

$45.58 Rp 818.4K

82.47%

Summer Dress (H&M, Zara, etc)

$35.42 BAM 61.7

$34.96 Rp 627.8K

1.32%

Sport Shoes (Adidas, Nike)

$68.2 BAM 119

$77.7 Rp 1.4M

-12.26%

Men's Leather Business Shoes

$140 BAM 244

$78.5 Rp 1.4M

78.06%

1-bedroom Apartment, City Center (Monthly)

$154 BAM 269

$1,131 Rp 20.3M

-86.38%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 432

$673 Rp 12.1M

-63.18%

3-bedroom Apartment, City Center (Monthly)

$516 BAM 899

$3,613 Rp 64.9M

-85.72%

3-bedroom Apartment, Outside City Center (Monthly)

$366 BAM 638

$1,702 Rp 30.6M

-78.47%

Buy Apartment in City Center (m2)

$2,407 BAM 4,194

$2,717 Rp 48.8M

-11.43%

Buy Apartment Outside City Center (m2)

$1,763 BAM 3,072

$2,241 Rp 40.2M

-21.34%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

13.78

-67.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Foca: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Foca

$248 26.1%

Ubud, Bali

$673 49.7% 172% $425

Monthly Utilities & Internet

Foca

$207 21.8%

Ubud, Bali

$105 7.8% 49.1% $101

Groceries & Markets

Foca

$197 20.7%

Ubud, Bali

$287 21.2% 45.9% $90

Clothing & Footwear

Foca

$147 15.5%

Ubud, Bali

$107 7.9% 27.5% $40

Eating Out

Foca

$96 10.1%

Ubud, Bali

$106 7.9% 10.9% $10

Sport & Entertainment

Foca

$45 4.8%

Ubud, Bali

$63 4.6% 38.6% $17

Getting Around

Foca

$9.8 * 1%

Ubud, Bali

$12 0.9% 27% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $154 in Foca and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22 in Foca vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $197 vs $287 per month, with Foca cheaper across the board.

Good to know

🇧🇦 Foca

🇮🇩 Ubud, Bali

🕒 Local time

15:30 3:30 PM

22:30 10:30 PM

7 h ahead of Foca

🌤 Weather

👥 Population

12,334

74,800

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BAM = 0.574 USD

1 BAM = 0.512 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.74 BAM (1 BAM = 0.574 USD). 1 EUR = 1.96 BAM (1 BAM = 0.512 EUR).

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 17,956 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,146 IDR (100,000 IDR = 4.96 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Foca Ubud, Bali 11,180 km ≈ 14 h nonstop flight

From you

Foca
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Foca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Foca is cheaper overall, especially in groceries, leisure, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,424 in Foca and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $154 in Foca versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $286 in Foca versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Foca – a meal for two runs $22 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Foca and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.