Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Foca

For one person, living is cheaper in Foca: $949 a month against $1,353 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Foca
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Foca Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Foca

🇧🇦 Bosnia and Herzegovina

$949

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Foca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Foca actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $949 in Foca.

Ubud, Bali $1,353
Foca $949

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,367 in Foca.

Ubud, Bali $2,297
Foca $1,367

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,786 in Foca.

Ubud, Bali $3,241
Foca $1,786

Living in Ubud, Bali is roughly 43% more expensive than in Foca, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.23 Rp 58.5K

$5.31 BAM 9.27

-39.17%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 631.8K

$22.24 BAM 38.82

56.83%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 103.2K

$4.61 BAM 8.05

23.64%

Cappuccino

$2.62 Rp 47.4K

$1.49 BAM 2.60

75.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.2K

$1.35 BAM 2.36

27.41%

Water (0.33 liter bottle)

$0.81 Rp 14.7K

$0.84 BAM 1.46

-3.57%

Local Beer (0.5 liter draught)

$2.65 Rp 48.0K

$1.69 BAM 2.95

56.80%

Imported Beer (0.33 liter bottle)

$4.37 Rp 79.1K

$2.31 BAM 4.04

89.18%

Milk (1 liter)

$1.57 Rp 28.5K

$1.18 BAM 2.06

33.05%

White Bread (500g)

$2.19 Rp 39.7K

$1.12 BAM 1.96

95.54%

Rice (white) (1kg)

$1.18 Rp 21.3K

$1.59 BAM 2.77

-25.79%

Eggs

$2.16 Rp 39.0K

$2.01 BAM 3.50

7.46%

Local Cheese (1kg)

$17.65 Rp 319.7K

$6.93 BAM 12.11

154.69%

Chicken Fillets (1kg)

$3.78 Rp 68.5K

$6.41 BAM 11.19

-41.03%

Beef Round Steak (1kg)

$11.95 Rp 216.5K

$10.18 BAM 17.77

17.39%

Apples (1kg)

$3.60 Rp 65.3K

$0.83 BAM 1.45

333.73%

Banana (1kg)

$1.59 Rp 28.8K

$1.75 BAM 3.06

-9.14%

Oranges (1kg)

$2.31 Rp 41.9K

$2.14 BAM 3.74

7.94%

Tomato (1kg)

$1.91 Rp 34.5K

$1.68 BAM 2.94

13.69%

Potato (1kg)

$1.78 Rp 32.3K

$0.99 BAM 1.72

79.80%

Onion (1kg)

$2.33 Rp 42.2K

$1.36 BAM 2.38

71.32%

Lettuce (1 head)

$1.00 Rp 18.1K

$1.13 BAM 1.98

-11.50%

Water (1.5 liter bottle)

$0.53 Rp 9,570

$0.91 BAM 1.59

-41.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.4K

$3.39 BAM 5.92

-32.45%

Wine (Bottle)

$22.07 Rp 399.9K

$8.39 BAM 14.65

163.05%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.5K

$0.84 BAM 1.46

179.76%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.9K

$1.16 BAM 2.03

156.90%

One-way Ticket (Public Transport)

$0.23 Rp 4,138

$1.27 BAM 2.21

-81.89%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 161.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,520

$1.75 BAM 3.06

-73.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,787

$0.59 BAM 1.04

-27.12%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 99.1K

$17.31 BAM 30.22

-68.40%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.52 BAM 2.66

-45.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 432.5M

$30.6K BAM 53.5K

-22.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 593.9M

$21.8K BAM 38.1K

50.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$156 BAM 273

-48.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.8K

$16.28 BAM 28.43

-59.71%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 337.0K

$33.80 BAM 59.0

-44.97%

Gym Membership (Monthly)

$54.1 Rp 980.3K

$33.52 BAM 58.5

61.46%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 331.1K

Cinema Ticket

$4.25 Rp 77.0K

$5.83 BAM 10.17

-27.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$286 BAM 500

72.17%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.4M

$3,587 BAM 6,262

56.05%

Jeans (Levis 501 Or Similar)

$45.58 Rp 825.6K

$83.2 BAM 145

-45.20%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 633.4K

$35.42 BAM 61.9

-1.30%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$68.2 BAM 119

13.98%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$140 BAM 244

-43.84%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.5M

$154 BAM 269

634.11%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.2M

$248 BAM 433

171.59%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.4M

$516 BAM 901

600.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.8M

$366 BAM 640

364.47%

Buy Apartment in City Center (m2)

$2,717 Rp 49.2M

$2,407 BAM 4,202

12.91%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.6M

$1,763 BAM 3,078

27.12%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.44

210.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Foca: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Foca

$248 26.1% 63.2% $425

Groceries & Markets

Ubud, Bali

$287 21.2%

Foca

$197 20.7% 31.5% $90

Clothing & Footwear

Ubud, Bali

$107 7.9%

Foca

$147 15.5% 37.9% $40

Eating Out

Ubud, Bali

$106 7.9%

Foca

$96 10.1% 9.8% $10

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Foca

$207 21.8% 96.4% $101

Sport & Entertainment

Ubud, Bali

$63 4.6%

Foca

$45 4.8% 27.9% $17

Getting Around

Ubud, Bali

$12 0.9%

Foca

$9.8 * 1% 21.2% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $154 in Foca. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $22 in Foca for a mid-range dinner for two. Groceries echo the gap at $287 vs $197 per month, with Foca cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Foca

🕒 Local time

23:31 11:31 PM

16:31 4:31 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,334

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.92 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 26, 2026: 1 USD = 18,115 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,324 IDR (100,000 IDR = 4.92 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 26, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Foca 11,180 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Foca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Foca: Cost of Living - Frequently Asked Questions

Foca is cheaper overall, especially in groceries, leisure, and eating out. The 43% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,030 in Ubud, Bali and $1,424 in Foca to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $154 in Foca. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $286 in Foca. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Foca – a meal for two runs $22 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Foca are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.